We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Jack Henry & Associates, Inc (JKHY) is a leading information technology services business with stocks listed in the US. It opened the day at US$163.75 after a previous close of US$163.13. During the day the price has varied from a low of USD161.64 to a high of USD163.75. The latest price was USD162.57 (25 minute delay). Jack Henry-and-Associates is listed on the NASDAQ. All prices are listed in US Dollars.
How to buy shares in Jack Henry-and-Associates
- Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
- Search for Jack Henry-and-Associates. Find the share by name or ticker symbol: JKHY. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Jack Henry-and-Associates reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At last close price of US$157.8, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of Jack Henry-and-Associates, depending on your broker.
- Check in on your investment. Congratulations, you own a part of Jack Henry-and-Associates. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- Jack Henry-and-Associates key stats
- Compare share trading platforms
- Is Jack Henry-and-Associates stock a buy or sell?
- Jack Henry-and-Associates performance over time
- Can I short Jack Henry-and-Associates shares?
- Is Jack Henry-and-Associates suitable for ethical investing?
- Are Jack Henry-and-Associates shares over-valued?
- Jack Henry-and-Associates's financials
- How volatile are Jack Henry-and-Associates shares?
- Does Jack Henry-and-Associates pay a dividend?
- Have Jack Henry-and-Associates shares ever split?
- Other common questions
Jack Henry-and-Associates share priceUse our graph to track the performance of JKHY stocks over time.
Jack Henry-and-Associates shares at a glance
|52-week range||US$140.7918 - US$198.689|
|50-day moving average||US$158.8217|
|200-day moving average||US$155.7721|
|Dividend yield||US$1.75 (1.1%)|
|Earnings per share (TTM)||US$3.878|
Compare share trading platforms to buy stock
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Is it a good time to buy Jack Henry-and-Associates stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Jack Henry-and-Associates price performance over time
|1 week (2021-06-04)||3.02%|
|1 month (2021-05-12)||4.81%|
|3 months (2021-03-12)||7.88%|
|6 months (2020-12-11)||4.33%|
|1 year (2020-06-12)||-5.62%|
|2 years (2019-06-12)||17.30%|
|3 years (2018-06-12)||25.48%|
|5 years (2016-06-10)||92.35%|
Is Jack Henry-and-Associates under- or over-valued?
Valuing Jack Henry-and-Associates stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Jack Henry-and-Associates's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Jack Henry-and-Associates's P/E ratio
Jack Henry-and-Associates's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 42x. In other words, Jack Henry-and-Associates shares trade at around 42x recent earnings.
That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.
Jack Henry-and-Associates's PEG ratio
Jack Henry-and-Associates's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 2.5642. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Jack Henry-and-Associates's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
Jack Henry-and-Associates's EBITDA
Jack Henry-and-Associates's EBITDA (earnings before interest, taxes, depreciation and amortisation) is US$448.9 million.
The EBITDA is a measure of a Jack Henry-and-Associates's overall financial performance and is widely used to measure a its profitability.
Jack Henry-and-Associates financials
|Revenue TTM||US$1.7 billion|
|Operating margin TTM||22.07%|
|Gross profit TTM||US$688.6 million|
|Return on assets TTM||10.67%|
|Return on equity TTM||20.92%|
|Market capitalisation||US$12.1 billion|
TTM: trailing 12 months
Shorting Jack Henry-and-Associates shares
There are currently 2.4 million Jack Henry-and-Associates shares held short by investors – that's known as Jack Henry-and-Associates's "short interest". This figure is 2.2% up from 2.3 million last month.
There are a few different ways that this level of interest in shorting Jack Henry-and-Associates shares can be evaluated.
Jack Henry-and-Associates's "short interest ratio" (SIR)
Jack Henry-and-Associates's "short interest ratio" (SIR) is the quantity of Jack Henry-and-Associates shares currently shorted divided by the average quantity of Jack Henry-and-Associates shares traded daily (recently around 528716.07142857). Jack Henry-and-Associates's SIR currently stands at 4.48. In other words for every 100,000 Jack Henry-and-Associates shares traded daily on the market, roughly 4480 shares are currently held short.
However Jack Henry-and-Associates's short interest can also be evaluated against the total number of Jack Henry-and-Associates shares, or, against the total number of tradable Jack Henry-and-Associates shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Jack Henry-and-Associates's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 Jack Henry-and-Associates shares in existence, roughly 30 shares are currently held short) or 0.043% of the tradable shares (for every 100,000 tradable Jack Henry-and-Associates shares, roughly 43 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Jack Henry-and-Associates.
Find out more about how you can short Jack Henry-and-Associates stock.
Jack Henry-and-Associates's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Jack Henry-and-Associates.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Jack Henry-and-Associates's total ESG risk score
Total ESG risk: 15.4
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Jack Henry-and-Associates's overall score of 15.4 (as at 12/31/2018) is excellent – landing it in it in the 16th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like Jack Henry-and-Associates is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Jack Henry-and-Associates's environmental score
Environmental score: 2.82/100
Jack Henry-and-Associates's environmental score of 2.82 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Jack Henry-and-Associates is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Jack Henry-and-Associates's social score
Social score: 11.52/100
Jack Henry-and-Associates's social score of 11.52 puts it squarely in the 1st percentile of companies rated in the same sector. This could suggest that Jack Henry-and-Associates is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Jack Henry-and-Associates's governance score
Governance score: 7.2/100
Jack Henry-and-Associates's governance score puts it squarely in the 1st percentile of companies rated in the same sector. That could suggest that Jack Henry-and-Associates is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Environmental, social, and governance (ESG) summary
|Total ESG score||15.4|
|Total ESG percentile||15.98|
|Environmental score percentile||1|
|Social score percentile||1|
|Governance score percentile||1|
Jack Henry-and-Associates share dividends
Dividend payout ratio: 45.88% of net profits
Recently Jack Henry-and-Associates has paid out, on average, around 45.88% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.15% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Jack Henry-and-Associates shareholders could enjoy a 1.15% return on their shares, in the form of dividend payments. In Jack Henry-and-Associates's case, that would currently equate to about $1.75 per share.
While Jack Henry-and-Associates's payout ratio might seem fairly standard, it's worth remembering that Jack Henry-and-Associates may be investing much of the rest of its net profits in future growth.
Jack Henry-and-Associates's most recent dividend payout was on 13 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 26 May 2021 (the "ex-dividend date").
Have Jack Henry-and-Associates's shares ever split?
Jack Henry-and-Associates's shares were split on a 2:1 basis on 4 March 2001. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Jack Henry-and-Associates shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Jack Henry-and-Associates shares which in turn could have impacted Jack Henry-and-Associates's share price.
Jack Henry-and-Associates share price volatility
Over the last 12 months, Jack Henry-and-Associates's shares have ranged in value from as little as US$140.7918 up to US$198.689. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Jack Henry-and-Associates's is 0.5913. This would suggest that Jack Henry-and-Associates's shares are less volatile than average (for this exchange).
Jack Henry-and-Associates overview
Jack Henry & Associates, Inc. provides technology solutions and payment processing services primarily for financial services organizations in the United States. The company offers information and transaction processing solutions for banks ranging from community to multi-billion-dollar asset institutions under the Jack Henry Banking brand; core data processing solutions for various credit unions under the Symitar brand; and specialized financial performance, imaging and payments processing, information security and risk management, retail delivery, and online and mobile solutions to financial institutions and corporate entities under the ProfitStars brand. It also provides a suite of integrated applications required to process deposit, loan, and general ledger transactions, as well as to maintain centralized customer/member information; and complementary products and services that enable core bank and credit union clients to respond to evolving customer/member demands. The company's Jack Henry Banking business brand offers SilverLake, a robust primarily designed for commercial-focused banks; CIF 20/20, a parameter-driven, easy-to-use system for banks; and Core Director, a cost-efficient system with point-and-click operation. Its Symitar business brand provides Episys, a robust designed for credit unions; and CruiseNet, a cost-efficient system designed primarily for credit unions. In addition, the company offers electronic payment solutions; purchases and resells hardware systems, including servers, workstations, scanners, and other devices; and provides implementation, training, and support services. Jack Henry & Associates, Inc. was founded in 1976 and is headquartered in Monett, Missouri.
Frequently asked questions
Ask an Expert