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Chrysler finance options

Considering a Chrysler? Here are your options for financing one

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Chrysler is an American automobile manufacturer founded in Detroit in 1925. It is currently a subsidiary of Fiat Chrysler Automobiles and sells over 2 million vehicles in the United States each year.

Chrysler models available in Australia

You are currently able to purchase two Chrysler models new in Australia:

  • Chrysler 300C Luxury
  • Chrysler 300 SRT

How much does it cost to buy and run a Chrysler?

Initial purchase cost

According to Redbook, the purchase prices for the two 2018 Chrysler models are as follows:

  • 2018 Chrysler 300C Luxury Auto: $60,000
  • 2018 Chrysler 300 SRT Core Auto: $65,000

Fuel efficiency

According to Redbook, the Chrysler 300C Luxury Auto has a fuel efficiency of 9.7L/100km, and the Chrysler 300 SRT Core Auto has an efficiency of 13L/100km. This means both fall outside the ATO's classification of a fuel-efficient car, which is one with a fuel consumption of 7L or less per 100km.

Other costs to consider

The cost of a vehicle goes beyond the price you pay at the dealer. Here are some of the costs you should consider when looking to finance a car purchase:

  • Maintenance and repairs. You will need to get regular servicing and maintenance on your vehicle to make sure it remains roadworthy. As with any other car, your Chrysler may also require repairs in the case of an accident or malfunction.
  • Insurance. You will need to purchase compulsory third party (CTP) insurance to protect the other driver in case of an accident. You can also purchase additional insurance products to cover things like accidental damage, theft and fire. These will vary in price depending on the policy you choose and your individual risk profile. This is calculated using factors such as your age, gender and driving history.
  • Stamp duty. When you purchase a new or used car, you will also need to pay stamp duty to have the vehicle transferred into your name. The duty will vary by state and territory, but you can find out what you'll have to pay using our vehicle stamp duty calculator.
  • New car extras. If you're planning on getting optional add-ons for your car, you will need to factor in their costs when deciding on a finance option. This includes things like leather seats or alloy wheels, which will vary in price depending on both the type of extras and the model of car you want.
  • Cost of finance. You have a number of options when it comes to financing your Chrysler. See below for more information on the options available to you.

What types of Chrysler financing options are available?

  • Secured car loan. This is a loan where you use your car as security against the loan. If you fail to repay the loan, the lender may take ownership of the vehicle.
  • Unsecured car loan. This is a type of personal loan where you do not need to offer your vehicle as security. You will generally have to pay a higher interest rate as the loan represents more of a risk to the lender.
  • Dealer finance. You may have the option of financing your vehicle through the dealer. Dealer finance may generally offer lower repayments, but you will have to make a larger balloon payment at the end of the loan.
  • Chattel mortgage. This is a business car loan that gives your business immediate ownership of the vehicle. Like a normal car loan, you will then pay it off over a set term.
  • Commercial hire. This is a car leasing option for businesses looking to rent a vehicle for a set period of time.
  • Novated lease. If you're currently employed, you can choose to lease a car using your pre-tax income to reduce your tax. Your employer will have to agree to arrange payments, and you will generally need to remain employed for the entire lease term.

Factors to consider when financing your Chrysler

You should always take the following into account when looking at your financing options:

  • Interest rate. The interest rate helps determine the size of your repayments. Some finance options will also give you the choice of a fixed or variable rate.
  • Loan term. Most car loans offer terms between one and seven years. Other types of finance options, especially car leases, may give you the option of longer or shorter terms.
  • Fees and charges. Many finance options have a range of fees and charges that you may have to pay as part of your loan agreements. These can include establishment or service fees as well as early repayment or break cost fees.
  • Repayments. You will generally need to make regular repayments over the course of your loan or lease term. With novated leases, you can factor your car's ongoing running costs into your repayments, which means the payments may vary each time.
  • Loan amount. The amount you can borrow will vary by the lender and the loan itself, so you should always confirm a certain product meets your financial requirements before applying.
  • Vehicle ownership. Most finance options will give you immediate ownership of the vehicle, but novated leases and commercial hire leases will often require you to make a lump-sum balloon payment to take ownership of the vehicle at the end of the term.

What you will need to apply for finance for your Chrysler

While different finance options will have different requirements, you will generally need to meet the following criteria to be eligible for a loan:

  • You need to be at least 18 years old
  • You need to be an Australian citizen or permanent resident
  • You need to be currently employed or earning a reliable income

You will also need to provide the following as part of your application:

  • Proof of residence
  • Details of your employment and income
  • Financial information, including any debts, assets and liabilities

Compare Chrysler car loans now

1 - 13 of 13
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New - Prime Special (Variable)
3.74%
(variable)
4.28%
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
RACV New Car Loans
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New - Prime Special (Fixed)
5.09%
(fixed)
5.64%
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Stratton Finance New Car Loan
From
4.44%
(fixed)
5.76%
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
OurMoneyMarket Car Loan
From
5.85%
(fixed)
6.47%
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
Credit Concierge Car Loan - Prime (Credit Score 800+)
From
3.69%
(fixed)
4.23%
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Must have a high credit score and excellent previous repayment history to qualify. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
You'll receive a fixed rate of 3.69% p.a. with a comparison rate of 4.23% p.a.
Must have a high credit score and excellent previous repayment history to qualify. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
NRMA New Car Loan
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NRMA Used Car Loan
From
6.99%
(fixed)
7.68%
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance Used Car Loan
From
4.99%
(fixed)
6.41%
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
RACV Used Car Loans
From
6.99%
(fixed)
7.68%
You'll receive a fixed rate from 6.99% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
You'll receive a fixed rate from 6.99% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
Credit Concierge Car Loan - Mid Prime (Credit Score 500-800)
From
5.89%
(fixed)
6.99%
You'll receive a fixed rate of 5.89% p.a. with a comparison rate of 6.99% p.a.
Must have an above average credit score and no defaults or late payments in the last 6 months. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
You'll receive a fixed rate of 5.89% p.a. with a comparison rate of 6.99% p.a.
Must have an above average credit score and no defaults or late payments in the last 6 months. Home ownership or mortgage may assist overcoming a lower credit score in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
Credit Concierge Car Loan - Sub Prime (Credit Score Below 500)
From
14.99%
(fixed)
17.99%
You'll receive a fixed rate of 14.99% p.a. with a comparison rate of 17.99% p.a.
Must have stable employment longer than 3 months with no recent missed payments or overdrawn bank accounts. Defaults are assessed on individual circumstances and amounts on credit file must be paid or under arrangement. Good savings history may assist overcoming a low credit score and any unpaid defaults in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
You'll receive a fixed rate of 14.99% p.a. with a comparison rate of 17.99% p.a.
Must have stable employment longer than 3 months with no recent missed payments or overdrawn bank accounts. Defaults are assessed on individual circumstances and amounts on credit file must be paid or under arrangement. Good savings history may assist overcoming a low credit score and any unpaid defaults in some instances. Lenders individual credit criteria applies and approval is not guaranteed nor is the interest rate finalised until a formal submission for finance is made.
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Compare up to 4 providers

Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Youi Comprehensive Car Insurance
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Bendigo Bank Comprehensive
Agreed or Market
Finder's summary: Bendigo Bank’s comprehensive policy offers up to $30 million in liability insurance, cover for your personal items and the option of a replacement car if your vehicle is being repaired after an accident.

Who it might be good for: Those who seek the peace of mind that comes with high legal liability and a range of cover benefits.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get free roadside assistance* for 12 months when you sign up by 30 June. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 5.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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