How to buy The Hartford Financial Services Group (HIG) shares in Australia

Learn how to easily invest in The Hartford Financial Services Group shares.

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The Hartford Financial Services Group Inc (HIG) is a leading insurance-diversified business with stocks listed in the US. It opened the day at US$68.97 after a previous close of US$69.12. During the day the price has varied from a low of USD68.89 to a high of USD69.48. The latest price was USD69.04 (25 minute delay). The Hartford Financial Services Group is listed on the NYSE. All prices are listed in US Dollars.

How to buy shares in The Hartford Financial Services Group

  1. Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
  3. Search for The Hartford Financial Services Group. Find the share by name or ticker symbol: HIG. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until The Hartford Financial Services Group reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of US$69.12, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of The Hartford Financial Services Group, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of The Hartford Financial Services Group. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

The Hartford Financial Services Group stock price (NYSE:HIG)

Use our graph to track the performance of HIG stocks over time.

The Hartford Financial Services Group shares at a glance

Information last updated 2021-12-31.
OpenUS$68.97
HighUS$69.48
LowUS$68.89
CloseUS$69.04
Previous closeUS$69.12
Change US$-0.08
Change % -0.1157%
Volume 561,885
Information last updated 2022-01-10.
52-week rangeUS$46.3921 - US$77.7314
50-day moving average US$69.882
200-day moving average US$67.4847
Target priceUS$82.06
PE ratio 14.1487
Dividend yield US$1.375 (2.14%)
Earnings per share (TTM) US$6.0131

Where to buy The Hartford Financial Services Group stock

Name Product Standard brokerage for US shares Currency conversion fee Markets
eToro (global stocks)
US$0
50 pips (US$0.50 for every AU$100 exchanged)
Global shares, US shares, ETFs
Zero brokerage share trading on US, Hong Kong and European stocks with trades as low as $50.
Note: This broker offers CFDs which are volatile investment products and most clients lose money trading CFDs with this provider.
Join the world’s biggest social trading network when you trade stocks, commodities and currencies from the one account.
IG Share Trading
US$0
0.70%
ASX shares, Global shares
$0 brokerage for US and global shares plus get an active trader discount of $5 commission on Australian shares.
Enjoy some of the lowest brokerage fees on the market when trading Australian shares, international shares, plus get access to 24-hour customer support.
Superhero share trading
US$0
50 pips (US$0.50 for every AU$100 exchanged)
ASX shares, US shares, ETFs
Earn up to 15,000 Qantas frequent flyer points when you transfer an exisiting balance or trade. Offer valid for all new and existing Superhero members until 28 February.
Pay zero brokerage on US stocks and all ETFs and just $5 (flat fee) to trade Australian shares from your mobile or desktop.
Saxo Capital Markets (Classic account)
US$4
1%
ASX shares, Global shares, ETFs
Access 19,000+ stocks on 40+ exchanges worldwide
Low fees for Australian and global share trading, no inactivity fees, low currency conversion fee and optimised for mobile.
SelfWealth (Basic account)
US$9.5
0.60%
ASX shares, US shares
Trade ASX and US shares for a flat fee of $9.50, regardless of the trade size.
New customers receive free access to Community Insights with SelfWealth Premium for the first 90 days. Follow other investors and benchmark your portfolio performance.
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The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.

Is it a good time to buy The Hartford Financial Services Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

The Hartford Financial Services Group share growth calculator

US$

Use the fields above to explore the returns from a historical investment. Please refer to the charts further up this page to see performance over 5 years, or other periods. Past performance doesn't indicate future results. Capital is at risk.

The Hartford Financial Services Group price performance over time

Historical closes compared with the last close of $69.04

1 week (2022-01-10) -3.90%
1 month (2021-12-17) 1.98%
3 months (2021-10-15) -4.27%
6 months (2021-07-16) 9.03%
1 year (2021-01-15) 33.62%
2 years (2020-01-17) 12.77%
3 years (2019-01-17) 49.73%
5 years (2017-01-17) 42.23%

Is The Hartford Financial Services Group under- or over-valued?

Valuing The Hartford Financial Services Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of The Hartford Financial Services Group's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

The Hartford Financial Services Group's P/E ratio

The Hartford Financial Services Group's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 14x. In other words, The Hartford Financial Services Group shares trade at around 14x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

The Hartford Financial Services Group's PEG ratio

The Hartford Financial Services Group's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.41. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into The Hartford Financial Services Group's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

The Hartford Financial Services Group's EBITDA

The Hartford Financial Services Group's EBITDA (earnings before interest, taxes, depreciation and amortisation) is US$3.5 billion (£2.6 billion).

The EBITDA is a measure of a The Hartford Financial Services Group's overall financial performance and is widely used to measure a its profitability.

The Hartford Financial Services Group financials

Revenue TTM US$21.9 billion
Operating margin TTM 13.14%
Gross profit TTM US$7 billion
Return on assets TTM 2.42%
Return on equity TTM 1226.43%
Profit margin 9.94%
Book value 51.284
Market capitalisation US$24.5 billion

TTM: trailing 12 months

The Hartford Financial Services Group's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like The Hartford Financial Services Group.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

The Hartford Financial Services Group's total ESG risk score

Total ESG risk: 23.09

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and The Hartford Financial Services Group's overall score of 23.09 (as at 12/31/2018) is pretty good – landing it in it in the 29th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like The Hartford Financial Services Group is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

The Hartford Financial Services Group's environmental score

Environmental score: 4.48/100

The Hartford Financial Services Group's environmental score of 4.48 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that The Hartford Financial Services Group is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

The Hartford Financial Services Group's social score

Social score: 11.58/100

The Hartford Financial Services Group's social score of 11.58 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that The Hartford Financial Services Group is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

The Hartford Financial Services Group's governance score

Governance score: 15.54/100

The Hartford Financial Services Group's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that The Hartford Financial Services Group is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

The Hartford Financial Services Group's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. The Hartford Financial Services Group scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that The Hartford Financial Services Group has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

The Hartford Financial Services Group Inc was last rated for ESG on: 2019-01-01.

Total ESG score 23.09
Total ESG percentile 28.92
Environmental score 4.48
Environmental score percentile 7
Social score 11.58
Social score percentile 7
Governance score 15.54
Governance score percentile 7
Level of controversy 2

The Hartford Financial Services Group share dividends

24%

Dividend payout ratio: 24.28% of net profits

Recently The Hartford Financial Services Group has paid out, on average, around 24.28% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.14% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), The Hartford Financial Services Group shareholders could enjoy a 2.14% return on their shares, in the form of dividend payments. In The Hartford Financial Services Group's case, that would currently equate to about $1.375 per share.

While The Hartford Financial Services Group's payout ratio might seem low, this can signify that The Hartford Financial Services Group is investing more in its future growth.

The Hartford Financial Services Group's most recent dividend payout was on 3 January 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 November 2021 (the "ex-dividend date").

Have The Hartford Financial Services Group's shares ever split?

The Hartford Financial Services Group's shares were split on a 2:1 basis on 15 July 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your The Hartford Financial Services Group shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for The Hartford Financial Services Group shares which in turn could have impacted The Hartford Financial Services Group's share price.

The Hartford Financial Services Group share price volatility

Over the last 12 months, The Hartford Financial Services Group's shares have ranged in value from as little as US$46.3921 up to US$77.7314. A popular way to gauge a stock's volatility is its "beta".

HIG.US volatility(beta: 1.07)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while The Hartford Financial Services Group's is 1.0705. This would suggest that The Hartford Financial Services Group's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).

The Hartford Financial Services Group overview

The Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, continental Europe, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and a single-company leave management solution. This segment distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers investment products for retail and retirement accounts; exchange-traded products through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers; and investment management and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

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