Christmas deals

Christmas Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

20% off select coupon

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Grab and enter the code at checkout and get 20% discount on home, tech and more. Exclusions and T&Cs apply.

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Show code PR****

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20% off Back to Uni Essentials

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Max discount $1000 per transaction. Use code at checkout. T&Cs apply.

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33% off site

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Get 33% off site with a code at My Protein. T&Cs apply.

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Show code 33****

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20% off Asics shoes

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Get 20% off select Asics shoes at Sportitude. T&Cs apply.

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FREE 4 games with Xbox One S 500GB consoles for $299

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Get 4 games with Xbox One S 500GB consoles for $299. Includes: A download token for games - The Steep & The Crew DLC Token, choice of a physical copy of NBA 2k18 or Gears of War 4: Standard Edition, plus one game in the box together with the console. T&Cs apply.

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40% off everything

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Get and enjoy 40% discount on everything at Boohoo. Excludes already reduced items. T&Cs apply.

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30% off dresses

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Get 30% off dresses at Missguided for a limited time only. T&Cs apply.

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Up to $9 off

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Simply use the code to get $7 off on orders over $59 or $9 off when you spend $79 or more. T&Cs apply.

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Up to $600 off select business laptops

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Get up to $600 off select business laptops at Dell. T&Cs apply.

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Up to 88% off book sale Get up to 88% off with Angus & Robertson's book sale. Conditions apply.

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Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare credit cards with 0% purchase rate offers

Rates last updated February 19th, 2018
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Amount Saved
NAB Low Rate Platinum Card
Enjoy a 0% p.a. interest rate offer on purchases for 9 months and the protection of 7 complimentary insurances including overseas travel insurance.
0% p.a. for 9 months (reverts to 13.99% p.a.)
4.99% p.a. for 6 months
$100 p.a.
Up to 55 days on purchases
NAB Low Rate Credit Card
Receive an introductory 0% p.a. interest rate for 6 months on purchases, Visa Entertainment offers and a competitive $59 ongoing annual fee.
0% p.a. for 6 months (reverts to 13.99% p.a.)
4.99% p.a. for 6 months
$59 p.a.
Up to 55 days on purchases
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Save with 0% p.a. on purchases for 14 months and 0% p.a. on balance transfers for 6 months. Offer ends on 28 February 2018.
0% p.a. for 14 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$129 p.a.
Up to 44 days on purchases

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated February 20th, 2018
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
HSBC Home Value Loan - Resident Owner Occupier only, P&I
Enjoy a low variable rate with no ongoing fees and borrow up to 90% of the value of the property.
3.59% 3.60% $0 $0 p.a. 90% Go to site More info
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A basic home loan with a competitive rate and low fees.
3.52% 3.54% $0 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.
3.49% 4.49% $0 $375 p.a. 90% Go to site More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
A competitive variable rate product with no application or valuation fees offered by a 100% online lender.
3.58% 3.59% $0 $0 p.a. 80% Go to site More info
Homestar Finance Variable Rate Home Loan - Owner Occupier ($1200 cashback)
A variable rate home loan with competitive rate, redraw facility and offset account.
3.54% 3.58% $0 $0 p.a. 80% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
A special rate for first home buyers buying residential property and borrowing over $150K. 350K NAB Rewards Points offer available. Terms and conditions apply.
3.69% 4.86% $0 $395 p.a. 90% Go to site More info
3.74% 3.74% $0 $0 p.a. 80% Go to site More info
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I)
A special limited time offer for owner occupiers. An IMB Transaction Account must be opened with this loan.
3.69% 3.69% $0 $0 p.a. 90% Go to site More info
3.64% 3.67% $0 $0 p.a. 80% Go to site More info
Tic:Toc Invest Loan Variable Rate Home Loan - Principal & Interest
A low-fee variable rate investor loan with a fast online application process.
3.99% 4.00% $0 $0 p.a. 80% Go to site More info
CUA Advance Variable Home Loan - Owner Occupier, P&I
A competitive variable rate home loan with no application fee.
3.65% 3.66% $0 $0 p.a. 90% Go to site More info
SCU Basic Variable Rate Home Loan
A basic home loan with a low interest rate and a redraw facility available.
3.77% 3.81% $200 $0 p.a. 95% Go to site More info
3.69% 3.69% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Variable Home Loan - LVR 80% (Owner Occupier, with Offset)
A low interest rate home loan that allows borrowers to borrow up to 80% of the property value.
3.68% 3.83% $0 $10 monthly ($120 p.a.) 80% Go to site More info
Bank Australia Basic Home Loan - Special LVR <80% (Owner Occupier)
A special variable rate home loan with no application or ongoing fees.
3.74% 3.75% $0 $0 p.a. 80% Go to site More info
3.62% 3.62% $0 $0 p.a. 80% Go to site More info
RACQ Mortgage Saver Special Home Loan
A low rate home loan with no application or ongoing fees. Free home & contents insurance for 1 year. T&Cs apply. Note that to be eligible for this loan you must be QLD resident.
3.74% 3.74% $0 $0 p.a. 95% Go to site More info
Mortgage House Advantage Variable Home Loan - 80 (PAYG Special No Offset)
A home loan with a competitive variable rate, limited fees and plenty of flexibility.
3.64% 3.67% $0 $0 p.a. 80% Go to site More info
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Requires a family member to act as guarantor. Discounted rate available with family pledge loans. Family pledge loans require no LMI and no deposit. NSW, Qld and ACT only.
3.74% 3.74% $0 $0 p.a. 110% Go to site More info
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150,000+ Owner Occupier, P&I)
Apply for a new owner occupier loan or refinance from another lender and receive this discounted rate.
3.64% 4.03% $0 $395 p.a. 80% Go to site More info
ClickLoans Basic Home Loan - LVR <80%
A basic low-rate home loan that still offers some useful features.
3.78% 3.78% $0 $0 p.a. 80% Go to site More info
Bankwest Complete Home Loan Package Variable - LVR <=90% (Owner Occupier, P&I)
A discounted home loan variable rate that comes with a competitive package, an eligible credit card and an offset transaction account.
3.99% 4.41% $0 $395 p.a. 90% Go to site More info
Tic:Toc Invest Fixed Rate Loan - 1 Year Fixed (Principal & Interest)
Enjoy a fast application process and flexible repayment options with this fixed rate investment loan.
4.11% 4.01% $0 $0 p.a. 80% Go to site More info
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
A competitive variable rate with a redraw facility. NSW, QLD and ACT residents only.
3.74% 3.74% $0 $0 p.a. 90% Go to site More info
Mortgage House Advantage Variable Home Loan - LVR 95 Special (Owner Occupier, P&I)
This loan has a high max insured LVR, making it an option for low deposit borrowers.
4.09% 4.12% $0 $0 p.a. 95% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Investor)
Fix your interest rate and pay principal and interest repayments on your investment.
3.99% 4.62% $395 $0 p.a. 80% Go to site More info
ClickLoans The Online Investor Home Loan - LVR <80%
An investment home loan with competitive rate and 100% offset account.
4.14% 4.14% $0 $0 p.a. 80% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR <70%
A special low variable rate for owner occupiers with 100% offset account and no application or ongoing fees.
3.73% 3.73% $0 $0 p.a. 70% Go to site More info
IMB Platinum Package Fixed Home Loan - 2 Year Fixed (LVR < 90% Owner Occupier)
A 2 years fixed platinum package that has $0 application and a loan redraw facility.
3.65% 4.84% $0 $395 p.a. 90% Go to site More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)
A fixed rate package with flexible repayment options. 350K NAB Rewards Points offer available. Terms and conditions apply.
3.88% 4.89% $0 $395 p.a. 95% Go to site More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
Access a fee-free offset account and a special interest rate for investors.
4.09% 4.11% $0 $0 p.a. 90% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Enjoy a low interest rate and borrow up to 90% (with LMI) of your property's value.
3.89% 4.87% $0 $0 p.a. 90% Go to site More info
AMP Essential Home Loan  -  $100,000 and above (Owner Occupier)
Take advantage of a redraw facility, competitive variable rate and no application or settlement fees for a limited time.
3.96% 3.98% $350 $0 p.a. 90% Go to site More info
IMB Budget Home Loan - LVR <=90% (Owner Occupier, P&I)
Get a competitive rate without features you may not use.
3.97% 4.02% $445 $0 p.a. 90% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Get a competitive 2-year fixed rate with no application or ongoing fees.
3.84% 4.83% $0 $0 p.a. 80% Go to site More info
IMB Essentials Home Loan - $300,000+, LVR < 90% (Owner Occupier, P&I)
A competitive variable rate home loan with no ongoing fees.
3.97% 3.97% $0 $0 p.a. 90% Go to site More info
ClickLoans Basic Home Loan - LVR <70%
A low-rate basic home loan requiring a 30% deposit.
3.64% 3.64% $0 $0 p.a. 70% Go to site More info
SCU My Life Fixed Rate Home Loan Package - 3 Years Fixed Rate
Fix your rate for 3 years and borrow up to 95% LVR.
3.69% 4.00% $0 $350 p.a. 95% Go to site More info
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
Access the equity in your home with a competitive interest-only rate and no application fee.
3.94% 3.97% $0 $0 p.a. 80% Go to site More info
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
A low variable rate loan with no application or ongoing fees.
4.09% 4.11% $0 $0 p.a. 80% Go to site More info
IMB Essential Home Loan - LVR <=90% (Owner Occupier, P&I)
Access to redraw facility and offset account without the annual fee.
4.19% 4.19% $0 $0 p.a. 90% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Discount off an already competitive 2 year fixed rate for loans over $150k. NSW,QLD and ACT residents only.
3.69% 4.47% $0 $375 p.a. 90% Go to site More info
Yellow Brick Road Rate Smasher Home Loan
A low interest rate home loan with no application or ongoing fees.
3.58% 3.58% $0 $0 p.a. 70% Enquire now More info
St.George Basic Home Loan - Promotional Rate (Owner Occupier, P&I)
A no frills loan with a competitive rate and a maximum LVR of 95%.
3.68% 3.69% $0 $0 p.a. 95% Enquire now More info
Yellow Brick Road Empower Home Loan - 3 Years Fixed (Owner Occupier P&I)
A competitive 3-year fixed rate loan with a high max insured LVR.
3.88% 3.81% $0 $0 p.a. 95% Enquire now More info
HSBC Premier Fixed Rate Home Loan - 2 Year Fixed (Owner Occupier, P&I)
Low fixed rate offer from HSBC. Reverts to a discounted variable rate after the initial term.
3.85% 4.82% $600 $35 monthly ($420 p.a.) 90% Enquire now More info
Bank of Melbourne Basic Home Loan - Promotional Rate (Owner Occupiers, P&I)
A basic home loan with a promotional variable interest rate.
3.64% 3.65% $500 $0 p.a. 95% Enquire now More info
Westpac Fixed Options Home Loan Premier Advantage Package - 2 Years, P&I
Refinance from your existing loan and get a $1,250 rebate. Lock in a discounted fixed rate with a low service fee.
3.88% 4.88% $0 $395 p.a. 95% Enquire now More info
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
A low rate variable home loan offer with no monthly fees or application fee charge.
3.69% 3.71% $0 $0 p.a. 90% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
A competitive variable rate home loan with flexible features. You can earn 30,000 Velocity Points for every $100k you borrow (for a limited time, subject to eligibility requirements).
3.64% 3.78% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Enjoy a low variable rate with no application and ongoing fees.
3.69% 3.69% $0 $398 p.a. 70% Enquire now More info
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Get a competitive interest rate for 3 years and a discounted variable rate when the fixed period ends.
3.87% 3.87% $0 $10 monthly ($120 p.a.) 90% Enquire now More info
Aussie Select Basic Variable  -  (LVR <= 70%) (Owner Occupier, P&I)
A competitive rate with no ongoing monthly fees or application fees.
3.79% 3.80% $0 $0 p.a. 80% Enquire now More info
ANZ Simplicity PLUS Home Loan - Special Offer (Owner Occupier, P&I)
Enjoy a basic home loan with a high LVR and no application or ongoing fees.
3.99% 4.03% $0 $0 p.a. 95% Enquire now More info
St.George Fixed Rate Advantage Package -  2 Year Fixed Rate (Owner Occupier, P&I)
A discounted package rate for owner occupiers with the ability to package a Qantas rewards earning Amplify credit card. $1,500 cashback available for refinancers. Conditions apply.
3.85% 4.95% $0 $395 p.a. 95% Enquire now More info
Commonwealth Bank Wealth Package Fixed Home Loan - 2 Year Fixed (Owner Occupier) P&I
A package home loan with fee free extra repayments available during the fixed term.
3.99% 4.99% $0 $395 p.a. 95% Enquire now More info
4.39% 5.42% $300 $10 monthly ($120 p.a.) 95% Enquire now More info
Westpac Flexi First Option Home Loan - 2 Years Introductory Special Offer (New Owner Occupier, P&I)
This competitive introductory rate is a limited time offer for new owner-occupiers
3.59% 4.42% $600 $0 p.a. 95% Enquire now More info
3.68% 3.69% $0 $0 p.a. 90% Enquire now More info

Going on holiday? Enjoy peace of mind and a fatter wallet when you save on travel insurance.

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Invest your Christmas cash gifts in a savings account.

Rates last updated February 19th, 2018
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
RaboDirect High Interest Savings Account
3.05%
1.80%
1.25%
$0
$0 / $1
Introductory rate of 3.05% p.a. for 4 months, reverting to a rate of 1.80% p.a. Available on balances below $250,000
Bankwest Hero Saver
2.60%
0.01%
2.59%
$0
$0 / $0
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
HSBC Serious Saver
3.00%
1.60%
1.40%
$0
$0 / $0
Introductory rate of 3.00% p.a. for 4 months, reverting to a rate of 1.60% p.a. Available on balances below $1,000,000.
ANZ Progress Saver
1.71%
0.01%
1.70%
$0
$10 / $10
Ongoing, variable 1.71% p.a. when you deposit $10+ each month and make no withdrawals. Available on the entire balance.
Westpac Life
2.30%
1.50%
0.80%
$0
$0 / $0
Ongoing, variable 2.30% p.a. each month you deposit money, and make sure your balance is higher at the end of the month than it was at the beginning. No monthly account-keeping fee.
Westpac eSaver
2.41%
0.80%
1.61%
$0
$0 / $0
Total introductory rate of 2.41% p.a. for 5 months, reverting to a rate of 0.80% p.a. Available on the entire balance.
ANZ Online Saver
2.55%
0.50%
2.05%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 3 months, reverting to 0.50% p.a. Available on the entire balance.
St.George Maxi Saver
2.70%
0.80%
1.90%
$0
$1 / $1
Introductory rate of 2.70% p.a. for 3 months, reverting to a rate of 0.80% p.a. Available on the entire balance.
Bank of Melbourne Incentive Saver
2.30%
1.10%
1.20%
$0
$1 / $1
Ongoing competitive interest rate applied to your entire balance when you make at least one deposit and no withdrawals each month.
HSBC Flexi Saver Account
2.50%
1.25%
1.25%
$0
$0 / $0
Ongoing, variable 2.50% p.a. when you deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.
BankSA Maxi Saver
2.70%
0.80%
1.90%
$0
$1 / $1
Introductory rate of 2.70% p.a. for 3 months, reverting to a rate of 0.80% p.a. Available on the entire balance.
Bank of Melbourne Maxi Saver
2.70%
0.80%
1.90%
$0
$0 / $0
Introductory rate of 2.70% p.a. for 3 months, reverting to 0.80% p.a. Available on the entire balance.
BankSA Incentive Saver Account
2.30%
1.10%
1.20%
$0
$0 / $0
Earn a competitive interest rate when you make one deposit of any amount per month and don't make any withdrawals. Available on the entire balance.

Compare up to 4 providers

Save on Christmas travel with these coupons.

Up to 40% off select Intrepid tours and sailing trips

Valid on select Intrepid tours worldwide including destinations like France, Italy, Japan, Cuba, India and Cambodia. Sample tours on sale include 40% off Sail Italy - Amali to Procida, 40% off Cote d'Azur Sailing Adventure - Marseille to Nice and 30% off Croatia and Greece Sailing Adventures.

Up to 30% off Citilink passengers - Swiss-Belhotel International, Indonesia

Valid on stays until 28 February 2018. Book & enjoy up to 30% off from best flexible rate for Citilink passengers at Swiss-Belhotel International, Indonesia. T&Cs apply.

Save $20 on your booking

Sign up to the OneTravel newsletter and get $20 off your next booking

Search for cheap flights to anywhere from your local airport

Select your home airport and hit ‘search’ to find the best deals you can jump on. US only.

Up to 41% off Antarctic expeditions with Peregrine

Valid on select tours including 41% off the 11-day Antarctic Explorer, 27% off the 7-day Antarctic Express and 27% off the 14-day Crossing the Circle.

20% off your next purchase with sign-up

Join the Lonely Planet newsletter and get 20% off your next guidebook purchase.

Up to 15% off stays

Valid at select hotels in Europe, the Middle East and Africa and subject to availability. Sample destinations include Dublin, Glasgow, Bristol, London, Helsinki, Stockholm, Vienna, Brussels, Paris, Lyon, Amsterdam, Dubai, Jeddah, Riyadh, Doha, Muscat, Kuwait, Beirut.

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