Gateway Credit Union Car Loans

Enjoy a competitive car loan from a lender which aims to benefit its members.

Gateway Credit Union offers financing solutions that include home loans, car loans, personal loans and funeral loans and others. It also provides various insurance policies including general insurance and life cover. Gateway was started in 1955, and it has grown to be a leading credit union with a membership of more than 40,000.

If you're looking to finance a new or used car purchase you can consider a car loan from Gateway CU – find out about its offerings on the page below.

Gateway CU car loans comparison

Rates last updated February 25th, 2018
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
Gateway CU Car Loan - New Car
A low interest rate car loan with no account keeping fee.
From 7.04% (variable) 7.25% $3,000 1 to 7 years $149 More
Gateway CU Car - up to 5 years old
A low interest rate car loan with no account keeping fee.
From 7.94% (variable) 8.15% $3,000 7 years $149
Gateway CU Car - over 5 years old
A low interest rate car loan with no account keeping fee.
From 9.74% (variable) 9.95% $3,000 7 years $149
Rates last updated February 25th, 2018
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
IMB New Car Loan
Borrow up to $75,000 for a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.
From 5.99% (fixed) 6.34% $2,000 1 to 7 years $250 Go to site More
Beyond Bank Low Rate Car Loan
A great rate for cars under 2 years old.
From 5.69% (fixed) 5.97% $25,000 1 to 7 years $175 Go to site More
Stratton Finance New Car Loan
Benefit from a car broker with over 25 years experience
From 5.49% (fixed) 6.62% $18,000 1 to 10 years $499 Go to site More
bcu Special Car Loan
Benefit from a competitive rate when you take out a bcu Access Account.
5.9% (variable) 6.82% $5,000 1 to 5 years $250 Go to site More
RACV New Car Loans
A competitive rate car loan from RACV with no monthly fees and 5-hour loan approval.
From 6.49% (fixed) 7.03% $15,000 1 to 7 years $380 Go to site More
NRMA New Car Loan
Purchase a new car with an NRMA Car Loan with a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
From 6.49% (fixed) 7.03% $15,000 1 to 7 years $380 Go to site More
Latitude Car Loan
A secured loan with a competitive rate that can help you finance a range of new or used vehicles.
From 6.99% (fixed) 8.1% $5,000 1 to 7 years $295 Go to site More
Heritage Bank Car Loan
Apply for up to $100,000 to finance a new or used car at a competitive fixed rate.
From 8.99% (fixed) 9.62% $5,000 1 to 7 years $200 Go to site More
IMB Secured Personal Loan
All approved applicants can access this competitive rate and use the loan to finance a range of purposes. Loan amounts up to $60,000 available.
From 6.89% (fixed) 7.24% $2,000 1 to 5 years $250 Go to site More
RACV Personal Loan
Take advantage of a competitive rate by securing an asset to this loan. Use the funds for any purpose.
From 7.49% (fixed) 8.04% $5,000 1 to 7 years $380 Go to site More
AutoCarLoans
AutoCarLoans can match you with a lender from its panel with rates starting from 5.16% p.a. Suitable for vehicles up to 2 years old.
From 5.16% (fixed) 6.64% $15,000 1 to 7 years $381.80 Enquire now More
MyState Secured Personal Loan
Apply for a loan up to $75,000 and benefit from loan terms up to 10 years. Your choice between secured or unsecured.
From 7.99% (variable) 8.96% $10,000 1 to 10 years $200 Go to site More
Freedom Finance Car Loan
If you meet all the requirements you could get access to a range of lenders to finance a new or used car up to 4 years.
From 5.1% (fixed) 5.94% $35,000 1 to 5 years $380 Enquire now More
Latitude Personal Loan (Secured)
Benefit from a tailored fixed rate with a loan that can be used for any purpose.
From 12.99% (fixed) 14.2% $3,000 2 to 7 years $250 (Loans under $4000 - $140) Go to site More
Westpac Car Loan
Finance a new or used car and benefit from great features for car buyers including a car search tool and the option to borrow extra for on-road costs.
From 8.49% (fixed) 9.67% $10,000 1 to 7 years $250 Go to site More
  • Car Loan – New Car. If you're in the market for a new car or one up to 12 months old you can take advantage of a competitive variable rate of 7.04% p.a.. Borrow between $3,000 and $50,000 and have up to 7 years to repay it.
  • Car Loan – Up to 5 years old. Used cars up to five years old can also be used as security and you'll receive a competitive rate of 7.94% p.a.. You can borrow a minimum of $3,000 with this loan and enjoy flexible repayment options, including the ability to make unlimited additional repayments. Loan terms are available up to 7 years.

Is your car eligible to be used as security?

  • Car is brand new or up to 12 months old: It is eligible for a car loan with terms up to 7 years and a rate of
  • Car is older than 12 months and less than five years old: It is eligible for a car loan with terms up to 7 years and a variable rate of 7.94% p.a.
  • Car is older than five years: It is eligible for a car loan with terms up to 9.74% p.a. and terms up to 7 years.

How you can apply with Gateway CU

If you're interested in applying for a car loan with Gateway you can get your application started online. First, make sure you meet all the criteria outlined below:

  • Over the age of 18
  • An Australian citizen or permanent Australian resident
  • Currently employed
  • Receive a regular income
  • Have not declared bankruptcy or insolvency or had defaults on credit accounts in the last five years

If you said "yes" to each of these you can start you application. You'll need all the following details on hand:

  • Income and employment. Gross and net salary information, employment details and any other income you receive.
  • Assets. The approximate values of your properties, vehicle savings and super.
  • Liabilities. Your current loan balances, repayment amounts and credit card and overdraft limits.

Gateway CU offers a competitive option to help you finance your car, but as there are a range of options available, make sure you compare what's available so you get the right loan for you.

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Car Loan Offers

Important Information*
IMB New Car Loan

Borrow up to $75,000 for a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.

Beyond Bank Low Rate Car Loan "Special Offer"

A great rate for cars under 2 years old.

RACV New Car Loans

A competitive rate car loan from RACV with no monthly fees and 5-hour loan approval.

Heritage Bank Car Loan

Apply for up to $100,000 to finance a new or used car at a competitive fixed rate.

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2 Responses

  1. Default Gravatar
    JosephMay 20, 2015

    Possibility of purchasing a 2013 Peugeot Partner commercial vehicle for $17500 privately. Do you do pre approval for potential clients? Regards Joseph

    • Staff
      MattMay 21, 2015Staff

      Hi Joseph,

      You’ve come through to finder.com.au an online comparison service, not GatewayCU.

      To discuss pre-approval and any other matters please get in touch with GatewayCU directly.

      Cheers
      Matt

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