Circle Alliance Bank Christmas Club Account

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Take advantage of a competitive variable interest rate of 0.25% p.a. and spread the cost of Christmas over the year with the Circle Alliance Bank Christmas Club Account.

With a variable rate of 0.25% p.a., the account encourages you to put money aside throughout the year so that you have a sizable savings balance to call on when Christmas arrives. From 1 January to 31 October, access to the account is restricted and comes with fees attached as a way to discourage you from dipping into your savings throughout the year.

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Product NameCircle Alliance Bank Christmas Club Account (S45)
Maximum Variable Rate0.25% p.a.
Standard Variable Rate0.25%
Monthly Account Fee$0

Key features


As of JULY 2018, this product is only available to existing customers. It is no longer available to new customers. For existing customers, variable interest rates still apply.

Review more banking products from CIRCLE.

Competitive variable rate of 0.25% p.a.

The Circle Alliance Bank Christmas Club Account features a variable interest rate of 0.25% p.a., allowing you to generate extra spending power for Christmas.

Interest paid 31 October

Interest on your Circle Alliance Bank Christmas Club Account is calculated on your daily balance and credited to your account on 31 October.

Compare other Circle Alliance products

How to apply

If you're looking to reduce the financial stress of the festive season and you think the Circle Alliance Bank Christmas Club Account could be the perfect tool to help you do that, click on one of the "Apply Now" links. You'll then be redirected to the Circle Alliance Bank website where you can find the download link for an account application form.

Application options

You can download a Christmas Club Account application form from the Circle Alliance Bank website. To complete the form you will need to provide:

  • Personal information. This includes your full name and signature.
  • Membership information. You will need to provide your Circle Alliance Bank membership number.

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