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Pioneer Credit Connect Car Loan

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Pioneer Credit Connect Car Loan

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Application Fee
$195
Interest Rate (p.a.)
9.99% (variable)
Comparison Rate (p.a.)
10.27%
Max Loan Amount
$50,000

Summary

Use a vehicle to secure your loan when you want

This loan gives you the option of securing your loan at any stage of the loan term. You will receive a 2% rate discount if you choose to use a vehicle as collateral against your existing unsecured loan. You can also borrow more if you opt for a secured loan upfront.

You get flexible repayment options, including the ability to make extra payments and even pay off the entire loan amount early without penalty. See if the Pioneer Credit Connect Car Loan suits your needs by reading our review below.

In this guide

  • Review
  • Details
    • Product details
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  • Ask a question

Details

Product details

Product Name Pioneer Credit Connect Car Loan
Interest Rate (p.a.) 9.99% to 18.99%
Comp. Rate (p.a.) 10.27% to 19.3%
Interest Rate Type Variable
Min Loan Amount $5,000
Max Loan Amount $50,000

Main points to consider with the Pioneer Credit Connect Car Loan

The loan term is 2 years to 7 years and the minimum loan amount is $5,000. The maximum loan amount is $30,000 for unsecured loans. You can borrow up to $50,000 if you initially opt for a secured loan.

Your interest rate will vary depending on whether you own your home or have previous defaults as well as on whether you choose a secured or unsecured loan. The interest rate for a secured loan starts at 9.99% p.a. and the comparison rate for a secured loan starts at 10.27% p.a.

Features of the Pioneer Credit Connect Car Loan

  • Discounted rate on secured loans. You can secure your loan at any time and receive a rate discount of 2%.
  • Varied rate. Rates range from 9.99% p.a. to 18.99% p.a. and will depend on your financial situation and the type of loan you require.
  • No monthly or ongoing fees. There are no monthly or ongoing fees and no penalty for paying off the loan before the end of the loan term.
  • Flexible repayments. You can make additional payments whenever you like with no additional charge.
  • Varied loan terms. You can repay the loan over a period of 2 years to 7 years.
  • Borrow more with a secured loan. You can borrow up to $50,000 if you use a vehicle as collateral from the start of the loan.
  • Use it for a range of vehicles. You can use the loan to finance a new or used car, boat or motorcycle.
  • Immediate approval. If you meet the credit conditions for the loan, you can get immediate approval.

Fees and charges

  • Application fee. You will need to pay $195 for the application fee.

There are no other ongoing fees or charges, and you will not be charged for making additional repayments or paying the loan off early.

How to apply for the Pioneer Credit Connect Car Loan

If you wish to apply for the Pioneer Credit Connect Car Loan, you can click on "Go To Site" above and follow the application instructions. To be eligible for the loan, you need to meet the following criteria:

  • Be over the age of 18
  • Be an Australian citizen or permanent resident
  • Be currently employed

The online application will take approximately 15 minutes, and you will need to provide further personal and financial information as part of this process. You can also apply over the phone.

If you're planning on buying a vehicle and want the option of using it as security in the future, the Pioneer Credit Connect Car Loan may be worth considering. You should always review a range of car loan products before choosing the one that's right for you.

Compare car loan providers

Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
loans.com.au - New - Variable Rate Special
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.74%
Comp. Rate (p.a.)
7.36%
to 8.85%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
Go to siteMore Info
OurMoneyMarket New Car Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
Go to siteMore Info
Simplify New Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
Go to siteMore Info
NRMA New Car Loan
Fixed1 - 7 Years $5,000 - $130,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
Go to siteMore Info
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
Go to siteMore Info
Simplify Used Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.19%
to 18%
Comp. Rate (p.a.)
6.6%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
Go to siteMore Info
NRMA Used Car Loan
Fixed1 - 7 Years $5,000 - $130,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
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