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Regions Financial Corporation (RF) is a leading banks-regional business with stocks listed in the US. It opened the day at US$19.82 after a previous close of US$19.86. During the day the price has varied from a low of USD19.565 to a high of USD20.035. The latest price was USD19.88 (25 minute delay). Regions Financial Corporation is listed on the NYSE. All prices are listed in US Dollars.
How to buy shares in Regions Financial Corporation
- Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
- Search for Regions Financial Corporation. Find the share by name or ticker symbol: RF. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Regions Financial Corporation reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At last close price of US$22.63, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of Regions Financial Corporation, depending on your broker.
- Check in on your investment. Congratulations, you own a part of Regions Financial Corporation. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- Regions Financial Corporation key stats
- Compare share trading platforms
- Is Regions Financial Corporation stock a buy or sell?
- Regions Financial Corporation performance over time
- Can I short Regions Financial Corporation shares?
- Is Regions Financial Corporation suitable for ethical investing?
- Are Regions Financial Corporation shares over-valued?
- Regions Financial Corporation's financials
- How volatile are Regions Financial Corporation shares?
- Does Regions Financial Corporation pay a dividend?
- Have Regions Financial Corporation shares ever split?
- Other common questions
Regions Financial Corporation share priceUse our graph to track the performance of RF stocks over time.
Regions Financial Corporation shares at a glance
|52-week range||US$9.4348 - US$23.6512|
|50-day moving average||US$22.4337|
|200-day moving average||US$19.8298|
|Dividend yield||US$0.62 (2.9%)|
|Earnings per share (TTM)||US$1.5175|
Compare share trading platforms to buy stock
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Is it a good time to buy Regions Financial Corporation stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Regions Financial Corporation price performance over time
|1 week (2021-06-16)||-7.10%|
|1 month (2021-05-21)||-12.65%|
|3 months (2021-03-23)||-0.90%|
|6 months (2020-12-23)||24.72%|
|1 year (2020-06-23)||65.53%|
|2 years (2019-06-21)||35.89%|
|3 years (2018-06-22)||7.29%|
|5 years (2016-06-23)||110.37%|
Is Regions Financial Corporation under- or over-valued?
Valuing Regions Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Regions Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Regions Financial Corporation's P/E ratio
Regions Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 19x. In other words, Regions Financial Corporation shares trade at around 19x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Regions Financial Corporation's PEG ratio
Regions Financial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.8672. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Regions Financial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Regions Financial Corporation financials
|Revenue TTM||US$5.7 billion|
|Operating margin TTM||35.5%|
|Gross profit TTM||US$5 billion|
|Return on assets TTM||1.1%|
|Return on equity TTM||909.77%|
|Market capitalisation||US$20.6 billion|
TTM: trailing 12 months
Shorting Regions Financial Corporation shares
There are currently 16.6 million Regions Financial Corporation shares held short by investors – that's known as Regions Financial Corporation's "short interest". This figure is 7% down from 17.8 million last month.
There are a few different ways that this level of interest in shorting Regions Financial Corporation shares can be evaluated.
Regions Financial Corporation's "short interest ratio" (SIR)
Regions Financial Corporation's "short interest ratio" (SIR) is the quantity of Regions Financial Corporation shares currently shorted divided by the average quantity of Regions Financial Corporation shares traded daily (recently around 6.5 million). Regions Financial Corporation's SIR currently stands at 2.56. In other words for every 100,000 Regions Financial Corporation shares traded daily on the market, roughly 2560 shares are currently held short.
However Regions Financial Corporation's short interest can also be evaluated against the total number of Regions Financial Corporation shares, or, against the total number of tradable Regions Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Regions Financial Corporation's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 Regions Financial Corporation shares in existence, roughly 20 shares are currently held short) or 0.0173% of the tradable shares (for every 100,000 tradable Regions Financial Corporation shares, roughly 17 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Regions Financial Corporation.
Find out more about how you can short Regions Financial Corporation stock.
Regions Financial Corporation's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Regions Financial Corporation.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Regions Financial Corporation's total ESG risk score
Total ESG risk: 20.79
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Regions Financial Corporation's overall score of 20.79 (as at 12/31/2018) is pretty good – landing it in it in the 24th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Regions Financial Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Regions Financial Corporation's environmental score
Environmental score: 2.99/100
Regions Financial Corporation's environmental score of 2.99 puts it squarely in the 6th percentile of companies rated in the same sector. This could suggest that Regions Financial Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Regions Financial Corporation's social score
Social score: 14.04/100
Regions Financial Corporation's social score of 14.04 puts it squarely in the 6th percentile of companies rated in the same sector. This could suggest that Regions Financial Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Regions Financial Corporation's governance score
Governance score: 11.25/100
Regions Financial Corporation's governance score puts it squarely in the 6th percentile of companies rated in the same sector. That could suggest that Regions Financial Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Regions Financial Corporation's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. Regions Financial Corporation scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Regions Financial Corporation has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||20.79|
|Total ESG percentile||23.52|
|Environmental score percentile||6|
|Social score percentile||6|
|Governance score percentile||6|
|Level of controversy||2|
Regions Financial Corporation share dividends
Dividend payout ratio: 40.81% of net profits
Recently Regions Financial Corporation has paid out, on average, around 40.81% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.9% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Regions Financial Corporation shareholders could enjoy a 2.9% return on their shares, in the form of dividend payments. In Regions Financial Corporation's case, that would currently equate to about $0.62 per share.
While Regions Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that Regions Financial Corporation may be investing much of the rest of its net profits in future growth.
Regions Financial Corporation's most recent dividend payout was on 30 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 2 June 2021 (the "ex-dividend date").
Have Regions Financial Corporation's shares ever split?
Regions Financial Corporation's shares were split on a 12346:1000 basis on 30 June 2004. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 12346 shares. This wouldn't directly have changed the overall worth of your Regions Financial Corporation shares – just the quantity. However, indirectly, the new 91.9% lower share price could have impacted the market appetite for Regions Financial Corporation shares which in turn could have impacted Regions Financial Corporation's share price.
Regions Financial Corporation share price volatility
Over the last 12 months, Regions Financial Corporation's shares have ranged in value from as little as US$9.4348 up to US$23.6512. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while Regions Financial Corporation's is 1.5668. This would suggest that Regions Financial Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
Regions Financial Corporation overview
Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, branch small business and indirect loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low income housing tax credit corporate fund syndication services; and other specialty financing services. As of February 25, 2021, it operated 1,300 banking offices and 2,000 automated teller machines across the South, Midwest and Texas. Regions Financial Corporation was founded in 1970 and is headquartered in Birmingham, Alabama.
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