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Everything you need to know about CashnGo's instant loans.
CashnGo provides short-term loans through ATM-like machines at various locations across NSW. New customers can access up to $600 and existing customers may be eligible for up to $950.
Find out more about how CashnGo's loans work, how much they work and if they are an option for you in this review.
How does a loan from CashnGo work?
You can apply for a Cash n Go Loans at one of its NSW locations. If you are employed and a first-time customer you may be eligible for up to $600; if you receive Centrelink benefits you can apply for up to $300 and if you are an existing CashnGo customer you can apply for up to $950.
When you apply you have to provide various details, including a bank account from which CashnGo will direct debit your repayments. The maximum loan length is 8 weeks. You are required to pay an establishment fee of 20% and a monthly fee of 4%.
Compare other payday loans
Whilst we don't compare CashnGo Instant loan directly, here are some other loans that are similar.
What features does a Cash n Go Loans come with?
The following features come with a loan from CashnGo:
- Loan amounts available. You can apply for between $100 to $1,200 after you've repaid your first loan.
- Automatic repayments. Your repayments will be automatically deducted out of your account on the day they are due. Make sure there are sufficient funds in your account before you're repayment date.
- Bad credit and Centrelink applicants considered. CashnGo performs credit history checks but will not refuse you a loan if you have bad credit. You are also eligible to borrow up to $300 if you receive Centrelink benefits.
How much will the loan cost?
Consider the following fees and charges before you apply:
- Establishment fee: You will pay a 20% establishment fee.
- Monthly fee: You will pay a 4% monthly fee.
- Late payment fees. Daily fees of $6 accrue for up to 43 days if you do not repay your loan. Get in touch with CashnGo if you think you won't be able to make a repayment.
How can I apply?
If you're ready to apply with CashnGo, you need to head to a CashnGo kiosk. To find branch and kiosk locations, visit CashnGo's website. You'll need to meet the following eligibility criteria in order to apply:
- Be over the age of 18
- Earn a regular income
- Have the ability to meet your repayments
If you answered "yes" to each of the above, get the below documents and information ready so you can submit your application:
- Your contact information
- Details regarding your employment
- Your income and expenses
- A recent bank statement (from the last 60 days) that shows your BSB and account number
- A valid photo ID
- Two recent payslips
Frequently asked questions
How much can I borrow?
You can borrow up to $300 if you receive Centrelink payments as income, up to $600 if you are employed and up to $950 if you are a returning customer.
I have bad credit. Can I still apply?
CashnGo does conduct checks on your credit history, but you may still be eligible with bad credit.
Online application, where it asks what bank you bank with it doesn’t have Illawarra credit union listed. Does that mean I can’t go any further with my loan application?
Hi Ralph,
There is no specific information on their website saying that an applicant cannot proceed with their loan application if their bank is not on the list. It’s possible though, that an applicant will not be able to apply online if their bank is not on their online system because in that case, CashnGo won’t be able to verify the applicant’s bank account details.
As an alternative, you can apply in-branch or at one of their kiosks. Before applying, please make sure that you meet all their eligibility requirements and read their loan terms to see if it suits your needs.
It would also be better for you to contact CashnGo directly at 13 13 11 for further assistance.
I hope this helps.
Cheers,
Charisse
Are you answering phone calls today?
Hi Ash,
Thank you for leaving a question.
You may call Cash n Go via this number: +61 13 13 11. Operation hours is from 8am – 7pm Mon-Fri and Sat from 8am-12pm. Hope this helps!
Cheers,
Reggie
Can I apply online now?
Hello Michael,
Thank you for your comment.
Yes, so long as you meet the eligibility criteria and the requirements, you can apply online via Cash N Go website. You can also apply in-branch or at one of its kiosks.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn
How can I apply?
Hi Sharone!
Thanks for leaving a question on our page.
It’s great to hear that you’re interested to apply at CashnGo. Before you send in an application, take note of the eligibility requirements and have all the necessary documents outlined above. Once all has been checked off, simply visit their website to apply. You may also apply in-branch or at one of their kiosks as stated above.
Hope this was helpful! For any clarifications, feel free to message us again.
Best regards,
Nikki
How do i use this app
Hi Steven,
Thanks for leaving a question on finder.
Cash N Go does not have a native iOS or Mobile app. If you are looking to apply for a loan with them, we have outlined the ways in our guide above. If you still want to compare and weigh your options, you can go HERE.
Cheers,
Joel
Where can I apply online for Cash N Go?
Hello Simone,
Thank you for your comment.
Before submitting an application for Cash N Go, you need to meet the eligibility criteria indicated above. You can apply online via their website. You can also apply in-branch or at one of its kiosks. Kindly refer to the steps above. I hope this helps.
Regards,
Jhezelyn
Hi there I’m wondering when my current loan would be finalised or how many payments are left I’m wanting to reapply for a larger amount over a 12 month period if able to Could I please be contacted regarding this and if I could get someone to help that would be excellent I’m just not sure of how to get those details thanks so much appreciate all the help.
Hi Paula,
Thank you for your inquiry.
Typically, Cash N Go direct debits your account on the scheduled repayment dates. Regarding your contract information to determine when would be your last payment and how much the amount left to be paid. You can always check these information with your provider. As the have the direct access to your contract details and they will be able to provide you the options that is suitable for you based on the current circumstances.
I hope this information has helped.
Cheers,
Harold
Help me sign up doesn’t show where I can sign up.
Hi Anthony,
Thanks for leaving a question on finder.
If you’re ready to apply with Cash N Go, you can submit your application online, visit a branch or head to a Cash N Go kiosk. To find branch and kiosk locations, visit Cash N Go’s website. You’ll need to meet the following eligibility criteria in order to apply:
-Be over the age of 18
-Earn a regular income
-Have the ability to meet your repayments
If you answered “yes” to each of the above, get the below documents and information ready so you can submit your application:
-Your contact information
-Details regarding your employment
-Your income and expenses
-A recent bank statement (from the last 60 days) that shows your BSB and account number
-A valid photo ID
-Two recent payslips
Hope it helps.
Cheers,
Joel
Can I have two cash and go loans at once?
Hi Melissa,
Thanks for your question.
With Cash N Go, you will need to have your first loan repaid before you can apply for another one. After that, you can apply for between $50 to $1,000.
Cheers,
May
I still can’t log into my cashing ACCOUNT send a password reset plz
Hi Wozza,
You’ve come through to finder.com.au, a financial comparison service and not Cash N Go. You can head to their website to contact them directly and receive a password reset.
Thanks,
Elizabeth