Gateway Credit Union Car Loans

Enjoy a competitive car loan from a lender which aims to benefit its members.

Gateway Credit Union offers financing solutions that include home loans, car loans, personal loans and funeral loans and others. It also provides various insurance policies including general insurance and life cover. Gateway was started in 1955, and it has grown to be a leading credit union with a membership of more than 40,000.

If you're looking to finance a new or used car purchase you can consider a car loan from Gateway CU – find out about its offerings on the page below.

Gateway CU car loans comparison

Rates last updated August 17th, 2018
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
Gateway Car Loan - New Car
A low interest rate car loan with no account keeping fee.
From 7.04% (variable) 7.25% $3,000 1 to 7 years $149 More
Gateway Car Loan - up to 5 years old
A low interest rate car loan with no account keeping fee.
From 7.94% (variable) 8.15% $3,000 7 years $149
Gateway Car Loan - over 5 years old
A low interest rate car loan with no account keeping fee.
From 9.74% (variable) 9.95% $3,000 7 years $149
Rates last updated August 17th, 2018
$
Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Repayment
IMB New Car Loan
Borrow as little as $2,000 at a competitive fixed rate
Finance a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.
5.99% (fixed) 6.34% $2,000 1 to 7 years $250 Go to site More
Loans.com.au - New Car Loan
Optional balloon payment available to reduce your repayments.
A competitive rate car loan suitable for a new cor used car.
From 5.44% (fixed) 5.99% $5,000 3 to 5 years $400 Go to site More
Latitude Motor Vehicle Loan
Finance a range of vehicles including cars, motorbikes, boats and caravans.
Apply online to finance a new or used motor vehicle and receive a response in 90 seconds. You will receive a competitive tailored rate of between 6.99% p.a. to 14.99% p.a.
From 6.99% (fixed) 8.1% $5,000 1 to 7 years $295 Go to site More
Stratton Finance New Car Loan
Fixed or variable rates starting from 5.29% p.a.
Apply for up to $100,000 and have up to 7 year(s) to repay. You can use cash or trade in a vehicle to use as a deposit.
From 5.29% (fixed) 6.56% $18,000 1 to 7 years $459.20 Go to site More
Sydney CU Special Variable Car Loan
Apply for a loan up to 50000.
Benefit from a flexible, variable rate to finance a car up to 3 years old with SCU.
5.95% (variable) 5.95% $10,000 1 to 7 years $0 Go to site More
Beyond Bank Low Rate Car Loan
Offset your interest with a Car Budget Account.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
From 5.69% (fixed) 5.97% $25,000 1 to 7 years $175 Go to site More
Bank Australia Car Loan
Waived establishment fee for safe or green-rated cars.
A competitive rate and the ability to offset your car’s carbon emissions for the loan term.
6.45% (fixed) 6.66% $1,000 1 to 7 years $150 Go to site More
CUA Secured Fixed Car Loan
Finance a new or used vehicle up to 7 years old.
Benefit from additional repayments, no ongoing fees and access to a redraw facility with this competitive loan from CUA.
6.79% (fixed) 6.92% $5,000 1 to 7 years $0 Go to site More
RACV New Car Loans
Benefit from 5-hour pre-approval.
A competitive rate car loan from RACV with no monthly fees.
From 5.99% (fixed) 6.55% $15,000 1 to 7 years $399 Go to site More
MyState Secured Personal Loan
Your choice between secured or unsecured.
Apply for a loan up to $75,000 and benefit from loan terms up to 10 years.
From 7.99% (variable) 8.96% $10,000 1 to 10 years $200 Go to site More
IMB Secured Personal Loan
Secure this loan with a car and use the funds for any purpose.
Competitive 6.89% p.a. rate available to all approved applicants. Loan amounts up to $60,000 available.
6.89% (fixed) 7.24% $2,000 1 to 5 years $250 Go to site More
  • Car Loan – New Car. If you're in the market for a new car or one up to 12 months old you can take advantage of a competitive variable rate of 7.04% p.a.. Borrow between $3,000 and $50,000 and have up to 7 years to repay it.
  • Car Loan – Up to 5 years old. Used cars up to five years old can also be used as security and you'll receive a competitive rate of 7.94% p.a.. You can borrow a minimum of $3,000 with this loan and enjoy flexible repayment options, including the ability to make unlimited additional repayments. Loan terms are available up to 7 years.

Is your car eligible to be used as security?

  • Car is brand new or up to 12 months old: It is eligible for a car loan with terms up to 7 years and a rate of
  • Car is older than 12 months and less than five years old: It is eligible for a car loan with terms up to 7 years and a variable rate of 7.94% p.a.
  • Car is older than five years: It is eligible for a car loan with terms up to 9.74% p.a. and terms up to 7 years.

How you can apply with Gateway CU

If you're interested in applying for a car loan with Gateway you can get your application started online. First, make sure you meet all the criteria outlined below:

  • Over the age of 18
  • An Australian citizen or permanent Australian resident
  • Currently employed
  • Receive a regular income
  • Have not declared bankruptcy or insolvency or had defaults on credit accounts in the last five years

If you said "yes" to each of these you can start you application. You'll need all the following details on hand:

  • Income and employment. Gross and net salary information, employment details and any other income you receive.
  • Assets. The approximate values of your properties, vehicle savings and super.
  • Liabilities. Your current loan balances, repayment amounts and credit card and overdraft limits.

Gateway CU offers a competitive option to help you finance your car, but as there are a range of options available, make sure you compare what's available so you get the right loan for you.

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Car Loan Offers

Important Information*
IMB New Car Loan

Borrow up to $75,000 for a new car up to two years old. Competitive 5.99% p.a. rate available to all approved applicants.

Loans.com.au - New Car Loan

This car loan is for new cars and offers a low fixed rate and no ongoing fees.

Latitude Motor Vehicle Loan

Apply online to finance a new or used motor vehicle and receive a response in 90 seconds. You will receive a competitive tailored rate of between 6.99% p.a. to 14.99% p.a. based on your risk profile.

Stratton Finance New Car Loan

Apply for up to $100,000 and have up to 7 year(s) to repay. You can use cash or trade in a vehicle to use as a deposit.

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2 Responses

  1. Default Gravatar
    JosephMay 20, 2015

    Possibility of purchasing a 2013 Peugeot Partner commercial vehicle for $17500 privately. Do you do pre approval for potential clients? Regards Joseph

    • finder Customer Care
      MattMay 21, 2015Staff

      Hi Joseph,

      You’ve come through to finder.com.au an online comparison service, not GatewayCU.

      To discuss pre-approval and any other matters please get in touch with GatewayCU directly.

      Cheers
      Matt

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