Cash Stop Online Loan Review

Information verified correct on October 28th, 2016

Get the green light with a loan from Cash Stop

If you're in need of a small amount loan but want a bit of extra leeway in your repayment terms, you might want to consider Cash Stop. They offer online loans with longer-than-normal repayment periods, up to five months, that you can apply for conveniently online. If you do find you can repay your loan early, you're able to do so without incurring additional fees. Find out what other features are on offer from Cash Stop and see if they can help you get the money you need.

Thinking of borrowing from Cash Stop? Here's what you need to know.

Cash Stop operates both online and in bricks-and-mortar branches. When you apply online, you can receive the funds in your bank account the same business day. Depending on your financial circumstances you can borrow up to $1,500. The application process is quick, with the online form only taking a few minutes to fill out. You may also still be eligible for a loan if you have poor credit history and if you receive Centrelink.

Features to consider before applying

  • Quick application. You can fill out the online application in a couple of minutes without the need to fax any supporting documents.
  • Generous loan term. Most payday lenders require that you repay your loan within two months at the most, but Cash Stop lets you choose longer repayment terms. Select the term between one and five months that best suits your needs.
  • Varied loan amounts available. Applying through Cash Stop online means you can borrow between $300 and $1,500. Keep in mind the actual amount you're approved for will depend on your financial circumstances (your income, current debts, employment, etc.) and your ability to repay the loan.
  • Convenient repayments. You won't need to remember to make repayments yourself — on the agreed repayment dates the amount will be direct debited from your nominated bank account.
  • Early repayments accepted. If you're able to repay your loan early, you can without incurring any penalties. Save yourself another 4% monthly fee by repaying ahead of schedule.
  • Bad credit borrowers and receivers of Centrelink can apply. If you have negative marks on your credit file, you still may be eligible for a Cash Stop loan. Those receiving Centrelink benefits may also be eligible depending on their financial circumstances.

Compare Other Payday Loans

Whilst we don't compare Cash Stop Online Loan directly, here are some other loans that are similar.

Rates last updated October 28th, 2016
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What will it cost you to borrow?

  • Loan establishment fee: You will pay 20% of the amount you borrow to set up your loan.
  • Monthly fee. On the loan settlement day and on the anniversary day of each subsequent month the loan remains open, you'll be charged a 4% monthly fee.
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How to apply online with Cash Stop

Interested in applying for an online loan with Cash Stop? You can get your application started by visiting the Cash Stop Online website. The application shouldn't take longer than four minutes to fill out and you'll receive your loan amount on the same day of approval.

First, check you meet the eligibility criteria:

  • You're a permanent Australian resident
  • You're over the age of 18
  • You have an email address
  • You earn a regular, steady income over $300 per week. This income will need to be credited to your nominated bank account.
  • Those on Centrelink benefits can apply – including those on Newstart and Youth Allowance

If you've established you meet the basic criteria, you can click through to start the application process. You'll need to provide the following information:

  • Personal details including your name and contact information
  • Employment information such as where you work and the contact details of your employer. An income verification call may be made to confirm your employment
  • You will be required to digitally submit 90 days worth of your bank statements through Credit Sense
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124 Responses to Cash Stop Online Loan Review

  1. Default Gravatar
    Jade | October 12, 2016

    Im on newstart allowance n im trying to get a loan of 200-2000 n have bad credit does anyone do theese loans

    • Staff
      Elizabeth | October 12, 2016

      Hi Jade,

      You can find out which lenders might consider you for a loan on this page.

      Hope this helps,


  2. Default Gravatar
    Cliff | October 12, 2016

    I get Newstart allowance and twice I’ve $630 but after loan & fine repayments I’m left with $567 am I still able to get a small loan

    • Staff
      Elizabeth | October 12, 2016

      Hi Cliff,

      As long as you meet the minimum eligibility requirements (outlined above) then you can apply. You can submit an application on the Cash Stop website. Your approval will depend on Cash Stop’s assessment of whether or not you can afford the loan.

      Hope this helps,


  3. Default Gravatar
    Virginia | September 15, 2016

    If was to go for a loan of $1000 how much will I pay back I am on pension and get cares payment and Foster cares payment weekly

    • Staff
      Elizabeth | September 15, 2016

      Hi Virginia,

      You’ll pay a 20% establishment fee and a 4% monthly fee for your loan. Your repayments and total loan amount (including fees) depend on how long your repayment term is. You can use the payday loan calculator to get an estimate.



  4. Default Gravatar
    samantha | September 13, 2016

    i am on a single parent pension and need a small loan today i have no photo id

    • Staff
      Elizabeth | September 13, 2016

      Hi Samantha,

      You can apply for a loan with Cash Stop as long as you earn over $300 per week but you do need some form of photo ID. This is a requirement of most lenders to verify your identity. You can get a photo card from your state’s local driving authority.

      Hope this helps,


  5. Default Gravatar
    Lee | September 1, 2016

    Can I apply for a loan if I’m only on Newstart $250 a fortnight?

    • Staff
      Elizabeth | September 2, 2016

      Hi Lee,

      You’re able to apply if you receive Newstart payments but keep in mind you’ll only be approved for a loan Cash Stop determines you can afford. You can head directly to its website to submit your application.

      Hope this helps,


    • Default Gravatar
      haydo | September 9, 2016

      Hey I receive $500 a fortnight from centrelink and currently only pay $100 a fortnight on bills, would i get accepted for a $200 dollar loan?

    • Staff
      Elizabeth | September 9, 2016

      Hi Haydo,

      Unfortunately the minimum criteria as listed above states you need to earn $300 per week to be considered for a loan. You may be able to find more options on this page or on this page if you have no other income.

      Hope this helps,


  6. Default Gravatar
    linda | August 22, 2016

    iam a pensioner and need 2,000. is there any one that will lend that.

    • Staff
      Elizabeth | August 22, 2016

      Hi Linda,

      You’re able to apply for a Cash Stop loan as long as you receive at least $300 per week directly into your bank account. You can submit your application directly on the Cash Stop website.

      I hope this helps,


  7. Default Gravatar
    Kristylee | August 20, 2016

    How much does it cost to pay back a $200 loan?

    • Staff
      Elizabeth | August 22, 2016

      Hi Kristylee,

      Your repayments depend on how long you take out the loan for. You can use the loan calculator here to see how much a $200 loan will cost over different periods.

      Hope this helps,


  8. Default Gravatar
    Carly | July 26, 2016

    Am I eligible for a loan?

    • Default Gravatar
      Rosé | August 21, 2016

      I don’t have photo id

    • Staff
      Elizabeth | August 22, 2016

      Hi Rose,

      Unfortunately you’ll need a Government-issued ID to apply for a Cash Stop loan, and to apply for most loans. If you don’t have a licence or a passport you can get a proof of age card from any RMS.

      Hope this helps,


    • Staff
      Anndy | July 26, 2016

      Hi Carly,

      Thanks for your question.

      Please note that is a financial comparison service, not a lender.

      If you want to apply for Cash Stop Online or any of the loan products featured above, you should meet the eligibility criteria that include:

      - permanent Australian residency
      - you are over the age of 18
      - you have an email address
      - you earn a regular income

      For more details on the eligibility criteria of each loan product, kindly click on its name so you’ll be redirected to its review page where you can find more details on the application process.


  9. Default Gravatar
    Salena | July 7, 2016

    Need a loan how much could you’d lend me?

    • Staff
      May | July 7, 2016

      Hi Salena,

      Thanks for your inquiry.

      Please note that you have come through to – we are an Australian financial comparison website and general information service and we don’t represent Cash Stop.

      Nonetheless, if you will apply online, Cash Stop will be able to offer loans between $300 and $1,500. However, please keep in mind the actual amount you’re approved for will depend on your financial situation by taking into consideration of your ability to repay, your income, current debts, employment, etc.


  10. Default Gravatar
    brett | July 7, 2016

    Do I have to submit bank account statements? I don’t have access to them at the moment.

    • Staff
      Anndy | July 7, 2016

      Hi Brett,

      Thanks for your inquiry.

      Please note that is a financial comparison and information service. We don’t represent Cash Stop Online.

      When you apply for a Cash Stop Online loan, you will be required to digitally submit 90 days worth of your bank statements through Credit Sense. If your bank statement is not yet available, you can directly inquire from Cash Stop Loan if they will consider your loan application if you submit this document at a later date.


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