ClearCash Loan

Are you in need of a convenient, ongoing solution to your funding needs? Look no further than ClearCash.

There are times when you can be caught short and find yourself in need of financing. Do you need your car repaired but it's still a week until payday? Forgotten that electricity bill was due? A fast loan solution can help you finance whatever you need and then gives you ongoing access to it should you need it again. ClearCash offers one such loan product, giving you access to up to $3,000 with no hidden interest or fees. Find out more about this loan in the review below and see if it's right for you.

How does a ClearCash Loan work?

ClearCash provides fast, flexible loan solutions for people in need of them. You simply apply online when you're in need of a loan and find out if you're eligible. Once approved, ClearCash can give you access to your approved credit limit to you within one hour of you accepting your contract.

You can apply for a limit of up to $3,000, with your "available credit" being the difference between the total amount of credit available to you and your current account balance (what is owed to ClearCash).

Automatic repayments are set up from your bank account to help you repay your loan on time — no stressing about forgetting your repayment dates. Remember this is an ongoing line of credit so the account will remain open until you ask for it to be closed.

Features of a ClearCash Loan

• Loan amount. Apply for a credit limit between $500 and $3,000, depending on your needs.
• Top-up your loan or redraw. You can simply login to the member's area to see if you're eligible to increase your credit limit or top-up your cash.
• Transparent costs. You'll be charged an interest rate of 47.8% p.a. and the other fees and charges depend on the frequency of your repayments. You will receive a full fee statement as part of your loan contract.
• Flexible repayments. Repayments can be made weekly, fortnightly or monthly and are direct debited from your account automatically, so there's no need for you to remember to make them. You'll also see repayment reminders three days before so you know the money will be coming out.
• Fast turnaround. You can apply online in a few minutes and find out if you're approved soon after. After you accept your contract, your credit limit can be made available to you within the hour.
• Eligibility. You still may be eligible for a loan if you have defaults listed on your credit file or receive Government benefits. CashClear also considers current and discharged bankrupts.

Compare Other Short Term Loans

Whilst we don't compare this loan directly, here are some other loans that are similar.

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Name	Product	Max. Loan Amount	Term of Loan	Turnaround Time	Costs	Fortnightly Repayment $1,500	Product Description
Sunshine Short Term Loans		$2,000	9-15 weeks	30 Minutes - conditions apply	20% of loan amount + 4% of loan amount each month	$396	Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Note: Centrelink must not be your primary source of income.	Go to site More	Compare	loading Fetching your data...
Credit24 Short Term Loan		$2,000	6-12 months	Same day	20% of loan amount establishment fee + 4% of loan amount monthly.	$396	A loan with a quick turnaround time and generous loan term. To be eligible, Centrelink must not be 50% or more of your income.	Go to site More	Compare	loading Fetching your data...
Wallet Wizard Smart Loan (Up to 2K)		$2,000	Up to 2 years	24 hours	47.8% APR	$316.70	Apply for up to $2,000 as a convenient line of credit.	Go to site More	Compare	loading Fetching your data...
Nimble Short Term Loan		$2,000	62 days to 1 year	1 hour - conditions apply*	20% of loan amount + 4% of loan amount each month	$396	Apply for up to $2,000 and have 62 days to 1 year to repay. Note: Centrelink must not be your primary source of income.	Go to site More	Compare	loading Fetching your data...
Ferratum Cash Loans		$1,900	up to 6 months	Same Day if approved	20% of borrowed amount + 4% of borrowed amount each month	$396	Ferratum lets you apply for up to $1,900 without a credit check.	Go to site More	Compare	loading Fetching your data...

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How you can apply for a ClearCash loan

If you're interested in applying for a loan from ClearCash, the first step is checking you meet the eligibility criteria (outlined below). Then you can submit your application form online.

You are still eligible if:

• You receive Government benefits
• You are currently, or have previously been, bankrupt
• You have any defaults listed on your credit file

You need to provide the following information as part of your application:

• How much you want to borrow and how long for
• The purpose of your loan (temporary cash shortfall, debt payments, etc.)
• Your income and expenditure
• The last 90 days of your banking statements or your internet banking details
• Personal details including your residency status and your age
• Whether you have missed any loan repayments in the last six months

How can I contact ClearCash?

If you'd like to get in contact with ClearCash to discuss your account or a new loan, you can find their phone number conveniently located in the top right hand corner of their official website.