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Review by
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
If you’re taking out a mortgage with Citibank with an LVR between 80.01 and 85% you will have an extra 0.25% added to your interest rate.
The Citibank Mortgage Plus package also lets you link a Citibank credit card to your account. As this is part of the package, you get to enjoy zero annual card fees on some credit card accounts or greatly reduced annual fees on other types of credit card accounts. It will depend which account you choose.
Your Citibank credit card will also give you access to a range of complimentary travel-related insurance policies that cover you if you pay for your trip using your card.
You're also able to link a totally fee-free Citibank Plus, or everyday account, to your Mortgage Plus package. This gives you the ability to make an unlimited number of fee-free withdrawals from your account at more than 3,000 Citibank ATMs right across the country. The Citibank Plus account also offers free international ATM withdrawals, foreign transactions and international money transfers.
On top of this, Citibank is happy to reward Mortgage Plus customers with a free bottle of wine each time you dine at any of their partner restaurants. This is part of their Citibank Dining Program, and you can qualify for this by paying for your meal with their credit card or the attached Citibank Plus everyday account.
If you're applying you'll need to supply be eligible for the loan, which means:
To apply for this loan you'll need to supply personal information about your assets and liabilities. This includes: