Finder makes money from featured partners, but editorial opinions are our own.

Calculate monthly home loan repayments from 20+ lenders

Find out how much you'll actually be paying month to month.

Avatar

By

Richard Whitten

Updated

Swipe to see more loans
Promoted
Ubank Flex Fixed Home Loan
Principal & interest Owner-occupier 3Y Fixed
20% min. Deposit
5.99%
interest rate
6.41%
comparison rate

You can use the calculator table below to figure out what your repayment would be across products from some of the best lenders in Australia.

{"visibility":"visibilityTable","ctaLabel":"Calculate","tableCode":"side_peek_test","nicheCode":"AUFHL","fields":[{"name":"LOAN_AMOUNT","value":"650000","options":"","label":"Borrowing amount","suffix":"$","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""},{"name":"PERIOD","value":"30","options":"","label":"Period","suffix":"years","useSuffixAsPrefix":true,"useDropDownOption":false,"tooltip":""}]}
1 - 17 of 17
Updated regularly
Name Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
loans.com.au Solar Home Loan
Principal & Interest10% min. depositOwner-occupierOffset account
loans.com.au Solar Home Loan
Principal & Interest10% min. depositOwner-occupierOffset account
Go to site
Product Nameloans.com.au Solar Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate6.51%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,500,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest Option
Loan Portable
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
6.51%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,897
Go to site
Macquarie Bank Offset Home Loan Package
Principal & Interest40% min. depositInvestmentOffset account
Macquarie Bank Offset Home Loan Package
Principal & Interest40% min. depositInvestmentOffset account
Go to site
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.34%
Comp. Rate6.59%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.59%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$4,045
Go to site
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed20% min. depositOwner-occupier
Go to site
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate6.09%
Comp. Rate6.19%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.09%
Comparison Rate
6.19%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,939
Go to site
Homestar Star Gold
Principal & Interest30% min. depositOwner-occupierOffset account
Homestar Star Gold
Principal & Interest30% min. depositOwner-occupierOffset account
Product NameHomestar Star Gold
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate5.99%
Minimum Loan Amount$250,000
Maximum Loan Amount $2,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest Option
Loan PortableYes
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
5.99%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,897
More Info
Macquarie Bank Basic Home Loan
Principal & Interest20% min. depositOwner-occupier
Macquarie Bank Basic Home Loan
Principal & Interest20% min. depositOwner-occupier
Go to site
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.19%
Comp. Rate6.21%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.19%
Comparison Rate
6.21%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,981
Go to site
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed20% min. depositInvestment
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed20% min. depositInvestment
Go to site
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate6.39%
Comp. Rate6.46%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.39%
Comparison Rate
6.46%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$4,066
Go to site
loans.com.au Variable Home Loan
Principal & Interest10% min. depositOwner-occupier
loans.com.au Variable Home Loan
Principal & Interest10% min. depositOwner-occupier
Go to site
Product Nameloans.com.au Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.04%
Comp. Rate6.06%
Minimum Loan Amount$50,000
Maximum Loan Amount $2,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest Option
Loan Portable
Extra Repayments Yes
Interest Rate
6.04%
Comparison Rate
6.06%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,918
Go to site
Macquarie Bank Basic Home Loan
Principal & Interest40% min. depositOwner-occupier
Macquarie Bank Basic Home Loan
Principal & Interest40% min. depositOwner-occupier
Go to site
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.15%
Comp. Rate6.17%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.15%
Comparison Rate
6.17%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,964
Go to site
loans.com.au Solar Home Loan
Principal & Interest10% min. depositInvestmentOffset account
loans.com.au Solar Home Loan
Principal & Interest10% min. depositInvestmentOffset account
Go to site
Product Nameloans.com.au Solar Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate6.19%
Comp. Rate6.58%
Minimum Loan Amount$50,000
Maximum Loan Amount $1,500,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest Option
Loan Portable
Extra Repayments Yes
Interest Rate
6.19%
Comparison Rate
6.58%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,981
Go to site
Macquarie Bank Offset Home Loan Package
Principal & Interest40% min. depositOwner-occupierOffset account
Macquarie Bank Offset Home Loan Package
Principal & Interest40% min. depositOwner-occupierOffset account
Go to site
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.15%
Comp. Rate6.40%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.15%
Comparison Rate
6.40%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$3,964
Go to site
loans.com.au Variable Home Loan
Principal & Interest10% min. depositInvestment
loans.com.au Variable Home Loan
Principal & Interest10% min. depositInvestment
Go to site
Product Nameloans.com.au Variable Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate6.34%
Comp. Rate6.36%
Minimum Loan Amount$50,000
Maximum Loan Amount $2,000,000
Maximum Loan Term30 years
Maximum LVR 90%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest Option
Loan Portable
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.36%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$4,045
Go to site
Macquarie Bank Basic Home Loan
Principal & Interest40% min. depositInvestment
Macquarie Bank Basic Home Loan
Principal & Interest40% min. depositInvestment
Go to site
Product NameMacquarie Bank Basic Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.34%
Comp. Rate6.36%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term
Maximum LVR 60%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.36%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$4,045
Go to site
Unloan Variable Home Loan
Principal & Interest20% min. depositOwner-occupier
Unloan Variable Home Loan
Principal & Interest20% min. depositOwner-occupier
Go to site
Product NameUnloan Variable Home Loan
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate5.90%
Minimum Loan Amount$10,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
5.90%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,897
Go to site
Macquarie Bank Offset Home Loan Package
Principal & Interest30% min. depositInvestmentOffset account
Macquarie Bank Offset Home Loan Package
Principal & Interest30% min. depositInvestmentOffset account
Go to site
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.34%
Comp. Rate6.59%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.34%
Comparison Rate
6.59%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$4,045
Go to site
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed30% min. depositOwner-occupier
Macquarie Bank Basic Fixed Home Loan
Principal & Interest 3Y Fixed30% min. depositOwner-occupier
Go to site
Product NameMacquarie Bank Basic Fixed Home Loan
Interest Rate Typefixed rate
Repayment Type Principal & Interest
Interest Rate5.99%
Comp. Rate6.13%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityNo
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
5.99%
Comparison Rate
6.13%
Fees
Application: $0
Ongoing: $0 p.a.
Monthly Payment
$3,897
Go to site
Macquarie Bank Offset Home Loan Package
Principal & Interest30% min. depositOwner-occupierOffset account
Macquarie Bank Offset Home Loan Package
Principal & Interest30% min. depositOwner-occupierOffset account
Go to site
Product NameMacquarie Bank Offset Home Loan Package
Interest Rate Typevariable rate
Repayment Type Principal & Interest
Interest Rate6.15%
Comp. Rate6.40%
Minimum Loan Amount$150,000
Maximum Loan Amount $10,000,000
Maximum Loan Term30 years
Maximum LVR 70%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Interest Rate
6.15%
Comparison Rate
6.40%
Fees
Application: $0
Ongoing: $248 p.a.
Monthly Payment
$3,964
Go to site
Bank of Melbourne Fixed Rate Home Loan with Advantage Package
Principal & Interest 2Y Fixed20% min. depositOwner-occupier
Bank of Melbourne Fixed Rate Home Loan with Advantage Package
Principal & Interest 2Y Fixed20% min. depositOwner-occupier
Product NameBank of Melbourne Fixed Rate Home Loan with Advantage Package
Interest Rate TypeFixed rate
Repayment Type Principal & Interest
Interest Rate6.59%
Comp. Rate7.64%
Minimum Loan Amount$150,000
Maximum Loan Amount N/A
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableYes
Extra Repayments Yes - max $30,000 over fixed rate term
Interest Rate
6.59%
Comparison Rate
7.64%
Fees
Application: $0
Ongoing: $395 p.a.
Monthly Payment
$4,151
loading
Showing 17 of 17 results

Your home loan details

Loan amount
$
Term
Repayment type
Interest rate
%
Interest only period
Payment frequency
Extra monthly repayments
$

Overview of your loan

Once the interest only period ends, your estimated repayments will be
(including extra )
Total loan repayments:
Total interest payable:
Compare home loans
By making extra monthly repayments of
Your loan term could reduce by:
You could pay less interest, saving:
see as a table
Years remaining Principal remaining
Calculator Assumptions: The above calculations are worked out assuming you’re paying off a principal and interest or interest only home loan where the interest rate remains the same over the life of the loan. The repayment amounts do not take into account any additional fees or charges that may be charged to your loan (e.g. application fees or lenders' mortgage insurance premiums).
Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a loan.

More guides on Finder

Ask a Question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

4 Responses

    Default Gravatar
    JoanneJanuary 12, 2023

    I would like to put my loan all in to one.
    It’s about 350k and l need to talk to anyone please.!

    Reply
      AvatarFinder
      RichardJanuary 20, 2023Finder

      Hi Joanne,

      At Finder we do not provide loans, just general information about loans and lenders.

      If you’re looking into consolidating your debt, you may visit our Finder guide to get more insights on how it works and the options you have available.

      A mortgage broker might also be able to help.

      Thanks,
      Richard

      Reply
    Default Gravatar
    AdamJuly 8, 2022

    I would like to know if anyone does loans for houses for disability pensioners with a great deposit

    Reply
      AvatarFinder
      RichardJuly 15, 2022Finder

      Hi Adam,

      Your options would be limited if your only source of income is the pension. You can read our guides on Home Loans for Pensioners and Home Loans for Centrelink Recipients as references for more details about these.

      You can request assistance from a mortgage broker to get personalised advice regarding your situation. Their services are free, and they can help you find a specialist lender to work with. Simply fill out the form found on this page.

      I hope this helps!

      Regards,
      Richard

      Reply
Go to site