Compare Citroën finance options

Citroën was founded in Paris in 1919 and was the first manufacturer to mass-produce a front wheel drive car in 1934. It is now part of the multinational Groupe PSA, which is now the second largest automobile manufacturer in Europe.

2018 Citroën model prices start from $23,490.

Citroën models available in Australia

There are six new Citroën models available to purchase in Australia, including a range of SUVS, a people mover and commercial van. These are:

How much does it cost to buy and run a Citroën?

According to Redbook, the purchase prices of popular 2018 Citroën models are as follows:

• 2018 Citroën C3 Shine Auto: $23,490
• 2018 Citroën C4 Cactus Exclusive Auto: $28,490
• 2018 Citroën Grand C4 Picasso Exclusive Auto: $38,490
• 2018 Citroën Berlingo L2 Auto: $29,990

Fuel efficiency

According to Redbook, the Citroën Berlingo L2 Auto has a fuel efficiency of 4.1L/100km, making it the most efficient Citroën model available in Australia. The Citroën C3 Shine and C5 Aircross SUV both have a fuel efficiency rating of 4.9L/100km, while the Citroën C4 Cactus Exclusive Auto comes in at 5.1L/100km, and 6.4L/100km for the Citroën Grand C4 Picasso Exclusive Auto.

The ATO classifies a fuel-efficient car as one with a fuel consumption of less than 7L/100km, meaning all Citroën models would meet fall under this classification.

Other costs to consider

Insurance

You need to purchase compulsory third party (CTP) insurance in Australia in order to use your vehicle, which covers the other driver in the case of an accident. You can also take out other optional insurance products to cover theft, fire or any accidental damage to your car. The cost of insurance will depend on the policy you purchase, as well as your risk profile, which factors in your age, gender and driving history. You can compare your options below.

Stamp duty

When you purchase a new or used car, you will need to pay stamp duty to have the vehicle transferred into your name. The cost will vary by state or territory, but you can use this vehicle stamp duty calculator to get an estimate of what you'll have to pay.

New car add-ons

The listed price for a new car will generally not include extras such as leather seats and alloy wheels. If you plan on purchasing optional extras for your Citroën be sure to factor in the additional costs to make sure they meet your budget.

Maintenance and repairs

All vehicles require ongoing maintenance and servicing to ensure they continue running properly. You should also be mindful of any unexpected repairs as they can often be quite expensive.

Cost of finance

There are a number of finance options you can use to help purchase your Citroën, but you should consider the costs of different types of financing before deciding on the one that is right for you.

What types of Citroën financing options are available?

• Secured car loan. A secured loan is a popular way to finance a car purchase. The vehicle is used as security against the loan, and you will generally receive a lower interest rate than if you do not use the vehicle as security.
• Unsecured car loan. A simple personal loan where you do not need to use your vehicle as security. The rate you receive will likely be higher than that of a secured car loan.
• Dealer finance. While most loan options are provided by traditional lenders, you can also have your financing arranged by the dealer.
• Chattel mortgage. A car loan for businesses that give them immediate ownership of the vehicle, which is then paid off over the course of the loan term.
• Commercial hire. A type of business car loan where the lender purchases the vehicle on your behalf. You make regular repayments on the lease and can generally take ownership of the vehicle at the end of the lease term, provided you cover the residual value.
• Novated lease. An employee lease that lets you make payments directly from your pre-tax income, reducing the amount of tax you pay. Your employer will need to agree to deduct the payments directly from your salary.

Factors to consider when financing your Citroën

Before choosing a finance option, you should always take the following factors into account:

• Loan amount. Lenders will have different minimum and maximum amounts you can borrow, so you should always confirm a specific loan will meet your financial needs before applying.
• Interest rate. Along with the loan amount, the interest rate you receive will determine the size of your repayments. However, rates will vary across different loan products and competitive rate for one type of loan may not be competitive for another.
• Loan term. Most car loans generally offer terms of one-to-seven years. Other types of finance, such as a novated lease, may offer shorter terms.
• Fees and charges. There are a number of different fees and charges that you may have to pay depending on the type of finance you require. These include application and establishment fees, ongoing service fees, as well as early repayment or break cost fees.
• Repayments. You will generally need to make regular repayments over the term of your loan, but the frequency of payments will vary based on the type of loan you need. Some finance options may also require you to make a large, one-off payment at the end of the term.
• Vehicle ownership. While a chattel mortgage gives you immediate ownership of the vehicle, most car finance options only let you take ownership at the end of the term, provided you have completed your repayments. Some lease options will not give you ownership of the vehicle and others may require you to make a balloon payment in order to take ownership.

What you will need to apply for a Citroën

To be eligible for a loan, you will generally need to be:

• You're at least 18 years old
• You're an Australian citizen or permanent resident
• You're currently employed or earning a reliable income

You will also generally need to provide the following as part of your application:

• Contact details and proof of residence
• Proof of employment and income
• Financial information, including any debts, assets and liabilities
• For a novated lease, your employer will need to arrange payment directly from your income

Compare car loans you can use to purchase a Citroën

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Name	Product	Interest Rate (p.a.)	Comparison Rate (p.a.)	Monthly Repayment	View Details CTA
IMB New Car Loan		4.88% (fixed)	5.23%		You'll receive a fixed rate of 4.88% p.a. A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.	You'll receive a fixed rate of 4.88% p.a. A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.	Go to site View details	Compare	loading Fetching your data...
Wisr Secured Car Loan		From 4.74% (fixed)	5.01%		You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile A flexible car loan from $5,000 - $64,000 with personalised rates and rewards for strong credit customers. ⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.	You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile A flexible car loan from $5,000 - $64,000 with personalised rates and rewards for strong credit customers. ⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.	Go to site View details	Compare	loading Fetching your data...
Credit Concierge Car Loan		From 3.69% (fixed)	4.23%		You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a. Get access to over 20 providers to fund a new or used car.	You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a. Get access to over 20 providers to fund a new or used car.	Go to site View details	Compare	loading Fetching your data...
Driva Car Loan Exclusive		From 3.99% (fixed)	4.79%		You'll receive a fixed rate from 3.99% p.a. Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders. ⭐Exclusive Offer: Apply and settle with Driva by February 7, 2022 to earn a $250 fuel voucher.	You'll receive a fixed rate from 3.99% p.a. Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders. ⭐Exclusive Offer: Apply and settle with Driva by February 7, 2022 to earn a $250 fuel voucher.	Go to site View details	Compare	loading Fetching your data...
loans.com.au - New and Dealer Used Car Loan		3.99% (fixed)	4.53%		You'll receive a fixed rate of 3.99% p.a. based on your risk profile Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. ⭐Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.	You'll receive a fixed rate of 3.99% p.a. based on your risk profile Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. ⭐Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.	Go to site View details	Compare	loading Fetching your data...
RACV New Car Loans		From 4.99% (fixed)	5.69%		You'll receive a fixed rate from 4.99% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.	You'll receive a fixed rate from 4.99% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.	Go to site View details	Compare	loading Fetching your data...
Stratton Finance New Car Loan		From 3.99% (fixed)	5.27%		You'll receive a fixed rate from 3.99% p.a. depending on the lender you are approved with Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.	You'll receive a fixed rate from 3.99% p.a. depending on the lender you are approved with Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.	Go to site View details	Compare	loading Fetching your data...
NRMA New Car Loan		From 4.99% (fixed)	5.69%		You'll receive a fixed rate from 4.99% p.a. Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.	You'll receive a fixed rate from 4.99% p.a. Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.	Go to site View details	Compare	loading Fetching your data...
Great Southern Bank Fixed Rate Car Loan		6.79% (fixed)	7.16%		You'll receive a fixed rate of 6.79% p.a. A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.	You'll receive a fixed rate of 6.79% p.a. A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.	Go to site View details	Compare	loading Fetching your data...
NAB Personal Loan Unsecured Fixed		From 6.99% (fixed)	7.91%		You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.	You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.	Go to site View details	Compare	loading Fetching your data...
Symple Loans Personal Loan		From 5.75% (variable)	6.47%		You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile Borrow up to $50,000 to pay for what you need.	You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile Borrow up to $50,000 to pay for what you need.	Go to site View details	Compare	loading Fetching your data...
SocietyOne Car Loan		From 5.45% (fixed)	5.45%		You'll receive a fixed rate between 5.45% p.a. and 21.49% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.	You'll receive a fixed rate between 5.45% p.a. and 21.49% p.a. based on your risk profile A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.	Go to site View details	Compare	loading Fetching your data...
OurMoneyMarket Car Loan		From 5.35% (fixed)	5.65%		You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile. Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.	You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile. Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.	Go to site View details	Compare	loading Fetching your data...
Latitude New and Used Car Loan		From 5.99% (fixed)	7.24%		You'll receive a fixed rate of 5.99% p.a. Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.	You'll receive a fixed rate of 5.99% p.a. Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.	Go to site View details	Compare	loading Fetching your data...
NRMA Used Car Loan		From 6.24% (fixed)	6.94%		You'll receive a fixed rate from 6.24% p.a. Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.	You'll receive a fixed rate from 6.24% p.a. Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.	Go to site View details	Compare	loading Fetching your data...

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Name	Product	Roadside Assistance	Accidental Damage	Storm	Choice of Repairer	Agreed or Market Value
Budget Direct Comprehensive Finder Award		Optional			Optional	Agreed or Market	Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews. ⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply. Who it might be good for: People who want a comprehensive policy without breaking the bank.	Get Quote View details	Compare	loading Fetching your data...
Youi Comprehensive					Optional	Agreed or Market	Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions. Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.	Get Quote View details	Compare	loading Fetching your data...
Qantas Comprehensive		Optional			Optional	Agreed or Market	Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value. ⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply. Who it might be good for: People who'd like to earn Qantas Points.	Get Quote View details	Compare	loading Fetching your data...
Coles Comprehensive		Optional				Agreed or Market	Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs. ⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply. Who it might be good for: Coles customers and Flybuys collectors.	Get Quote View details	Compare	loading Fetching your data...
Bingle Comprehensive						Market	Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low. Who it might be good for: Someone who wants a low-cost option that covers them for the basics.	Get Quote View details	Compare	loading Fetching your data...
QBE Comprehensive Green Company					Optional	Agreed or Market	Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement. ⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply. Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.	Get Quote View details	Compare	loading Fetching your data...
Huddle Black Comprehensive						Agreed or Market	Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover. Who it might be good for: Someone who wants a 24/7 claims processing.	Get Quote View details	Compare	loading Fetching your data...
ahm Comprehensive		Optional				Both	Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover. ⭐ Current offer: Sign up for ahm car insurance and you'll enjoy a $50 Visa e-gift card*. Offer ends 30 Jan. Who it might be good for: People who drive less than 15,000 km per year.	Get Quote View details	Compare	loading Fetching your data...
Australia Post Comprehensive					Optional	Agreed or Market	Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you. ⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply. Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.	Get Quote View details	Compare	loading Fetching your data...
Huddle Comprehensive		Optional				Agreed or Market	Finder's summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs. Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.	Get Quote View details	Compare	loading Fetching your data...
Virgin Comprehensive		Optional			Optional	Agreed or Market	Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price. ⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply. Who it might be good for: People who'd like to manage their policy online 24/7.	View details	Compare	loading Fetching your data...
Stella Comprehensive		Optional				Agreed	Finder's summary: Stella is a 2021 Finder Innovation award finalist in the Best Insurance Innovation award category. It comes with competitive pricing, rewards for being a safer driver and some unique inclusions like cover if your car is damaged as a result of domestic violence. It also offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats. ⭐ Current offer: Save 10% when you pay your premium annually. T&Cs apply. Who it might be good for: Someone who wants a women-focused car insurance policy (it will cover men too).	View details	Compare	loading Fetching your data...
Poncho Comprehensive						Agreed	Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household. Who it might be good for: People who want their car insurance month to month.	View details	Compare	loading Fetching your data...
PD Comprehensive		Optional				Agreed	Finder's summary: PD comprehensive car insurance policy lets you buy, manage, and start your claims process online. It includes cover for emergency repairs up to $500 and free windscreen chip repair. Ability to customise your extras cover. ⭐ Current offer: New policyholders can enjoy 15% off on their first year's premium. T&Cs apply. Who it might be good for: Those with low claims history and the only driver.	View details	Compare	loading Fetching your data...
Woolworths Comprehensive		Optional				Agreed or Market	Finder's summary: Woolworths has some unique perks like a price-beat guarantee where it'll beat any current comparable comprehensive renewal notice if you're over 25. You can also get 10% off your grocery shop once a month and can add roadside assistance onto your policy for just $7.35 per month. ⭐ Current offer: Save up to 15% when you buy online. T&Cs apply. Who it might be good for: Woolworths shoppers and those that want to take advantage of its price-beat guarantee.	View details	Compare	loading Fetching your data...
Real Comprehensive		Optional				Agreed or Market	Finder's summary: Real Comprehensive Car Insurance provides similar coverage to other insurers for the important stuff like looking after your car if it's stolen or you crash. They're also one of the few insurers who offer a Pay As You Drive policy, so you might be able to save big if you don't drive much. ⭐ Current offer: Up to 10% discount on your policy in your first year when you buy online. T&Cs apply. Who it might be good for: Those that don't drive much can take advantage of their Pay As You Drive policy.	View details	Compare	loading Fetching your data...
Hume Bank Comprehensive						Agreed or Market	Finder's summary: Hume's highest level of cover includes up to $500 for emergency repairs, up to $1,000 for re-keying/re-coding stolen keys, 14 days temporary cover on replacement vehicle, and more. ⭐ Current offer: Save up to 10% on your policy when you buy online. T&Cs apply. Who it might be good for: People prepared to name specific drivers on their policy for lower premiums.	View details	Compare	loading Fetching your data...
Australian Seniors Comprehensive		Optional				Agreed or Market	Finder's summary: Australian Seniors' comprehensive policy includes complimentary hire car for a stolen car, up to $1,000 for a damaged trailer or caravan, up to $500 for emergency travel and accommodation cover. ⭐ Current offer: Get up to 20% off on your first year's premium when you buy online. T&Cs apply. Who it might be good for: People over 50 years old looking for flexible cover options.	View details	Compare	loading Fetching your data...
AAMI Comprehensive		Optional				Agreed	Finder's summary: AAMI's comprehensive policy includes cover for legal modifications and accessories and up to $20 million cover for damage to other people's property. Optional extras like windscreen and window glass cover is also available. ⭐ Current offers: Save $50 when you buy online. T&Cs apply. Who it might be good for: Safe drivers can benefit from the AAMI Safe Driver Rewards® program.	View details	Compare	loading Fetching your data...
Apia Comprehensive		Optional				Agreed or Market	Finder's summary: This policy includes lifetime guarantee on repair work authorised by Apia. It also covers you for after claim expenses up to $1,500 if your car is damaged or stolen. ⭐ Current offer: Get 5% off when you buy online. T&Cs apply. Who it might be good for: People who drive less than 20,000km per year can benefit from Apia Drive Less Pay Less® discount.	View details	Compare	loading Fetching your data...

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