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Christmas deals

Christmas Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

eBay eBay

Up to $75 off electronics, cars, fashion, collectibles & more

Applies to selected items from Dyson, Apple, Bose, Nintendo, Sony and much more. T&Cs apply.

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David Jones David Jones

FREE $100 gift card

Receive a FREE $100 David Jones gift card when you buy a Dyson HP03 pure hot & cool purifying fan. T&Cs apply.

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Catch Catch

Up to 68% off Hush Puppies shoes

Enjoy up to 68% off Hush Puppies sandal, wedge heel and more at Catch. T&Cs apply.

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David Jones David Jones

Buy now, pay later with Afterpay

Shop now at David Jones and pay it over four equal instalments with Afterpay. Valid for orders between $100 and $1,300. T&Cs apply.

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Catch Catch

Up to 50% off new Speedo swimwear

Valid on selected styles from Speedo at Catch. T&Cs apply.

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David Jones David Jones

30% off Marioni, Michael Aram and Ralph Lauren dining items

Valid with a minimum spend of $200 on Marioni, Michael Aram and Ralph Lauren dining items at David Jones. T&Cs apply.

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ASOS ASOS

50% off dresses, shoes, swimwear & more

Enjoy 50% off over 500 styles on men's and women's outlet. Applies to selected clothing, shoes and accessories only. T&Cs apply.

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David Jones David Jones

50% off Bang & Olufsen Beoplay M3 wi-fi speaker

Save 50% off Bang & Olufsen Beoplay M3 wi-fi speaker at David Jones. T&Cs apply.

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David Jones David Jones

40% off luggage

Save 40% off luggage from Samsonite, Antler, American Tourister and more at David Jones. T&Cs apply.

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Crocs Australia Crocs Australia
Exclusive

$15 off orders over $50

Receive $15 off when you order over $50 at Crocs. Exclude Classic, LiteRide, Reviva and Crocs Serena. T&Cs apply.

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David Jones David Jones

30% off dining items

With a minimum spend of $50 or more on dinnerware, glassware, boxed cutlery and table linen at David Jones. T&Cs apply.

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SurfStitch SurfStitch

Insight, Billabong, Afends denim & more under $100

Buy denim jeans from Insight, Billabong, Afends & more for only $100 or less. T&Cs apply.

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David Jones David Jones

45% off beds

Take 45% off beds by Sealy Posturepedic and SleepMaker at David Jones. T&Cs apply.

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David Jones David Jones

30% off quilts, bed linen & towels

Valid with a minimum spend of $100 or more on full-priced quilts, bed linen & towels at David Jones. T&Cs apply.

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Nasty Gal Nasty Gal

40% off everything + FREE shipping

Enjoy 40% off everything from clothing, shoes and accessories at Nasty Gal. Plus, FREE shipping when you spend over $50. T&Cs apply.

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David Jones David Jones

Extra 10% off small appliances and floorcare

Valid on already reduced price of small appliances and floorcare at David Jones. T&Cs apply.

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City Beach City Beach

FREE standard shipping on orders over $75

Buy clothing, shoes and accessories at City Beach and get FREE standard shipping when you spend $75 or more. T&Cs apply.

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David Jones David Jones

40% off 2 or more cookware items

Save 40% off when you buy 2 or more cookware items including french skillet, frying fan, casserole and more at David Jones. T&Cs apply.

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SurfStitch SurfStitch
Limited time!

Nothing over $50

Find the absolute best stuff you can get at Surfstitch for $50 or less. Applies to SWELL, Nine Islands, Thrills, The Hidden Way, Quay and much more. T&Cs apply.

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David Jones David Jones

Extra 30% off J Brand, Levis, Nobody, Neuw Denim & NYDJ

Take an extra 30% off all already-reduced women's denim and jeans from J Brand, Levis, Nobody, Neuw Denim and NYDJ at David Jones. T&Cs apply.

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Myer Myer

Up to 60% off Tokito, L/A Collective, Miss Shop & more

Enjoy up to 60% off selected women's clothing at Myer. T&Cs apply.

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Catch Catch

Up to 33% off new Adidas activewear

Get up to 33% off Adidas shoes, sports hoodie, bags at Catch. T&Cs apply.

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Missguided Missguided
Exclusive

50% off everything new

Use the code to get 50% off all new women's clothing, shoes and accessories at Missguided. Excludes sale and beauty products. T&Cs apply.

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rebel Sport rebel Sport

Up to $40 off big brand boots

Enjoy up to $40 off boots from big brands at rebel Sport including ASICS, adidas and much more. T&Cs apply.

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Beginning Boutique Beginning Boutique

Up to 70% off sale items

Get up to 70% off sale jackets, swimwear, dress, crop tops and much more at Beginning Boutique. Includes styles from The Edit, 9.0 Swim, BB Exclusive and much more. T&Cs apply.

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Photobook Australia Photobook Australia
Exclusive

60% off your orders + 45% off upgrade

Enjoy 60% off photobooks, home decor and canvas and 45% off your purchase upgrades at Photobook. T&Cs apply.

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Farfetch Farfetch

10% off your order

Shop clothing, shoes, bags and more with 10% off at Farfetch. Valid on full price items only. Brand restrictions apply. T&Cs apply.

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Uber Eats Uber Eats
Exclusive

$10 off your first order

Use our code to enjoy $10 off your first order with Uber Eats. T&Cs may apply.

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Kathmandu Kathmandu

40% off camping gear

Valid on selected full-priced Kathmandu branded camping gear only. While stocks last. Excludes clearance, gift cards and e-gift cards. T&Cs apply.

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Trenery Trenery

$50 off orders over $150

Get $50 off orders when you spend $150 at Trenery. T&Cs apply.

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eBay eBay

20% off home improvement items

Save 20% off 100s of home improvement items from eBay. T&Cs apply.

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Dissh Dissh

50% off Napoleon Perdis makeup

Enjoy 50% off Napoleon Perdis lipstick, contour palette, eyes mascara and more at Dissh. T&Cs apply.

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General Pants General Pants

Up to 60% off clothing, shoes & accessories

Valid on selected styles and prices as marked at General Pants. Includes items from Standard, Insight, Subtitled and much more. T&Cs apply.

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BNKR BNKR

Extra 40% off sale items

Valid on sale items only. Includes styles from Finders Keepers, The Fifth, Keepsake and much more. T&Cs apply.

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Boohoo Boohoo

Up to 80% off everything

Save up to 80% on clothing, shoes, accessories and beauty products at Boohoo. Includes sale items. T&Cs apply.

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Amazon AU Amazon AU

Up to 60% off clothing, shoes and accessories

Enjoy up to 60% off clothing, shoes and accessories during the End of season sale at Amazon. Valid only to selected styles from Mossimo, Lacoste, Hush Puppies, Billini and much more. T&Cs apply,

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David Jones David Jones

FREE $100 gift card when you spend $500

Receive a $100 David Jones gift card with any purchase over $500 in one transaction, on new season, full-priced fashion, shoes and accessories. Sign in and use your card on your orders to redeem the offer. Exclusions apply.

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eBay eBay

Up to 76% off daily deals

Grab a bargain from eBay's deals section with up to 76% off. Includes tech products, fashion, health & beauty, home & garden, fragrances, liquor and sporting goods. T&Cs apply.

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Bed Bath N' Table Bed Bath N' Table

Up to 60% off selected sheet sets

Save up to 60% on Morgan & Finch, Sanderson, Cotton House sheet sets and more at Bed Bath N' Table. T&Cs apply.

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Coles Supermarket Coles Supermarket

$25 off your first order: New customers only

Simply use the code to get 25% off your first order over $250. For new customers only. Smoking & tobacco products excluded from minimum spend limit. Cannot be combined with any other offer. T&Cs apply.

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Bed Bath N' Table Bed Bath N' Table

30% off Cotton House, Harlequin, Sanderson quilt covers & more

Get 30% off luxury quilt covers at Bed Bath N' Table. While stocks last. T&Cs apply.

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Myer Myer

25% off Sprout, Marquise, Bonds baby clothing & more

Buy two and save 25% on baby clothing, Manchester and gifting from the childrenswear department. Applies to selected styles Sprout, Marquise, Bonds and much more. T&Cs apply.

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Lovehoney Lovehoney
Exclusive

15% off when you spend $75 + FREE shipping

Spend just $75 on-site and get a cheeky 15% off and FREE shipping on your order. T&Cs apply.

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Glue Store Glue Store

Women's fashion under $100

Discover women's clothing, shoes and accessories under $100. T&Cs apply.

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Princess Polly Princess Polly
Exclusive

15% off your orders

Buy clothing, shoes and accessories at Princess Polly and take 15% off your orders. Excludes cosmetics and gift cards. T&Cs apply.

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BNKR BNKR
Limited time!

50% off the essentials edit

Applies to selected styles from C/MEO Collective, Keepsake, Finders Keeper and much more in The Essentials Edit only. Not valid in conjunction with any other offer. T&Cs apply.

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Catch Catch

Up to 40% off Nike sportswear & shoes

Get up to 40% off Nike's apparel, shoes and accessories at Catch. T&Cs apply.

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Showpo Showpo
Exclusive

10% off orders over $200

Save 10% on your orders when you spend $200 or more at Showpo. T&Cs apply.

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Coles Supermarket Coles Supermarket

$10 off your first Click and Collect grocery order

Get $10 off your first Click and Collect order over $150 by using our code at Coles Online. New customers only.

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ASOS ASOS
Limited time!

Up to 70% off outlet clothing, shoes and accessories

Shop clothing, shoes & accessories with up to 70% further discount from your favourite ASOS brands. While stocks last. T&Cs apply.

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Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare credit cards with 0% purchase rate offers

Rates last updated February 18th, 2019
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate Annual fee Interest Free Period Amount Saved
Citi Rewards Platinum Credit Card - Exclusive Offer
Exclusive
Citi Rewards Platinum Credit Card - Exclusive Offer
finder Exclusive:
Save with 0% interest on purchases and balance transfers for 13 months (with no BT fee). Plus, a discounted $49 annual fee for the first year.
0% p.a. for 13 months (reverts to 20.99% p.a.)
0% p.a. for 13 months
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Up to 55 days on purchases
Go to site More info
Bankwest Breeze Classic Mastercard
Bankwest Breeze Classic Mastercard
Pay 0% p.a. interest on purchases for the first 6 months and 0% p.a. on balance transfers for 26 months. Plus, a $0 first year annual fee.
0% p.a. for 6 months (reverts to 12.99% p.a.)
0% p.a. for 26 months with 2% balance transfer fee
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Up to 55 days on purchases
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Virgin Australia Velocity Flyer Card - Exclusive Offer
Exclusive
Virgin Australia Velocity Flyer Card - Exclusive Offer
finder Exclusive: Save on credit card costs with half the annual fee for the first year and a 0% p.a. interest rate on purchases for 14 months.
0% p.a. for 14 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Up to 44 days on purchases
Go to site More info
St.George Amplify
St.George Amplify
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus earn uncapped Amplify Points on purchases.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Go to site More info
Bankwest Breeze Platinum Mastercard
Bankwest Breeze Platinum Mastercard
Pay 0% p.a. interest on purchases for the first 6 months and 0% p.a. on balance transfers for 26 months. Plus, a $0 first year annual fee.
0% p.a. for 6 months (reverts to 12.99% p.a.)
0% p.a. for 26 months with 2% balance transfer fee
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Up to 55 days on purchases
Go to site More info
Bank of Melbourne Amplify Card
Bank of Melbourne Amplify Card
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Go to site More info
Westpac 55 Day credit card
Westpac 55 Day credit card
Save with 0% p.a. interest for the first 9 months on purchases and a $0 first year annual fee. Ends 28 February 2019.
0% p.a. for 9 months (reverts to 19.84% p.a.)
$0 p.a. annual fee for the first year ($30 p.a. thereafter)
Up to 55 days on purchases
Go to site More info
NAB Low Rate Platinum Card
NAB Low Rate Platinum Card
Enjoy a 0% p.a. interest rate offer on purchases for 9 months and the protection of 7 complimentary insurances including overseas travel insurance.
0% p.a. for 9 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$100 p.a.
Up to 55 days on purchases
Go to site More info
BankSA Amplify
BankSA Amplify
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Receive an introductory 0% p.a. interest rate for 6 months on purchases, Visa Entertainment offers and a competitive $59 ongoing annual fee.
0% p.a. for 6 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$59 p.a.
Up to 55 days on purchases
Go to site More info

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated February 19th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
HSBC Home Value Loan - (Owner Occupier P&I)
HSBC Home Value Loan - (Owner Occupier P&I)
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
 3.59% 3.61% $0 $0 p.a. 90% Go to site More info
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
 3.59% 3.59% $0 $0 p.a. 80% Go to site More info
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I, NSW and ACT borrowers only)
NSW and ACT customers only. Get a special discount for a limited time when you open an IMB Transaction Account.
3.69% 3.72% $445 $0 p.a. 90% Go to site More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.
 3.57% 3.58% $0 $0 p.a. 80% Go to site More info
loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2000000 from a convenient online lender.
 3.64% 3.66% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Home Loan - 80 (PAYG Essentials)
Mortgage House Advantage Home Loan - 80 (PAYG Essentials)
A competitive variable rate for home buyers with a 20% deposit. This product has a 100% offset account.
 3.54% 3.69% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Loans over $150000 get a discount off an already low fixed rate. Available for NSW, QLD and ACT residents only.
 3.49% 4.58% $0 $395 p.a. 90% Go to site More info
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR < 90% Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR < 90% Owner Occupier, P&I, NSW and ACT borrowers only)
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online.
3.74% 4.49% $445 $6 monthly ($72 p.a.) 90% Go to site More info
Homestar Finance - Variable Owner Occupier Offer $700 Refinance Cashback
Homestar Finance - Variable Owner Occupier Offer $700 Refinance Cashback
Refinancers can get a competitive rate, save on fees and access a 100% offset account plus redraw facility. $700 refinance cashback offer.
 3.54% 3.58% $0 $0 p.a. 80% Go to site More info
Yellow Brick Road Rate Smasher Home Loan
Yellow Brick Road Rate Smasher Home Loan
A low interest rate home loan with no application or ongoing fees.
 3.70% 3.70% $0 $0 p.a. 70% Enquire now More info
SCU My Life Variable Rate Home Loan - $150,000+ (Owner Occupier, P&I)
SCU My Life Variable Rate Home Loan - $150,000+ (Owner Occupier, P&I)
Get a low variable interest rate and buy a property with just a 10% deposit. 100% offset account attached.
 3.59% 3.63% $0 $0 p.a. 90% Go to site More info
Easy Street Standard Variable Special Home Loan
Easy Street Standard Variable Special Home Loan
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
3.59% 3.62% $500 $0 p.a. 95% Go to site More info
Mortgage House Advantage Home Loan - 70 (PAYG Essentials)
Mortgage House Advantage Home Loan - 70 (PAYG Essentials)
A very low variable interest rate for home buyers with a 30% deposit. This product has a 100% offset account.
 3.49% 3.64% $0 $10 monthly ($120 p.a.) 70% Enquire now More info
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, Qld and ACT only.
 3.72% 3.72% $0 $0 p.a. 110% Go to site More info
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
 3.72% 3.74% $0 $0 p.a. 80% Go to site More info
State Custodians Low Rate Home Loan with Offset - LVR up to 80% (Owner Occupier, P&I)
State Custodians Low Rate Home Loan with Offset - LVR up to 80% (Owner Occupier, P&I)
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments.
 3.58% 3.60% $0 $0 p.a. 80% Go to site More info
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
 3.97% 3.99% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Home Loan (Special) 2 Year Fixed
Mortgage House Advantage Home Loan (Special) 2 Year Fixed
A low fixed rate mortgage for borrowers with a 30% deposit. Comes with a 100% offset account.
 3.69% 3.85% $0 $10 monthly ($120 p.a.) 70% Enquire now More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
A simple mortgage with no application or ongoing fees that has extra repayments plus split and redraw options. Requires a 30% deposit.
3.81% 3.81% $0 $0 p.a. 70% Enquire now More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Owner Occupier, P&I)
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Owner Occupier, P&I)
Save on interest with a free 100% offset account and buy your property with just a 10% deposit.
 3.88% 3.89% $0 $0 p.a. 90% Go to site More info
loans.com.au Zip Home Loan
loans.com.au Zip Home Loan
A competitive variable rate mortgage for owner occupiers that comes with a no fee debit card with a $5,000 limit.
 3.68% 3.70% $0 $0 p.a. 80% Go to site More info
Beyond Bank Low Rate Special Home Loan - LVR ≤ 80% (Owner Occupier)
Beyond Bank Low Rate Special Home Loan - LVR ≤ 80% (Owner Occupier)
Access an offset account and pay no application or ongoing fees on this special variable rate for owner-occupiers.
 3.79% 3.79% $0 $0 p.a. 80% Go to site More info
ClickLoans The Online Home Loan - LVR <80%
ClickLoans The Online Home Loan - LVR <80%
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
 3.84% 3.84% $0 $0 p.a. 80% Go to site More info
AMP Professional Package Variable Rate Home Loan - $500,000 to $749,999 (Owner Occupier, P&I)
AMP Professional Package Variable Rate Home Loan - $500,000 to $749,999 (Owner Occupier, P&I)
Get a sharp rate plus package discounts and a 100% offset account.
 3.74% 4.13% $0 $349 p.a. 90% Enquire now More info
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Owner Occupier, P&I)
Low fee loan with extra repayments. Pay no application and ongoing fees and take advantage of split and redraw options.
 3.86% 3.86% $0 $0 p.a. 80% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Earn Velocity Frequent Flyer Points on your mortgage (subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
 3.69% 3.83% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Community First Accelerator Home Loan Package - $250k and over New Money Offer (Owner Occupier, P&I)
Community First Accelerator Home Loan Package - $250k and over New Money Offer (Owner Occupier, P&I)
Get interest rate discounts and waived fees on this package loan with a 100% offset account. $500 cashback offer for first homebuyers borrowing over 80% and paying LMI.
 3.69% 4.09% $600 $395 p.a. 95% Go to site More info
Easy Street Fixed Home Loan - 2 Years (Owner Occupier, P&I)
Easy Street Fixed Home Loan - 2 Years (Owner Occupier, P&I)
Apply for Easy Street fixed rate home loans and get a competitive loan with a fixed interest rate.
 3.85% 4.18% $500 $0 p.a. 95% Go to site More info
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Get Velocity Frequent Flyer Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
 3.82% 3.93% $0 $10 monthly ($120 p.a.) 90% Enquire now More info
ClickLoans The Online Home Loan - LVR <70% with Offset
ClickLoans The Online Home Loan - LVR <70% with Offset
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.70% 3.90% $0 $0 p.a. 70% Go to site More info
AMP Professional Package Fixed Loan - 3 Years (Owner Occupier, P&I)
AMP Professional Package Fixed Loan - 3 Years (Owner Occupier, P&I)
A package home loan with a sharp fixed rate and a 10% deposit option for low deposit borrowers.
 3.85% 4.69% $0 $0 p.a. 90% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Earn Velocity Frequent Flyer Points with this mortgage to spend on flights and more (for a limited time, subject to eligibility requirements). Redraw facility available on this variable rate home loan. Competitive interest rate.
 3.73% 3.87% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)
New borrowers or refinancers can get a discounted rate with this package loan.
3.89% 4.27% $0 $395 p.a. 80% Go to site More info
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
Pay no application or ongoing fee and borrow up to 80% LVR.
 4.14% 3.94% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Offset Home Loan - LVR ≤ 70% (Owner Occupier, P&I)
Macquarie Bank Offset Home Loan - LVR ≤ 70% (Owner Occupier, P&I)
Borrowers with a 30% deposit can get this competitive rate. Cut down on interest costs with a 100% offset account.
 3.81% 4.06% $0 $248 p.a. 70% Enquire now More info
Newcastle Permanent Building Society Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Newcastle Permanent Building Society Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Enjoy a competitive rate with no application fee for this package loan.
 3.69% 4.75% $0 $395 p.a. 90% Go to site More info
AMP Essential Home Loan - $100,000 and above (Owner Occupier)
AMP Essential Home Loan - $100,000 and above (Owner Occupier)
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
 4.04% 4.07% $0 $0 p.a. 90% Enquire now More info
loans.com.au Offset Variable - Package Offset (Investment, P&I)
loans.com.au Offset Variable - Package Offset (Investment, P&I)
Package your owner occupied loan with investment loan and receive a discounted investment rate. 100% offset account included.
3.97% 3.99% $0 $0 p.a. 80% Go to site More info
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
A low-fee line of credit loan from an online lender. Unlock the equity in your home and make interest-only repayments with a competitive rate.
3.83% 3.84% $0 $0 p.a. 80% Go to site More info
CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I)
CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I)
Competitive rates for fixed for 3 years with redraw facility.
 3.99% 5.35% $600 $0 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Investors with a 30% deposit can get this low rate loan to fund their property portfolio. Take advantage of split and redraw facilities.
 4.10% 4.10% $0 $0 p.a. 70% Enquire now More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
Access a fee-free offset account and a special interest rate for investors.
4.13% 4.14% $0 $0 p.a. 90% Go to site More info
ClickLoans The Online Investor Home Loan - LVR <80%
ClickLoans The Online Investor Home Loan - LVR <80%
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.
 4.18% 4.18% $0 $0 p.a. 80% Go to site More info
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
New customers can get a discounted variable rate and a fee-free redraw facility. NSW, QLD and ACT residents only.
 3.72% 3.73% $0 $0 p.a. 90% Go to site More info
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
Package your loan with other AMP products and save on rates and fees.
 3.69% 4.08% $0 $349 p.a. 90% Enquire now More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Borrow up to 95% LVR of the value of the property you're buying and pay no application or ongoing fees.
 3.94% 4.95% $595 $0 p.a. 95% Go to site More info
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
3.99% 3.99% $0 $0 p.a. 80% Go to site More info
ClickLoans The Online Home Loan - LVR <70%
ClickLoans The Online Home Loan - LVR <70%
Get a discount for keeping your LVR at $70% or below with this innovative online lender.
 3.70% 3.70% $0 $0 p.a. 70% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Access a fee-free 100% offset account and pay no application or ongoing fees.
 3.99% 4.92% $0 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
A fixed rate loan with a 100% offset account and the option to make additional repayments. Loans over $150000 receive a discounted rate. NSW, QLD and ACT residents only.
 3.74% 4.56% $0 $395 p.a. 90% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
 3.99% 4.62% $395 $0 p.a. 80% Go to site More info
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
A competitive 3-year fixed rate loan with a high max insured LVR.
 4.29% 4.30% $0 $0 p.a. 95% Enquire now More info

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Rates last updated February 18th, 2019
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
3.05%
1.80%
1.25%
$0
$0 / $0
Maximum variable rate of 3.05% p.a. for 4 months, reverting to a rate of 1.80% p.a. No deposit or withdrawal conditions. Available on balances below $250,000
Go to site More
HSBC Serious Saver
HSBC Serious Saver
3.10%
1.40%
1.70%
$0
$0 / $0
Receive a maximum variable rate of 3.10% p.a. for 4 months, reverting to an ongoing rate of 1.40% p.a. for each month you don't make any withdrawals from the account. Available on balances below $1,000,000.
Go to site More
UBank USaver
UBank USaver
2.87%
1.81%
1.06%
$0
$0 / $0
Earn up to 2.87% p.a. by linking your USaver account to a UBank Ultra transaction account and transferring at least $200 per month into either account. This offer is available on balances up to $200,000.
Go to site More
Bankwest Hero Saver
Bankwest Hero Saver
2.60%
0.01%
2.59%
$0
$0 / $0
Ongoing, variable 2.60% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.
Go to site More
AMP Saver Account
AMP Saver Account
2.55%
2.10%
0.45%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 4 months, reverting to a rate of 2.10% p.a. Available on balances below $5,000,000.
Go to site More
Citibank Online Saver
Citibank Online Saver
3.05%
1.70%
1.35%
$0
$0 / $0
Introductory rate of 3.05% p.a. for 4 months, reverting to a rate of 1.70% p.a. Available on balances below $500,000.
Go to site More
HSBC Flexi Saver Account
HSBC Flexi Saver Account
2.50%
1.25%
1.25%
$0
$0 / $0
Ongoing, variable 2.50% p.a. when you grow your balance by $300+ per month. Earn bonus interest even if you make withdrawals during the month. Available on balances up to $5,000,000.
Go to site More
AMP Bett3r Account
AMP Bett3r Account
2.25%
1.50%
0.75%
$5
$0 / $0
With AMP's bundled Bett3r account, get three linked Pay, Spend and Save accounts. Earn a competitive, ongoing rate of up to 2.25% on your Save account balance when you deposit $2,000 into the Pay account each month from a source that is not another AMP Bank account.

Please note: The 2.25% maximum variable rate is earned only on your Save account balance. To calculate interest earned, enter your initial and monthly deposit amounts for the Save account only, not including any money that’ll be in your Spend or Pay account.
Go to site More

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