Champion Money Cash Loan Review

Information verified correct on October 26th, 2016

If you have a car, you could have $5,000 in your account by tomorrow.

Champion Money give you the ability to borrow up to $5,000 by providing a car as security with their Cash Loan. You can apply for this secured loan for different reasons, some of which include paying bonds, managing your rent, paying medical bills, getting married, or covering unexpected emergency expenses.

Loan terms can vary as per your requirements, and if you end up paying your loan completely before schedule you don’t have to pay any early payout penalties. Applying for these loans requires that applicants to follow a simple process, and people with bad credit history and those not having lived at the same address for long can also apply.

Looking to apply for a Cash Loan? Here's what to expect.

The first step is to apply for a Champion Money Cash Loan, and you can do this online, over the phone, or by meeting a Champion Money representative in person. The process requires that you provide certain identification, employment, and residential address related documents to support your application.

After you provide these documents, you can expect a Champion Money staff member to contact you within four to six hours. If you accept the contract, the funds transfer to your account by the next business day.

You then make repayments as per the pre-determined payment schedule, until you pay the loan off completely.

Other cash loans you can apply for.

Whilst we don't compare this loan directly, here are some other loans that are similar.

Rates last updated October 26th, 2016
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Cash Loans from Champion Money: The features that are on offer

Knowing what you can expect from a Champion Money Cash Loan before you actually apply for one is a good idea, and here are some positives it offers.

  • Use for various purposes. When you get access to your approved funds, you can use them for just about any legitimate purpose. You can use this money to repair your car, pay bills, buy merchandise, renovate your home, or get by a temporary financial setback.
  • Apply even if you have bad credit. You don’t have to have perfect credit history to apply for a Cash Loan through Champion Money, as is often the case with big banks. You can also apply if you have a short residential or employment history. Your ability to repay the amount you borrow is the most important.
  • Quick access to funds. Champion Money takes around four to eight business hours to review your application and supporting documents, after which it contacts you and presents you with a loan contract. Once you accept the terms and conditions, you can expect the funds to reach your bank account by the next business day.
  • No early repayment penalties. If you end up repaying the loan ahead of time, you don’t have to worry about paying any kind of early payout penalties.

The fees and charges you should expect

You have to pay fees for your loan only if Champion Money successfully obtains a loan for you, and if not, you don’t have to pay anything for its services. Upon your loan application’s approval, Champion Money provides you with a complete list of applicable fees and charges through its quote for credit assistance.

It is important that you go through these carefully, so as to know just how much you’ll end up paying through the course of the loan. If you feel the fee structure is not as per your liking, you don’t have to accept the contract.

How to apply for a Cash Loan from Champion Money

You can apply for a Champion Money Cash Loan by visiting its office, you can apply over the phone, and you can apply online. The following eligibility criteria apply:

  • You are a permanent resident of Australia
  • You are over 18 years old
  • You have some form of regular employment

In order to complete the application successfully you have to provide different types of information, so keep the following close at hand.

  • Two forms of identification which can include an Australian driver’s license, Australian passport, birth certificate, 18 + card, or Medicare card
  • Residential proof in the form of a rent receipt, lease receipt, or utility bill
  • Income proof in the form of payslips, Centrelink statements, or bank statements for the last three months

Getting a Champion Money Cash Loan can help you solve your problem of getting access to money in a hurry, but since there are a number of similar financing options out there, take some time to compare a few before deciding.

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6 Responses to Champion Money Cash Loan Review

  1. Default Gravatar
    chanel | September 29, 2016

    How long dose it take to get a call back…
    Ive actually been waiting for a week now and wondering why that is could you tell me please thank you..

    • Staff
      Elizabeth | September 29, 2016

      Hi Chanel,

      You should have received a call back within about six hours. You’ll need to contact Champion Money on 07 5452 7400 or send an online enquiry via its website to follow up on your loan.

      Hope this helps,


  2. Default Gravatar
    mina | January 22, 2016

    Does bad credit history affect the loan

    • Staff
      Elizabeth | January 22, 2016

      Hi Mina,

      You are able to apply with bad credit, and Champion Money will tailor a loan to fit your needs. As long as you meet the minimum criteria outlined above you can apply.

      I hope this has helped.



  3. Default Gravatar
    Kylie | December 5, 2015

    Repayment amount weekly for 700.00loan with champion loans?

    • Staff
      Elizabeth | December 7, 2015

      Hi Kylie,

      Thanks for your question.

      You’ll be offered repayments terms and costs when you apply for a loan with Champion Money. When you apply you’ll be offered a loan contract that you have the option to accept or not accept, depending on whether the terms are affordable to you.



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