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Christmas deals

Christmas Deals

Be money smart this Christmas with the best deals for gifts, credit cards, travel insurance and more.

Christmas doesn't have to be expensive. From the best coupon codes and sales to the cheapest insurance for your Christmas break, we're here to help you save money. Merry Christmas!

How can you save money this Christmas?

We've hunted down the biggest savings online. Score exclusive discounts, free shipping or extended warranties when you shop for clothes, food, electronics, homewares and more online.

THE ICONIC THE ICONIC
Ends soon!

25% off two or more kids selected styles

Buy 2 or more and save 25% on kids styles at THE ICONIC. Valid on selected styles and colours listed. Includes Scotch Shrunk, Marlo, Chi Khi & much more. T&Cs apply.

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Dell Dell

Up to $800 off select pcs

Get up to $800 off selected PCs in the Dell 4-day sale. T&Cs apply.

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THE ICONIC THE ICONIC
Ends soon!

25% off 44,000+ products: Levi's, Bec & Bridge, adidas & more

Get 25% off 1000's of items in THE ICONIC sale event. Limited time only.

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Princess Polly Princess Polly

25% off almost everything

Get a VIP access and save 25% on clothing, shoes, beauty and accessories. T&Cs apply.

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BNKR BNKR
Ends soon!

25% off store-wide

Use the promo code upon checkout to receive 25% off any orders store-wide. T&Cs apply.

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BoohooMAN BoohooMAN

FREE delivery on orders over $50

Valid for a limited time only. T&Cs apply.

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BoohooMAN BoohooMAN

40% off almost everything

Excludes sale and selected lines. T&Cs apply.

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Nasty Gal Nasty Gal
Exclusive

45% off full priced swimwear

Use the promo code upon checkout to receive 45% off full priced swimwear. Excludes sale styles. T&Cs apply.

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The Book Depository The Book Depository

10% off selected bestsellers

Use the promo code upon checkout to receive 10% off selected bestselling books at The Book Depository. T&Cs apply.

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General Pants General Pants

Up to 60% off men's and women's clothing: Mid-season sale

Selected styles only. Prices as marked. Not valid with any other offer. T&Cs apply.

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Boohoo Boohoo
Exclusive

45% off dresses

Use the promo code upon checkout to receive 45% off dresses at Boohoo. T&Cs apply.

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Dell Dell

30% off 3 or 4 year premium support upgrade on selected PCs

Save 30% on 3 or 4 year premium support upgrade on selected PCs. T&Cs apply.

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Catch Catch

Up to 50% off Cotton on Body

Get up to 50% off Cotton on Body. T&C's apply

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Amazon AU Amazon AU

25% off your first order of select pantry food and drinks

Enjoy 25% off your first order of select pantry food and drinks at Amazon. T&Cs apply.

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Princess Polly Princess Polly

20% off your orders

Use the promo code to save 20% on your orders. Excludes cosmetics & gift cards. T&Cs apply.

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David Jones David Jones

15% off nursery accessories, baby carriers, furniture & more

Valid for a limited time only. Includes Baby Jogger, Bugaboo, Stokke, Boori, Leander and Cybex. Exclusions, T&Cs apply.

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Princess Polly Princess Polly

Up to 60% off selected clothing, shoes, cosmetics & accessories

Save up to 60% on selected dresses, playsuits, jumpsuits, tops & shirts, swimwear, skirts, shorts, jeans, jackets, shoes, cosmetics & accessories. T&Cs apply.

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Gymshark Gymshark

10% off entire order: New customers only

New customers get 10% off entire order at Gymshark by using this code. T&Cs apply.

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Myer Myer

Up to 50% off selected kids' clothing, toys and accessories

Enjoy up to 50% off a range of selected kids' clothing, toys and accessories. Includes items from Sprout, Bauhaus, Barbie, Mattel Board Games & much more. T&Cs apply.

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eBay eBay

Up to 30% off The Good Guys Store

Enjoy up to 30% off kitchen & home appliances from The Goods Guys on eBay. Use eBay discounts and Paypal to pay for it. T&Cs apply.

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Glue Store Glue Store

Up to 60% off big brand sale

Get up to 60% off selected styles from Adidas, Nike, Stussy and much more at Glue Store. T&Cs apply.

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Interflora Interflora

10% off any order

Enjoy 10% off any order at Interflora. No minimum spend required. T&Cs apply.

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PrettyLittleThing PrettyLittleThing

Buy now, pay later with Afterpay

Buy now the perfect pair of shoes, clothing and accessories to update your wardrobe and pay later with Afterpay. T&Cs apply.

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SurfStitch SurfStitch

New GoPro Hero 7 from $299.95

With HyperSmooth video stabilization, HERO7 Black is a camera anyone can use to capture amazingly smooth, professional looking shots and live streaming of your favourite activities. Shop the new GoPro Hero 7 from $299.95 at Surfstitch. T&Cs apply.

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Forever New Forever New
Exclusive

15% off full-priced items

Use the promo code to receive 15% off full-price styles at Forever New. T&Cs apply.

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General Pants General Pants

20% off full price in your second order when you sign up

Get 20% off full price in your second order when you sign up and make a purchase at the same time. T&Cs apply.

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David Jones David Jones

Up to 60% off a range of fashion, shoes, accessories & homewares

Not all brands or categories available online. Offers available for a limited time or while stocks last. T&Cs apply.

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Cotton On Cotton On
Exclusive

15% off all full-priced items

Receive 15% off all full-priced items across all the brands at Cotton On by using this code. T&Cs apply.

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Zaful Zaful

15% off site-wide + FREE shipping

Simply enter this code to receive 15% off site-wide plus, FREE shipping on orders over $30 at Zaful. T&Cs apply.

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rebel Sport rebel Sport

Up to 40% off clothing

Get up to 40% off all clothing at Rebel Sport. Includes Lifetime, Nike, Under Armour and much more. T&Cs apply.

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Koala Mattress Koala Mattress
Exclusive

$150 off any mattress

Save $150 on a Koala mattress by using this code. T&Cs apply.

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MATCHESFASHION MATCHESFASHION

Up to 50% off vacationwear

Save up to 50% off at MATCHESFASHION.com in their sale section. T&Cs apply.

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Missguided Missguided

40% student discount: Limited time only

Sign in with UNiDAYS student membership and get 40% off your order from Missguided. Excludes sale. T&Cs apply.

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rebel Sport rebel Sport

FREE returns at 6,600 locations Australia wide

For parcels under 10kg at over 6,600 locations Australia wide. T&Cs apply.

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Glue Store Glue Store

Men's fashion under $100

Discover men's clothing, shoes and accessories under $100. T&Cs apply.

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David Jones David Jones

Extra 10% off sale: Exclusive card member offer

Save an additional 10% on sale when you sign in and use your card. T&Cs apply.

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Mydeal.com.au Mydeal.com.au

Up to 80% off sale

Get up to 80% off 100s of items of furniture, sports equipment and homewares at Mydeal. T&Cs apply.

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eBay eBay

$29 for eBay Plus new feature-packed membership

Sign up now and pay just $29 for your first year. Usually $49. Free 30-day trial. Limited time only. T&Cs apply.

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BNKR BNKR

$100 off orders over $500

Simply use the code to get $100 off when you spend $500 or more at BNKR. T&Cs apply.

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Microsoft Store Microsoft Store

40% off 3-month Xbox LIVE with any console

Add an Xbox Console to cart to qualify for a 40% Discount on 3-month Xbox LIVE. This is an attach only offer and you will see the 40% discount when you land on the console PDP and interstitials after clicking “Add to cart” on the PDP of the selected console. T&Cs apply.

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Showpo Showpo

Up to 60% off sale

Enjoy up to 60% off clothing, dresses and accessories from Showpo. T&Cs apply.

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PureVPN PureVPN
Exclusive

82% Off PureVPN's 3-Year Plan

PureVPN offers ultra-fast speed and unlocks access to Netflix, Hulu, Amazon Prime and more.

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Boohoo Boohoo

40% off everything

Enjoy 40% off everything at Boohoo. Valid on selected styles. Excludes already-reduced items and styles from Dele, Hilton and Pride. T&Cs apply.

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PrettyLittleThing PrettyLittleThing

50% off almost everything

Use the code upon checkout to receive 50% off almost everything at PrettyLittleThing. Excludes sale items. T&Cs apply.

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Lululemon Lululemon

Up to 40% off clearance sale

Lululemon offers up to 40% off from their ‘We made too much’ clearance sale. Bag yourself a bargain with these great offers. Exclusions apply.

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Myer Myer

Up to 70% off clearance items

Enjoy up to 70% off the original price of selected clothing, footwear and homewares at Myer. Includes Cooper St, Miss Shop, Ben Sherman and much more. T&Cs apply.

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THE ICONIC THE ICONIC

Up to 60% off 20,000+ styles

Get up to 60% off over 20,000 styles from THE ICONIC for a limited time only. Selected styles and colours listed. T&Cs apply.

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SSENSE SSENSE

Up to 50% off on designer fashion

Buy your favourite items at SSense with 50% discount. T&C apply.

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Want your Christmas shopping done for less? Use a 0% purchase rate card to avoid interest.

Compare credit cards with 0% purchase rate offers

Rates last updated October 23rd, 2018
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Amount Saved
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Enjoy 0% p.a. interest on purchases for 14 months. Plus, the chance to earn 1 million Velocity Points. Ends 31 Oct 2018.
0% p.a. for 14 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$129 p.a.
Up to 44 days on purchases
Go to site More info
Bankwest Breeze Classic Mastercard
Bankwest Breeze Classic Mastercard
Receive purchase and balance transfer offers of 0% p.a. for 13 months, a low ongoing rate and up to 55 interest-free days on purchases.
0% p.a. for 13 months (reverts to 12.99% p.a.)
0% p.a. for 13 months with 2% balance transfer fee
$79 p.a.
Up to 55 days on purchases
Go to site More info
St.George Amplify
St.George Amplify
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, earn 1 Amplify Point per $1 spent on eligible purchases, uncapped.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Go to site More info
Bank of Melbourne Amplify Card
Bank of Melbourne Amplify Card
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Go to site More info
Bankwest Breeze Platinum Mastercard
Bankwest Breeze Platinum Mastercard
Receive a 0% p.a. interest rate on purchases and balance transfers for 13 months, complimentary travel insurance and 0% foreign transaction fees.
0% p.a. for 13 months (reverts to 12.99% p.a.)
0% p.a. for 13 months with 2% balance transfer fee
$99 p.a.
Up to 55 days on purchases
Go to site More info
NAB Low Rate Platinum Card
NAB Low Rate Platinum Card
Enjoy a 0% p.a. interest rate offer on purchases for 9 months and the protection of 7 complimentary insurances including overseas travel insurance.
0% p.a. for 9 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$100 p.a.
Up to 55 days on purchases
Go to site More info
BankSA Amplify
BankSA Amplify
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
0% p.a. for 14 months (reverts to 19.49% p.a.)
$79 p.a.
Up to 55 days on purchases
Go to site More info
NAB Low Rate Credit Card
NAB Low Rate Credit Card
Receive an introductory 0% p.a. interest rate for 6 months on purchases, Visa Entertainment offers and a competitive $59 ongoing annual fee.
0% p.a. for 6 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$59 p.a.
Up to 55 days on purchases
Go to site More info

Compare up to 4 providers

Get the most competitive home loan rates in the market, and use our calculator to see what will work for you.

Rates last updated October 23rd, 2018
$
Loan purpose
Offset account
Loan type
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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
 3.59% 3.59% $0 $0 p.a. 80% Go to site More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.
 3.57% 3.58% $0 $0 p.a. 80% Go to site More info
HSBC Home Value Loan - (Owner Occupier P&I)
HSBC Home Value Loan - (Owner Occupier P&I)
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
 3.59% 3.61% $0 $0 p.a. 90% Go to site More info
loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2000000 from a convenient online lender.
 3.64% 3.66% $0 $0 p.a. 80% Go to site More info
NAB Base Variable Rate Home Loan - Principal and Interest (limited time special offer for owner occupiers only)
NAB Base Variable Rate Home Loan - Principal and Interest (limited time special offer for owner occupiers only)
A home loan with no ongoing fee and a redraw facility that you can borrow up to 95% LVR.
 3.69% 3.73% $600 $0 p.a. 95% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
Get double Velocity Frequent Flyer Points with this mortgage to spend on flights and more (for a limited time, subject to eligibility requirements). Redraw facility available on this variable rate home loan. Competitive interest rate.
 3.68% 3.82% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
SCU My Life Variable Rate Home Loan Package - $150,000+ (Owner Occupier, P&I)
SCU My Life Variable Rate Home Loan Package - $150,000+ (Owner Occupier, P&I)
Get a low variable interest rate and buy a property with just a 10% deposit. 100% offset account attached.
 3.59% 3.62% $0 $350 p.a. 90% Go to site More info
Mortgage House Equity Saver Refinancer Special
Mortgage House Equity Saver Refinancer Special
A competitive variable essentials interest rate product aimed at refinancers looking to switch to a lower rate.
 3.54% 3.57% $0 $0 p.a. 80% Enquire now More info
ME Flexible Home Loan With Member Package - LVR <=80% $400k up to $699,999 (Owner Occupier, P&I)
ME Flexible Home Loan With Member Package - LVR <=80% $400k up to $699,999 (Owner Occupier, P&I)
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
 3.69% 4.12% $0 $395 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Loans over $150000 get a discount off an already low fixed rate. Available for NSW, QLD and ACT residents only.
 3.49% 4.57% $0 $395 p.a. 90% Go to site More info
Yellow Brick Road Rate Smasher Home Loan
Yellow Brick Road Rate Smasher Home Loan
A low interest rate home loan with no application or ongoing fees.
 3.64% 3.64% $0 $0 p.a. 70% Enquire now More info
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special
Special discounted rate for first home buyers. Start your home buying journey with 2 years of fixed repayments at a competitive rate plus package discounts. Available with a 10% deposit.
3.69% 4.86% $0 $395 p.a. 90% Go to site More info
loans.com.au Zip Home Loan
loans.com.au Zip Home Loan
A competitive variable rate mortgage for owner occupiers that comes with a no fee debit card with a $5,000 limit.
 3.68% 3.70% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Pay no application or ongoing fees and get a flexible loan with the ability to split up to 6 times.
 3.75% 3.75% $0 $0 p.a. 70% Enquire now More info
ING Fixed Rate Home Loan - 1 Year Fixed Rate (Owner Occupier with Orange Advantage)
ING Fixed Rate Home Loan - 1 Year Fixed Rate (Owner Occupier with Orange Advantage)
Owner-occupiers can enjoy a discounted fixed rate, a rate lock feature and the ability to make additional repayments.
 3.58% 4.71% $0 $299 p.a. 95% Enquire now More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($750k+ Owner Occupier, P&I)
Earn double Velocity Frequent Flyer Points on your mortgage for a limited time (subject to eligibility requirements). Plus, access a 100% offset account to save on interest.
 3.64% 3.78% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Mortgage House Equity Growth Investor Special
Mortgage House Equity Growth Investor Special
An essentials variable investor mortgage with a high borrowing amount so you can fund a large purchase.
 3.79% 3.82% $0 $0 p.a. 80% Enquire now More info
AMP Professional Package Variable Rate Home Loan - $500,000 to $749,9999 (Owner Occupier, P&I)
AMP Professional Package Variable Rate Home Loan - $500,000 to $749,9999 (Owner Occupier, P&I)
Get a sharp rate plus package discounts and a 100% offset account.
 3.74% 4.13% $0 $349 p.a. 90% Enquire now More info
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
 3.79% 3.80% $0 $0 p.a. 90% Enquire now More info
Aussie Select Basic Variable - (LVR <= 70%) (Owner Occupier, P&I)
Aussie Select Basic Variable - (LVR <= 70%) (Owner Occupier, P&I)
Keep your LVR at 70% or below and enjoy a special discounted rate. Also, pay no application or ongoing fees.
 3.84% 3.85% $0 $0 p.a. 70% Enquire now More info
Tic:Toc Live in Loan Fixed Rate - 2 Years (Owner Occupier, P&I)
Tic:Toc Live in Loan Fixed Rate - 2 Years (Owner Occupier, P&I)
Fast, 100% online application process. Very limited fees. Optional offset account (with fee).
 3.64% 3.59% $0 $0 p.a. 80% Go to site More info
Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback)
Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback)
Get a competitive rate, save on fees and access a 100% offset account plus redraw facility. $900 cashback offer.
 3.54% 3.58% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Flyer Home Loan
Macquarie Bank Flyer Home Loan
Earn tens of thousands of Qantas Points or more with this variable owner occupier mortgage. Requires a 30% deposit.
 3.80% 3.80% $0 $0 p.a. 70% Enquire now More info
Mortgage Choice Plus Home Loan - OO LVR <=70% ($150k+) P&I Only
Mortgage Choice Plus Home Loan - OO LVR <=70% ($150k+) P&I Only
A variable rate home loan that has a lot of flexible features. This loan has a 100% offset account.
 3.71% 3.71% $0 $0 p.a. 70% Enquire now More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Owner Occupier, P&I)
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Owner Occupier, P&I)
Save on interest with a free 100% offset account and buy your property with just a 10% deposit.
 3.88% 3.89% $0 $0 p.a. 90% Go to site More info
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
loans.com.au Offset Variable - Up to 80% LVR (Owner Occupier P&I)
Save on interest by taking advantage of a 100% offset account along with no ongoing fees or application fees.
 3.72% 3.74% $0 $0 p.a. 80% Go to site More info
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Up to $750,000 Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Up to $750,000 Owner Occupier, P&I)
Pay no application and ongoing fees with Macquarie Bank Basic Home Loan. Split and redraw facilities included.
 3.85% 3.85% $0 $0 p.a. 80% Enquire now More info
Beyond Bank Fixed Rate Home Loan - 3 Year Fixed Rate Home Loan Special (Owner Occupier, P&I)
Beyond Bank Fixed Rate Home Loan - 3 Year Fixed Rate Home Loan Special (Owner Occupier, P&I)
A flexible 3 year fixed rate loan you can use to buy your own home.
3.83% 4.89% $0 $395 p.a. 80% Go to site More info
Mortgage Choice Basic Variable Rate - OO LVR <= 70% ($150k +) P&I Only
Mortgage Choice Basic Variable Rate - OO LVR <= 70% ($150k +) P&I Only
A basic variable home loan that offers a competitive interest rate with no application fees and no ongoing fees.
 3.64% 3.64% $0 $0 p.a. 70% Enquire now More info
ClickLoans The Online Home Loan - LVR <80%
ClickLoans The Online Home Loan - LVR <80%
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.
 3.84% 3.84% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Virgin Reward Me Fixed Rate Home Loan - 3 Years $300k+ Special offer (Owner Occupier, P&I)
Get Velocity Frequent Flyer Points at settlement, monthly and every three years, plus the option to make up to $10,000 a year in extra repayments.
 3.87% 3.91% $0 $10 monthly ($120 p.a.) 90% Enquire now More info
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
A one year fixed rate offer with no ongoing bank fees.
3.59% 4.14% $395 $0 p.a. 80% Go to site More info
AMP Professional Package Fixed Loan - 3 Years (Owner Occupier, P&I)
AMP Professional Package Fixed Loan - 3 Years (Owner Occupier, P&I)
A package home loan with a sharp fixed rate and a 10% deposit option for low deposit borrowers.
 3.79% 4.67% $0 $349 p.a. 90% Enquire now More info
ClickLoans The Online Home Loan - LVR <70% with Offset
ClickLoans The Online Home Loan - LVR <70% with Offset
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.70% 3.90% $0 $0 p.a. 70% Go to site More info
Mortgage Choice Basic Variable Rate - OO LVR <= 80% ($150k +) P&I Only
Mortgage Choice Basic Variable Rate - OO LVR <= 80% ($150k +) P&I Only
A basic owner-occupier home loan with a low variable rate that requires a 20% deposit.
3.74% 3.74% $0 $0 p.a. 80% Enquire now More info
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)
New borrowers or refinancers can get a discounted rate with this package loan. Bonus $1,500 cashback for refinancers.
 3.72% 4.10% $0 $395 p.a. 80% Go to site More info
Tic:Toc Live in Loan Fixed Rate - 1 Year (Owner Occupier, P&I)
Tic:Toc Live in Loan Fixed Rate - 1 Year (Owner Occupier, P&I)
Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Add a 100% offset account for a small fee.
 3.59% 3.58% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Investor, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Investor, P&I)
A competitive variable rate home loan with no application fee.
 3.99% 4.13% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
RACQ Bank Mortgage Saver Special Home Loan
RACQ Bank Mortgage Saver Special Home Loan
A low deposit mortgage with a competitive rate and plenty of flexibility. QLD residents only. Eligible borrowers can get a 15% discount on home and contents insurance for the life of their loan.
 3.62% 3.62% $0 $0 p.a. 95% Go to site More info
Tic:Toc Live in Loan Fixed Rate - 3 Years (Owner Occupier, P&I)
Tic:Toc Live in Loan Fixed Rate - 3 Years (Owner Occupier, P&I)
A fixed rate loan with free redraws, few ongoing fees. Apply online with a fast approval process.
 3.84% 3.82% $0 $0 p.a. 80% Go to site More info
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
loans.com.au Package Special - 2 Year Fixed (Owner Occupier, IO)
Pay no application or ongoing fee and borrow up to 80% LVR.
 3.89% 3.94% $0 $0 p.a. 80% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% (<$500k Owner Occupier, P&I)
Virgin Reward Me Variable Home Loan - LVR <= 80% (<$500k Owner Occupier, P&I)
Borrow up to $500000 and earn Velocity Frequent Flyer Points (terms and conditions apply).
3.73% 3.87% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Macquarie Bank Offset Home Loan - LVR ≤ 70% (Owner Occupier, P&I)
Macquarie Bank Offset Home Loan - LVR ≤ 70% (Owner Occupier, P&I)
Borrowers with a 30% deposit can get this competitive rate.
 3.75% 4.00% $0 $248 p.a. 70% Enquire now More info
Newcastle Permanent Building Society Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Newcastle Permanent Building Society Premium Plus Package Fixed Rate - 1 Year Fixed (Owner Occupier, P&I)
Enjoy a competitive rate with no application fee for this package loan.
 3.69% 4.75% $0 $395 p.a. 90% Go to site More info
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Greater Bank Great Rate Discount Variable with Family Pledge Home Loan - Up to 110% LVR
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, Qld and ACT only.
 3.74% 3.74% $0 $0 p.a. 110% Go to site More info
Auswide Bank Variable Home Loan Plus with Freedom Package - $100K+ LVR <= 90% (Special Offer, Owner Occupier)
Auswide Bank Variable Home Loan Plus with Freedom Package - $100K+ LVR <= 90% (Special Offer, Owner Occupier)
A high maximum LVR home loan with redraw facility and additional payments. Get this mortgage with a 10% deposit.
 3.76% 4.15% $0 $395 p.a. 90% Go to site More info
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
Heritage Bank Discount Variable Home Loan - LVR <=80% (Owner Occupier) New Customers Only
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
 3.67% 3.69% $0 $0 p.a. 80% Go to site More info
Mortgage Choice Plus Home Loan - OO LVR <=80% ($150k+) P&I Only
Mortgage Choice Plus Home Loan - OO LVR <=80% ($150k+) P&I Only
A home loan with a competitive rate and plenty of handy features. This product comes with a 100% offset account.
 3.81% 3.81% $0 $0 p.a. 80% Enquire now More info
AMP Essential Home Loan - $100,000 and above (Owner Occupier)
AMP Essential Home Loan - $100,000 and above (Owner Occupier)
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
 4.04% 4.07% $0 $0 p.a. 90% Enquire now More info
loans.com.au Offset Variable - Package Offset (Investment, P&I)
loans.com.au Offset Variable - Package Offset (Investment, P&I)
Package your owner occupied loan with investment loan and receive a discounted investment rate. 100% offset account included.
3.97% 3.99% $0 $0 p.a. 80% Go to site More info
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
AMP Professional Package Variable Rate Home Loan - $750,000 and above (Owner Occupier, P&I)
Package your loan with other AMP products and save on rates and fees.
 3.69% 4.08% $0 $349 p.a. 90% Enquire now More info
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
State Custodians Low Rate LOC - LVR up to 80% (Owner Occupier, IO)
A low-fee line of credit loan from an online lender. Unlock the equity in your home and make interest-only repayments with a competitive rate.
3.93% 3.94% $0 $0 p.a. 80% Go to site More info
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
ME Basic Home Loan - LVR <=80% (Owner Occupier, P&I)
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
 3.89% 3.91% $0 $0 p.a. 80% Go to site More info
CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I)
CUA Fixed Rate Home Loan - 3 Year Fixed (Investor, P&I)
Competitive rates for fixed for 3 years with redraw facility.
 3.99% 5.35% $600 $0 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Investor, P&I)
Investors with a 30% deposit can get this low rate loan to fund their property portfolio.
 3.99% 3.99% $0 $0 p.a. 70% Enquire now More info
loans.com.au - 2 Year Fixed (Owner Occupier, P&I)
loans.com.au - 2 Year Fixed (Owner Occupier, P&I)
Borrow up to 90% of the value of the property you're buying, and pay no application fee.
 3.89% 3.94% $0 $0 p.a. 90% Go to site More info
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
State Custodians Low Rate Home Loan with Offset - LVR 80% to 90% (Investor, P&I)
Access a fee-free offset account and a special interest rate for investors.
4.13% 4.14% $0 $0 p.a. 90% Go to site More info
ClickLoans The Online Investor Home Loan - LVR <80%
ClickLoans The Online Investor Home Loan - LVR <80%
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.
 4.18% 4.18% $0 $0 p.a. 80% Go to site More info
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
Greater Bank Great Rate Home Loan - Discounted Variable ($150K+ Owner Occupier) New Loans only
New customers can get a discounted variable rate and a fee-free redraw facility. NSW, QLD and ACT residents only.
 3.72% 3.72% $0 $0 p.a. 90% Go to site More info
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Years Fixed (Owner Occupier, P&I)
Borrow up to 95% LVR of the value of the property you're buying and pay no application or ongoing fees.
 3.94% 4.95% $595 $0 p.a. 95% Go to site More info
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
A competitive fixed interest rate product with no ongoing bank fees.
 3.74% 4.01% $395 $0 p.a. 80% Go to site More info
ClickLoans The Online Home Loan - LVR <70%
ClickLoans The Online Home Loan - LVR <70%
Get a discount for keeping your LVR at $70 or below with this innovative online lender.
 3.70% 3.70% $0 $0 p.a. 70% Go to site More info
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
ME Flexible Home Loan Fixed - 2 Year Fixed Rate (Owner Occupier, P&I)
Access a fee-free 100% offset account and pay no application or ongoing fees.
 3.99% 4.86% $0 $0 p.a. 80% Go to site More info
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
 3.99% 4.62% $395 $0 p.a. 80% Go to site More info
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Greater Bank Ultimate Home Loan - Discounted 2 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
A fixed rate loan with a 100% offset account and the option to make additional repayments. Loans over $150000 receive a discounted rate. NSW, QLD and ACT residents only.
 3.69% 4.54% $0 $395 p.a. 90% Go to site More info
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
3.99% 3.99% $0 $0 p.a. 80% Go to site More info
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
Yellow Brick Road Empower Home Loan - 3 Years Fixed LVR up to 95% (Owner Occupier P&I)
A competitive 3-year fixed rate loan with a high max insured LVR.
 4.29% 4.26% $0 $0 p.a. 95% Enquire now More info

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Rates last updated October 23rd, 2018
$
$
months
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
3.05%
1.80%
1.25%
$0
$0 / $1
Introductory rate of 3.05% p.a. for 4 months, reverting to a rate of 1.80% p.a. Available on balances below $250,000
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HSBC Serious Saver
HSBC Serious Saver
3.10%
1.40%
1.70%
$0
$0 / $0
Introductory rate of 3.10% p.a. for 4 months, reverting to a rate of 1.40% p.a. Available on balances below $1,000,000.
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UBank USaver
UBank USaver
2.87%
1.81%
1.06%
$0
$0 / $0
Earn up to 2.87% p.a. by linking your USaver account to a UBank Ultra transaction account and transferring at least $200 per month into either account. This offer is available on balances up to $200,000.
Go to site More
Citibank Online Saver
Citibank Online Saver
3.05%
1.70%
1.35%
$0
$0 / $0
Introductory rate of 3.05% p.a. for 4 months, reverting to a rate of 1.70% p.a. Available on balances below $500,000.
Go to site More
AMP Saver Account
AMP Saver Account
2.55%
2.10%
0.45%
$0
$0 / $0
Introductory rate of 2.55% p.a. for 4 months, reverting to a rate of 2.10% p.a. Available on balances below $5,000,000.
Go to site More
HSBC Flexi Saver Account
HSBC Flexi Saver Account
2.50%
1.25%
1.25%
$0
$0 / $0
Ongoing, variable 2.50% p.a. when you deposit $300+ each month (other conditions apply). Available on balances up to $5,000,000.
Go to site More

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