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You might know HBF as one of the largest not-for-profit health funds in Australia, but did you know they also offer protection for your car? To find out if HBF is right for you, check out our break down of cover options, exclusions and how to make a claim.
For an overview of what each policy offers, check out the handy table below:
Third party property damage | Third party fire and theft | Comprehensive | |
---|---|---|---|
Uninsured motorist damage | |||
New car replacement | |||
Hire car after accident or theft | |||
Trailer cover | |||
Emergency or temporary repairs | |||
Towing and transport | |||
Removal of debris | |||
Personal items | |||
Replacement locks | |||
Baby capsules and child seats | |||
Storage costs | |||
Windscreen extension | |||
At-fault claim protection | |||
Liability cover |
As with all insurance policies, there are a number of exclusions you need to keep in mind when selecting your cover. Here are some exclusions that may apply to your claim:
If you make a claim and are considered responsible or at fault for the accident, you will be required to pay the applicable excess. The amount of the excess will vary depending on the damage and situation of the incident. Your Certificate of Insurance will show the amount and types of excess that apply to your policy. A claim is only accepted if the total amount you are claiming for is more than any excesses that apply to your claim.
If you are involved in an accident, it is important to collect any necessary details, including the full name, address, contact and vehicle details of anyone else involved. Contact any required services, such as ambulance or police, and keep any reports or documentation.
You can lodge your claim with HBF by calling 1300 559 867 24 hours a day, 7 days a week.
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