Citroën introduce first factory dash cam
But will it affect your car insurance premiums?
Citroën has become the first car manufacturer in Australia to sell a car with a factory-installed dash cam. The built-in camera is available as a $600 optional extra on the new Citroën C3 hatchback, as news.com.au reported.
While Cirtoën is the first company to add a dash cam as standard, another car manufacturer is looking at dipping its toe in the water.
"There are no plans for Toyotas to come fitted with factory fitted Dashcams anytime soon, however we are looking at providing a Dashcam as a genuine accessory before the end of the year is up," a Toyota spokesperson told finder.com.au.
Tech that will help you save on car insurance
While dash cams are great for recording evidence should you be involved in an accident, no car insurer currently offers discounts or incentives for consumers who have one in their car as they don't lower the risk of you being involved in an accident.
One piece of technology available now that can help you save on your car insurance is telematics, is the Insurance Box from QBE. Basically, you install one of the systems in your car and it records your driving behaviour. If you're a safe driver your premiums will be adjusted accordingly. And it's not just QBE exploring the world of telematics.
"Car insurance premiums are calculated based on a variety of factors that impact risk. We are experimenting with telematics to better understand risk so we can reward good driver behaviour, however we don’t currently offer a discount for customers who have these type of features installed. It’s something we’re investigating," said a spokesperson from Suncorp.
Autonomous Emergency Braking (AEB)
While not a new piece of technology, since 2014 NRMA Insurance has recognised vehicles featuring Autonomous Emergency Braking (AEB) as a positive rating factor in a customer’s car insurance premium, with customers able to save up to 15% on their premiums.
"The customer benefit is that drivers can enjoy the safety benefits of this technology as well as a cost saving on their annual insurance premium. This is also a great incentive for more manufacturers to include this technology as standard, rather than an option," said an IAG spokesperson.