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Pepper Money is a credit services business based in Australia. Pepper Money shares (PPM) are listed on the Australian Securities Exchange (ASX) and all prices are in Australian dollars. Pepper Money has a trailing 12-month revenue of around $412.7 million. If you're looking to buy shares, check out the steps below.
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| 52-week range | $1.105 - $2.7138 |
|---|---|
| 50-day moving average | $1.8407 |
| 200-day moving average | $2.0694 |
| Target price | $2.91 |
| PE ratio | 1.4767 |
| Dividend yield | $0.09 (7.83%) |
| Earnings per share (TTM) | $0.86 |
The technical analysis gauge below displays real-time ratings for the timeframes you select. However, this is not a recommendation. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Historical closes compared with the last close of A$1.315
| 1 week (2022-06-21) | 14.35% |
|---|---|
| 1 month (2022-05-27) | -28.14% |
| 3 months (2022-03-29) | -33.42% |
| 6 months (2021-12-29) | -38.55% |
| 1 year (2021-06-29) | -48.63% |
|---|
Valuing Pepper Money stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Pepper Money's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Pepper Money's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 1x. In other words, Pepper Money shares trade at around 1x recent earnings.
That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
| Revenue TTM | $412.7 million |
|---|---|
| Operating margin TTM | 45.09% |
| Gross profit TTM | $369.8 million |
| Return on assets TTM | 0.65% |
| Return on equity TTM | 19.06% |
| Profit margin | 75.82% |
| Book value | 1.448 |
| Market capitalisation | $558.4 million |
TTM: trailing 12 months
Dividend payout ratio: 30% of net profits
Recently Pepper Money has paid out, on average, around 30% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 7.83% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Pepper Money shareholders could enjoy a 7.83% return on their shares, in the form of dividend payments. In Pepper Money's case, that would currently equate to about A$0.09 per share.
While Pepper Money's payout ratio might seem fairly standard, it's worth remembering that Pepper Money may be investing much of the rest of its net profits in future growth.
The latest dividend was paid out to all shareholders who bought their shares by 14 March 2022 (the "ex-dividend date").
Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing of residential home loans and small balance commercial real estate loans. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages and personal loans, and broker administration servicing. The company was formerly known as Pepper Group Pty Limited. The company was incorporated in 2000 and is based in North Sydney, Australia.
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