Citibank ‘CitiBusiness’ Business Credit Card – Details & Application

Need more than a regular credit card to manage your business credit? Citibank's 'CitiBusiness' Business Credit Card acts as your personal and ultimate business companion.

Important Information

The CitiBusiness credit card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.
You can compare the current range of Citi credit cards here.

Citibank 'CitiBusiness' Credit Card review

The Citibank CitiBusiness business credit card could help you manage your business cash flow better at the same time as rewarding you for using your credit card.

The Citibank CitiBusiness business credit card is specifically designed to make running a business simpler. Offering up to $60,000 credit limit, you could benefit from seeing all of your transactions listed clearly on one easy monthly statement that can reduce the time spent on managing your expenses.

Citibank 'CitiBusiness' benefits

  • Reduce Business Costs. If you already have an outstanding business credit card, you could consider rolling it over to a Citibank CitiBusiness business credit card. When you transfer outstanding balances from other lenders over to Citibank, you could receive a 0% p.a. for 4 months on balance transfers.This can seriously reduce the amount of interest you pay on your business credit card interest bills, making cash flow easier and giving you the opportunity to reduce your business debt more quickly.If you regularly repay your balance amount to zero before the statement date each month, you could also enjoy up to 55 days interest free on your business purchases.
  • Rewards Program. Citibank CitiBusiness business credit cards also offer business owners a rewards program, allowing you to earn 1.25 points for every $1 spent on your credit card. Your points never expire, so you could redeem your points for something for your business or you might choose to reward yourself. The choice is yours.You'll also receive special offers and discounts to exclusive theatre tickets, musicals, sporting events, dinner and travel packages, sightseeing tours and much more.
  • Personalised Service. Citibank will allow you to add up to 99 additional cards to your Citibank CitiBusiness business credit card account. Give them to your employees for business expenses to help manage spending more easily.

Citibank 'CitiBusiness' features

  • Rewards program. Earn 1.25 reward points for every $1 spent - with no point expiry. 1 reward point is redeemable for 1 Frequent Flyer point among other rewards.
  • Credit limit. Access up to $60,000 in credit limit.
  • Annual fee. $74 p.a. annual fee for the first year ($149 p.a. thereafter) annual fee with $0 for every supplementary card.
  • Complimentary International Travel Insurance. Travel with peace of mind courtesy of the complimentary insurance offer.
  • Complimentary business concierge service. Receive assistance at any time of the day with your personal concierge.
  • Balance transfers. 0% p.a. for 4 months on balance transfers
  • Rates and fees. 0% p.a. for 4 months (reverts to 20.74% p.a.) on purchases and 21.49% p.a. on cash advances - 55 days interest free on purchases.

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6 Responses

  1. Default Gravatar
    June 10, 2013

    Is this an American Express card or Visa? Is there a capping on points earned per month?

  2. Default Gravatar
    karenSeptember 18, 2011

    Does it cost extra to be linked to the rewards program so that we can get frequent flyer points (I am already a member) and also is the second business card free?

    • Staff
      JacobAugust 20, 2012Staff

      Hi Karen. Citibank will allow you to add up to 99 additional cards to your Citibank CitiBusiness business credit card account. Give them to your employees for business expenses to help manage spending more easily. You can link this card to the Qanats Frequent Flyer program; however, there is a joining fee of approx. $80 payable when you joint the program. You can link this account to both the primary cards and supplementary cards. Thanks the question.

  3. Default Gravatar
    CameronJuly 17, 2011

    I have a visa card I am looking to cancel and take a citibank business card. If I transfer debt of $10,000 to the new card and then pay it off, can points be earned?

    • Staff
      JeremyJuly 18, 2011Staff

      Hi Cameron

      Points are only earned on purchases made on the card. Balance transfers don’t qualify for earning rewards points

      Cheers

      Jeremy

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