Finder makes money from featured partners, but editorial opinions are our own.

2021 Kia Sportage Review

A comprehensive review of the 2021 Kia Sportage. is a personal finance comparison site that provides you with the tools you need to make better decisions. Learn
how we work and how we make money.

finder score: 77.25%

Avg. critics score: 77.25%
4 critics
How did we calculate this? We analysed and aggregated the scores of CarAdvice, CarsGuide, WhichCar and CarsExpert to bring you the score. This is a comprehensive score that brings together the four different expert ratings you see below. is personal finance comparison site that provides you with the tools you need to make better decisions. Learn
how we work and how we make money.

Critic reviews

WebsiteRatingNotable quotes
CarAdvice78%"Kia's ageing medium SUV is a competent crowd-pleaser – particularly if you're willing to splurge on the top-of-the-line offering."Read more
CarsGuide76%"There's so much to like about the Sportage SX, despite only minor changes for the 2020 model year. The petrol engine in particular is a weak link, but other than that the technology, practicality, and handling package on offer here should make it a compelling option for buyers shopping in the segment."Read more
WhichCar76%"The Kia Sportage is a great looking medium SUV that is comfortable and very quiet to ride in, and fun to drive. Updated in mid-2018, it has a refreshed cabin, improved suspension, and autonomous emergency braking as standard across the range."Read more
CarExpert79%"Where the Sportage shows its age is on its spec sheet. It's missing the latest generation of safety features on offer from Kia, a company that's been aggressively rolling out more and more sophisticated safety features like active blind-spot assist that many rivals don't yet offer."Read more

How does the Kia Sportage compare with other compact SUV models?

1 - 10 of 10
Name Product Number of seats Boot displacement ANCAP rating Price (from) Finder Score
Mazda CX-5
Mazda CX-5
5 seats
5 stars
Toyota RAV4
5 seats
5 stars
Hyundai Tucson
Green Company
Hyundai Tucson
5 seats
5 stars
Kia Sportage
Kia Sportage
5 seats
5 stars
Nissan X-Trail
Nissan X-Trail
7 seats
5 stars
Jeep Cherokee
5 seats
5 stars
Honda CR-V
5 seats
5 stars
Mitsubishi Outlander
Mitsubishi Outlander
7 seats
5 stars
Renault Koleos
5 seats
5 stars
Mitsubishi ASX
5 seats
5 stars

A comprehensive review of the Kia Sportage

Kia Sportage pricing and specifications

Kia makes the Sportage available in 4 different trims, with a selection of engines and transmissions

Kia Sportage S

The S trim starts with a drive-away cost from $33,399.52.

Highlights include the following:

  • Choice of manual or automatic transmission
  • Android Auto and Apple CarPlay
  • 17-inch alloy wheels and full-size spare
  • Lane keep assist (LKA)
  • Driver attention alert (DAA)
  • Rear parking sensors
  • Autonomous emergency braking (AEB) and forward collision warning system (FCWS)
  • Rear-view camera (with dynamic parking guidelines)

Kia Sportage SX

Next in the Sportage line-up is the SX trim, which more than one reviewer said was the pick of the range. Drive-away prices start from $35,574.52.

Key highlights are as follows:

  • 18-inch alloy wheels
  • Full-size spare wheel
  • Satellite navigation with live traffic info
  • 8-inch touchscreen
  • DAB radio
  • Front & rear parking sensors (front on auto models only)
  • LED daytime running lights
  • Manual or automatic transmission c
  • hoice

Kia Sportage SX+

The Plus, as the name suggests, adds to the SX spec Sportage. Drive-away prices start at $43,014.52.

The main features are as follows:

  • Hands-free power tailgate
  • 10-way driver's power-adjustable seat (with 2-way lumbar support)
  • LED rear combination lights
  • Smart key with push-button start
  • Leather-appointed seats and contrast stitching
  • Electronic parking brake
  • Rear privacy glass (windows and tailgate)

Kia Sportage GT-Line

GT-Line marks the top of the range for the Kia Sportage. Prices start from $50,580.20.

Highlights include the following:

  • LED headlights with auto-levelling and LED front fog lights
  • Panoramic sunroof
  • Heated and vented front seats
  • Wireless phone charging (Qi standard)
  • Blind-spot detection (BSD)
  • Lane change assist (LCA)
  • Rear cross-traffic alert (RCTA)
  • Advanced smart cruise control (ASCC)
  • Intelligent parking assist system (IPAS)

Click on a price to compare car loans for the Kia Sportage.

2.0-litre petrol, 6-speed manual, FWD: $33,399.522.0-litre petrol, 6-speed manual, FWD: $35,574.522.0-litre petrol, 6-speed automatic, FWD: $43,014.522.4-litre petrol, 6-speed automatic, AWD: $50,580.20

Kia Sportage SKia Sportage SXKia Sportage SX+Kia Sportage GT-Line
2.0-litre petrol, 6-speed automatic, FWD: $35,429.522.0-litre petrol, 6-speed automatic, FWD: $37,604.522.0-litre diesel, 8-speed automatic, AWD: $48,605.202.0-litre diesel, 8-speed automatic, AWD: $53,630.20
2.0-litre diesel, 8-speed automatic, AWD: $41,039.522.0-litre diesel, 8-speed automatic, AWD: $43,214.52

The Kia Sportage is available in 6 colours:

  • Clear White (No cost)
  • Steel Grey ($520)
  • Fiery Red ($520)
  • Mercury Blue ($520)
  • Sparkling Silver ($520)
  • Cherry Black ($520)

The GT-Line model has an exclusive colour: Snow White Pearl, priced at $520.

The above prices are for private buyers in NSW postcode 2000, taken from the Kia Australia website in June 2021.


In 2020, the Toyota RAV4, Mazda CX-5 and Nissan X-Trail all outsold the Kia Sportage. That's not to say this is a bad car; in fact, the motoring media reviewed it favourably. It has a reasonable spec-list, drives nicely and is a very well-polished vehicle.

There were some bugbears about the lack of LED headlights on certain models, the boot size and the power output of some engine options. However, the biggest concern was that the car is due for replacement by the end of this year. You might want to wait till closer to the launch of the next-gen Kia Sportage, so you can grab a runout deal on the current one.

WebsiteProsConsNotable quote
  • Long list of safety and drive assists
  • Medium size is ideal for built-up areas
  • Comfy and controlled suspension
  • Can feel lack of power on hills and freeways
  • GT-Line-only highpoints
  • Rear visibility could be improved
"My tip would be to spend the extra money and go for the GT-Line, as some of my favourite features were part of the top-spec package. Of course, that means parting with just under $50,000, which may understandably serve as a deterrent for shoppers on a budget.

Alternatively, hold out for the next-generation model, due in the second half of 2021, which will hopefully see Kia's increasingly competitive design language and tech make its way to this dated platform."

  • SX is best value for money Sportage
  • Truly satisfying to drive
  • Spec and safety equipment
  • Long in the tooth 2.0-litre petrol
  • LED DRLs but halogen headlights?
  • Some rivals have larger boots
"Most importantly, though, the SX is the most competitively priced of the entire Sportage range, offering the lion's share of available spec items at a price on-par to or undercutting similar rivals."
  • Eager diesel
  • Excellent to drive
  • Spacious
  • Petrol engine power output
"Diesel-engined, all-wheel-drive versions of the Sportage have more than enough power with terrific fuel economy, and all versions have Apple CarPlay and Android Auto connectivity. Kia's seven-year warranty is one of the best available."
  • Generally polished
  • Gutsy diesel
  • Lengthy warranty
  • Adaptive cruise control, blind-spot monitor and rear cross-traffic alert only on GT-Line model
  • Servicing more pricey than competitors
  • Imprecise steering sensation
"We've seen the next-generation Hyundai Tucson go up in price compared to the outgoing model, so it seems likely the Sportage will do the same.

There could be run-out deals to be had closer to the launch of the new model, but with that said, the outgoing Tucson is in run-out mode and you can get more kit for the same price. That's where we'd be looking"

Engine and performance

There are 3 different engines sold in the Sportage: a 2.0-litre petrol, a 2.4-litre petrol and a 2.0-litre diesel.

Kia 2.0-litre petrol engine

The Kia 2.0-litre petrol has a capacity of 1,999cc and puts out a maximum of 114kW @ 6,200rpm. Peak torque measures 192Nm @ 4,000rpm. You can choose either a 6-speed auto or manual gearbox for this engine.

Kia 2.4-litre petrol engine

The 2.4-litre petrol engine is a larger, more powerful block that Kia uses for the GT-Line Sportage. This engine has 135kW of power @ 6,000RPM, while the torque touches 237 Nm @ 4,000rpm. Kia matches this block with a 6-speed automatic transmission.

Kia 2.0-litre diesel engine

If you like low-down torque, you're going to want the turbocharged diesel Sportage. This engine has 136kW, but crucially, that peak power hits at a much lower rate of revs, just 4,000RPM. Peak torque is also more widely accessible, kicking in between 1,750-2,750RPM and measuring 400 Nm.

This Sportage gets an 8-speed automatic transmission.

Car reviewers' impressions of the Kia Sportage engine and transmission line-up

How did car reviewers review the Sportage engine line-up?

The 2.0-litre petrol is competitive for the segment in terms of power and torque output. One reviewer was glad that Kia uses a conventional fixed-ratio automatic transmission rather than the CVT that some rivals go for. That's because generally, car testers say CVT transmissions, which essentially have adjustable gear ratios, tend to feel like they suck power out of the engine. However, they did say it was a bit of a fuel drinker, even if it was involving and fun to drive. Another motoring journo wished this engine had more guts – but that's a common grievance with automotive journalists. They stated this because you have to work the 2.0-litre hard on hills and when overtaking.

Even with the 2.4-litre, motoring experts were left wanting more get up and go. Again, this hesitancy was most noticed by car reviewers for uphill acceleration and high-speed overtakes. It was even labelled as having run-of-the-mill performance.

The turbocharged 2.0-litre diesel was described by one reviewer as the most tempting model – thanks to its accessible grunt and power. This was ranked as the engine to go for by the majority of testers because it's almost effortless to drive and it has a higher towing capacity. The engine is reportedly very beefy.

Kia Sportage engine and transmission figures

2.0-litre petrol2.4-litre petrol2.0-litre diesel
Engine typeDouble overhead cam, multi-point injection, dual continuously variable valve, 16 valvesDouble overhead cam, gasoline direct injection, dual continuously variable valve, 16 valvesTurbocharged, common rail direct injection, 16 valves
Engine size/displacement1,999cc2,359cc1,995cc
Fuel type
91RON, E10 compatible
4, inline
Fuel tank capacity
62 litres
Max power114kW at 6,200rpm135kW at 6,000rpm136kW at 4,000rpm
Max torque192Nm at 4,000rpm237Nm at 4,000rpm400Nm at 1,750-2750rpm
Fuel consumption (combined)7.9L/100km8.5L/100km6.4L/100km
Acceleration (0-100km/h)
Emissions standard
Euro 5
Top speed (km/h)
Engine immobiliser
Transmission6-speed automatic (or 6-speed manual)6-speed automatic8-speed automatic
Towing capacity (unbraked/braked)750kg/1,600kg750kg/1,500kg750kg/1,900kg

Kia Sportage fuel economy

According to the brochure, the following are the fuel economy figures for each Kia Sportage engine:

2.0-litre petrol

In the Kia Sportage brochure, we find that the 2.0-litre model uses the following amounts of fuel:

  • Combined: 7.9L/100km
  • Urban: 10.9L/100km
  • Extra: 6.1L/100km

The Green Vehicle Guide, a government fuel economy comparison website, indicates that the annual fuel cost estimate for this engine would be $1,595. That's if you covered 14,000km, two-thirds of the time spent in built-up areas.

2.4-litre petrol

The more powerful 2.4, which is fitted in the GT-Line Sportage, uses the following amounts of fuel:

  • Combined: 8.5L/100km
  • Urban: 11.8L/100km
  • Extra: 6.7L/100km

Based on those figures, the Green Vehicle Guide estimates you'd spend $1,733, inputting the same usage factors mentioned above.

2.0-litre diesel

As per the brochure, the diesel engine Kia installs in the Sportage uses the following amounts of fuel:

    • Combined: 6.4L/100km
    • Urban: 8.0L/100km
    • Extra: 5.4L/100km<


As the most frugal engine, unsurprisingly the diesel has some of the lowest fuel costs. The Green Vehicle Guide estimates you'd spend $1,175 per year on diesel.

Fuel economy figures: Comparison only

To determine fuel economy usage, carmakers have to put their vehicles through a standardised testing procedure. This test is designed to simulate driving on public roads, but it can't account for the dozens of variables you'll experience while driving. Some of those changeable factors include things like the mechanical wear state of your vehicle, the terrain, traffic levels, the weather, your driving style and the quality of local fuel for example.

As a result, it's not unusual for you to experience different fuel economy readings than the brochure figures. But, because they've all gone through the same test, you can use the figures to compare models from different car makers fairly successfully.

So, how much fuel did the car reviewers use while testing the Kia Sportage?

One tester, driving the 2.0-litre diesel in an SX+ Sportage recorded figures that were well within the typical 1.0L/100km difference between the brochure stats and achievable fuel use.

Another tester, driving the larger 2.4-litre GT-Line petrol actually managed to match the brochure number.

A journo assessing a 2.0-litre petrol SX recorded figures about 0.4L/100km higher than the brochure figures. So it seems that the Sportage is pretty respectable on fuel.


What's the Kia Sportage like to drive?

One car reviewer said it was like an overgrown hatchback, which they liked. Apparently, for an SUV, the ride is solid but also forgiving. They also determined it was a nice compromise between sporty and everyday driving comfort. Another said the Sportage was fun to drive, definitely up there as one of the most satisfying to drive.

By all accounts, the Sportage is very well-mannered as it tackles big bumps or constant jostling arising from undulating roads. A journo said they went in with high expectations. It seems they were not disappointed. That same tester took the Sportage around Sydney and in their eyes, it held up admirably.

The four paw (4WD models) are reportedly steady, assured and reliable. Interestingly, one reviewer placed the Kia Sportage basically in the middle of the market on a spectrum. Cars like the CX-5 and Tucson were placed nearer the sporty and firm side, while the RAV4 and X-Trail were on the slightly cushier and more elastic end. The Sportage was described as confidence-inspiring in its handling.

As usual, it was observed that if you go for a Sportage model with larger alloy wheels, then the ride is slightly more jarring. That's due to the thinner tyre sidewalls, which serve a crucial part in absorbing jolts and isolating the cabin from the road (in tandem with the suspension). Evidently, Kia engineers have done a good job of controlling body roll.

Reviewers reported that the steering is nice and light, but one writer found it woolly. Another suggested that you could push the tyres if you accelerated with gusto away from turns.

Generally, judging by the car reviewers' comments, the Kia Sportage is an accomplished, balanced and composed SUV to drive. One stated it wasn't overly involving to be at the wheel, but it was nicely unbiased.

It seems that car reviewers found the Sportage handled very well overall.

Interior and equipment

What's the passenger cabin of the Kia Sportage like?

Generally, the Kia Sportage reviews we studied indicated the passenger compartment is accommodating and practical.

One tester said it was highly practical.

Reportedly, visibility is good. One reviewer wished the rear window was taller but added that the parking sensors and rear-view camera compensated for this. The same journo also pointed out there are ample storage pockets and bins. Other reviewers felt the interior is universally roomy, with properly-sized cupholders and seatback pockets and a fine view of the road.

An important feature for a vehicle in this mid-size SUV class is the rear door openings. Members of the motoring press said the doors opened nice and wide, meaning it was easy to slide a child seat in. Comfort back there, the reviewers explained, is spacious and it's good to see rear seats that can recline slightly to accommodate different passenger's frames.

In terms of comfort, Sportages of all grades appear to pass with flying colours. Lower-end models, with manual seat adjustment, were reportedly nice and comfy. Top-tier Sportages have power-adjustable seats, which are supposedly very good.

The boot space measures 465 litres with the rear seats up. With the seats folded down, the cargo volume expands to 1,455 litres. How does that compare to other mid-size SUVs?

Mid-size SUV cargo volume (seats-up/seats-down) - litres

      • Hyundai Tucson: 539L/1,860L
      • Toyota RAV4: 542-580L/1,690L
      • Mazda CX-5: 442L/1,342L
      • Subaru Forester: 520L/1,779L
      • Mitsubishi Outlander (non PHEV): 477L/1,608L
      • Nissan X-Trail: 565L/945L
      • Honda CR-V: 522L/1,717L

The Sportage doesn't have best-in-class cargo volumes, but it's not the worst either. You do get a full-size spare though, which is becoming increasingly rare these days.

One drawback discovered by an unfortunate reviewer was the keyless ignition system. Reportedly, a passenger left with the vehicle's key in their pocket and this fact was only realised almost 30 minutes later. It meant the tester couldn't turn off the Sportage until they'd retrieved the key. They also longed for a bit more oomph from the JBL audio system.

In terms of quality, reviewers suggested that the Sportage is very good. They liked the interior material choices made by Kia, saying the plastics were solid and everything was securely assembled. The carpets and cloth upholstery are also ostensibly of good quality. One tester had the opinion that the leather seats were overly unyielding.

It should be mentioned that more than one journo mentioned the Sportage's age. It's due for replacement, with the new Sportage due perhaps as soon as Q4 of 2021. Testers believed the spec-list was the most conclusive evidence of this. However, it is evidently faring better than some of its rivals that are also getting on in years.

The infotainment system is supposedly acceptably responsive and snappy. Crucially, testers said it was user-friendly too.

On the topic of safety assists, it seems what the Sportage has worked satisfactorily.

Interestingly, one of the motoring experts, who had loaned the Sportage over a longer period, was sad to see it go back to Kia's press office.

The interior of the Sportage is perhaps best summed up as easeful, meaning it's comfortable, quiet, peaceful and restful.

Kia Sportage and Sportage safety, security and driver assists

ANCAP rating
5 star
  • Driver & front passenger SRS
  • Front side SRS
  • Curtain SRS
Autonomous emergency braking (AEB) with forward collision warning system (FCWS)
Lane keeping assist (LKA)
Intelligent parking assist system (IPAS)✖️✖️✖️
Anti-lock braking system (ABS) with electronic brake-force distribution & brake assist
Electronic stability control (ESC) with traction control system (TCS)
Downhill brake control (DBC)
Hill-start assist control (HAC)
Driver attention alert (DAA)
Front parking sensors✖️✔ (auto only)
Rear parking sensors
Parking sensor display on dash
Rear-view camera with dynamic parking guidelines
Auto-dimming rear-view mirror✖️
Blind-spot detection (BSD), lane change assist (LCA) and rear cross-traffic alert (RCTA)✖️✖️✖️
LED daytime running lights (DRL)
High beam assist (HBA)
Dusk-sensing auto headlights
Projector front fog lights✖️
LED front fog lights✖️✖️✖️
Speed-sensing auto door locking and impact-sensing auto door unlock
2 x ISOFIX anchors
Child-proof rear door locks
Anti-theft immobiliser
Burglar alarm
Remote control central locking (with keyless entry and tailgate release)
Smart key with push-button start✖️✖️
Headlight escort function
Tyre pressure monitoring system (TPMS)✖️✖️
Full-size spare alloy wheel
Cruise control with steering wheel-mounted controls✖️
Advanced smart cruise control (ASCC) with steering wheel-mounted controls✖️✖️✖️

Kia Sportage and Sportage interior and comfort features

Audio player with AM/FM tuner with MP3 compatibility
Steering wheel-mounted audio and Bluetooth controls
DAB radio✖️
Bluetooth phone/media stream
Wired Apple CarPlay with voice recognition
Wired Android Auto with voice recognition
6-speaker sound system✖️✖️✖️
8-speaker premium sound system by JBL
7-inch colour touchscreen✖️✖️✖️
8-inch colour touchscreen✖️
Satellite navigation with live traffic info✖️
3.5-inch TFT LCD instrument cluster✖️✖️
4.2-inch TFT-LCD colour supervision instrument cluster✖️✖️
Front and rear interior lights with delay
Premium steering wheel & shift knob
Leather-perforated, float-bottom sports steering and paddle shifters✖️✖️✖️
Cloth trim seats✖️✖️
Leather-appointed seats✖️✖️✖️
Leather-appointed seats with contrast stitching and piping✖️✖️✖️
6-way driver's seat with height-adjustment (2-way lumbar support)✖️✖️
10-way driver's power-adjustable seat (with 2-way lumbar support)✖️✖️
8-way power front passenger seat✖️✖️✖️
Heated & ventilated front seats✖️✖️✖️
Manual A/C✖️✖️✖️
Dual-zone climate control A/C with Clean Air module✖️
Auto defog system✖️
2nd-row air vents (behind centre console)
Sliding front centre console armrest✖️✖️
Front centre console armrest✖️✖️
60:40 split-folding rear seats
Rear centre armrest
Front & rear power windows
Driver & front passenger window auto up/down with safety functionDriver's window onlyDriver's window only
Alloy sports pedals, door scuff plates and luggage sill protector✖️✖️✖️
Soft-touch dashboard and front upper door trim
Soft-touch front & rear door armrest✖️✖️
Timed rear window defroster
Qi wireless phone charging✖️✖️✖️
3 x 12V power outlet (2 x front console and 1 behind the centre console)
2 x USB plug (front console & behind centre console)
Illuminated driver & passenger sun visors with sliding function and vanity mirror
Front and rear cupholders x 4
Front and rear door bottle holders x 4
Front door map pockets
Sunglass holder
Illuminated glove box
Centre console storage bin
Front seatback pockets
2 x coat hooks
Cargo area luggage net hooks
Luggage screen
Luggage net✖️✖️

Kia Sportage and Sportage exterior highlights

17-inch alloy wheels✖️✖️✖️
18-inch alloy wheels✖️✖️
19-inch alloy wheels✖️✖️✖️
Full-size alloy spare wheel
Rain-sensing front wipers✖️
Rear wiper & washer (2-speed)
Powered panoramic sunroof✖️✖️✖️
Windscreen and front door solar glass
Rear windows & tailgate privacy glass✖️✖️
Body-colour door handles✖️✖️
Chrome accented door handles✖️✖️
Dual-chrome exhaust tips✖️✖️✖️
Shark fin antenna
Black mesh grille with chrome surround✖️✖️
Metallic Dark Grey mesh grille with chrome surround✖️✖️✖️
Dark chrome grille & grille surround✖️✖️✖️
GT-Line Pack(front & rear bumper, black roof rails, dark chrome side sill)✖️✖️✖️
Chrome window surrounds
Body-coloured outside door mirrors with side indicators
Power outside mirrors with adjustment, folding and heating functions
Roof rails
Power, hands-free tailgate✖️✖️
LED headlights✖️✖️✖️
LED rear combo lights✖️✖️
Rear spoiler with built-in stop lamp


It sounds as though the Kia Sportage is a bit like one of those classic compilation CDs you used to buy. It's got all the stuff you love, but it's showing its age a little. Journalists found little wrong with the Sportage. They suggested it offered good value, that it was a decent SUV to drive and the specification levels were also solid. It's also reportedly the perfect dimensions for anyone who lives in a built-up area, with a sensible and refined ride.

Though there's little wrong with the current Kia Sportage, a new model is due towards the end of 2021. So, if you really want this generation Kia Sportage, you might be able to snag a juicy runout deal if you pick your time wisely.

It seems the SX diesel or the GT-Line were the reviewers' pick of the Sportage range.

You just saved time by reading 4 Kia Sportage reviews combined into 1 review. Why not use some of the time you saved to compare car loans and car insurance? Doing so could save you hundreds of dollars!

Compare some options to finance a Kia Sportage

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"AUFCL_COMPARISON_V2_TABLE","nicheCode":"AUFCL","fields":[{"name":"LOAN_AMOUNT","value":"30000","options":"","label":"Loan amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"3","options":"","label":"Loan term","suffix":"years","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}
1 - 12 of 12
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment - New - Variable Rate Special
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 7.74%
Comp. Rate (p.a.)
to 8.85%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
OurMoneyMarket New Car Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
to 18.99%
Comp. Rate (p.a.)
to 21.78%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
Stratton Finance New Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
to 18%
Comp. Rate (p.a.)
to 23%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Verified Lending Used Car Loan
Fixed1 - 7 Years $10,000 - $200,000
Interest Rate (p.a.)
to 18.99%
Comp. Rate (p.a.)
to 22.99%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info - New - Fixed Rate Special
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 8.19%
Comp. Rate (p.a.)
to 9.3%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
You'll receive a fixed rate of 6.99% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

OurMoneyMarket Used Car Loan - No Vehicle Age Limit
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
to 18.99%
Comp. Rate (p.a.)
to 21.78%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info - Variable Rate Used Car < 3 years
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 7.74%
Comp. Rate (p.a.)
to 8.99%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
Stratton Finance Used Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
to 18%
Comp. Rate (p.a.)
to 23%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options. - Variable Rate Used Car < 5 years
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 7.74%
Comp. Rate (p.a.)
to 8.99%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info - Fixed Rate Used Car < 5 years
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 8.99%
Comp. Rate (p.a.)
to 10.24%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info - Fixed Rate Used Car Loan (6 to 7 years)
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 10.29%
Comp. Rate (p.a.)
to 11.54%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info - Fixed Rate Used Car Loan (8+ years)
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
to 13.99%
Comp. Rate (p.a.)
to 15.24%
Application Fee
Monthly Fee
Monthly Repayment
Go to siteMore Info
Showing 12 of 12 results

Compare car insurance side-by-side and get quotes

Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Budget Direct Comprehensive
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Australia Post Comprehensive
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
ROLLiN' Comprehensive
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
QBE Comprehensive
Green Company
QBE Comprehensive
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Bingle Comprehensive
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
Kogan Comprehensive
Agreed or Market
Finder's summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you'll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

⭐ Current offer: Get $75 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly credit. T&Cs apply.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
Qantas Comprehensive
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.

Pictures: Kia

More guides on Finder

  • 2023 Kia Seltos GT-Line review

    7 days with the Seltos: Enough to ditch the old banger?

  • 2022 Kia Cerato Sport+ hatch review

    Kia's facelifted 2022 Cerato offers an enticing package on paper and makes for a great city commuter, but it's let down by an unenthusiastic engine.

  • 2022 Kia Cerato GT Review (Hatch)

    The Kia Cerato was the first vehicle to come off the assembly line flashing the brand's new logo, a signal of the car maker’s shift towards promoting sustainable mobility.

  • 2022 Kia Sorento Plug-in hybrid Review

    The 2022 Kia Sorento seems to deliver everything that a modern family may want, packaged in what is, in my opinion, a beautifully-designed shell.

  • 2022 Kia Picanto

    It might look like a toaster with wheels – but maybe you shouldn’t write it off just yet.

  • 2019 Kia Cerato Review

    It offers excellent value, generous equipment levels, acceptable styling and a comfortable interior. Throw in the long Kia warranty and you could be looking at one of the more ideal hatch or sedan models on sale.

  • 2019 Kia Cerato GT: Hands-on review

    We got behind the wheel of the Kia Cerato GT, priced at $32,991 after optioning the "Sunset Orange" paint ($520).

Ask a Question

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site