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ING Car Loan

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

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Application Fee
$150
Interest Rate (p.a.)
6.89% (fixed)
Comparison Rate (p.a.)
7.1%
Max Loan Amount
$60,000

Summary

Have your car delivered with the ING Car Loan.

This loan product is no longer available. The information on this page is for historical reference and those who are interested only.

This car loan comes from ING and Macquarie Leasing, which acts as the credit provider. Along with the loan, Macquarie also provides a car buyer service where a car expert can find you the vehicle you want.

In this guide

  • Review
  • Details
    • Product details
  • Your reviews
  • Ask a question

Details

Product details

Product Name ING Car Loan
Interest Rate (p.a.) 6.89% to 18.99%
Comp. Rate (p.a.) 7.1% to 19.23%
Interest Rate Type Fixed
Min Loan Amount $5,000
Max Loan Amount $60,000
  • The car loans partnership between Macquarie Leasing and ING has now ended. This means that this product is no longer available. The information on this page is for historical reference only.

Main points to consider with the ING Car Loan

You can borrow a minimum of $5,000 or up to $60,000, with a loan term of 2 to 7 years. You can also trade in an existing vehicle as well as make a deposit on a new or used car. Your rate will depend on the size and term of your loan. You will only receive the rate once you have applied for a quote.

Features of the ING Car Loan

This loan comes with the following features:

  • Fixed interest rate. You will receive a fixed rate that is based on factors including the age of the car, whether it's from a dealer or private seller, as well as the loan term and the loan to value ratio.
  • Organise a test drive. You can arrange for a test drive at your home or place of work.
  • Fast approval. Applications are generally processed in approximately 24 business hours.
  • Flexible repayments. You can make payments on a fortnightly or monthly basis.
  • Pre-approval loans. You can get finance before you decide on a car.
  • Make a deposit. You can use a deposit to reduce the size of your loan and the cost of your repayments.
  • Flexible loan terms. Loans can be paid over 2 to 7 years.
  • Balloon payment available. The term of the loan and age of the car will determine this.
  • Have your car delivered. You can arrange for your new car to be sent to your home with a full tank of petrol once it is ready. This is available in most metropolitan areas.

Fees and Charges

  • Establishment Fee. A $150 establishment fee applies to this loan.
  • Service Fee. There is a $0 monthly fee.

How to apply for the ING Car Loan

You will need to meet the following criteria to be eligible for a loan:

  • Be over the age of 18.
  • Be an Australian citizen or permanent resident.
  • Have never filed for bankruptcy.

When applying, you will also need to provide your personal details, including your:

  • Email address and contact numbers
  • Name and date of birth
  • Driver's licence and residential status and details
  • Current employment details
  • Financial details, including income, expenses, assets and liabilities
  • Privacy acknowledgement

You will also need to provide documents confirming your income (payslips), and your driver's licence. The application will take approximately 10 minutes and can be completed online. You can also call the lender if you need help completing your application.

The ING Car Loan can take the hassle out of finding and financing your next car. Always make sure to compare other car loans to ensure you find one that is suitable.

Compare car loan providers

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1 - 7 of 106
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Rate Type Application Fee Monthly Fee Monthly Repayment
loans.com.au - New - Variable Rate Special
Variable, 3 - 7 Years, $5,000 - $150,000
loans.com.au - New - Variable Rate Special
6.24% to 7.74%
7.36% to 8.85%
Variable
$400
$8
Monthly Repayment
$936.14
OurMoneyMarket New Car Loan
Fixed, 1 - 7 Years, $2,001 - $75,000
OurMoneyMarket New Car Loan
6.57% to 18.99%
7.19% to 21.78%
Fixed
1.5% - 6%
min.
$0
Monthly Repayment
$934.23
NRMA New Car Loan
Fixed, 1 - 7 Years, $5,000 - $130,000
NRMA New Car Loan
7.29% to 16.99%
8% to 17.77%
Fixed
$499
$0
Monthly Repayment
$945.77
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.79% p.a. and comparison rates from 6.49% p.a.)
Stratton Finance New Car Loan
Fixed, 1 - 7 Years, $10,000 - $300,000
Stratton Finance New Car Loan
6.52% to 18%
6.95% to 23%
Fixed
$395
$0
Monthly Repayment
$931.85
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
Fixed, 1 - 7 Years, $2,001 - $75,000
OurMoneyMarket Used Car Loan - No Vehicle Age Limit
6.57% to 18.99%
7.19% to 21.78%
Fixed
1.5% - 6%
min.
$0
Monthly Repayment
$934.23
NRMA Used Car Loan
Fixed, 1 - 7 Years, $5,000 - $130,000
NRMA Used Car Loan
8.49% to 16.99%
9.21% to 17.77%
Fixed
$499
$0
Monthly Repayment
$962.64
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance Used Car Loan
Fixed, 1 - 7 Years, $10,000 - $300,000
Stratton Finance Used Car Loan
6.52% to 18%
6.95% to 23%
Fixed
$395
$0
Monthly Repayment
$931.85
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
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