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Christmas 2016 Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

Extra 40% off all sale items

Get an extra 40% off all sale items at BNKR with this code. T&Cs apply.

Show code & visit siteEX****

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Exclusive

45% off everything online

Simply use this code to receive 45% off your entire order. Excludes sale items.

Show code & visit siteBH****

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Exclusive

15% off your order

Get 15% off your purchase at Beginning Boutique

Show code & visit siteFI****

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Exclusive

$20 off on any booking

Simply use the code to get $20 off on any booking at Vaniday. New customers only, minimum purchase of $45.

Show code & visit siteVA****

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Up to 70% off in the sale

Get up to 70% off all sale items at Surfstitch, T&Cs apply. Limited stock available.

35% off everything

Simply use this code to receive 35% off everything online at Missguided. Excludes sale items.

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15% off iTunes gift cards

Simply use the code to get 15% off iTunes gift cards when you spend $30, $50 & $100 iTunes Gift Cards plus FREE shipping from the Gift Card store. Maximum discount per transaction is $75, 3 transactions per person. Excludes gift cards & postage.

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Exclusive

15% off all full-priced items

Get 15% off all full-priced items at Cotton On using this exclusive code.

Show code & visit site15****

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50% off everything

Simply use the code to get 50% off sitewide at Pretty Little Thing.

Show code & visit siteST****

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10% off orders over $50 on Tech products

Simply use the code to get 10% off when you spend $50 on Tech products at eBay. Includes Apple, Samsung and many more. Maximum discount of $100. This offer is only available to you if you have not previously shopped in the selected tech categories on eBay.com.au or the offer is visible to you on www.ebay.com.au when you login to your eBay account. Exclusions and T&Cs apply.

Show code & visit siteTR****

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40% off site-wide

Get 40% off sitewide at Rusty. T&Cs apply.

Extra 40% off all sale items

Get 40% off all sale items at Sportscraft. T&Cs apply.

50% - 70% off winter styles

Get up to 70% off 1000's of winter styles. Valid on select colours and designs. Exclusions and T&Cs apply.

20% off sitewide

Get 20% off at Princess Polly with this code, applies sitewide. Excludes Kyle Collection.

Show code & visit siteQW****

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25% off sale items

Get 25% off sale items at General Pants. T&Cs apply.

40% off everything

Get 40% off everything by using the code at checkout. T&Cs apply.

Show code & visit site40****

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50% off everything

Simply use the code to get 50% off everything at Nasty Gal. Conditions apply.

Show code & visit siteGE****

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Up to 60% off any order

Get up to 60% off any order at BLACK SWALLOW. T&Cs apply.

FREE Lauren Icon Cabernet 2014 bottle when you spend $250

Receive FREE Lauren Icon Cabernet 2014 when you spend over $250.

Show code & visit siteBO****

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Extra 30% off women's international designer shoes and accessories

Get an extra 30% off on a range of already reduced women's international designer shoes and accessories at David Jones. While stocks last. Exclusions and T&Cs apply.

15% off Race Day designer dresses: Spring Racing Early Bird Special

Simply use the code to get 15% off Race Day designer dresses at GlamCorner. Conditions apply.

Show code & visit siteGC****

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10% off orders over $70

Simply spend over $70 at City Beach to receive 10% off your order. T&Cs apply.

Show code & visit siteCI****

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Up to 50% off sale

Get up to 50% off on sale items at Missguided Australia. Exclusions and T&Cs apply.

25% off winter boots

Get 25% off winter boots with the code at Beginning Boutique. Conditions Apply

Show code & visit siteBo****

After the store tab opens, come back to copy the code

7-night Greek Island sailing trip for $499

Valid select dates until 16 September. Includes a seven-night cruise, orientation walks on the islands, Wi-Fi, parties and breakfast daily. Visit Mykonos, Paros, Ios, Santorini and Naxos.

47% off China tour with Yangtze River cruise and flights

Valid select dates 23 October 2017 - 25 June 2018. Includes return flights from Sydney or Melbourne and a 12-day tour including 3-day river cruise.

Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare Credit Cards with 0% Purchase Rate Offers

Rates last updated July 29th, 2017
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Interest Saved
ANZ Platinum Credit Card - Exclusive Offer
Exclusive to finder, receive 0% p.a. interest on purchases for 3 months and 0% p.a. on balance transfers for 12 months.
0% p.a. for 3 months (reverts to 19.74% p.a.)
0% p.a. for 12 months
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
Up to 55 days on purchases
Bankwest Breeze Mastercard
Get the security of free worldwide emergency card replacement and the convenience of Mastercard PayPass.
0% p.a. for 13 months (reverts to 12.99% p.a.)
0% p.a. for 13 months with 2% balance transfer fee
$79 p.a.
Up to 55 days on purchases
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Until 31 July 2017 get 0% p.a. on purchases for 12 months. Plus, up to 0.66 Velocity Points per $1 spent.
0% p.a. for 12 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$129 p.a.
Up to 44 days on purchases
Bankwest Breeze Platinum Mastercard
Receive complimentary international travel insurance, extended warranty cover and 0% foreign transaction fees.
0% p.a. for 13 months (reverts to 12.99% p.a.)
0% p.a. for 13 months with 2% balance transfer fee
$99 p.a.
Up to 55 days on purchases

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated July 29th, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A basic home loan with a competitive rate and low fees.
3.64% 3.66% $0 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤85% ($150K+ Owner Occupier)
Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.
3.59% 4.48% $0 $375 p.a. 85% Go to site More info
UBank UHomeLoan Variable Rate - Standard Variable Rate Value Offer (Owner Occupier P&I)
Combine a low variable interest rate and free redraw with no application or ongoing fees.
3.74% 3.74% $0 $0 p.a. 80% Go to site More info
3.69% 3.72% $0 $0 p.a. 80% Go to site More info
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
Take advantage of a 100% offset account along with no annual or application fees.
3.72% 3.74% $0 $0 p.a. 80% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
A special rate for first home buyers buying residential property and borrowing over $150K. 350K NAB Rewards Points offer available. Terms and conditions apply.
3.69% 4.86% $0 $395 p.a. 90% Go to site More info
ING DIRECT Orange Advantage Loan - $150,000+ (LVR <=80% Owner Occupier, P&I)
A fully featured home loan with an offset account and discounts available. $1000 cashback offer available for loans over $300k. Terms and conditions apply.
3.79% 4.11% $0 $299 p.a. 80% Go to site More info
HSBC Home Value Loan - Resident Owner Occupier only
Enjoy a low variable rate with no ongoing fees and borrow up to 90% of the value of the property.
3.85% 3.86% $0 $0 p.a. 90% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Year Fixed (Owner Occupier Special Rate, P&I)
Owner-occupiers can lock in a competitive rate with no ongoing fees. Conditions apply.
3.84% 4.86% $0 $0 p.a. 95% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)
A fixed rate package with flexible repayment options. 350K NAB Rewards Points offer available. Terms and conditions apply.
3.88% 4.89% $0 $395 p.a. 95% Go to site More info
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Discounted rate available with family pledge loans. Family pledge loans require no LMI and no deposit. NSW, Qld and ACT only.
3.99% 3.99% $0 $0 p.a. 110% Go to site More info
IMB Budget Home Loan - LVR <=90% (Owner Occupier)
Get a competitive rate without features you may not use.
3.97% 4.02% $445 $0 p.a. 90% Go to site More info
Finsure Home Loan Deal
Enjoy a low variable rate with no application fee.
3.69% 4.03% $0 $299 p.a. 80% Enquire now More info
Heritage Bank Discount Variable Home Loan - Special Rate Offer (Owner Occupier) New Customers Only
A low rate variable home loan offer with no monthly fees or application fee charge.
3.99% 4.04% $600 $0 p.a. 90% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
No application or ongoing fees and a competitive 2 year fixed rate.
3.74% 4.81% $0 $0 p.a. 95% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤85% ($150K+ Owner Occupier)
Discount off an already competitive 2 year fixed rate for loans over $150k. NSW,QLD and ACT residents only.
3.79% 4.46% $0 $375 p.a. 85% Go to site More info
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier)
Access the equity in your home with a competitive interest rate and no application fee.
3.69% 3.72% $0 $0 p.a. 80% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR <70%
A special low variable rate for owner occupiers with 100% offset account and no application or ongoing fees.
3.83% 3.83% $0 $0 p.a. 70% Go to site More info
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150,000+ Owner Occupier, P&I)
Apply for a new owner occupier loan or refinance from another lender and receive this discounted rate.
3.84% 4.22% $0 $395 p.a. 95% Go to site More info
QT Mutual Bank Mortgage Saver Home Loan
A low rate home loan with no application or ongoing fees. Note that to be eligible for this loan you must be QLD resident.
3.95% 3.95% $0 $0 p.a. 95% Go to site More info
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier)
A competitive variable rate with a redraw facility. NSW, QLD and ACT residents only.
3.99% 3.99% $0 $0 p.a. 85% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 3 Year Fixed (Owner Occupier Special Rate, P&I)
A limited time fixed rate home loan with extra repayment abilities. Conditions apply.
3.89% 4.78% $0 $0 p.a. 95% Go to site More info
ME Flexible Home Loan Fixed - 3 Year Fixed Rate (Owner Occupier, P&I)
A competitive 3 year fixed rate with a redraw facility and split loan options, plus no application fee.
3.99% 4.77% $0 $0 p.a. 95% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Standard Rate, P&I)
Enjoy a low interest rate and borrow up to 95% (with LMI) of your property's value.
4.14% 4.92% $0 $0 p.a. 95% Go to site More info
NAB Base Variable Rate Home Loan - Owner Occupier (P&I)
A competitive no frills home loan. 350K NAB Rewards Points offer available. Terms and conditions apply.
4.17% 4.21% $600 $0 p.a. 95% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 1 Year Fixed (Standard Rate, P&I)
Investors can take advantage of a short term fixed rate with no application or ongoing fees.
4.14% 5.00% $0 $0 p.a. 95% Go to site More info
NAB Choice Package Home Loan - 5 Year Fixed (Owner Occupier P&I)
A competitive loan with flexible features. 350K NAB Rewards Points offer available. Terms and conditions apply.
4.59% 5.01% $0 $395 p.a. 95% Go to site More info
IMB Essential Home Loan - LVR <=90% (Owner Occupier)
Access to redraw facility and offset account without the annual fee.
4.19% 4.19% $0 $0 p.a. 90% Go to site More info
ANZ Simplicity PLUS Home Loan - Special Offer (Owner Occupier, P&I)
Enjoy a basic home loan with a high LVR and no application or ongoing fees.
4.03% 4.07% $0 $0 p.a. 95% Enquire now More info
3.78% 3.79% $600 $0 p.a. 90% Enquire now More info
St.George Basic Home Loan - Promotional Rate (Owner Occupier, P&I)
A no frills loan with a competitive rate and a maximum LVR of 95%.
3.80% 3.81% $0 $0 p.a. 95% Enquire now More info
Commonwealth Bank Wealth Package Fixed Home Loan - 2 Year Fixed (Owner Occupier) P&I
A package home loan with fee free extra repayments available during the fixed term.
3.99% 4.99% $0 $395 p.a. 95% Enquire now More info
St.George Fixed Rate Advantage Package -  2 Year Fixed Rate (Owner Occupier, P&I)
A discounted package rate for owner occupiers with the ability to package a Qantas rewards earning Amplify credit card. $1,500 cashback available for refinancers. Conditions apply.
3.99% 4.98% $0 $395 p.a. 95% Enquire now More info
NAB Choice Package Variable Rate - $250k to $749,999 P&I (Owner Occupier)
A packaged low rate interest offer from NAB. Includes mortgage offset.
4.39% 4.78% $0 $395 p.a. 95% Go to site More info
Westpac Fixed Options Home Loan Premier Advantage Package - 2 Years, P&I
A low interest rate home loan with a low service fee.
3.88% 4.88% $0 $395 p.a. 95% Enquire now More info
4.39% 5.42% $300 $10 monthly ($120 p.a.) 95% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Earn Velocity points on a competitive variable rate home loan with flexible features.
3.79% 3.92% $0 $10 monthly ($120 p.a.) 80% Enquire now More info

Going on holiday? Enjoy peace of mind and a fatter wallet when you save on travel insurance.

Compare Travel Insurance Quotes from Leading Australian Insurers - Access Exclusive Discounts

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Invest your Christmas cash gifts in a savings account.

Rates last updated July 29th, 2017
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
ING DIRECT Savings Maximiser
2.80%
1.50%
1.30%
$0
$0 / $0
Ongoing, variable 2.80% p.a. when you link to an ING Orange Everyday bank account and deposit $1,000+ each month. Available on balances up to $100,000.
Bankwest Hero Saver
2.65%
0.01%
2.64%
$0
$0 / $0
Ongoing, variable 2.65% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
ME Online Savings Account
3.05%
1.30%
1.75%
$0
$0 / $0
Ongoing, variable 3.05% p.a. rate when you link to a ME Everyday Transaction account and make a weekly purchase with your Debit Mastercard using tap & go. Available on balances up to $250,000.
ANZ Progress Saver
1.81%
0.01%
1.80%
$0
$10 / $10
Ongoing, variable 1.81% p.a. when you deposit $10+ each month and make no withdrawals. Available on the entire balance.
HSBC Serious Saver
3.00%
1.60%
1.40%
$0
$0 / $0
Introductory rate of 3.00% p.a. for 4 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
ANZ Online Saver
2.55%
1.00%
1.55%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 3 months, reverting to 1.00% p.a. Available on the entire balance.
Westpac Reward Saver
1.75%
0.01%
1.74%
$0
$0 / $0
Ongoing, variable 1.75% p.a. when you deposit at least $50 and make no withdrawals each month. Available on the entire balance.
Bank of Melbourne Incentive Saver
1.75%
0.01%
1.74%
$0
$1 / $1
Ongoing, variable 1.75% p.a. when you make at least one deposit and no withdrawals each month. Available on the entire balance.
Westpac eSaver
2.51%
1.00%
1.51%
$0
$0 / $0
Introductory rate of 2.51% p.a. for 5 months, reverting to a rate of 1.00% p.a. Available on the entire balance.
BankSA Incentive Saver Account
1.75%
0.01%
1.74%
$0
$0 / $0
Ongoing, variable 1.75% p.a. when you make at least one deposit each month and no withdrawals. Available on the entire balance.
P&N Hi Saver Account
2.95%
1.25%
1.70%
$0
$5,000 / $0
Introductory rate of 2.95% p.a. for 4 months, reverting to a rate of 1.25% p.a. Available on balances of $5,000 and above.

Compare up to 4 providers

Save on Christmas travel with these coupons.

Up to 40% off select Intrepid tours and sailing trips

Valid on select Intrepid tours worldwide including destinations like France, Italy, Japan, Cuba, India and Cambodia. Sample tours on sale include 40% off Sail Italy - Amali to Procida, 40% off Cote d'Azur Sailing Adventure - Marseille to Nice and 30% off Croatia and Greece Sailing Adventures.

Flights from $2,011 economy

Valid on flights between 13 January - 28 March 2017 and 27 September - 22 November 2017. Sample fares include Brisbane to Istanbul for $2,011 economy, Brisbane Belgrade for $2,022 economy, Brisbane to Rabart for $2,025 and more. Other destinations include Brussels, Venice, Milan, Zurich etc. Conditions apply.

Free room upgrades

Valid on stays until 31 December at select Compass Collection hotels including the Admiral Premier Bangkok and The Continent Hotel Bangkok.

Free airport transfers

Valid with select bookings at Citin Pratunam Hotel Bangkok and Citin Hotel Masjid Jamek in Kuala Lumpur.

Up to 20% off advance bookings

Valid on bookings at select hotels until 31 October.

Up to 30% off Citilink passengers - Swiss-Belhotel International, Indonesia

Valid on stays until 28 February 2018. Book & enjoy up to 30% off from best flexible rate for Citilink passengers at Swiss-Belhotel International, Indonesia. T&Cs apply.

Show code & visit siteCI****

After the store tab opens, come back to copy the code

Kids eat free on Oaks Oasis Resort

Book 2 nights or more in an Executive Family room and kids 12 years old and under eat free for all meals. Also included are 2 breakfasts for the adults. Not valid for poolside dining. Conditions apply.

Save up to 50% off hotel stays

Become a lastminute.com.au member and receive as much as 50% off bookings

Save $20 on your booking

Sign up to the OneTravel newsletter and get $20 off your next booking

Search for cheap flights to anywhere from your local airport

Select your home airport and hit ‘search’ to find the best deals you can jump on. US only.

Up to 20% off stays

Valid on advance bookings at participating hotels in Europe, Middle East and Africa, Asia Pacific and the Americas only and is subject to availability. Most hotels define advanced bookings as one month in advance. Subject to change. See site for details.

Up to 41% off Antarctic expeditions with Peregrine

Valid on select tours including 41% off the 11-day Antarctic Explorer, 27% off the 7-day Antarctic Express and 27% off the 14-day Crossing the Circle.

20% off your next purchase with sign-up

Join the Lonely Planet newsletter and get 20% off your next guidebook purchase.

Up to 15% off stays

Valid at select hotels in Europe, the Middle East and Africa and subject to availability. Sample destinations include Dublin, Glasgow, Bristol, London, Helsinki, Stockholm, Vienna, Brussels, Paris, Lyon, Amsterdam, Dubai, Jeddah, Riyadh, Doha, Muscat, Kuwait, Beirut.

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