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Citi Rewards Program FAQ

The Citi rewards program is easy to use. It allows you to purchase items, earn frequent flyer miles, and pay your annual fee with points.

If you have a Citi credit card you should take some time to learn about the Citi rewards program. Often people do not redeem their rewards because they do not know how the program works or do not think it offers them anything they will use.

Learn more about Citi credit cards

Comparison of Citi Rewards Credit Cards

Citi offer a wide range of rewards earning credit cards. Compare a range of options below.

Rates last updated December 12th, 2017
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Citi Signature Credit Card
120,000 bonus points
Citi Rewards Program
20.99% p.a.
$199 p.a. annual fee for the first year ($395 p.a. thereafter)
Receive 120,000 bonus reward Points with a low balance transfer offer.
Citi Prestige Card
150,000 bonus points
Citi Rewards Program
20.99% p.a.
$700 p.a.
Earn 150,000 bonus Points and 1 Point per $1 spent on selected purchases and enjoy unlimited airport lounge access with Priority Pass.
Citi Qantas Signature Credit Card
50,000 bonus points
Qantas Frequent Flyer
20.99% p.a.
$199 p.a. annual fee for the first year ($395 p.a. thereafter)
Earn from 0.5 Qantas Points per $1 spent on selected purchases and get 2 airport lounge visits per year. Plus, a discounted first year annual fee.
Citi Rewards Classic Credit Card
Citi Rewards Program
20.99% p.a.
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Citi Rewards Classic Credit Card offers a low balance transfer offer, 5% cashback on retail purchases and a discounted annual fee in the first year.
Citi Rewards Platinum Credit Card
Citi Rewards Program
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
A low balance transfer offer card that allows you to earn 1 Citi Reward Point per $1 spent on eligible domestic and international spend. Also features complimentary international travel insurance.

Compare up to 4 providers

Citi Rewards Program frequently asked questions

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14 Responses

  1. Default Gravatar
    RaphOctober 16, 2016


    Can you please send me a proper email address for Citibank (Aust).
    I have problems trying to redeem my rewards points with your automated phone machines replying gibberish to my notes. Now the last two notes sent to you were not able to be sent and were returned undelivered. I am becoming very annoyed with Citibank.

    PS. Re the “follow up comments” marked below. “Via e-mail” to what e-mail address.???

    • Staff
      AnndyNovember 3, 2016Staff

      Hi Raph,

      Thanks for reaching out.

      Please note that we are, a financial information service that helps consumers make better decisions. We are not Citibank.

      Please use this link to get in touch with Citibank through email.


  2. Default Gravatar
    DavidOctober 18, 2015

    I have ordered some woolworths cards but cannot find out what the expiry date is for the $100 cards.

    • Staff
      SallyOctober 19, 2015Staff

      Hi David,

      Thanks for your question.

      Just to confirm, are you referring to Woolworths Gift Cards?

      If so, WISH Gift Cards, eGift Cards, Essentials Cards, Groceries Only Cards and Store Gift Cards purchased online or in-store expire 12 months from date of issue. Returns Cards expire 6 months from date of issue.

      If you’re unsure, you can contact the Woolworths Everyday customer service team to confirm when your card will expire.



  3. Default Gravatar
    lathaAugust 31, 2015

    I have redeemed reward points and the cash is credited in the credit card, how can I use that amount?

    • Staff
      SallySeptember 1, 2015Staff

      Hi Latha,

      Thanks for your inquiry.

      Your reward points can be used for cashback, vouchers, merchandise, and frequent flyer miles.

      I’ve sent you a link to the Citi Rewards website for further information.

      I hope this has helped.



  4. Default Gravatar
    TowsonMay 20, 2015

    If I use 38,500 reward points for Woolworths what does that equate to in dollars?

    • Staff
      JonathanMay 21, 2015Staff

      Hi Towson, thanks for your inquiry!

      Woolworths cards are eligible to earn Qantas Frequent Flyers points or to receive fuel savings/ e-vouchers. You may like to refer to the following link for a guide on earning Qantas points with your Everyday Rewards card. I have also sent the Qantas Frequent Flyer points calculator to your email which will allow you to calculate the potential rewards and flights that can be redeemed with 38,500 points.



  5. Default Gravatar
    stevenAugust 28, 2014

    when i redeem my points for gift vouchers are they sent to my billing address, and if so how long will it take thank you.

    • Staff
      ShirleyAugust 29, 2014Staff

      Hi Steven,

      Thanks for your question.

      Please see below the sections I’ve taken from the Citibank website, “Rewards and Reward Certificates will be dispatched to your last known postal address. As most rewards will need to be signed for, you may like to change your daytime delivery address. When confirming your reward redemption you can let us know where you would like it delivered. We can not deliver to PO Boxes but are happy to send it to your business address and even if you change your delivery address for the Reward it will not change where your statements are being sent. Please allow 28 days for delivery of your Reward. If in a remote area, please allow an additional 7 days.”

      Hope this helps,

  6. Default Gravatar
    PetraJuly 8, 2013

    How do I find out how many points I have?

    • Staff
      JacobJuly 8, 2013Staff

      Hi Petra. Thanks for your question. You can check your rewards points balance through the Citibank Rewards website. You may need to register your account for online use, but once you do, you can keep track of your rewards balance and redeem your points for rewards. You need to have your card number and ATM PIN to register. I hope this helps. Jacob.

  7. Default Gravatar
    DeepaliMarch 8, 2013

    I have Citibank platinum credit card. I wanted to enquire when do the reward points on it expire as I want to spend them all before expiry?

    • Staff
      JacobMarch 8, 2013Staff

      HI Deepali. Thanks for your question. Reward points have no expiration date. They are good for as long as your account stays in good standing (not in arrears). Cheers.

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