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Christmas deals

Christmas Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

Myer Myer

15% off the orginal price of appliances

Take 15% off the original price of kitchen, household and personal appliances from Myer. Includes small appliances, microwaves, floor, garment and personal care. T&Cs apply.

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Catch Catch

Up to 73% off Salt & Pepper

Enjoy up to 73% off Salt & Pepper tableware from Catch. T&Cs apply.

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Catch Catch

$20 or less: $20 Day Is Back

Discover a wide range of items for just $20 or less. T&Cs apply.

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Dell Dell

Up to 15% off selected XPS laptops

Enjoy up to 15% off selected XPS laptops from Dell. T&Cs apply.

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General Pants General Pants

25% off sitewide

Get 25% off sitewide at General Pants by using this code. Not valid with any other offer, eVouchers, I.AM.GIA and Birkenstock.

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ASOS ASOS

20% off full price styles

Valid on full price styles only. Conditions apply.

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THE ICONIC THE ICONIC

20% off 12,000+ styles

Valid on selected styles from THE ICONIC. Subject to change without further notice. T&Cs apply.

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Crabtree & Evelyn Crabtree & Evelyn

Free standard shipping when you spend $10 or more

Cannot be used in conjunction with any other offer. When the required spend has been reached, standard shipping will be automatically selected and a discount of $8.95 will be applied.

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Missguided Missguided

40% Student Discount: Limited time only

Sign in with UNiDAYS Student Membership and get 40% off your order from Missguided. Excludes sale. T&Cs apply.

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Missguided Missguided

50% off everything

Use the promo code to receive 50% off everything at Missguided. T&Cs apply.

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Boohoo Boohoo

50% off everything

Valid on any order site-wide at Boohoo for a limited time only. Exclusions, T&Cs may apply.

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SurfStitch SurfStitch

Up to 30% off Kids Sale

Enjoy up to 30% off kids clothing, shoes and accessories from Vans, Bonds, adidas, Speedo, SWELL, Volcom, Eves Sister, Converse and much more. T&Cs apply.

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THE ICONIC THE ICONIC

Up to 40% off Women's Sports Sale

Enjoy up to 40% off sports clothing, shoes and accessories from Fitbit, adidas Originals, Nike, Friendie, Reebok Performance, Speedo and much more. T&Cs apply.

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THE ICONIC THE ICONIC

$59.95 for 3 Calvin Klein women's underwear

Purchase 3 Calvin Klein women's underwear at THE ICONIC for $59.95 only. T&Cs apply.

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PrettyLittleThing PrettyLittleThing

Must-have tops from $8

Purchase inspired women’s tops from this wide range of styles starting from $8. T&Cs apply.

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PrettyLittleThing PrettyLittleThing

Dresses from $16

Purchase maxi or mini, pretty prints or feminine silhouettes dresses from this wide range of styles starting from $16. T&Cs apply.

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ASOS ASOS

Up to 30% off face & body brands

Enjoy up to 30% off face and body brands including Lottie, Touch in Sol, Ciate Wonderland Liner and much more. T&Cs apply.

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Nasty Gal Nasty Gal

50% off almost everything

Valid on almost any order site-wide for a limited time only. Excluding sale items. T&Cs apply.

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David Jones David Jones

25% off a great range of full-priced women’s boots

Not available in conjunction with any other offer. While stocks last. T&Cs apply.

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Cotton On Cotton On

Up to 50% off selected styles

Get up to 50% off selected styles at Cotton On. Applies to styles for men, women and kids. T&Cs apply.

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David Jones David Jones

20% off full priced Lego

Enjoy 20% off full priced Lego at David Jones. Excludes Millennium Falcon. T&Cs apply.

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Target Australia Target Australia

Get 20% off Sony & JBL headphones

Get 20% off Sony & JBL headphones from Target for a limited time only.

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Sheridan Outlet Sheridan Outlet

Up to 60% off sitewide sale + VIP FREE gift with purchase

Get 60% off at Sheridan Outlet and VIP receive a FREE gift with purchase. T&Cs apply.

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rebel Sport rebel Sport

FREE returns at 6,600 locations Australia wide

For parcels under 10kg at over 6,600 locations Australia wide. T&Cs apply.

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Myer Myer

Kids gifts and toys under $100

Valid on selected items from Lego, V-Tech, Paw Patrol, Disney, Fisher Price and much more. T&Cs apply.

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Dissh Dissh

Denim jackets from $39

Valid on selected styles. T&Cs apply.

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Dissh Dissh

25% off selected playsuits

Valid on selected playsuits at Dissh. T&Cs apply.

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Catch Catch

Up to 69% off luggage sets

Get up to 69% off luggage sets from Catch. T&Cs apply.

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Catch Catch

Up to 66% off Playtex bras

Get up to 66% off Playtex bras from Catch. T&Cs apply.

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Zanui Zanui

Up to 30% off armchairs and occasional chairs

Enjoy up to 30% off armchairs and occasional chairs to create a relaxing and stylish space. T&Cs apply.

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eBay eBay

Up to 60% off Macpac

Save 60% on Macpac down jackets and more winter clothing at eBay. Limited time only. While stocks last. T&Cs apply.

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Myer Myer

FREE 9-piece gift with Elizabeth Arden orders over $75

Receive your exclusive 9-piece gift when you spend $75 or more on the Elizabeth Arden range. Offer available online only Friday & Saturday, and in-store & online starting Sunday. T&Cs apply.

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Zanui Zanui

Up to 40% off rugs

Enjoy up to 20% off your favourite rugs and ottoman picks from Rug Culture, Scion and much more at Zanui. T&Cs apply.

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Zanui Zanui

Up to 30% off wall art, cushions, mirrors and more

Enjoy up to 30% off wall art, cushions, mirrors and more at Zanui. T&Cs apply.

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Boohoo Boohoo

Up to 70% off men's clothing sale

Enjoy up to 70% off men's coats, jackets, shirts, vests, pants, jeans, shorts, jumpers, cardigans and shoes at Boohoo. T&Cs apply.

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Myer Myer

50% off the second pair of men's jeans

Buy two and save 50% on the second pair of men's jeans from Myer. T&Cs apply.

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Microsoft Store Microsoft Store

Up to 50% off Xbox digital games

Enjoy up to 50% off Xbox digital games from Microsoft. T&Cs apply.

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Zanui Zanui

$10 off when you sign up

Subscribe to Zanui's newsletter and enjoy $10 off your first order. Minimum spend of $99 or more. Conditions apply.

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City Beach City Beach

Up to 60% off sale jumpers, tees and tops

Enjoy up to 60% off tops, tees and jumpers from City Beach. T&Cs apply.

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SurfStitch SurfStitch

Women's jumpers & trackies from $20, jeans & pants from $30, jackets from $40

Discover a wide range of women jumpers and trackies from $20, jeans and pants from $30 or jackets from $40. T&Cs apply.

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SurfStitch SurfStitch

Men's jumpers & trackies from $20, jeans & pants from $30, jackets from $40

Discover a wide range of men jumpers and trackies from $20, jeans and pants from $30 or jackets from $40. T&Cs apply.

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General Pants General Pants

40% off denim sale: Limited time only

Get 40% off select denim styles from General Pants. Prices as marked. Not valid with any other offer. For a limited time only. Exclusions apply.

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Glue Store Glue Store

Men's fashion under $100

Discover men's clothing, shoes and accessories under $100. T&Cs apply.

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Princess Polly Princess Polly

Up to 60% off winter styles

Enjoy up to 60% off coats, jackets, knit jumpers and much more during the Winter sale at Princess Polly. T&Cs apply.

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David Jones David Jones

Extra 10% off sale: Exclusive Card Member Offer

Save an additional 10% when you sign in and use your card. T&Cs apply.

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David Jones David Jones

Up to 35% off Dyson cord-free handstick vacuums

Save up to 35% on selected full priced Dyson cord-free handstick vacuums at David Jones. While stocks last. Exclusions apply.

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Mydeal.com.au Mydeal.com.au

Up to 80% off sale

Get up to 80% off 100s of items of furniture, sports equipment and homewares at Mydeal. T&Cs apply.

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Cooper Street Cooper Street

15% off site-wide

Valid on any order site-wide at Cooper St. Can't be used in conjunction with any other offer. Conditions apply.

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eBay eBay

$29 for eBay Plus new feature-packed membership

Sign up now and pay just $29 for your first year. Usually $49. Free 30-day trial. Limited time only. T&Cs apply.

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BNKR BNKR

$100 off orders over $500

Simply use the code to get $100 off when you spend $500 or more at BNKR. T&Cs apply.

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Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare credit cards with 0% purchase rate offers

Rates last updated August 17th, 2018
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Amount Saved
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Buy now and pay later with 0% p.a. interest on purchases for 14 months. Plus, 0% p.a. on balance transfers for up to 6 months.
0% p.a. for 14 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$129 p.a.
Up to 44 days on purchases
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NAB Low Rate Platinum Card
NAB Low Rate Platinum Card
Enjoy a 0% p.a. interest rate offer on purchases for 9 months and the protection of 7 complimentary insurances including overseas travel insurance.
0% p.a. for 9 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$100 p.a.
Up to 55 days on purchases
Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Receive an introductory 0% p.a. interest rate for 6 months on purchases, Visa Entertainment offers and a competitive $59 ongoing annual fee.
0% p.a. for 6 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$59 p.a.
Up to 55 days on purchases
Go to site More info

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated August 17th, 2018
$
Loan purpose
Offset account
Loan type
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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)
Competitive interest rate and limited fees
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2 million from a convenient online lender.
3.64% 3.66% $0 $0 p.a. 80% Go to site More info
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Special discounted interest rate
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
 3.59% 3.59% $0 $0 p.a. 80% Go to site More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Get approved faster with a speedy online application
Low interest rate and limited fees. Add a 100% offset account for $10 a month.
 3.64% 3.65% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Earn Velocity Frequent Flyer Points with this mortgage to spend on flights and more (subject to eligibility requirements). Redraw facility available on this variable rate home loan. Competitive interest rate.
 3.68% 3.82% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
ME Flexible Home Loan With Member Package - LVR <=80% $400k up to $699,999 (Owner Occupier, P&I)
ME Flexible Home Loan With Member Package - LVR <=80% $400k up to $699,999 (Owner Occupier, P&I)
Save on interest with a 100% offset account
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
 3.69% 4.11% $0 $395 p.a. 80% Go to site More info
ClickLoans The Online Home Loan - LVR <70% with Offset
ClickLoans The Online Home Loan - LVR <70% with Offset
Requires a 30% deposit
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.70% 3.90% $0 $0 p.a. 70% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Save on interest with a 100% offset account
Loans over $150k get a discount off an already low fixed rate. Available for NSW, QLD and ACT residents only.
 3.49% 4.57% $0 $395 p.a. 90% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Earn thousands of Velocity Frequent Flyer Points on your mortgage (subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
 3.64% 3.78% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
This sharp rate product requires a 30% deposit
Pay no application or ongoing fees and get a flexible loan with the ability to split up to 6 times.
 3.75% 3.75% $0 $0 p.a. 70% Enquire now More info
ClickLoans The Online Home Loan - LVR <80%
ClickLoans The Online Home Loan - LVR <80%
Low fee online mortgage
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
 3.84% 3.84% $0 $0 p.a. 80% Go to site More info
Mortgage Choice Plus Home Loan - OO LVR <=70% ($150k+) P&I Only
Mortgage Choice Plus Home Loan - OO LVR <=70% ($150k+) P&I Only
A variable rate home loan that has a lot of flexible features. This loan has a 100% offset account.
 3.71% 3.71% $0 $0 p.a. 70% Enquire now More info
Mortgage House Affordable First Home Buyer Special (Owner Occupier, P&I)
Mortgage House Affordable First Home Buyer Special (Owner Occupier, P&I)
A competitive interest rate for first home buyers that keeps fees low. You will need a 20% deposit and can borrow up to 500000.
 3.64% 3.68% $0 $0 p.a. 80% Enquire now More info
HSBC Premier Standard Variable Loan (Owner Occupier, P&I)
HSBC Premier Standard Variable Loan (Owner Occupier, P&I)
Cut down on interest payments with a 100% offset account
Package your loan and get an interest rate discount and help from an HSBC relationship manager. Low fees help you save even more.
 3.69% 3.70% $0 $0 p.a. 90% Go to site More info
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150k+ Owner Occupier, P&I) Discount 1
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150k+ Owner Occupier, P&I) Discount 1
100% offset account plus package discounts
New borrowers or refinancers from another lender get a discounted rate with this package loan.
 3.72% 4.10% $0 $395 p.a. 80% Go to site More info
Mortgage House Advantage Variable Home Loan COMBO - Owner Occupier 70 (Special)
Mortgage House Advantage Variable Home Loan COMBO - Owner Occupier 70 (Special)
100% offset account and a competitive rate
Low rate, low fee loan for owner-occupiers. You will need a 30% deposit to get this mortgage.
 3.64% 3.79% $0 $10 monthly ($120 p.a.) 70% Enquire now More info
Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback)
Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback)
$900 cashback offer on settlement
Get a competitive rate, save on fees and access a 100% offset account plus redraw facility.
 3.54% 3.59% $0 $0 p.a. 80% Go to site More info
CUA Balanced Variable Home Loan - New Lending only (Owner Occupier, P&I)
CUA Balanced Variable Home Loan - New Lending only (Owner Occupier, P&I)
Competitive interest rate and low fees. Available with a 10% deposit. Partial offset account attached (offset up to $15,000).
 3.65% 3.66% $0 $0 p.a. 90% Go to site More info
Bankwest Complete Home Loan Package Variable - LVR <=90% (Owner Occupier, P&I)
Bankwest Complete Home Loan Package Variable - LVR <=90% (Owner Occupier, P&I)
Get this loan with a 10% deposit
Package your loan with an eligible credit card for discounts on rates and fees, and get a 100% offset account.
3.70% 4.13% $0 $395 p.a. 90% Go to site More info
Yellow Brick Road Rate Smasher Home Loan
Yellow Brick Road Rate Smasher Home Loan
A low interest rate home loan with no application or ongoing fees.
 3.64% 3.64% $0 $0 p.a. 70% Enquire now More info
Bank Australia Basic Home Loan - Special LVR <80% (Owner Occupier)
Bank Australia Basic Home Loan - Special LVR <80% (Owner Occupier)
Sharp interest rate and low fees
This special rate mortgage has no ongoing fees and offers flexible repayments. Save $595 in establishment fees before 30 September.
 3.65% 3.66% $0 $0 p.a. 80% Go to site More info
Bankwest Complete Home Loan Package Fixed - 2 Year Fixed Rate LVR <90% (Owner Occupier, P&I & $200k+)
Bankwest Complete Home Loan Package Fixed - 2 Year Fixed Rate LVR <90% (Owner Occupier, P&I & $200k+)
Lock in a very competitive 2 year rate and get package discounts on your credit card and offset account.
3.88% 4.40% $0 $395 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Up to $750,000 Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Up to $750,000 Owner Occupier, P&I)
Flexible, low fee mortgage
Pay no application and ongoing fees with Macquarie Bank Basic Home Loan. Split and redraw facilities included.
 3.85% 3.85% $0 $0 p.a. 80% Enquire now More info
Mortgage Choice Basic Variable Rate - OO LVR <= 70% ($150k +) P&I Only
Mortgage Choice Basic Variable Rate - OO LVR <= 70% ($150k +) P&I Only
A basic variable home loan that offers a competitive interest rate with no application fees and no ongoing fees.
 3.64% 3.64% $0 $0 p.a. 70% Enquire now More info
Tic:Toc Live in Fixed Rate Home Loan - 1 Year (Owner Occupier, P&I)
Tic:Toc Live in Fixed Rate Home Loan - 1 Year (Owner Occupier, P&I)
Apply online for this fixed rate, low-fee loan with redraw facilities and an optional offset account.
 3.64% 3.79% $0 $0 p.a. 80% Go to site More info
Bankwest Complete Home Loan Package Fixed - 3 Year Fixed Rate LVR <90% (Owner Occupier, P&I & $200k+)
Bankwest Complete Home Loan Package Fixed - 3 Year Fixed Rate LVR <90% (Owner Occupier, P&I & $200k+)
Take advantage of a low 3 year fixed rate, 40% offset account and no application fee.
 3.98% 4.41% $0 $395 p.a. 90% Enquire now More info
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
100% offset account and a 10% deposit option
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
 3.72% 3.74% $0 $0 p.a. 80% Go to site More info
Tic:Toc Live in Loan Fixed Rate - 3 Years (Owner Occupier, P&I)
Tic:Toc Live in Loan Fixed Rate - 3 Years (Owner Occupier, P&I)
A fixed rate loan with free redraws, few ongoing fees. Apply online with a fast approval process.
 3.84% 3.82% $0 $0 p.a. 80% Go to site More info
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
Sharp fixed rate loan
Pay no application or ongoing fee and borrow up to 80% LVR.
 3.89% 3.94% $0 $0 p.a. 80% Go to site More info
Mortgage Choice Basic Variable Rate - OO LVR <= 80% ($150k +) P&I Only
Mortgage Choice Basic Variable Rate - OO LVR <= 80% ($150k +) P&I Only
A basic owner-occupier home loan with a low variable rate that requires a 20% deposit.
3.74% 3.74% $0 $0 p.a. 80% Enquire now More info
Newcastle Permanent Building Society Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Newcastle Permanent Building Society Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Get this package loan with a 10% deposit
Enjoy a competitive rate with no application fee for this package loan.
 3.59% 4.74% $0 $395 p.a. 90% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR ≤ 80% (Owner Occupier)
Beyond Bank Low Rate Special Home Loan - LVR ≤ 80% (Owner Occupier)
Minimal fees and a 100% offset account
Access an offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
 3.79% 3.79% $0 $0 p.a. 80% Go to site More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Owner Occupier, P&I)
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Owner Occupier, P&I)
Low deposit, low rate mortgage
Save on interest with a free 100% offset account and buy your property with just a 10% deposit.
 3.88% 3.89% $0 $0 p.a. 90% Go to site More info
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Borrow up to 110% with a guarantor
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, Qld and ACT only.
 3.74% 3.74% $0 $0 p.a. 110% Go to site More info
Auswide Bank Variable Home Loan Plus with Freedom Package - $100K+ LVR <= 90% (Special Offer, Owner Occupier)
Auswide Bank Variable Home Loan Plus with Freedom Package - $100K+ LVR <= 90% (Special Offer, Owner Occupier)
Discount special offer with a 100% offset account
A high maximum LVR home loan with redraw facility and additional payments. Get this mortgage with a 10% deposit.
 3.76% 4.15% $0 $395 p.a. 90% Go to site More info
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
Low interest rate for new customers
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
 3.74% 3.79% $600 $0 p.a. 80% Go to site More info
Mortgage Choice Plus Home Loan - OO LVR <=80% ($150k+) P&I Only
Mortgage Choice Plus Home Loan - OO LVR <=80% ($150k+) P&I Only
A home loan with a competitive rate and plenty of handy features. This product comes with a 100% offset account.
 3.81% 3.81% $0 $0 p.a. 80% Enquire now More info
Bank First First Rate Home Loan - LVR < 80%
Bank First First Rate Home Loan - LVR < 80%
Low fees and low interest rate
A competitive variable rate for borrowers with a 20% deposit or more. Guarantor option available.
 3.64% 3.69% $600 $0 p.a. 80% Go to site More info
AMP Essential Home Loan - $100,000 and above (Owner Occupier)
AMP Essential Home Loan - $100,000 and above (Owner Occupier)
Get this loan with a 10% deposit
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
 4.04% 4.07% $0 $0 p.a. 90% Enquire now More info
loans.com.au Offset Variable - Package Offset (Investment, P&I)
loans.com.au Offset Variable - Package Offset (Investment, P&I)
Competitive investment package loan
Package your owner occupied loan with investment loan and receive a discounted investment rate. 100% offset account included.
3.97% 3.99% $0 $0 p.a. 80% Go to site More info
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
10% deposit option available
Package your loan with other AMP products and save on rates and fees.
 3.72% 4.11% $0 $349 p.a. 90% Enquire now More info
Macquarie Bank Offset Home Loan - LVR ≤ 70% (Owner Occupier, P&I)
Macquarie Bank Offset Home Loan - LVR ≤ 70% (Owner Occupier, P&I)
100% offset account included
Borrowers with a 30% deposit can get this competitive rate.
 3.75% 4.00% $0 $248 p.a. 70% Enquire now More info
Community First Accelerator Home Loan Package - >$250k New Money Offer (Owner Occupier, P&I)
Community First Accelerator Home Loan Package - >$250k New Money Offer (Owner Occupier, P&I)
Get interest rate discounts and waived fees on this package loan with a 100% offset account.
 3.59% 3.99% $600 $395 p.a. 95% Go to site More info
QBANK Fixed Home Loan - 1 Years Fixed Discounted LVR 90% (Owner Occupier Special Offer)
QBANK Fixed Home Loan - 1 Years Fixed Discounted LVR 90% (Owner Occupier Special Offer)
Get a competitive rate and avoid ongoing fees. This loan is only available to current and former employees of eligible Queensland government organisations.
 3.62% 4.49% $0 $0 p.a. 80% Go to site More info
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
Simple residential mortgage product
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
 4.09% 4.11% $0 $0 p.a. 80% Go to site More info
loans.com.au - 2 Year Fixed (Owner Occupier, P&I)
loans.com.au - 2 Year Fixed (Owner Occupier, P&I)
Available with a 10% deposit
Borrow up to 90% of the value of the property you're buying, and pay no application fee.
 3.89% 3.94% $0 $0 p.a. 90% Go to site More info
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Available with a 10% deposit
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
 3.68% 3.69% $0 $0 p.a. 90% Enquire now More info
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
Use your home equity with a low rate
A low-fee line of credit loan from an online lender. Unlock the equity in your home and make interest-only repayments with a competitive rate.
3.93% 3.94% $0 $0 p.a. 80% Go to site More info
CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I)
CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I)
Available with a 10% deposit
Competitive rates for fixed for 3 years with redraw facility.
 3.99% 5.17% $600 $0 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Save on fees with this investor mortgage
Investors with a 30% deposit can get this low rate loan to fund their property portfolio.
 3.99% 3.99% $0 $0 p.a. 70% Enquire now More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
Available with a 10% deposit
Access a fee-free offset account and a special interest rate for investors.
4.13% 4.14% $0 $0 p.a. 90% Go to site More info
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
Special discount rate
New customers can get a discounted variable rate and a fee-free redraw facility. NSW, QLD and ACT residents only.
 3.83% 3.83% $0 $0 p.a. 90% Go to site More info
Mortgage House Advantage Variable Home Loan - LVR 95 Special (Owner Occupier, P&I)
Mortgage House Advantage Variable Home Loan - LVR 95 Special (Owner Occupier, P&I)
Low deposit loan for investors
Buy a home with just a 5% deposit and get flexible repayment options and a redraw facility.
 4.24% 4.27% $0 $0 p.a. 95% Enquire now More info
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
Competitive interest rate
A one year fixed rate offer with no ongoing bank fees.
3.59% 4.14% $395 $0 p.a. 80% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
10% deposit option available
Borrow up to 90% of the value of the property you're buying and pay no application or ongoing fees.
 3.89% 4.94% $595 $0 p.a. 90% Go to site More info
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
Lock in a low rate for 3 years
A competitive fixed interest rate product with no ongoing bank fees.
 3.74% 4.01% $395 $0 p.a. 80% Go to site More info
ClickLoans The Online Investor Home Loan - LVR <80%
ClickLoans The Online Investor Home Loan - LVR <80%
Competitive investment mortgage
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.
 4.18% 4.18% $0 $0 p.a. 80% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Fix your rate for 2 years
Access a fee-free 100% offset account and pay no application or ongoing fees.
 3.99% 4.86% $0 $0 p.a. 80% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
Flexible fixed investment loan
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
 3.99% 4.62% $395 $0 p.a. 80% Go to site More info
ClickLoans The Online Home Loan - LVR <70%
ClickLoans The Online Home Loan - LVR <70%
You need a 30% deposit to get this mortgage
Get a discount for keeping your LVR at 70% or below with this innovative online lender.
 3.70% 3.70% $0 $0 p.a. 70% Go to site More info
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
Special discounted interest rate
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
3.99% 3.99% $0 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
10% deposit option available
A fixed rate loan with a 100% offset account and the option to make additional repayments. Loans over $150k receive a discounted rate. NSW, QLD and ACT residents only.
 3.69% 4.54% $0 $395 p.a. 90% Go to site More info
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
A competitive 3-year fixed rate loan with a high max insured LVR.
 4.29% 4.26% $0 $0 p.a. 95% Enquire now More info

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Rates last updated August 17th, 2018
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
3.05%
1.80%
1.25%
$0
$0 / $1
Introductory rate of 3.05% p.a. for 4 months, reverting to a rate of 1.80% p.a. Available on balances below $250,000
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ING Savings Maximiser
ING Savings Maximiser
2.80%
1.00%
1.80%
$0
$0 / $0
Ongoing, variable 2.80% p.a. when you link to an ING Orange Everyday bank account and deposit $1,000+ each month and make 5+ card purchases a month. Available on balances up to $100,000.
Go to site More
Bankwest Hero Saver
Bankwest Hero Saver
2.60%
0.01%
2.59%
$0
$0 / $0
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
Go to site More
AMP Saver Account
AMP Saver Account
2.55%
2.10%
0.45%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 4 months, reverting to a rate of 2.10% p.a. Available on balances below $5,000,000.
Go to site More
AMP SuperEdge Saver Account
AMP SuperEdge Saver Account
2.05%
2.05%
0.00%
$0
$0 / $0
Link to your SMSF. Ongoing, variable 2.05% p.a. when you link to AMP SuperEdge Cash Account or a different transaction account for your SMSF in another bank. Available on the entire balance.
Go to site More

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