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First Republic Bank (FRC) is a leading banks-regional business with stocks listed in the US. It opened the day at US$178.58 after a previous close of US$181.39. During the day the price has varied from a low of USD177.42 to a high of USD180.2. The latest price was USD178.35 (25 minute delay). First Republic Bank is listed on the NYSE. All prices are listed in US Dollars.
How to buy shares in First Republic Bank
- Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
- Search for First Republic Bank. Find the share by name or ticker symbol: FRC. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until First Republic Bank reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At last close price of US$195.02, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of First Republic Bank, depending on your broker.
- Check in on your investment. Congratulations, you own a part of First Republic Bank. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
What's in this guide?
- First Republic Bank key stats
- Compare share trading platforms
- Is First Republic Bank stock a buy or sell?
- First Republic Bank performance over time
- Can I short First Republic Bank shares?
- Is First Republic Bank suitable for ethical investing?
- Are First Republic Bank shares over-valued?
- First Republic Bank's financials
- How volatile are First Republic Bank shares?
- Does First Republic Bank pay a dividend?
- Other common questions
First Republic Bank share priceUse our graph to track the performance of FRC stocks over time.
First Republic Bank shares at a glance
|52-week range||US$99.9681 - US$197.38|
|50-day moving average||US$188.6711|
|200-day moving average||US$165.798|
|Dividend yield||US$0.82 (0.44%)|
|Earnings per share (TTM)||US$6.402|
Compare share trading platforms to buy stock
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Is it a good time to buy First Republic Bank stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
First Republic Bank price performance over time
|1 month (2021-05-21)||-5.97%|
|3 months (2021-03-19)||5.58%|
|6 months (2020-12-21)||31.38%|
|1 year (2020-06-19)||60.88%|
|2 years (2019-06-21)||86.89%|
|3 years (2018-06-21)||76.69%|
|5 years (2016-06-21)||155.52%|
Is First Republic Bank under- or over-valued?
Valuing First Republic Bank stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of First Republic Bank's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
First Republic Bank's P/E ratio
First Republic Bank's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 28x. In other words, First Republic Bank shares trade at around 28x recent earnings.
That's comparable to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29).
First Republic Bank's PEG ratio
First Republic Bank's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.65. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into First Republic Bank's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
First Republic Bank financials
|Revenue TTM||US$4.1 billion|
|Operating margin TTM||38.56%|
|Gross profit TTM||US$3.8 billion|
|Return on assets TTM||0.84%|
|Return on equity TTM||10.13%|
|Market capitalisation||US$32 billion|
TTM: trailing 12 months
Shorting First Republic Bank shares
There are currently 3.0 million First Republic Bank shares held short by investors – that's known as First Republic Bank's "short interest". This figure is 14.1% down from 3.5 million last month.
There are a few different ways that this level of interest in shorting First Republic Bank shares can be evaluated.
First Republic Bank's "short interest ratio" (SIR)
First Republic Bank's "short interest ratio" (SIR) is the quantity of First Republic Bank shares currently shorted divided by the average quantity of First Republic Bank shares traded daily (recently around 529461.08202443). First Republic Bank's SIR currently stands at 5.73. In other words for every 100,000 First Republic Bank shares traded daily on the market, roughly 5730 shares are currently held short.
However First Republic Bank's short interest can also be evaluated against the total number of First Republic Bank shares, or, against the total number of tradable First Republic Bank shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case First Republic Bank's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 First Republic Bank shares in existence, roughly 20 shares are currently held short) or 0.0173% of the tradable shares (for every 100,000 tradable First Republic Bank shares, roughly 17 shares are currently held short).
A SIR below 10% would generally be considered to indicate a fairly optimistic outlook for the share price, with fewer people currently willing to bet against First Republic Bank.
Find out more about how you can short First Republic Bank stock.
First Republic Bank's environmental, social and governance track record
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like First Republic Bank.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
First Republic Bank's total ESG risk score
Total ESG risk: 28.56
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and First Republic Bank's overall score of 28.56 (as at 12/31/2018) is nothing to write home about – landing it in it in the 41st percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like First Republic Bank is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
First Republic Bank's environmental score
Environmental score: 8.41/100
First Republic Bank's environmental score of 8.41 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that First Republic Bank is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
First Republic Bank's social score
Social score: 14.96/100
First Republic Bank's social score of 14.96 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that First Republic Bank is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
First Republic Bank's governance score
Governance score: 14.19/100
First Republic Bank's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that First Republic Bank is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
First Republic Bank's controversy score
Controversy score: 1/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. First Republic Bank scored a 1 out of 5 for controversy – the highest score possible, reflecting that First Republic Bank has managed to keep its nose clean.
Environmental, social, and governance (ESG) summary
|Total ESG score||28.56|
|Total ESG percentile||41.14|
|Environmental score percentile||7|
|Social score percentile||7|
|Governance score percentile||7|
|Level of controversy||1|
First Republic Bank share dividends
Dividend payout ratio: 12.81% of net profits
Recently First Republic Bank has paid out, on average, around 12.81% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.47% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), First Republic Bank shareholders could enjoy a 0.47% return on their shares, in the form of dividend payments. In First Republic Bank's case, that would currently equate to about $0.82 per share.
While First Republic Bank's payout ratio might seem low, this can signify that First Republic Bank is investing more in its future growth.
First Republic Bank's most recent dividend payout was on 12 May 2021. The latest dividend was paid out to all shareholders who bought their shares by 27 April 2021 (the "ex-dividend date").
First Republic Bank share price volatility
Over the last 12 months, First Republic Bank's shares have ranged in value from as little as US$99.9681 up to US$197.38. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while First Republic Bank's is 1.1103. This would suggest that First Republic Bank's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
First Republic Bank overview
First Republic Bank, together with its subsidiaries, provides private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. It operates through two segments, Commercial Banking and Wealth Management. The company accepts deposit products, such as checking, money market checking, savings, passbook deposits, and individual retirement accounts, as well as certificates of deposit. It also offers a range of lending products that comprise residential mortgage loans, home equity lines of credit, multifamily loans, commercial real estate and construction loans, personal and business loans, single family construction loans, and other loans and lines of credit to businesses and individuals. The company's loans are secured by single family residences, multifamily buildings, and commercial real estate properties. In addition, it provides wealth management services, which include various investment strategies and products, online investment management services, trust and custody services, full service and online brokerage, financial and estate planning, and access to alternative investments, as well as investing, insurance, and foreign exchange services; and treasury services. Additionally, the company offers online and mobile banking services; refinancing services; and ATM and debit cards. As of December 31, 2020, the company offered its services through 92 offices, including 80 licensed deposit-taking offices in San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, and San Diego, California; Portland, Oregon; Boston, Massachusetts; Palm Beach, Florida; Greenwich, Connecticut; New York, New York; and Jackson, Wyoming, as well as 12 additional offices that provided lending, wealth management, and trust services. First Republic Bank was founded in 1985 and is headquartered in San Francisco, California.
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