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Mortgage Choice Limited is a mortgage finance business based in Australia. Mortgage Choice shares (MOC) are listed on the Australian Securities Exchange (ASX) and all prices are in Australian Dollars. Mortgage Choice has a trailing 12-month revenue of around $186.3 million. If you're looking to buy shares, check out the steps below.
How to buy shares in Mortgage Choice
- Compare share trading platforms. To buy shares listed in Australia, you'll need to sign up to a broker with access to the Australian Securities Exchange (ASX). Our table below can help you choose.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, PayPal or debit card.
- Search for Mortgage Choice . Find the share by name or ticker symbol: MOC. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Mortgage Choice reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At today's price, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs.
- Check in on your investment. Congratulations, you own a part of Mortgage Choice . Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
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What's in this guide?
- Mortgage Choice key stats
- Compare share trading platforms
- Is Mortgage Choice stock a buy or sell?
- Mortgage Choice performance over time
- Are Mortgage Choice shares over-valued?
- Mortgage Choice 's financials
- How volatile are Mortgage Choice shares?
- Does Mortgage Choice pay a dividend?
- Other common questions
Mortgage Choice stock price (ASX:MOC)
Use our graph to track the performance of MOC stocks over time.Mortgage Choice shares at a glance
Information last updated 2021-08-01.
| 52-week range | $0.9835 - $1.95 |
|---|---|
| 50-day moving average | $1.945 |
| 200-day moving average | $1.6495 |
| Target price | $1.55 |
| PE ratio | 26 |
| Dividend yield | $0.075 (3.85%) |
| Earnings per share (TTM) | $0.075 |
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The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.
Is it a good time to buy Mortgage Choice stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Mortgage Choice price performance over time
Historical closes compared with the last close of A$1.94
| 6 months (2021-04-16) | 1.04% |
|---|
| 1 year (2020-10-16) | 90.20% |
|---|---|
| 2 years (2019-10-17) | 34.72% |
| 3 years (2018-10-17) | 50.97% |
| 5 years (2016-10-17) | -4.90% |
Is Mortgage Choice under- or over-valued?
Valuing Mortgage Choice stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Mortgage Choice 's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Mortgage Choice 's P/E ratio
Mortgage Choice 's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 26x. In other words, Mortgage Choice shares trade at around 26x recent earnings.
That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Mortgage Choice 's EBITDA
Mortgage Choice 's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $14.1 million (£0.0 million).
The EBITDA is a measure of a Mortgage Choice 's overall financial performance and is widely used to measure a its profitability.
Mortgage Choice financials
| Revenue TTM | $186.3 million |
|---|---|
| Operating margin TTM | 7.4% |
| Gross profit TTM | $44 million |
| Return on assets TTM | 2.1% |
| Return on equity TTM | 10.85% |
| Profit margin | 5.13% |
| Book value | 0.721 |
| Market capitalisation | $243.7 million |
TTM: trailing 12 months
Mortgage Choice share dividends
Dividend payout ratio: 2.5% of net profits
Recently Mortgage Choice has paid out, on average, around 2.5% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.1% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Mortgage Choice shareholders could enjoy a 4.1% return on their shares, in the form of dividend payments. In Mortgage Choice 's case, that would currently equate to about A$0.075 per share.
While Mortgage Choice 's payout ratio might seem low, this can signify that Mortgage Choice is investing more in its future growth.
The latest dividend was paid out to all shareholders who bought their shares by 24 February 2021 (the "ex-dividend date").
Mortgage Choice share price volatility
Over the last 12 months, Mortgage Choice 's shares have ranged in value from as little as $0.9835 up to $1.95. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (AU average) beta is 1, while Mortgage Choice 's is 0.8734. This would suggest that Mortgage Choice 's shares are less volatile than average (for this exchange).
Mortgage Choice overview
Mortgage Choice Limited provides mortgage broking services in Australia. It operates through two segments, Mortgage Choice Franchised Mortgage Broking and Mortgage Choice's Financial Planning Arm. The company offers assistance in determining the borrowing capacities of residential mortgage borrowers; and assessment of a range of home loans products, as well as submits loan applications on behalf of borrowers. It also provides assistance with car loans, equipment finance, general insurance, and personal loans to support personal and home pursuits and/or consolidate debts; and financial planning services. In addition, the company offers life, mortgage and income protection, car, home building and contents, lenders mortgage, and landlord insurance products. It provides loan origination services through its franchise network. The company was founded in 1992 and is headquartered in North Sydney, Australia. As of July 1, 2021, Mortgage Choice Limited operates as a subsidiary of REA Group Limited.
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Mortgage Choice in the news
Frequently asked questions
Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, CFDs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading CFDs comes with a higher risk of losing money rapidly due to leverage. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.
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