Car test drive guide

Here's how to test drive a car like a pro.

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Buying a car is a substantial commitment. It's also a unique purchasing experience. After all, would a landlord allow you to try a property out for a while to see if you like it? Would a clothing shop let you take a garment home to sample it for a few days?

When picking a new car, you have the option of taking a test drive. Here are six pointers to remember to make sure you don't buy a lemon.

Read reviews and create a hit list

First off, you should try narrowing things down. There are literally hundreds of different car models and specifications to choose from. If you go to a car dealership without an idea of even the type of car you're interested in, you'll be utterly bamboozled.

The best place to start is by jotting down a few ideas about how you expect to use your new car. Will it be for short commutes? Is this your second car? Are you looking for a motorway cruiser? This will help narrow down possible cars to investigate.

You should also check out our comparison car reviews. Our reviews help you save time by combining the findings of several automotive journalists into one easy-to-browse article. We also give each vehicle an aggregate Finder score to help you decide.

Check around local car dealerships

After creating your hit list of cars, it's time to pick up the phone. Ring around your local dealerships to see

  1. If they have any demo cars that match your preferred trim and specifications.
  2. To book a time to head out on a test drive.

If salespeople know you're interested in seriously buying a car, they should jump at the chance to offer you a test drive.

Ask for a loan for 24 hours

It's pretty hard to gauge how good (or bad) a car is after driving it less than a few kilometres. Having a car sales representative as a co-driver also means you'll be engaged in a quasi-trivial-conversation-come-marketing pitch. As a result, you'll be a little distracted.

To avoid this problem, see if you can secure a longer test drive. You may even be able to borrow a car for the weekend. With no salesperson in the passenger seat, you can spend time feeling out all the little nuances of the vehicle without pressure or disturbance. You'll also get the chance to see how well the car fits into your normal daily travels. For example, does the steering lock make navigating your workplace underground car park a hassle? Does the engine have to work hard to maintain speed on motorways? Having a loan car for longer lets you discover all these foibles.

Try every feature

Reading a car manufacturer's brochure may make your chosen car sound like the best vehicle ever made. In reality, some things on the car may be extremely well designed and excel expectations. On the other hand, certain features like the in-car infotainment system might be cumbersome and tricky to work while driving.

Consequently, it's important to try and use each feature on the car during your test drive. Operate the lights and wipers and if there's one installed – play with the voice control system. Note how easy it is to use the features and whether you like their layout. This way, you can make an objective decision on whether the car is to your liking.

Listen

One of the most important things to do on a test drive is to listen, especially if you're trying out a used car. Listen for any rattles, squeaks, metallic pings and clunks. These noises can be a sign that something is wrong, about to fail or even hanging off.

Even on brand new cars, there could be an irritating squeak from the interior plastics rubbing against each other. Also, listen to the general noise level in the cabin. At high speeds, is there an irritating drone from a lack of soundproofing during the build process? Can you no longer hear a front seat passenger talking at a sensible volume, even at relatively low speeds?

Take some luggage and a friend or two

Don't rely on your eyes to judge the size of a boot or passenger cabin. Subtle things like the roofline can make the rear of a car appear huge when in actual fact it's a small and cramped space. To get around this, take along a friend or acquaintance who is of a decent size and build. Ask them to sit in the back and see how they get on. If they are banging their head on the roof lining and suffering cramps due to a lack of leg room, they can report that back to you.

It isn't a bad idea to take some luggage or a travel case with you on a test drive, so you can load up the boot and get a sense of how much you'll be able to carry in this new car. You might discover the car sits higher than your existing one and this may prove an issue for those with joint or back problems.

New car test drive checklist

Here's a simple checklist to help you gauge how good a car is when taking it for a test drive.

Test drive checkpointTick
01. Take a knowledgeable friend or relative with you.[ ]
02. Take a CD/SD Card or your phone to listen to some music you're familiar with.[ ]
03. Do you like the styling of the car?[ ]
04. Are the seats comfortable, even for long periods?[ ]
05. Does the interior feel well made?[ ]
06. Is the car economical?[ ]
07. Is the interior noisy?[ ]
08. Is the car easy to manoeuvre and park?[ ]
09. Is the interior well designed (think ergonomics)? Can you find and adjust everything you need to?[ ]
10. Does the car's body design create blind spots?[ ]
11. Do you and your passengers have sufficient arm, elbow, leg and headroom?[ ]
12. Does the car ride nice and smooth? Or is it a sports model with stiff suspension?[ ]
13. Is there enough room for the number of passengers you'll have to carry?[ ]
14. What kind of safety equipment, assists and features are included?[ ]
15. Will it fit on your drive comfortably?[ ]
16. Are there any irritating rattles or squeaks?[ ]
17. Test the car at different speeds and types of driving.[ ]
18. Does anything about the way the car drives put you off? (Sloppy steering, spongy brakes, slow acceleration or botchy gearbox)[ ]
19. Research online about common faults, recalls and service bulletins.[ ]
20. Finally, do you like it?[ ]

Compare the best finance deals for your new car

Don't forget to compare finance deals before taking a trip to the dealers. You could save a good amount of money using an independent lender.

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Loans.com.au - New and Dealer Used Car Loan
From 4.67% (fixed)
5.22%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From 4.89% (fixed)
5.44%
$2,000
3 to 7 years
from $249 to $799
$0
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Wisr Secured Car Loan
From 4.74% (fixed)
4.75%
$5,000
3 to 7 years
$0*
$0
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

*Special Offer: New loan applications approved and funded through Finder will get the $595 establishment fee waived off. Offer ends on 30 June 2021. Eligibility criteria, fees and T&Cs apply.


Credit Concierge Car Loan
From 3.35% (fixed)
4.41%
$10,000
1 to 7 years
$350
$8.50
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
Stratton Finance New Car Loan
From 3.85% (fixed)
4.05%
$10,000
3 to 7 years
$700
$8.25
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
IMB New Car Loan
4.99% (fixed)
5.34%
$2,000
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
$0
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
RACV New Car Loans
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
NRMA New Car Loan
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
CarClarity Car Loan
From 3.35% (fixed)
4.95%
$10,000
1 to 7 years
$356
$8.25
You'll receive a fixed rate from 3.35% p.a.
Get access to more than 30 lenders to finance a new or used car for personal or corporate use. Borrow up to $250,000 with terms from 1 to 7 years.
NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
RACQ Bank Car Loan Special
5.49% (fixed)
6.16%
$3,000
Up to 7 years
$395
$0
You'll receive a fixed rate of 5.49% p.a.
Borrow up to $60,000 for a new or used car and get a range of membership benefits.
OurMoneyMarket Car Loan
From 5.35% (fixed)
5.65%
$2,001
1 to 7 years
$250
$0
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
SocietyOne Car Loan
From 5.95% (fixed)
5.95%
$5,000
2 to 5 years
from $0 to $595
$0
You'll receive a fixed rate between 5.95% p.a. and 17.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.
NRMA Used Car Loan
From 6.24% (fixed)
6.94%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 6.24% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Symple Loans Personal Loan
From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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