Who is Auto & General and which car insurance brands do they underwrite?
From collisions and malicious damage to theft and even fire, car insurance provides critical financial protection against a long list of potentially expensive situations. Auto & General Car Insurance is a major player in the Australian vehicle insurance industry and has been selling, managing and underwriting policies here for more than 15 years.
Who is Auto & General?
Auto & General is part of the international Budget Insurance group, which is headquartered in the British Isles and operates globally. It manages more than 6.8 million policies around the world and writes more than $2 billion in premiums each year.
Auto & General’s history in Australia dates back to the year 2000, when it began selling, administering and underwriting car, travel and home and contents insurance policies. Auto & General provides insurance policies for a number of well-known insurance brands around Australia, including Budget Direct, 1st for Women, Ozicare, Virgin Money and Australia Post.
With three Queensland-based contact centres and claims assessment centres in Sydney, Brisbane and Melbourne, Auto & General employs more than 1,000 Australians to help manage its customers’ insurance needs.
Which brands are underwritten by Auto & General?
Budget Direct has been offering insurance policies to Australians since the year 2000 and has since helped more than 1.5 million people manage their cover needs. By asking more questions during the cover application process, it aims to avoid insuring high-risk clients. It provides a 24/7 claims helpline to guarantee fast and efficient claims processing and also offers a lifetime guarantee on repairs.
Budget Direct offers the following policy options to its customers: Comprehensive, Third Party Property, Third Party Fire and Theft and NSW CTP Green Slip Insurance.
Virgin Money, part of the global Virgin brand, aims to offer simple and transparent financial products and services to Australians. Its range of car insurance policies is underwritten by Auto & General and is available with online discounts and the ability to customise cover to suit your unique insurance needs.
Virgin Money offers the following car insurance options: Price Saver (Comprehensive), Price Promise (Comprehensive), Third Party Fire and Theft and Third Party Property Insurance.
Australia Post’s range of car insurance policies is issued by Auto & General, with policies available to suit a wide variety of cover needs. You can get an Australia Post car insurance quote online in minutes, take advantage of a quick and hassle-free claims process and enjoy a discount when you purchase cover online. Premiums can be paid on an annual or monthly basis.
Australia Post offers the following policies from Auto & General: Gold Comprehensive, Third Party Fire and Theft and Third Party Property.
Car insurance purchased through Dodo Insurance is underwritten by Auto & General and available for purchase online. Dodo Insurance offers three cover options: Comprehensive, Third Party Fire and Theft and Third Party Property.
There are also several optional extras available that you can add to your policy to increase your level of cover. These include restricted driver discounts, no claim discounts, roadside assistance, choosing a variable excess to reduce your premium and many more.
It’s quick and easy to apply online and there are monthly and annual premium payment options available.
Latitude Financial Services offers a range of consumer finance products to more than 2.5 million customers across Australia and New Zealand. It offers three levels of car insurance cover, underwritten by Auto & General, to suit different insurance requirements: Comprehensive, Third Party Property, Fire and Theft and Third Party Property Only.
Policy benefits include a lifetime guarantee on authorised repairs, lump sum and instalment payment options and emergency transport and accommodation cover included as standard. Optional extras such as roadside assistance, no claim discounts and variable excesses are also available.
1st for Women Insurance has been offering insurance products tailor-made to suit the needs of Australian women since 2002. All of its policies are underwritten by Auto & General, including the following car insurance options: Comprehensive, Third Party Property and Third Party Fire and Theft.
Policyholders can take advantage of a 24-hour claims hotline, repairs guaranteed for as long as you own the car and a 21-day cooling-off period. Optional extras such as no claim discounts and variable excesses are also available.
Founded in 2003, 1Cover offers travel insurance to more than 1.5 million Australian and NZ residents and, more recently, has begun offering home and contents insurance. There are four levels of car insurance cover available, all of which are underwritten by Auto & General: Standard Comprehensive, Gold Comprehensive, Third Party and Third Party Fire and Theft.
Cover features include flexible payment options, a fast and simple claims process and easy online application. Optional benefits such as no claim discounts and restricted driver discounts are also available.
1300 Insurance is an Australian company that provides insurance cover for individuals, families and businesses, insuring everything from cars and homes to funeral costs. Its range of car insurance policies is underwritten by Auto & General and includes the following cover options: Gold Comprehensive, Comprehensive, Third Party Fire and Theft and Third Party Car Insurance.
Premiums can be paid monthly or annually, cover can be tailored to suit your needs and budget and the claims process is quick and easy. There are also one-stop claims assessment centres available in Sydney, Melbourne and Brisbane.
YourShare is a cash-back service provider that has been helping Australians find the right financial products for more than eight years. YourShare Insurance is underwritten by Auto & General, with the following cover options available: Comprehensive, Third Party and Third Party Fire and Theft.
Customers can take advantage of guaranteed repairs, flexible repayment options, an efficient claims service and a 21-day money-back guarantee.
Cashback Car Insurance was founded on the premise that good drivers should not have to pay higher premiums to help subsidise high-risk drivers. It provides a 10% refund of your car insurance premiums if you don’t make a claim for three years.
CashBack Car Insurance offers the following policies: Comprehensive, Third Party and Third Party Fire and Theft. Policyholders can pay by the month or annually, nominate their preferred repairer and enjoy a lifetime guarantee on repairs.
Retirease Insurance offers car insurance policies designed to suit the needs of Australian retirees. Underwritten by Auto & General, these policies are available to people over the age of 55 who are no longer employed.
Retirease offers Comprehensive Car Insurance to customers and by restricting the policy to older drivers, it can keep premiums to a minimum. It also offers discounts if you drive a limited number of kilometres each year and provides a lifetime guarantee on all authorised repairs.
BestBuy Car Insurance believes that good drivers shouldn’t have to pay more to subsidise the cost of insuring risky drivers. Founded in the 1980s, it has been operating in Australia since 1999 and offers policies underwritten by Auto & General.
BestBuy Car Insurance offers the following policy options: Comprehensive, Third Party and Third Party Fire and Theft. Policyholders can take advantage of a lifetime guarantee on repairs, a 21-day money-back guarantee, flexible payment options and an after-hours claims helpline.
Part of the Budget Insurance Group, ibuyeco offers car insurance designed to help you offset 100% of your car’s annual carbon emissions. It’s 100% carbon-neutral car insurance is available in three forms: Comprehensive, Third Party Property and Third Party Fire and Theft.
In addition to the carbon offset service, policy holders can take advantage of an easy online application process and fast claims.
Ozicare Insurance is part of the Budget Insurance Group and offers flexible car, home and life insurance policies to suit the needs of a wide range of Australians. It offers three Auto & General car insurance policies: Comprehensive, Third Party and Third Party Fire and Theft.
Ozicare policy benefits include annual or monthly repayments, a 21-day money-back guarantee and the option to nominate your preferred repairer.