How to buy FSA Group shares | A$1.05

FSA Group Limited is a credit services business based in Australia. FSA Group shares (FSA) are listed on the Australian Securities Exchange (ASX) and all prices are listed in Australian Dollars. Its last market close was $1.05 – a decrease of 2.33% over the previous week. FSA Group has a trailing 12-month revenue of around $69.1 million.

How to buy shares in FSA Group

1. Compare share trading platforms. To buy shares listed in Australia, you'll need to sign up to a broker with access to the Australian Securities Exchange (ASX). Our table below can help you choose.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, PayPal or debit card.
3. Search for FSA Group . Find the share by name or ticker symbol: FSA. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until FSA Group reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. At today's price of $1.05, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs.
6. Check in on your investment. Congratulations, you own a part of FSA Group . Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

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How has coronavirus impacted FSA Group 's share price?

Since the stock market crash in March caused by coronavirus, FSA Group 's share price has had significant negative movement.

Its last market close was $1.05, which is 25.53% down on its pre-crash value of $1.41 and 59.09% up on the lowest point reached during the March crash when the shares fell as low as $0.66.

If you had bought $1,000 worth of FSA Group shares at the start of February 2020, those shares would have been worth $556.78 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $769.23.

FSA Group share price

Use our graph to track the performance of FSA stocks over time.

FSA Group shares at a glance

• Key figures

Information last updated 2020-10-20.

Latest market close	AUDA$1.05
52-week range	AUDA$0.66 - AUDA$1.475
50-day moving average	AUDA$1.0286
200-day moving average	AUDA$0.941
Target price	AUDA$500
PE ratio	7.5096
Dividend yield	AUDA$0.06 (5.77%)
Earnings per share (TTM)	AUDA$0.13

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Important: Share trading carries risk of capital loss.

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The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.

Is it a good time to buy FSA Group stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of FSA Group Limited by TradingView

FSA Group price performance over time

Historical closes compared with the close of A$1.05 on 2020-10-22

1 week (2020-10-19)	-2.78%
1 month (2020-09-25)	7.14%
3 months (2020-07-24)	10.53%
6 months (2020-04-24)	16.67%

1 year (2019-10-25)	-1.87%
2 years (2018-10-26)	-8.70%
3 years (2017-10-26)	-29.77%
5 years (2015-10-26)	-20.45%

Is FSA Group under- or over-valued?

Valuing FSA Group stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of FSA Group 's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

FSA Group 's P/E ratio

FSA Group 's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, FSA Group shares trade at around 8x recent earnings.

That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

FSA Group financials

Revenue TTM	$69.1 million
Operating margin TTM	42.7%
Gross profit TTM	$63.6 million
Return on assets TTM	3.36%
Return on equity TTM	29.63%
Profit margin	23.6%
Book value	0.476
Market capitalisation	$129.8 million

TTM: trailing 12 months

FSA Group share dividends

Dividend payout ratio: 46.15% of net profits

Recently FSA Group has paid out, on average, around 46.15% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.77% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), FSA Group shareholders could enjoy a 5.77% return on their shares, in the form of dividend payments. In FSA Group 's case, that would currently equate to about A$0.06 per share.

While FSA Group 's payout ratio might seem fairly standard, it's worth remembering that FSA Group may be investing much of the rest of its net profits in future growth.

The latest dividend was paid out to all shareholders who bought their shares by 19 August 2020 (the "ex-dividend date").

Have FSA Group 's shares ever split?

FSA Group 's shares were split on a 1:3 basis on 30 June 2002. So if you had owned 3 shares the day before before the split, the next day you'd have owned 1 share. This wouldn't directly have changed the overall worth of your FSA Group shares – just the quantity. However, indirectly, the new 200% higher share price could have impacted the market appetite for FSA Group shares which in turn could have impacted FSA Group 's share price.

FSA Group share price volatility

Over the last 12 months, FSA Group 's shares have ranged in value from as little as $0.66 up to $1.475. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (AU average) beta is 1, while FSA Group 's is 0.947. This would suggest that FSA Group 's shares are less volatile than average (for this exchange).

FSA Group overview

FSA Group Limited, together with its subsidiaries, engages in the provision of debt solutions and direct lending services to individuals in Australia. The company operates through Services and Consumer Lending segments. The Services segment offers informal and debt agreement, personal insolvency agreement, and bankruptcy services. The Consumer Lending segment is involved in the home loan lending; and debt and personal loan lending activities. The company also provides accounting and taxation services. FSA Group Limited is headquartered in Darlinghurst, Australia.

Frequently asked questions

• What percentage of FSA Group is owned by insiders or institutions?

  Currently 65.963% of FSA Group shares are held by insiders and 6.916% by institutions.

• When does the fiscal year end for FSA Group ?

  FSA Group 's fiscal year ends in June.

• Where is FSA Group based?

  FSA Group 's address is: 1 Oxford Street, Darlinghurst, NSW, Australia, 2010

• What is FSA Group 's ISIN number?

  FSA Group 's international securities identification number is: AU000000FSA4