Christmas deals

Christmas Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

Zanui Zanui

50% off cristal d'arques glassware

Save 50% on cristal d'arques glassware at Zanui. T&Cs apply.

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eBay eBay

20% off The Good Guys

Save 20% off leading brands from The Good Guys store at eBay. Includes Samsung, Panasonic, Acer, New Fitbit, Huawei, Canon, Breville, Bosch, Dyson, Miele and so much more. Maximum discount of $1000. T&Cs apply.

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Unlimited FREE delivery and FREE returns on Plus items

Get FREE delivery and FREE returns on Plus items, FREE 90-day trial, double flybuys points and much more with eBay Plus. Valid for a limited time only. T&Cs apply.

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eBay eBay

20% off selected sellers

Get 20% off home furniture, decor & appliances from selected sellers at eBay. Up to a maximum discount of $1000 per transaction. Multiple items may be purchased in 3 transactions. T&Cs apply.

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Extra 10% off sitewide

Save an extra 10% on tech products, home & garden, health & beauty, fashion, liquor and sporting goods when you spend $120 or more. Max disc $300. Limited time only. T&Cs apply.

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Glue Store Glue Store

30% off women's apparel & handbags

Take 30% off Nude Lucy, Abrand, Beyond Her, Brie Leon and more at Glue Store. Valid on full price items only. Not in conjunction with any other offer. T&Cs apply.

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Showpo Showpo

Gift shop from $2.95

Nab yourself with the Showpo new collections and pick up the latest dresses, tops, bottoms and accessories from $2.95 only. Perfect for any occasion, order now. T&Cs apply.

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PrettyLittleThing PrettyLittleThing

50% off everything

Save 50% on women's fashion clothing, shoes and accessories at PrettyLittleThing. T&Cs apply.

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ASOS ASOS

Up to 50% off fashion, gifts & more

Enjoy up to 50% off men's & women's fashion, gifts & more at ASOS. T&Cs apply.

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BNKR BNKR
Limited time!

40% off when you buy 3+ items

Use the code to enjoy 40% off when you buy 3+ items from Keepsake, C/Meo Collective, Finders Keepers and more online at BNKR. Not valid in conjunction with any other offer. T&Cs apply.

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Beginning Boutique Beginning Boutique

FREE shipping worldwide

Shop women's clothing, accessories, shoes and enjoy FREE shipping worldwide with code at Beginning Boutique. T&Cs apply.

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BNKR BNKR
Limited time!

30% off when you buy 2 items

Get 30% off when you buy 2 items from Keepsake, C/Meo Collective, Finders Keepers and more with code online at BNKR. Not valid in conjunction with any other offer. T&Cs apply.

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Nasty Gal Nasty Gal

50% off everything

Score 50% off clothing, shoes and accessories at Nasty Gal. T&Cs apply.

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David Jones David Jones

50% off The Christmas Shop

Save 50% on decorations, ornaments, lighting and more from The Christmas Shop at David Jones. T&Cs apply.

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Dell Dell

Up to 50% off selected Optiplex, Vostro & Precision performance desktops

Valid for a limited time only. T&Cs apply.

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Dell Dell

15% off all in-stock PCs: Smart selection

Enjoy big savings on this exclusive pre-christmas deal for a limited time only. T&Cs apply.

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Mydeal.com.au Mydeal.com.au

Up to 54% off iPhones, Samsung phones & more

Save up to 54% on iPhones, Samsung, LG, Nokia, Huawei and much more phones at Mydeal. T&Cs apply.

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Myer Myer

Up to 50% off women’s designers sale

Save up to 50% on a great range of women's clothing and shoes including Basque, Piper, Tokito, Wayne Cooper, Mossman, Cue, Levi's, Stella and more. T&Cs apply.

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Zanui Zanui

Up to 60% off furniture & homewares

Enjoy up to 60% off furniture and homewares at Zanui. Includes items from great brands like Maxwell & Williams and Casa Domani. T&Cs apply.

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eBay eBay
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5% off orders over $50

Save when you spend $50 or more with code at eBay. Max disc $300. GST may apply. Valid for a limited time only. Exclusions, T&Cs apply.

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Amazon AU Amazon AU

2 Echo Dot (2nd gen) for just $49

Buy 2 Echo Dot (2nd gen) for just $49. Discount applied at checkout. T&Cs apply.

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Sportitude Sportitude

Extra 20% off Christmas sale

Enter code at checkout to receive a further 20% off the marked prices of the selected styles men, women & kids. Only one code can be used per order. T&Cs apply.

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General Pants General Pants

30% off swimwear

Enjoy 30% off swimwear by using this code at checkout. Limited time only. T&Cs apply.

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City Beach City Beach

20% off women's sunnies & watches

Applies to full price styles from designer brands including Quay Australia, Mink Pink, Nixon, Rosefield and much more. T&Cs apply.

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Mydeal.com.au Mydeal.com.au

Up to 85% off New years eve look

Includes selected clothing, footwear and accessories from top brands such as Sam Edelman, Nine West, Bandolino and much more. T&Cs apply.

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rebel Sport rebel Sport

20% off surf & watersports bodyboards

Includes selected items from brands such as Tahwalhi, Land & Sea and Wahu. T&Cs apply.

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Glue Store Glue Store

Women's tops from $20 + men's tees from $15

Includes selected styles from brands such as adidas, Calvin Klein, Obey, Fila & much more at Glue Store. T&Cs apply.

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General Pants General Pants

Swimwear from $35

Discover a wide range of swimwear starting from $35 at General Pants. Includes selected styles from exclusive brands such Subtitled and Rhythm. T&Cs apply.

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BNKR BNKR

50% off The Essentials Edit

Limited time only. Discount applies to items in The Essentials Edit only, not valid in conjunction with any other offer. T&Cs apply.

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ASOS ASOS

Up to 70% off outlet

Enjoy up to 70% off Parisian, Adidas, Reebok, Puma and much more at ASOS. T&Cs apply.

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Hallenstein Brothers Hallenstein Brothers

Underwear packs for $40

Buy Kit plain or double dot trunks pack at Hallenstein Brothers for just $40. T&Cs apply.

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WineMarket.com.au WineMarket.com.au

Up to 70% off mixed cases + FREE delivery

Get up to 70% off mixed cases also free freight at WineMarket. T&Cs apply.

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David Jones David Jones

30% off full-priced cookware

Save 30% when you buy 2 or more full-priced items of loose cookware from Essteele, Scanpan, Tefal, Anolon and Circulon. T&Cs apply.

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Ecosa Ecosa

20% off site-wide

Enjoy 20% off any order site-wide at Ecosa. T&Cs apply.

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Appliances Online Appliances Online

Up to 25% off TVs

Enjoy up to 25% off TVs at Appliances Online. T&Cs apply.

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Interflora Interflora

10% off select order

Enjoy 10% off select order at Interflora. T&Cs apply.

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eBay eBay

20% off New Beats by Dr Dre Studio3 wireless headphones

Pay just $335.80 (20% off) with code. T&Cs apply.

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Boohoo Boohoo

50% off everything

Get 50% off 100's of styles at Boohoo. Includes sale items. Promotion automatically applied. T&Cs apply.

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Mydeal.com.au Mydeal.com.au

Up to 70% off fragrances for Christmas

Save up to 70% on fragrances from top brands such as Lancome, Giorgio Armani & much more. T&Cs apply.

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rebel Sport rebel Sport

Buy one, get 50% off all swimwear

Buy one and get 50% off all swimwear from brands such as Speedo, Roxy, Quiksilver & much more. T&Cs apply.

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Glue Store Glue Store

Converse, Superga, Nike & much more from $50

Buy your favourite shoes from brands such as Converse, Superga, Nike & much more starting from just $50 at Glue Store. T&Cs apply.

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Catch Catch

Up to 85% off The MOR boutique

Enjoy up to 85% off The MOR perfume, beauty & skincare products at Catch. T&Cs apply.

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Princess Polly Princess Polly
Exclusive

20% off any orders

Excludes Olivia Jade collection, cosmetics and gift cards. No minimum spend. T&Cs apply.

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SurfStitch SurfStitch

Extra 30% off over 1,000 new styles added

Includes already reduced men's, women's & kids' footwear, surf and more. This includes FREE gift offers requiring a promo code to be applied. Excludes Digital Gift Cards, Physical Gift Cards, Surfboards, SUP Boards, Softboards, Board Racks, Cameras and Camera Accessories. T&Cs apply.

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Dissh Dissh

20% off dresses

Find a dress for every occasion from Finders Keepers, The Fifth Label, SNDYS and much more with 20% off. Use the code to claim. T&Cs apply.

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Catch Catch

Up to 70% off in the Christmas sale

Enjoy up to 70% off Illuminate Me, Birkenstock, Gourmet Kitchen, Calvin Klein Jeans, Circulon, Antler, Puma, Crocs and much more at Catch. T&Cs apply.

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Missguided Missguided

40% off everything

Use the code and receive 40% off new dresses, tops, denim, shoes, accessories and more at Missguided. Excludes sale items. T&C's apply.

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Mydeal.com.au Mydeal.com.au

Up to 68% off gifts for pets

Get up to 68% off gifts for pets such as pet toys, foods, treats, vests & much more. T&Cs apply.

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rebel Sport rebel Sport

Up to 40% off selected footwear

Applies only to selected footwear for men's, women's and kids. Includes Roxy, Nike and ASICS. T&Cs apply.

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Showpo Showpo

FREE express shipping on orders over $50

Receive FREE express shipping on orders over $50 at Showpo. T&Cs apply.

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Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare credit cards with 0% purchase rate offers

Rates last updated December 17th, 2018
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Amount Saved
Citi Platinum Credit Card - Exclusive Offer
finder Exclusive:
Save with 0% interest on purchases and balance transfers for 13 months (with no BT fee). Plus, a discounted $49 annual fee for the first year.
0% p.a. for 13 months (reverts to 20.99% p.a.)
0% p.a. for 13 months
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Up to 55 days on purchases
Virgin Australia Velocity Flyer Card - Exclusive Offer
finder Exclusive: Save on credit card costs with half the annual fee for the first year and a 0% p.a. interest rate on purchases for 14 months.
0% p.a. for 14 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Up to 44 days on purchases
Bank First Visa Classic Credit Card
Save with a $0 annual fee for life and enjoy 0% p.a. introductory rate for 6 months on purchases and balance transfers.
0% p.a. for 6 months (reverts to 12.94% p.a.)
0% p.a. for 6 months
$0 p.a.
Up to 55 days on purchases
Qantas Premier Everyday
Take advantage of 20,000 bonus Qantas Points, a 0% p.a. purchase and balance transfer offers. Plus, complimentary overseas travel insurance.
0% p.a. for 9 months (reverts to 19.99% p.a.)
0% p.a. for 9 months
$49 p.a.
Up to 55 days on purchases
Westpac 55 Day credit card - Online Offer
Save with 0% p.a. interest for the first 13 months on purchases and a $0 first year annual fee.
0% p.a. for 13 months (reverts to 19.84% p.a.)
$0 p.a. annual fee for the first year ($30 p.a. thereafter)
Up to 55 days on purchases
St.George Amplify
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, earn 1 Amplify Point per $1 spent on eligible purchases, uncapped.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Bank of Melbourne Amplify Card
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
NAB Low Rate Platinum Card
Enjoy a 0% p.a. interest rate offer on purchases for 9 months and the protection of 7 complimentary insurances including overseas travel insurance.
0% p.a. for 9 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$100 p.a.
Up to 55 days on purchases
BankSA Amplify
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
NAB Low Rate Credit Card
Receive an introductory 0% p.a. interest rate for 6 months on purchases, Visa Entertainment offers and a competitive $59 ongoing annual fee.
0% p.a. for 6 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$59 p.a.
Up to 55 days on purchases

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated December 18th, 2018
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
HSBC Home Value Loan - (Owner Occupier P&I)
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
3.59% 3.61% $0 $0 p.a. 90% Go to site More info
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
3.59% 3.59% $0 $0 p.a. 80% Go to site More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.
3.57% 3.58% $0 $0 p.a. 80% Go to site More info
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2000000 from a convenient online lender.
3.64% 3.66% $0 $0 p.a. 80% Go to site More info
Yellow Brick Road Rate Smasher Home Loan
A low interest rate home loan with no application or ongoing fees.
3.64% 3.64% $0 $0 p.a. 70% Enquire now More info
Homestar Finance - Variable Owner Occupier Offer $900 Cashback
Get a competitive rate, save on fees and access a 100% offset account plus redraw facility. $900 cashback offer.
3.54% 3.58% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
A simple mortgage with no application or ongoing fees that has extra repayments plus split and redraw options. Requires a 30% deposit.
3.75% 3.75% $0 $0 p.a. 70% Enquire now More info
Mortgage House Equity Saver Refinancer Special
A competitive variable essentials interest rate product aimed at refinancers looking to switch to a lower rate.
3.54% 3.57% $0 $0 p.a. 80% Enquire now More info
Macquarie Bank Flyer Home Loan
Earn tens of thousands of Qantas Points to spend on flights, hotels and more with this variable owner occupier mortgage. Competitive variable rate mortgage that requires a 30% deposit.
3.80% 4.05% $0 $0 p.a. 70% Enquire now More info
Bankwest Complete Home Loan Package Fixed - 2 Year Fixed Rate LVR <90% (Owner Occupier, P&I & $200k+)
Lock in a very competitive 2 year rate and get package discounts on your credit card and offset account. $1,500 cashback available (conditions apply).
3.88% 4.51% $0 $395 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Up to $750,000 Owner Occupier, P&I)
Low fee loan with extra repayments. Pay no application and ongoing fees and take advantage of split and redraw options.
3.85% 3.85% $0 $0 p.a. 80% Enquire now More info
SCU My Life Variable Rate Home Loan Package - $150,000+ (Owner Occupier, P&I)
Get a low variable interest rate and buy a property with just a 10% deposit. 100% offset account attached.
3.59% 3.63% $495 $0 p.a. 90% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Earn Velocity Frequent Flyer Points with this mortgage to spend on flights and more (for a limited time, subject to eligibility requirements). Redraw facility available on this variable rate home loan. Competitive interest rate.
3.68% 3.82% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Plus $1,500 cashback offer for eligible refinancers.
3.79% 3.80% $0 $0 p.a. 90% Enquire now More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
Special discounted rate for first home buyers. Start your home buying journey with 2 years of fixed repayments at a competitive rate plus package discounts. Available with a 10% deposit.
3.69% 4.86% $0 $395 p.a. 90% Go to site More info
AMP Professional Package Variable Rate Home Loan - $500,000 to $749,999 (Owner Occupier, P&I)
Get a sharp rate plus package discounts and a 100% offset account.
3.74% 4.13% $0 $349 p.a. 90% Enquire now More info
ME Flexible Home Loan With Member Package - LVR <=80% $400k up to $699,999 (Owner Occupier, P&I)
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
3.69% 4.12% $0 $395 p.a. 80% Go to site More info
loans.com.au Zip Home Loan
A competitive variable rate mortgage for owner occupiers that comes with a no fee debit card with a $5,000 limit.
3.68% 3.70% $0 $0 p.a. 80% Go to site More info
NAB Base Variable Rate Home Loan - Principal and Interest (limited time special offer for owner occupiers only)
A home loan with no ongoing fee and a redraw facility that you can borrow up to 95% LVR.
3.87% 3.91% $600 $0 p.a. 95% Go to site More info
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
A competitive fixed interest rate product with no ongoing bank fees.
3.74% 4.01% $395 $0 p.a. 80% Go to site More info
Mortgage House Equity Growth Investor Special
An essentials variable investor mortgage with a high borrowing amount so you can fund a large purchase.
3.79% 3.82% $0 $0 p.a. 80% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Earn Velocity Frequent Flyer Points on your mortgage (subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
3.64% 3.78% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Aussie Select Basic Variable  -  (LVR <= 70%) (Owner Occupier, P&I)
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
3.84% 3.85% $0 $0 p.a. 70% Enquire now More info
Tic:Toc Live in Loan Fixed Rate - 2 Years (Owner Occupier, P&I)
Fast, 100% online application process. Very limited fees. Optional offset account (with fee).
3.64% 3.59% $0 $0 p.a. 80% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR ≤ 80% (Owner Occupier)
Access an offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
3.79% 3.79% $0 $0 p.a. 80% Go to site More info
Mortgage Choice Plus Home Loan - OO LVR <=70% ($150k+) P&I Only
A variable rate home loan that has a lot of flexible features. This loan has a 100% offset account.
3.71% 3.71% $0 $0 p.a. 70% Enquire now More info
Bankwest Complete Home Loan Package Fixed - 2 Year Fixed Rate LVR <90% (Investors, P&I & $200k+)
Fix the rate on your investment property for 2 years with this competitive home loan package.
3.98% 5.01% $0 $395 p.a. 90% Go to site More info
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
3.72% 3.74% $0 $0 p.a. 80% Go to site More info
Beyond Bank Fixed Rate Home Loan - 3 Year Fixed Rate Home Loan Special (Owner Occupier, P&I)
A flexible 3 year fixed rate loan you can use to buy your own home.
3.83% 4.89% $0 $395 p.a. 80% Go to site More info
Mortgage Choice Basic Variable Rate - OO LVR <= 70% ($150k +) P&I Only
A basic variable home loan that offers a competitive interest rate with no application fees and no ongoing fees.
3.64% 3.64% $0 $0 p.a. 70% Enquire now More info
ClickLoans The Online Home Loan - LVR <80%
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
3.84% 3.84% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Get Velocity Frequent Flyer Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
3.87% 3.91% $0 $10 monthly ($120 p.a.) 90% Enquire now More info
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
A one year fixed rate offer with no ongoing bank fees.
3.59% 4.14% $395 $0 p.a. 80% Go to site More info
AMP Professional Package Fixed Loan - 3 Years (Owner Occupier, P&I)
A package home loan with a sharp fixed rate and a 10% deposit option for low deposit borrowers.
3.85% 4.69% $0 $0 p.a. 90% Enquire now More info
ClickLoans The Online Home Loan - LVR <70% with Offset
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.70% 3.90% $0 $0 p.a. 70% Go to site More info
ING Fixed Rate Home Loan - 1 Year Fixed Rate (Owner Occupier with Orange Advantage)
Owner-occupiers can enjoy a discounted fixed rate, a rate lock feature and the ability to make additional repayments.
3.75% 4.72% $0 $299 p.a. 95% Enquire now More info
Mortgage Choice Basic Variable Rate - OO LVR <= 80% ($150k +) P&I Only
A basic owner-occupier home loan with a low variable rate that requires a 20% deposit.
3.74% 3.74% $0 $0 p.a. 80% Enquire now More info
3.89% 4.27% $0 $395 p.a. 80% Go to site More info
Tic:Toc Live in Loan Fixed Rate - 1 Year (Owner Occupier, P&I)
Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Add a 100% offset account for a small fee.
3.59% 3.58% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Investor, P&I)
A competitive variable rate home loan with no application fee.
3.99% 4.13% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
RACQ Bank Mortgage Saver Special Home Loan
A low deposit mortgage with a competitive rate and plenty of flexibility. QLD residents only. Eligible borrowers can get a 15% discount on home and contents insurance for the life of their loan.
3.62% 3.62% $0 $0 p.a. 95% Go to site More info
Tic:Toc Live in Loan Fixed Rate - 3 Years (Owner Occupier, P&I)
A fixed rate loan with free redraws, few ongoing fees. Apply online with a fast approval process.
3.84% 3.82% $0 $0 p.a. 80% Go to site More info
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
Pay no application or ongoing fee and borrow up to 80% LVR.
3.89% 3.94% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% (<$500k Owner Occupier, P&I)
Borrow up to $500000 and earn Velocity Frequent Flyer Points (terms and conditions apply).
3.73% 3.87% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Macquarie Bank Offset Home Loan  - LVR ≤ 70% (Owner Occupier, P&I)
Borrowers with a 30% deposit can get this competitive rate. Cut down on interest costs with a 100% offset account.
3.75% 4.00% $0 $248 p.a. 70% Enquire now More info
Newcastle Permanent Building Society  Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Enjoy a competitive rate with no application fee for this package loan.
3.69% 4.75% $0 $395 p.a. 90% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)
Low deposit home loan. Enjoy flexible repayment options while paying limited fees.
3.79% 4.87% $0 $395 p.a. 95% Go to site More info
Mortgage Choice Plus Home Loan - OO LVR <=80% ($150k+) P&I Only
A home loan with a competitive rate and plenty of handy features. This product comes with a 100% offset account.
3.81% 3.81% $0 $0 p.a. 80% Enquire now More info
AMP Essential Home Loan  -  $100,000 and above (Owner Occupier)
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
4.04% 4.07% $0 $0 p.a. 90% Enquire now More info
loans.com.au Offset Variable - Package Offset (Investment, P&I)
Package your owner occupied loan with investment loan and receive a discounted investment rate. 100% offset account included.
3.97% 3.99% $0 $0 p.a. 80% Go to site More info
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
Package your loan with other AMP products and save on rates and fees.
3.69% 4.08% $0 $349 p.a. 90% Enquire now More info
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
3.89% 3.91% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Investors with a 30% deposit can get this low rate loan to fund their property portfolio. Take advantage of split and redraw facilities.
3.94% 3.94% $0 $0 p.a. 70% Enquire now More info
loans.com.au - 2 Year Fixed (Owner Occupier, P&I)
Borrow up to 90% of the value of the property you're buying, and pay no application fee.
3.89% 3.94% $0 $0 p.a. 90% Go to site More info
ClickLoans The Online Investor Home Loan - LVR <80%
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.
4.18% 4.18% $0 $0 p.a. 80% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Borrow up to 95% LVR of the value of the property you're buying and pay no application or ongoing fees.
3.94% 4.95% $595 $0 p.a. 95% Go to site More info
ClickLoans The Online Home Loan - LVR <70%
Get a discount for keeping your LVR at $70% or below with this innovative online lender.
3.70% 3.70% $0 $0 p.a. 70% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Access a fee-free 100% offset account and pay no application or ongoing fees.
3.99% 4.86% $0 $0 p.a. 80% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
3.99% 4.62% $395 $0 p.a. 80% Go to site More info
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
A competitive 3-year fixed rate loan with a high max insured LVR.
4.29% 4.26% $0 $0 p.a. 95% Enquire now More info
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
3.99% 3.99% $0 $0 p.a. 80% Go to site More info

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Invest your Christmas cash gifts in a savings account.

Rates last updated December 17th, 2018
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
HSBC Serious Saver
3.10%
1.40%
1.70%
$0
$0 / $0
Introductory rate of 3.10% p.a. for 4 months, reverting to a rate of 1.40% p.a. Available on balances below $1,000,000.
Bank of Queensland Fast Track Starter Account (for 14-24 year olds only)
4.00%
0.50%
3.50%
$0
$0 / $0
Only available to those aged 14-24. Ongoing, variable 4.00% p.a. when you link to an BOQ Day2Day Plus Account and deposit $200+ into the Day2Day account each month from an external account. Interest rate only applies for balances up to $10,000. Balances between $10,001 and $250,000 will earn an interest rate of up to 2.80% p.a. when deposit conditions are met.
Bankwest Hero Saver
2.60%
0.01%
2.59%
$0
$0 / $0
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
ING Savings Maximiser
2.80%
1.00%
1.80%
$0
$0 / $0
Ongoing, variable 2.80% p.a. when you link to an ING Orange Everyday bank account and deposit $1,000+ each month and make 5+ card purchases a month. Available on balances up to $100,000.
Bank of Queensland Fast Track Saver Account
2.80%
0.50%
$0
$0 / $0
Ongoing, variable 2.80% p.a. when you link to an BOQ Day2Day Plus Account and deposit $1,000+ into the Day2Day account each month from an external account. Available on balances up to $250,000.
CUA eSaver Boost Account
2.75%
0.25%
2.50%
$0
$1 / $1
Ongoing, variable 2.75% p.a. when you make a total deposit of at least $250 and no withdrawals in a calendar month. Available on balances up to $500,000.
AMP Saver Account
2.55%
2.10%
0.45%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 4 months, reverting to a rate of 2.10% p.a. Available on balances below $5,000,000.
HSBC Flexi Saver Account
2.50%
1.25%
1.25%
$0
$0 / $0
Ongoing, variable 2.50% p.a. when you deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.
AMP Bett3r Account
2.25%
1.50%
0.75%
$5
$0 / $0
With AMP's bundled Bett3r account, get three linked Pay, Spend and Save accounts. Earn a competitive, ongoing rate of up to 2.25% on your Save account balance when you deposit $2,000 into the Pay account each month from a source that is not another AMP Bank account.

Please note: The 2.25% maximum variable rate is earned only on your Save account balance. To calculate interest earned, enter your initial and monthly deposit amounts for the Save account only, not including any money that’ll be in your Spend or Pay account.
MyState Bank Bonus Saver Account
2.60%
0.80%
1.80%
$0
$0 / $0
Ongoing, variable 2.60% p.a. when you deposit at least $20 into the account each month and make five or more Visa Debit card transactions from a linked MyState transaction account.

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