Christmas 2016 Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

Take 33% off everything

Enjoy 33% off everything with the mid season sale at Bonds. Conditions Apply

25% off sitewide

Excludes eGift cards, Physical gift cards, Gift wrap; items from the following categories: Snow, Surfboards, Surf Hardware, Softboards, Stand Up Paddle Boards, Home Wall Mounted Board Racks, Cameras & Accessories, Polaroids, Bikes, Watches, Sunglasses

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Up to 60% off sale items

Get up to 60% off 100's of items at General Pants in their end of season sale. T&Cs apply.

20% off selected CUB beer, pre-mix & cider cases when you buy 2 or more cases

Brands included in promotion: VB, Corona, Carlton Dry and Melbourne Bitter.

Up to 50% off fashion, manchester, shoes + more

Enjoy huge discounts when you shop during Mid-Season Sale at David Jones. Conditions apply.

30% off everything

Get 30% off everything at Missguided. T&Cs apply.

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50% off everything

Simply use the code to get 50% off site-wide at PrettyLittleThing.

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20% off full-priced toys from Lego, Fisher Price, VTech and more

Save 20% on full-priced toys from Lego, Fisher Price, VTech and more at David Jones.

15% off full-priced strollers, nursery furniture, car seats and more: Nursery Sale

Save 15% on full-priced strollers, nursery furniture, car seats and more at David Jones.

Up to 50% off women’s and men’s fashion: Trenery Mid-Season Sale

Save 30% to 50% on a range of women’s and men’s fashion from Trenery at David Jones.

Up to 50% off fashion and home items: Country Road Mid-Season Sale

Save 30% to 50% on a range of fashion and home items from Country Road at David Jones.

30% off men's selected lines

Get 30% off men's selected lines at Ted Baker. T&Cs apply.

30% off women's selected lines

Shop now and get 30% off women's selected lines at Ted Baker. T&Cs apply.

25% off site-wide

Simply use this code to receive 25% off sitwide. T&Cs apply.

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Exclusive

15% off all full-priced items

Get 15% off all full-priced items at Cotton On using this exclusive code.

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Exclusive

Free express delivery

Enjoy free express delivery with the code at Boohoo. Conditions Apply

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FREE $100 David Jones gift card

Enjoy a FREE $100 gift card when you spend $500 or more on selected full-priced women's designer handbags and shoes at David Jones. While stocks last. T&Cs apply.

FREE 9-piece Elizabeth Arden gift ($213 value)

Shop for Elizabeth Arden products and spend over $70 to receive a FREE 9-piece Elizabeth Arden gift at David Jones ($213 value). While stocks last. Exclusions and T&Cs apply.

$10 off your first purchase

Subscribe to the Wrapped.com newsletter for $10 off your first purchase.

Free delivery for new customers

Get free delivery from Harris Farm as a new customer. With this offer you receive 3 free deliveries. T&Cs apply.

Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare Credit Cards with 0% Purchase Rate Offers

Rates last updated September 21st, 2017
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Amount Saved
ANZ Platinum Credit Card - Exclusive Offer
Exclusive to finder, receive 0% p.a. interest on purchases for 3 months and 0% p.a. on balance transfers for 12 months with no balance transfer fee.
0% p.a. for 3 months (reverts to 19.74% p.a.)
0% p.a. for 12 months
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
Up to 55 days on purchases
Bankwest Breeze Classic Mastercard
Get the security of free worldwide emergency card replacement and the convenience of Mastercard PayPass.
0% p.a. for 13 months (reverts to 12.99% p.a.)
0% p.a. for 13 months with 2% balance transfer fee
$79 p.a.
Up to 55 days on purchases
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Until 31 October 2017 get 0% p.a. on purchases for 12 months. Plus, up to 0.66 Velocity Points per $1 spent.
0% p.a. for 12 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$129 p.a.
Up to 44 days on purchases
Bankwest Breeze Platinum Mastercard
Receive complimentary international travel insurance, extended warranty cover and 0% foreign transaction fees.
0% p.a. for 13 months (reverts to 12.99% p.a.)
0% p.a. for 13 months with 2% balance transfer fee
$99 p.a.
Up to 55 days on purchases

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated September 21st, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A basic home loan with a competitive rate and low fees.
3.64% 3.66% $0 $0 p.a. 80% Go to site More info
Reduce Home Loans Rate Buster 100% Offset Variable Home Loan - Up to $750k (LVR <=80%)
Borrow up to 80% LVR with no ongoing fees and a 100% offset account.
3.54% 3.54% $440 $0 p.a. 80% Enquire now More info
UBank UHomeLoan Variable Rate - Standard Variable Rate Value Offer (Owner Occupier P&I)
Combine a low variable interest rate and free redraw with no application or ongoing fees.
3.74% 3.74% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Variable Home Loan - 80 (PAYG Special No Offset)
A home loan with a competitive variable rate, limited fees and plenty of flexibility.
3.64% 3.66% $0 $0 p.a. 80% Go to site More info
3.69% 3.72% $0 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.
3.49% 4.47% $0 $375 p.a. 90% Go to site More info
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
Take advantage of a 100% offset account along with no annual or application fees.
3.72% 3.74% $0 $0 p.a. 80% Go to site More info
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier and Principal & Interest only)
A special limited time offer for owner occupiers. An IMB Transaction Account must be opened with this loan.
3.79% 3.84% $445 $0 p.a. 90% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
A competitive variable rate home loan with flexible features. You can earn 30,000 Velocity Points for every $100k you borrow (for a limited time, subject to eligibility requirements).
3.79% 3.92% $0 $10 monthly ($120 p.a.) 80% Go to site More info
Bank Australia Basic Home Loan - Variable (Owner Occupier)
Pay no ongoing fees on a competitive variable rate home loan.
3.86% 3.87% $0 $0 p.a. 80% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
A special rate for first home buyers buying residential property and borrowing over $150K. 350K NAB Rewards Points offer available. Terms and conditions apply.
3.69% 4.86% $0 $395 p.a. 90% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier)
A one year fixed rate offer with no ongoing bank fees.
3.69% 4.15% $395 $0 p.a. 80% Go to site More info
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Requires a family member to act as guarantor. Discounted rate available with family pledge loans. Family pledge loans require no LMI and no deposit. NSW, Qld and ACT only.
3.84% 3.84% $0 $0 p.a. 110% Go to site More info
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Get a competitive interest rate for 3 years and a discounted variable rate when the fixed period ends.
3.79% 4.00% $0 $10 monthly ($120 p.a.) 90% Go to site More info
ING Orange Advantage Loan - $500,000+ (LVR <=80% Owner Occupier, P&I)
A loan with no application fee and borrow up to 95% LVR.
3.74% 4.06% $0 $299 p.a. 95% Go to site More info
IMB Budget Home Loan - LVR <=90% (Owner Occupier)
Get a competitive rate without features you may not use.
3.97% 4.02% $445 $0 p.a. 90% Go to site More info
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
A competitive variable rate with a redraw facility. NSW, QLD and ACT residents only.
3.84% 3.84% $0 $0 p.a. 90% Go to site More info
Tic:Toc Live in Loan Variable Rate
A competitive variable rate product with low fees offered by a 100% online lender.
3.68% 3.69% $0 $0 p.a. 80% Go to site More info
Bank Australia Basic Home Loan - Special LVR <70% (Owner Occupier)
A special variable rate home loan with no application or ongoing fees.
3.74% 3.75% $0 $0 p.a. 70% Go to site More info
CUA Advance Variable Home Loan - Owner Occupier, P&I
A competitive variable rate home loan with no application fee.
3.74% 3.75% $0 $0 p.a. 90% Go to site More info
Easy Street Fixed Home Loan - 2 Years (Owner Occupier, P&I)
Apply for Easy Street fixed rate home loans and get a competitive loan with a fixed interest rate.
3.85% 4.10% $500 $0 p.a. 95% Go to site More info
3.69% 3.75% $600 $0 p.a. 80% Go to site More info
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
A low rate variable home loan offer with no monthly fees or application fee charge.
3.97% 3.99% $0 $0 p.a. 90% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Get a competitive 2-year fixed rate with no application or ongoing fees.
3.74% 4.81% $0 $0 p.a. 95% Go to site More info
Bankwest Equaliser Home Loan - LVR ≤80% (Owner Occupier, P&I & $200k+) new customers only
Enjoy a variable 3 year introductory rate with the Bankwest Equaliser Home Loan.
3.72% 4.19% $0 $0 p.a. 80% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)
A fixed rate package with flexible repayment options. 350K NAB Rewards Points offer available. Terms and conditions apply.
3.88% 4.89% $0 $395 p.a. 95% Go to site More info
AMP Essential Home Loan  -  $100,000 and above (Owner Occupier)
Take advantage of a redraw facility, competitive variable rate and no application or settlement fees for a limited time.
3.96% 3.98% $0 $0 p.a. 90% Go to site More info
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
Access the equity in your home with a competitive interest rate and no application fee.
4.09% 4.12% $0 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Discount off an already competitive 2 year fixed rate for loans over $150k. NSW,QLD and ACT residents only.
3.69% 4.45% $0 $375 p.a. 90% Go to site More info
IMB Essentials Home Loan - $300,000+, LVR < 80% (Owner Occupier, P&I)
A competitive variable rate home loan with no ongoing fees.
3.97% 3.97% $0 $0 p.a. 80% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR <70%
A special low variable rate for owner occupiers with 100% offset account and no application or ongoing fees.
3.83% 3.83% $0 $0 p.a. 70% Go to site More info
ClickLoans Basic Home Loan
A basic low-rate home loan that still offers some useful features.
3.64% 3.64% $0 $0 p.a. 70% Go to site More info
QT Mutual Bank Mortgage Saver Home Loan Special
A low rate home loan with no application or ongoing fees. Note that to be eligible for this loan you must be QLD resident.
3.74% 3.74% $0 $0 p.a. 95% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Standard Rate, P&I)
Enjoy a low interest rate and borrow up to 95% (with LMI) of your property's value.
3.74% 4.85% $0 $0 p.a. 95% Go to site More info
IMB Essential Home Loan - LVR <=90% (Owner Occupier)
Access to redraw facility and offset account without the annual fee.
4.19% 4.19% $0 $0 p.a. 90% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Year Fixed (Owner Occupier Special Rate, P&I)
Owner-occupiers can lock in a competitive rate with no ongoing fees. Conditions apply.
3.64% 4.83% $0 $0 p.a. 95% Go to site More info
ANZ Simplicity PLUS Home Loan - Special Offer (Owner Occupier, P&I)
Enjoy a basic home loan with a high LVR and no application or ongoing fees.
4.03% 4.07% $0 $0 p.a. 95% Enquire now More info
St.George Fixed Rate Advantage Package -  2 Year Fixed Rate (Owner Occupier, P&I)
A discounted package rate for owner occupiers with the ability to package a Qantas rewards earning Amplify credit card. $1,500 cashback available for refinancers. Conditions apply.
3.99% 4.98% $0 $395 p.a. 95% Enquire now More info
Commonwealth Bank Wealth Package Fixed Home Loan - 2 Year Fixed (Owner Occupier) P&I
A package home loan with fee free extra repayments available during the fixed term.
3.99% 4.99% $0 $395 p.a. 95% Enquire now More info
4.39% 5.42% $300 $10 monthly ($120 p.a.) 95% Enquire now More info
Finsure Home Loan Deal
Enjoy a low variable rate with no application fee.
3.69% 4.03% $0 $299 p.a. 80% Enquire now More info
Westpac Flexi First Option Home Loan - 2 Years Introductory Special Offer (New Owner Occupier, P&I)
This competitive introductory rate is a limited time offer for new owner-occupiers
3.88% 4.47% $0 $0 p.a. 95% Enquire now More info
3.68% 3.69% $600 $0 p.a. 90% Enquire now More info
St.George Basic Home Loan - Promotional Rate (Owner Occupier, P&I)
A no frills loan with a competitive rate and a maximum LVR of 95%.
3.80% 3.81% $0 $0 p.a. 95% Enquire now More info

Going on holiday? Enjoy peace of mind and a fatter wallet when you save on travel insurance.

Compare Travel Insurance Quotes from Leading Australian Insurers - Access Exclusive Discounts

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Invest your Christmas cash gifts in a savings account.

Rates last updated September 21st, 2017
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
Bankwest Hero Saver
2.60%
0.01%
2.59%
$0
$0 / $0
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
ME Online Savings Account
2.95%
1.30%
1.65%
$0
$0 / $0
Ongoing, variable 2.95% p.a. rate when you link to a ME Everyday Transaction account and make a weekly purchase with your Debit Mastercard using tap & go. Available on balances up to $250,000.
HSBC Serious Saver
3.00%
1.60%
1.40%
$0
$0 / $0
Introductory rate of 3.00% p.a. for 4 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
Westpac Reward Saver
1.50%
0.01%
1.49%
$0
$0 / $0
Ongoing, variable 1.50% p.a. when you deposit at least $50 and make no withdrawals each month. Available on the entire balance.
St.George Maxi Saver
2.80%
1.00%
1.80%
$0
$1 / $1
Introductory rate of 2.80% p.a. for 3 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
Bank of Melbourne Incentive Saver
1.75%
0.01%
1.74%
$0
$1 / $1
Ongoing, variable 1.75% p.a. when you make at least one deposit and no withdrawals each month. Available on the entire balance.
Westpac eSaver
2.51%
1.00%
1.51%
$0
$0 / $0
Introductory rate of 2.51% p.a. for 5 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
BankSA Incentive Saver Account
1.75%
0.01%
1.74%
$0
$0 / $0
Ongoing, variable 1.75% p.a. when you make at least one deposit each month and no withdrawals. Available on the entire balance.
Citibank Online Saver
2.85%
1.70%
1.15%
$0
$0 / $0
Introductory rate of 2.85% p.a. for 4 months, reverting to a rate of 1.70% p.a. Available on balances below $500,000.
BankSA Maxi Saver
2.80%
1.00%
1.80%
$0
$1 / $1
Introductory rate of 2.80% p.a. for 3 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
Bank of Melbourne Maxi Saver
2.80%
1.00%
1.80%
$0
$0 / $0
Introductory rate of 2.80% p.a. for 3 months, reverting to 1.00% p.a. Available on the entire balance.
HSBC Flexi Saver Account
2.50%
1.25%
1.25%
$0
$0 / $0
Ongoing, variable 2.50% p.a. when you deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.

Compare up to 4 providers

Save on Christmas travel with these coupons.

Flights from $2,011 economy

Valid on flights between 13 January - 28 March 2017 and 27 September - 22 November 2017. Sample fares include Brisbane to Istanbul for $2,011 economy, Brisbane Belgrade for $2,022 economy, Brisbane to Rabart for $2,025 and more. Other destinations include Brussels, Venice, Milan, Zurich etc. Conditions apply.

Up to 20% off advance bookings

Valid on bookings at select hotels until 31 October.

Free airport transfers

Valid with select bookings at Citin Pratunam Hotel Bangkok and Citin Hotel Masjid Jamek in Kuala Lumpur.

Up to 40% off select Intrepid tours and sailing trips

Valid on select Intrepid tours worldwide including destinations like France, Italy, Japan, Cuba, India and Cambodia. Sample tours on sale include 40% off Sail Italy - Amali to Procida, 40% off Cote d'Azur Sailing Adventure - Marseille to Nice and 30% off Croatia and Greece Sailing Adventures.

Free room upgrades

Valid on stays until 31 December at select Compass Collection hotels including the Admiral Premier Bangkok and The Continent Hotel Bangkok.

Up to 30% off Citilink passengers - Swiss-Belhotel International, Indonesia

Valid on stays until 28 February 2018. Book & enjoy up to 30% off from best flexible rate for Citilink passengers at Swiss-Belhotel International, Indonesia. T&Cs apply.

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Kids eat free on Oaks Oasis Resort

Book 2 nights or more in an Executive Family room and kids 12 years old and under eat free for all meals. Also included are 2 breakfasts for the adults. Not valid for poolside dining. Conditions apply.

Save up to 50% off hotel stays

Become a lastminute.com.au member and receive as much as 50% off bookings

Save $20 on your booking

Sign up to the OneTravel newsletter and get $20 off your next booking

Search for cheap flights to anywhere from your local airport

Select your home airport and hit ‘search’ to find the best deals you can jump on. US only.

Up to 20% off stays

Valid on advance bookings at participating hotels in Europe, Middle East and Africa, Asia Pacific and the Americas only and is subject to availability. Most hotels define advanced bookings as one month in advance. Subject to change. See site for details.

Up to 41% off Antarctic expeditions with Peregrine

Valid on select tours including 41% off the 11-day Antarctic Explorer, 27% off the 7-day Antarctic Express and 27% off the 14-day Crossing the Circle.

20% off your next purchase with sign-up

Join the Lonely Planet newsletter and get 20% off your next guidebook purchase.

Up to 15% off stays

Valid at select hotels in Europe, the Middle East and Africa and subject to availability. Sample destinations include Dublin, Glasgow, Bristol, London, Helsinki, Stockholm, Vienna, Brussels, Paris, Lyon, Amsterdam, Dubai, Jeddah, Riyadh, Doha, Muscat, Kuwait, Beirut.

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