We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
M&T Bank Corporation (MTB) is a leading banks-regional business with stocks listed in the US. It opened the day at US$145.08 after a previous close of US$148.46. During the day the price has varied from a low of USD142.55 to a high of USD147.15. The latest price was USD142.98 (25 minute delay). M-and-T Bank Corporation is listed on the NYSE. All prices are listed in US Dollars.
How to buy shares in M-and-T Bank Corporation
- Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
- Search for M-and-T Bank Corporation. Find the share by name or ticker symbol: MTB. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until M-and-T Bank Corporation reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At last close price of US$161.27, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of M-and-T Bank Corporation, depending on your broker.
- Check in on your investment. Congratulations, you own a part of M-and-T Bank Corporation. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- M-and-T Bank Corporation key stats
- Compare share trading platforms
- Is M-and-T Bank Corporation stock a buy or sell?
- M-and-T Bank Corporation performance over time
- Can I short M-and-T Bank Corporation shares?
- Is M-and-T Bank Corporation suitable for ethical investing?
- Are M-and-T Bank Corporation shares over-valued?
- M-and-T Bank Corporation's financials
- How volatile are M-and-T Bank Corporation shares?
- Does M-and-T Bank Corporation pay a dividend?
- Have M-and-T Bank Corporation shares ever split?
- Other common questions
M-and-T Bank Corporation share priceUse our graph to track the performance of MTB stocks over time.
M-and-T Bank Corporation shares at a glance
|52-week range||US$86.4625 - US$167.1151|
|50-day moving average||US$160.1494|
|200-day moving average||US$147.7316|
|Dividend yield||US$4.4 (2.83%)|
|Earnings per share (TTM)||US$11.342|
Compare share trading platforms to buy stock
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Is it a good time to buy M-and-T Bank Corporation stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
M-and-T Bank Corporation price performance over time
|1 week (2021-06-11)||-7.84%|
|1 month (2021-05-21)||-11.99%|
|3 months (2021-03-19)||-5.98%|
|6 months (2020-12-18)||15.56%|
|1 year (2020-06-19)||28.75%|
|2 years (2019-06-20)||-13.78%|
|3 years (2018-06-20)||-17.86%|
|5 years (2016-06-20)||21.79%|
Is M-and-T Bank Corporation under- or over-valued?
Valuing M-and-T Bank Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of M-and-T Bank Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
M-and-T Bank Corporation's P/E ratio
M-and-T Bank Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 13x. In other words, M-and-T Bank Corporation shares trade at around 13x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
M-and-T Bank Corporation's PEG ratio
M-and-T Bank Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.9716. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into M-and-T Bank Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
M-and-T Bank Corporation financials
|Revenue TTM||US$5.4 billion|
|Operating margin TTM||38.47%|
|Gross profit TTM||US$5.2 billion|
|Return on assets TTM||1.11%|
|Return on equity TTM||9.5%|
|Market capitalisation||US$19.1 billion|
TTM: trailing 12 months
Shorting M-and-T Bank Corporation shares
There are currently 4.0 million M-and-T Bank Corporation shares held short by investors – that's known as M-and-T Bank Corporation's "short interest". This figure is 7.2% up from 3.7 million last month.
There are a few different ways that this level of interest in shorting M-and-T Bank Corporation shares can be evaluated.
M-and-T Bank Corporation's "short interest ratio" (SIR)
M-and-T Bank Corporation's "short interest ratio" (SIR) is the quantity of M-and-T Bank Corporation shares currently shorted divided by the average quantity of M-and-T Bank Corporation shares traded daily (recently around 794397.82178218). M-and-T Bank Corporation's SIR currently stands at 5.05. In other words for every 100,000 M-and-T Bank Corporation shares traded daily on the market, roughly 5050 shares are currently held short.
However M-and-T Bank Corporation's short interest can also be evaluated against the total number of M-and-T Bank Corporation shares, or, against the total number of tradable M-and-T Bank Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case M-and-T Bank Corporation's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 M-and-T Bank Corporation shares in existence, roughly 30 shares are currently held short) or 0.0314% of the tradable shares (for every 100,000 tradable M-and-T Bank Corporation shares, roughly 31 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against M-and-T Bank Corporation.
Find out more about how you can short M-and-T Bank Corporation stock.
M-and-T Bank Corporation's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like M-and-T Bank Corporation.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
M-and-T Bank Corporation's total ESG risk score
Total ESG risk: 32.05
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and M-and-T Bank Corporation's overall score of 32.05 (as at 12/31/2018) is nothing to write home about – landing it in it in the 53rd percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like M-and-T Bank Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
M-and-T Bank Corporation's environmental score
Environmental score: 8.12/100
M-and-T Bank Corporation's environmental score of 8.12 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that M-and-T Bank Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
M-and-T Bank Corporation's social score
Social score: 16.96/100
M-and-T Bank Corporation's social score of 16.96 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that M-and-T Bank Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
M-and-T Bank Corporation's governance score
Governance score: 15.48/100
M-and-T Bank Corporation's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that M-and-T Bank Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
M-and-T Bank Corporation's controversy score
Controversy score: 2/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. M-and-T Bank Corporation scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that M-and-T Bank Corporation has, for the most part, managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||32.05|
|Total ESG percentile||52.56|
|Environmental score percentile||7|
|Social score percentile||7|
|Governance score percentile||7|
|Level of controversy||2|
M-and-T Bank Corporation share dividends
Dividend payout ratio: 38.79% of net profits
Recently M-and-T Bank Corporation has paid out, on average, around 38.79% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.83% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), M-and-T Bank Corporation shareholders could enjoy a 2.83% return on their shares, in the form of dividend payments. In M-and-T Bank Corporation's case, that would currently equate to about $4.4 per share.
While M-and-T Bank Corporation's payout ratio might seem fairly standard, it's worth remembering that M-and-T Bank Corporation may be investing much of the rest of its net profits in future growth.
M-and-T Bank Corporation's most recent dividend payout was on 29 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 27 May 2021 (the "ex-dividend date").
Have M-and-T Bank Corporation's shares ever split?
M-and-T Bank Corporation's shares were split on a 10:1 basis on 5 October 2000. So if you had owned 1 share the day before before the split, the next day you'd have owned 10 shares. This wouldn't directly have changed the overall worth of your M-and-T Bank Corporation shares – just the quantity. However, indirectly, the new 90% lower share price could have impacted the market appetite for M-and-T Bank Corporation shares which in turn could have impacted M-and-T Bank Corporation's share price.
M-and-T Bank Corporation share price volatility
Over the last 12 months, M-and-T Bank Corporation's shares have ranged in value from as little as US$86.4625 up to US$167.1151. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while M-and-T Bank Corporation's is 1.1913. This would suggest that M-and-T Bank Corporation's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
M-and-T Bank Corporation overview
M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; investment management; and insurance agency services. It offers its services through banking offices, business banking centers, telephone and Internet banking, mobile banking, and automated teller machines. As of December 31, 2020, the company operates 716 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; a full-service commercial banking office in Ontario, Canada; and an office in George Town, Cayman Islands. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
Frequently asked questions
More guides on Finder
Amazon Prime Day 2021 Australia: Early deals on now
Amazon Prime Day 2021 officially starts on June 21 - or does it? Here's a stack of early-bird deals you can get right now.
Handypay Green Loan
A Green Loan from Handypay could help you make your home more energy-efficient. Handypay green loans are available up to $75,000 on terms of up to 10 years.
Victoria floods: How much food spoilage will your home insurance cover?
There’s been over 25,000 power outages across Victoria. Home insurance can reimburse you for the food that’s gone to waste. Find out who here.
TCL 20SE Review: Great display but otherwise unremarkable
If you're after a low-cost mobile with a quality display, the TCL 20SE is appealing, but you'll otherwise be left wanting for app performance, camera quality and battery life.
Today’s ASX top stocks: Moneyme (MME ↑18.8%), Cd Private Equity Fund I (CD1 ↑18.5%)
The 10 biggest movers on the ASX for Tuesday 15 June 2021.
Amazon Prime Day: 60% off fashion deals you’re not going to want to miss
Bargain hunters - get ready to save on Nike, New Balance, Cotton On, Tommy Hilfiger, Calvin Klein and so much more.
Amazon Prime Day best home deals: Bose, iRobot and more
From home speakers to robot vacuums, these are the items to watch out for this Prime Day.
Staple items worth a splurge and how you can grab a cheeky 30% off all of them
We've got a cheeky 30% off at THE ICONIC so here are the staple items worth a splurge because the savings are too damn good.
Ask an Expert