ClearCash Loan

Information verified correct on October 21st, 2016

Are you in need of a convenient, ongoing solution to your funding needs? Look no further than ClearCash.

There are times when you can be caught short and find yourself in need of financing. Do you need your car repaired but it's still a week until payday? Forgotten that electricity bill was due? A fast loan solution can help you finance whatever you need and then gives you ongoing access to it should you need it again. ClearCash offers one such loan product, giving you access to up to $3,000 with no hidden interest or fees. Find out more about this loan in the review below and see if it's right for you.

Product NameClearCash Loan
Min Loan Amount$500
Max. Loan Amount$3,000
Interest Rate (p.a.)From 39.95% (fixed)
Turnaround Time24 Hours
RequirementsYou must have a steady income - Centrelink accepted but 50% or more of your income must come from employment & be over 18.

How does a ClearCash Loan work?

ClearCash provides fast, flexible loan solutions for people in need of them. You simply apply online when you're in need of a loan and find out if you're eligible. Once approved, ClearCash can give you access to your approved credit limit to you within one hour of you accepting your contract.

You can apply for a limit of up to $3,000, with your "available credit" being the difference between the total amount of credit available to you and your current account balance (what is owed to ClearCash).

Automatic repayments are set up from your bank account to help you repay your loan on time — no stressing about forgetting your repayment dates. Remember this is an ongoing line of credit so the account will remain open until you ask for it to be closed.

Features of a ClearCash Loan

  • Loan amount. Apply for a credit limit between $500 and $3,000, depending on your needs.
  • Top-up your loan or redraw. You can simply login to the member's area to see if you're eligible to increase your credit limit or top-up your cash.
  • Transparent costs. You'll be charged an interest rate of 39.95% p.a. and the other fees and charges depend on the frequency of your repayments. You will receive a full fee statement as part of your loan contract.
  • Flexible repayments. Repayments can be made weekly, fortnightly or monthly and are direct debited from your account automatically, so there's no need for you to remember to make them. You'll also see repayment reminders three days before so you know the money will be coming out.
  • Fast turnaround. You can apply online in a few minutes and find out if you're approved soon after. After you accept your contract, your credit limit can be made available to you within the hour.
  • Eligibility. You still may be eligible for a loan if you have defaults listed on your credit file or receive Government benefits. CashClear also considers current and discharged bankrupts.

Compare Other Short Term Loans

Whilst we don't compare this loan directly, here are some other loans that are similar.

Rates last updated October 21st, 2016
  • Product

Compare up to 4 providers

  • empty
  • empty
  • empty
  • empty

Fetching your data...

How you can apply for a ClearCash loan

If you're interested in applying for a loan from ClearCash, the first step is checking you meet the eligibility criteria (outlined below). Then you can submit your application form online.

You are still eligible if:

  • You receive Government benefits
  • You are currently, or have previously been, bankrupt
  • You have any defaults listed on your credit file

You need to provide the following information as part of your application:

  • How much you want to borrow and how long for
  • The purpose of your loan (temporary cash shortfall, debt payments, etc.)
  • Your income and expenditure
  • The last 90 days of your banking statements or your internet banking details
  • Personal details including your residency status and your age
  • Whether you have missed any loan repayments in the last six months

How can I contact ClearCash?

If you'd like to get in contact with ClearCash to discuss your account or a new loan, you can find their phone number conveniently located in the top right hand corner of their official website.

Was this content helpful to you? No  Yes

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the privacy policy, receive follow up emails related to and to create a user account where further replies to your questions will be sent.

111 Responses to ClearCash Loan

  1. Default Gravatar
    Dez | August 25, 2016

    Hi there I have a monthly income of 1464 and truth no bills my partner is with a trustee and it’s all prepaid by them need a loan of 1000 for a doctor and previous micro loan help!!!!!!!

    • Staff
      Elizabeth | August 25, 2016

      Hi Dez,

      ClearCash offers flexible eligibility criteria with its loans so if you show you have the capacity to repay you may be eligible. If you have specific questions regarding your eligibility you should get in contact with ClearCash directly, or if you’d like to apply you can submit your application on the ClearCash website.

      Hope this helps,


  2. Default Gravatar
    Chantal | June 27, 2016

    I would like to borrow $3000 and pay it off over 12 months, what would my repayment be weekly.

    • Staff
      Anndy | June 27, 2016

      Hi Chantal,

      Thanks for your question.

      I’ve sent you an email with a link to ClearCash page where you can view a sample weekly repayment schedule for your desired loan amount.

      I hope this helps.


  3. Default Gravatar
    Amy | June 15, 2016

    500 loan

    • Staff
      Elizabeth | June 15, 2016

      Hi Amy,

      If you’re looking to apply for a $500 loan from ClearCash you can submit your application on the ClearCash website, just make sure you meet the minimum eligibility criteria.

      Hope this helps,


  4. Default Gravatar
    | February 3, 2016

    i need a apply so i can get a loan

    • Staff
      Elizabeth | February 3, 2016

      Hi Sam,

      You can submit your application directly on the ClearCash website.

      I hope this has helped.



  5. Default Gravatar
    samantha | January 22, 2016

    i m try for a loan

    • Staff
      Elizabeth | January 25, 2016

      Hi Samantha,

      If you’d like to apply for a loan you can submit your application directly on the ClearCash website. Remember to check you meet the eligibility criteria before you apply.



  6. Default Gravatar
    chantelle | December 31, 2015

    I’m still waiting to hear back with an answer. How long does it take? Its been 2days already

    • Staff
      Jodie | December 31, 2015

      Hi Chantelle,

      Thank you for reaching out.

      You have come through to we are financial comparison website and general information service if you need to contact ClearCash please reach out to them directly through their official website.


  7. Default Gravatar
    Sam | November 14, 2015

    I need a loan to give my 2 kids a good Christmas its my daughter 1st real Christmas and my son is in care fighting for him so wanna get stuff for him and i also need to get baby stuff again as am 24 weeks pregnant with a boy so i need all boy stuff

    • Staff
      Elizabeth | November 16, 2015

      Hi Sam,

      If you’d like to apply for a ClearCash loan you can submit an application on the ClearCash website. Just remember to check the minimum eligibility criteria before you apply.



  8. Default Gravatar
    gina | November 4, 2015

    How long does it normally take to be approved or rejected

    • Staff
      Elizabeth | November 4, 2015

      Hi Gina,

      Thanks for your question.

      You can be conditionally approved within minutes but unconditional may take longer as ClearCash needs to review your application. The time it takes differs depending on the application, but ClearCash promises a quick approval process.

      I hope this has helped.



  9. Default Gravatar
    Clear | October 26, 2015

    Hi I need to get in contact with clear cash in regards to my application but I cannot find a phone number

    • Staff
      Elizabeth | October 26, 2015


      Thanks for your question.

      Please see the end of the page above for ‘How can I contact ClearCash?’

      I hope this will help.



  10. Default Gravatar
    lynn | October 15, 2015

    Where can i find the number? I cant find it anywhere. And what happened to my application?

    • Staff
      Elizabeth | October 16, 2015

      Hi Lynn,

      I’ve emailed you ClearCash’s contact number. As a financial comparison service we don’t hold any of your information on file, so you’ll need to direct any questions regarding your application to them.



Ask a question