CashnGo Loans

Everything you need to know about CashnGo's instant loans.

CashnGo provides short-term loans through ATM-like machines at various locations across NSW. New customers can access up to $600 and existing customers may be eligible for up to $950.

Find out more about how CashnGo's loans work, how much they work and if they are an option for you in this review.

How does a loan from CashnGo work?

You can apply for a CashnGo loan at one of its NSW locations. If you are employed and a first-time customer you may be eligible for up to $600; if you receive Centrelink benefits you can apply for up to $300 and if you are an existing CashnGo customer you can apply for up to $950.

When you apply you have to provide various details, including a bank account from which CashnGo will direct debit your repayments. The maximum loan length is 8 weeks. You are required to pay an establishment fee of 20% and a monthly fee of 4%.

Compare other payday loans

Whilst we don't compare CashnGo Instant loan directly, here are some other loans that are similar.

Rates last updated July 19th, 2018
Name Product Max. Loan Amount Term of Loan Turnaround Time Costs Fortnightly Repayment $1,500 Product Description
Sunshine Short Term Loans
$2,000
9-15 weeks
30 Minutes - conditions apply
20% of loan amount + 4% of loan amount each month
$396
Apply online with Sunshine Loans and you could borrow up to $2,000 paid directly into your account. Note: Centrelink must not be your primary source of income.
Wallet Wizard Smart Loan (Up to 2K)
$2,000
Up to 2 years
24 hours
47.8% APR
$316.70
Apply for up to $2,000 as a convenient line of credit.
Nimble Short Term Loan
$2,000
62 days to 1 year
1 hour - conditions apply*
20% of loan amount + 4% of loan amount each month
$396
Apply for up to $2,000 and have 62 days to 1 year to repay. Note: Centrelink must not be your primary source of income.
Credit24 Short Term Loan
$2,000
6-12 months
Same day
20% of loan amount establishment fee + 4% of loan amount monthly.
$396
A loan with a quick turnaround time and generous loan term. To be eligible, Centrelink must not be 50% or more of your income.

Compare up to 4 providers

What features does a CashnGo loan come with?

The following features come with a loan from CashnGo:

  • Loan amounts available. You can apply for between $100 to $1,200 after you've repaid your first loan.
  • Automatic repayments. Your repayments will be automatically deducted out of your account on the day they are due. Make sure there are sufficient funds in your account before you're repayment date.
  • Bad credit and Centrelink applicants considered. CashnGo performs credit history checks but will not refuse you a loan if you have bad credit. You are also eligible to borrow up to $300 if you receive Centrelink benefits.

How much will the loan cost?

Consider the following fees and charges before you apply:

  • Establishment fee: You will pay a 20% establishment fee.
  • Monthly fee: You will pay a 4% monthly fee.
  • Late payment fees. Daily fees of $6 accrue for up to 43 days if you do not repay your loan. Get in touch with CashnGo if you think you won't be able to make a repayment.

How can I apply?

If you're ready to apply with CashnGo, you need to head to a CashnGo kiosk. To find branch and kiosk locations, visit CashnGo's website. You'll need to meet the following eligibility criteria in order to apply:

  • Be over the age of 18
  • Earn a regular income
  • Have the ability to meet your repayments

If you answered "yes" to each of the above, get the below documents and information ready so you can submit your application:

  • Your contact information
  • Details regarding your employment
  • Your income and expenses
  • A recent bank statement (from the last 60 days) that shows your BSB and account number
  • A valid photo ID
  • Two recent payslips

Frequently asked questions

How much can I borrow?

You can borrow up to $300 if you receive Centrelink payments as income, up to $600 if you are employed and up to $950 if you are a returning customer.

I have bad credit. Can I still apply?

CashnGo does conduct checks on your credit history, but you may still be eligible with bad credit.

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12 Responses

  1. Default Gravatar
    StevenApril 19, 2018

    How do i use this app

    • finder Customer Care
      JoelApril 19, 2018Staff

      Hi Steven,

      Thanks for leaving a question on finder.

      Cash N Go does not have a native iOS or Mobile app. If you are looking to apply for a loan with them, we have outlined the ways in our guide above. If you still want to compare and weigh your options, you can go HERE.

      Cheers,
      Joel

  2. Default Gravatar
    SimoneApril 18, 2018

    Where can I apply online for Cash N Go?

    • finder Customer Care
      JhezelynApril 18, 2018Staff

      Hello Simone,

      Thank you for your comment.

      Before submitting an application for Cash N Go, you need to meet the eligibility criteria indicated above. You can apply online via their website. You can also apply in-branch or at one of its kiosks. Kindly refer to the steps above. I hope this helps.

      Regards,
      Jhezelyn

  3. Default Gravatar
    PaulaApril 20, 2017

    Hi there I’m wondering when my current loan would be finalised or how many payments are left I’m wanting to reapply for a larger amount over a 12 month period if able to Could I please be contacted regarding this and if I could get someone to help that would be excellent I’m just not sure of how to get those details thanks so much appreciate all the help.

    • finder Customer Care
      HaroldApril 24, 2017Staff

      Hi Paula,

      Thank you for your inquiry.

      Typically, Cash N Go direct debits your account on the scheduled repayment dates. Regarding your contract information to determine when would be your last payment and how much the amount left to be paid. You can always check these information with your provider. As the have the direct access to your contract details and they will be able to provide you the options that is suitable for you based on the current circumstances.

      I hope this information has helped.

      Cheers,
      Harold

    • Default Gravatar
      AnthonyApril 12, 2018

      Help me sign up doesn’t show where I can sign up.

    • finder Customer Care
      JoelApril 12, 2018Staff

      Hi Anthony,

      Thanks for leaving a question on finder.

      If you’re ready to apply with Cash N Go, you can submit your application online, visit a branch or head to a Cash N Go kiosk. To find branch and kiosk locations, visit Cash N Go’s website. You’ll need to meet the following eligibility criteria in order to apply:

      -Be over the age of 18
      -Earn a regular income
      -Have the ability to meet your repayments

      If you answered “yes” to each of the above, get the below documents and information ready so you can submit your application:

      -Your contact information
      -Details regarding your employment
      -Your income and expenses
      -A recent bank statement (from the last 60 days) that shows your BSB and account number
      -A valid photo ID
      -Two recent payslips

      Hope it helps.

      Cheers,
      Joel

  4. Default Gravatar
    MelissaJanuary 4, 2017

    Can I have two cash and go loans at once?

    • finder Customer Care
      MayJanuary 4, 2017Staff

      Hi Melissa,

      Thanks for your question.

      With Cash N Go, you will need to have your first loan repaid before you can apply for another one. After that, you can apply for between $50 to $1,000.

      Cheers,
      May

  5. Default Gravatar
    WOZZAMarch 10, 2016

    I still can’t log into my cashing ACCOUNT send a password reset plz

    • finder Customer Care
      ElizabethMarch 10, 2016Staff

      Hi Wozza,

      You’ve come through to finder.com.au, a financial comparison service and not Cash N Go. You can head to their website to contact them directly and receive a password reset.

      Thanks,

      Elizabeth

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