Community First Fixed Term Deposit

A term deposit from Community First lets you decide if you want to add your interest earnings to your monthly income, or save them up towards a big purchase.

Serving Australia’s Central Coast Region, Community First has been providing a sound banking alternative to their members for over 50 years. Their term deposit is structured to be flexible, with a number of interest payment options for you to choose from. With a fixed rate on your term, this can guarantee you an income augment each month, or allow you to make solid plans for a future purchase.

Up to 0.35% p.a.

Interest rate

36 months interest rate


Minimum opening deposit


Maximum balance

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Product NameCommunity First CU Term Deposit ($5,000 - $49,999)
3 month interest rate0.25%
4 month interest rate0.25%
6 month interest rate0.25%
7 month interest rate0.25%
9 month interest rate0.25%
12 month interest rate0.25%
24 month interest rate0.30%
36 month interest rate0.35%
Minimum Opening Deposit$5,000
Minimum Age Requirement18
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

Minimum investment amount

With a term deposit from Community First you must deposit at least $5,000.

Monthly account keeping fees

You will pay no fees for maintaining this account.

How to apply


If you like the way in which the Fixed Term Deposit from Community First is structured, you can apply for the account over the phone or at one of their ten facilities in Sydney and the surrounding Central Coast region. You do need to become a member first, which can be done by applying online. Before starting, check to ensure that you are able to meet their eligibility requirements:

  • Minimum age. There are no age requirements set forth to become a member of Community First, and the Fixed Term Deposit is available to anyone who has already become a member.
  • Residency requirements. Account holders must be Australian residents with a residential address inside of the country.

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