How to buy Credit Intelligence shares
Own Credit Intelligence shares in just a few minutes.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Credit Intelligence Limited is a specialty business services business based in Australia. Credit Intelligence shares (CI1) are listed on the Australian Securities Exchange (ASX) and all prices are listed in Australian Dollars. Credit Intelligence has a trailing 12-month revenue of around $13.6 million.
How to buy shares in Credit Intelligence
- Compare share trading platforms. To buy shares listed in Australia, you'll need to sign up to a broker with access to the Australian Securities Exchange (ASX). Our table below can help you choose.
- Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, PayPal or debit card.
- Search for Credit Intelligence. Find the share by name or ticker symbol: CI1. Research its history to confirm it's a solid investment against your financial goals.
- Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Credit Intelligence reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
- Decide on how many to buy. At today's price of $0.026, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs.
- Check in on your investment. Congratulations, you own a part of Credit Intelligence. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.
🧪How we chose these brokersFor our Top Picks, we compared our Finder partners using a proprietary algorithm in August 2020. Keep in mind that our top picks may not always be the best for you, and you're encouraged to compare for yourself to find one that works for you. Read our full methodology here to find out more.
What's in this guide?
- Credit Intelligence key stats
- Compare share trading platforms
- Is Credit Intelligence stock a buy or sell?
- Credit Intelligence performance over time
- Are Credit Intelligence shares over-valued?
- Credit Intelligence's financials
- How volatile are Credit Intelligence shares?
- Does Credit Intelligence pay a dividend?
- Have Credit Intelligence shares ever split?
- Other common questions
How has coronavirus impacted Credit Intelligence's share price?
Since the stock market crash in March caused by coronavirus, Credit Intelligence's share price has had significant negative movement.
Its last market close was $0.026, which is 21.21% down on its pre-crash value of $0.033 and 30.00% up on the lowest point reached during the March crash when the shares fell as low as $0.02.
If you had bought $1,000 worth of Credit Intelligence shares at the start of February 2020, those shares would have been worth $1,250.00 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $1,300.00.
Credit Intelligence share priceUse our graph to track the performance of CI1 stocks over time.
Credit Intelligence shares at a glance
|52-week range||$0.011 - $0.043|
|50-day moving average||$0.0272|
|200-day moving average||$0.0285|
|Dividend yield||$0 (1.79%)|
|Earnings per share (TTM)||$0.002|
Standard brokerage - Australian shares
Share Trading Account Offer
Competitive broker fees on Australian and international shares
- Brokerage - AU shares: From AUD 5 or 0.05%
- Brokerage - US shares: USD 0
- Sign-up process: Instant
- Support - After hours: Yes
Important: Share trading carries risk of capital loss.
Compare share trading platforms
Is it a good time to buy Credit Intelligence stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Credit Intelligence price performance over time
|1 week (2021-01-08)||-21.21%|
|1 month (2020-12-16)||8.33%|
|3 months (2020-10-16)||-3.70%|
|6 months (2020-07-16)||-3.70%|
|1 year (2020-01-16)||30.00%|
|2 years (2019-01-16)||36.84%|
|3 years (2018-01-16)||50.29%|
|5 years (2016-01-15)||642.86%|
Is Credit Intelligence under- or over-valued?
Valuing Credit Intelligence stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Credit Intelligence's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Credit Intelligence's P/E ratio
Credit Intelligence's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Credit Intelligence shares trade at around 12x recent earnings.
That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Credit Intelligence's EBITDA
Credit Intelligence's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $5.2 million (£3 million).
The EBITDA is a measure of a Credit Intelligence's overall financial performance and is widely used to measure a its profitability.
Credit Intelligence financials
|Revenue TTM||$13.6 million|
|Operating margin TTM||37.59%|
|Gross profit TTM||$13.6 million|
|Return on assets TTM||15.76%|
|Return on equity TTM||41.29%|
|Market capitalisation||$33.8 million|
TTM: trailing 12 months
Credit Intelligence share dividends
Dividend payout ratio: 21.74% of net profits
Recently Credit Intelligence has paid out, on average, around 21.74% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.79% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Credit Intelligence shareholders could enjoy a 1.79% return on their shares, in the form of dividend payments. In Credit Intelligence's case, that would currently equate to about A$0 per share.
While Credit Intelligence's payout ratio might seem low, this can signify that Credit Intelligence is investing more in its future growth.
The latest dividend was paid out to all shareholders who bought their shares by 3 September 2020 (the "ex-dividend date").
Have Credit Intelligence's shares ever split?
Credit Intelligence's shares were split on a 1000:3468 basis on 25 January 2018. So if you had owned 3468 shares the day before before the split, the next day you'd have owned 1000 shares. This wouldn't directly have changed the overall worth of your Credit Intelligence shares – just the quantity. However, indirectly, the new 246.8% higher share price could have impacted the market appetite for Credit Intelligence shares which in turn could have impacted Credit Intelligence's share price.
Credit Intelligence share price volatility
Over the last 12 months, Credit Intelligence's shares have ranged in value from as little as $0.011 up to $0.043. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (AU average) beta is 1, while Credit Intelligence's is -1.3832. This would suggest that Credit Intelligence's shares have been inversely-correlated to the average (for this exchange) – so when the broader market trended up or down, Credit Intelligence has bucked the trend.
Credit Intelligence overview
Credit Intelligence Limited provides debt restructuring and personal insolvency management services in Hong Kong, Singapore, and Australia. Its services include bankruptcy administration, and individual voluntary arrangement proposal consultancy and implementation services, as well as credit funding for corporate and individuals. The company is based in Central, Hong Kong.
Frequently asked questions
More guides on Finder
How to buy Credit Intelligence units | A$51.7
Steps to owning and managing Vanguard Australian Fixed Interest Index ETF units.
How to buy Credit Intelligence units | A$52.97
Steps to owning and managing Vanguard Ethically Conscious Global Aggregate Bond Index (Hedged) ETF units.
How to buy Credit Intelligence units | A$102.29
Steps to owning and managing ETFS Morningstar Global Technology ETF units.
How to buy Credit Intelligence units | A$23.73
Steps to owning and managing BetaShares Global Quality Leaders (Currency Hedged) ETF units.
How to buy Credit Intelligence units | A$88.25
Steps to owning and managing ETFS ROBO Global Robotics and Automation ETF units.
How to buy Credit Intelligence units | A$16
Steps to owning and managing ETFS FANG+ ETF units.
How to buy Credit Intelligence units | A$74.89
Steps to owning and managing ETFS S&P Biotech ETF units.
How to buy Credit Intelligence units | A$50.91
Steps to owning and managing ETFS Reliance India Nifty 50 ETF units.
How to buy Credit Intelligence units | A$9.43
Steps to owning and managing BetaShares India Quality ETF units.
Ask an Expert