How to buy U.S. Bancorp shares | USB historical share price and analysis

How to buy U.S. Bancorp shares

Own U.S. Bancorp shares in just a few minutes.

U.S. Bancorp logo

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U.S. Bancorp (USB) is a leading banks-regional business with stocks listed in the US. It opened the day at US$56.6 after a previous close of US$56.99. During the day the price has varied from a low of USD56.16 to a high of USD56.895. The latest price was USD56.16 (25 minute delay). U.S. Bancorp is listed on the NYSE. All prices are listed in US Dollars.

How to buy shares in U.S. Bancorp

  1. Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
  3. Search for U.S. Bancorp. Find the share by name or ticker symbol: USB. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until U.S. Bancorp reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of U.S. Bancorp, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of U.S. Bancorp. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

U.S. Bancorp share price

Use our graph to track the performance of USB stocks over time.

U.S. Bancorp shares at a glance

Information last updated 2021-04-22.
OpenUS$56.6
HighUS$56.895
LowUS$56.16
CloseUS$56.16
Previous closeUS$56.99
Change US$-0.83
Change % -1.4564%
Volume 6,050,393
Information last updated 2021-04-15.
52-week rangeUS$27.2441 - US$57.83
50-day moving average US$54.3937
200-day moving average US$46.5186
Target priceUS$59.81
PE ratio 18.4085
Dividend yield US$1.68 (2.92%)
Earnings per share (TTM) US$3.06

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The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.

Is it a good time to buy U.S. Bancorp stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

U.S. Bancorp price performance over time

Historical closes compared with the last close of $56.16

1 month (2021-03-23) 4.82%

Is U.S. Bancorp under- or over-valued?

Valuing U.S. Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of U.S. Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

U.S. Bancorp's P/E ratio

U.S. Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 18x. In other words, U.S. Bancorp shares trade at around 18x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

U.S. Bancorp's PEG ratio

U.S. Bancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.9877. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into U.S. Bancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

U.S. Bancorp financials

Revenue TTM US$19.2 billion
Operating margin TTM 32.36%
Gross profit TTM US$19.2 billion
Return on assets TTM 0.95%
Return on equity TTM 9.39%
Profit margin 25.77%
Book value 31.26
Market capitalisation US$84.6 billion

TTM: trailing 12 months

Shorting U.S. Bancorp shares

There are currently 14.4 million U.S. Bancorp shares held short by investors – that's known as U.S. Bancorp's "short interest". This figure is 3% down from 14.8 million last month.

There are a few different ways that this level of interest in shorting U.S. Bancorp shares can be evaluated.

U.S. Bancorp's "short interest ratio" (SIR)

U.S. Bancorp's "short interest ratio" (SIR) is the quantity of U.S. Bancorp shares currently shorted divided by the average quantity of U.S. Bancorp shares traded daily (recently around 9.3 million). U.S. Bancorp's SIR currently stands at 1.54. In other words for every 100,000 U.S. Bancorp shares traded daily on the market, roughly 1540 shares are currently held short.

However U.S. Bancorp's short interest can also be evaluated against the total number of U.S. Bancorp shares, or, against the total number of tradable U.S. Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case U.S. Bancorp's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 U.S. Bancorp shares in existence, roughly 10 shares are currently held short) or 0.0096% of the tradable shares (for every 100,000 tradable U.S. Bancorp shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against U.S. Bancorp.

Find out more about how you can short U.S. Bancorp stock.

U.S. Bancorp's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like U.S. Bancorp.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

U.S. Bancorp's total ESG risk score

Total ESG risk: 28.04

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and U.S. Bancorp's overall score of 28.04 (as at 12/31/2018) is nothing to write home about – landing it in it in the 46th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like U.S. Bancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

U.S. Bancorp's environmental score

Environmental score: 0.11/100

U.S. Bancorp's environmental score of 0.11 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U.S. Bancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

U.S. Bancorp's social score

Social score: 11.69/100

U.S. Bancorp's social score of 11.69 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U.S. Bancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

U.S. Bancorp's governance score

Governance score: 12.95/100

U.S. Bancorp's governance score puts it squarely in the 3rd percentile of companies rated in the same sector. That could suggest that U.S. Bancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

U.S. Bancorp's controversy score

Controversy score: 3/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. U.S. Bancorp scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that U.S. Bancorp hasn't always managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

U.S. Bancorp was last rated for ESG on: 2019-01-01.

Total ESG score 28.04
Total ESG percentile 46.14
Environmental score 0.11
Environmental score percentile 3
Social score 11.69
Social score percentile 3
Governance score 12.95
Governance score percentile 3
Level of controversy 3

U.S. Bancorp share dividends

55%

Dividend payout ratio: 54.72% of net profits

Recently U.S. Bancorp has paid out, on average, around 54.72% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.92% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), U.S. Bancorp shareholders could enjoy a 2.92% return on their shares, in the form of dividend payments. In U.S. Bancorp's case, that would currently equate to about $1.68 per share.

U.S. Bancorp's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.

U.S. Bancorp's most recent dividend payout was on 14 April 2021. The latest dividend was paid out to all shareholders who bought their shares by 29 March 2021 (the "ex-dividend date").

Have U.S. Bancorp's shares ever split?

U.S. Bancorp's shares were split on a 1265:1000 basis on 26 February 2001. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 1265 shares. This wouldn't directly have changed the overall worth of your U.S. Bancorp shares – just the quantity. However, indirectly, the new 20.9% lower share price could have impacted the market appetite for U.S. Bancorp shares which in turn could have impacted U.S. Bancorp's share price.

U.S. Bancorp share price volatility

Over the last 12 months, U.S. Bancorp's shares have ranged in value from as little as US$27.2441 up to US$57.83. A popular way to gauge a stock's volatility is its "beta".

USB.US volatility(beta: 1.16)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while U.S. Bancorp's is 1.1649. This would suggest that U.S. Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

U.S. Bancorp overview

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. As of December 31, 2020, the company provided its products and services through a network of 2,434 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices; and operated a network of 4,232 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

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