How to buy Credit Intelligence shares

Credit Intelligence Limited is a specialty business services business based in Australia. Credit Intelligence shares (CI1) are listed on the Australian Securities Exchange (ASX) and all prices are listed in Australian Dollars. Credit Intelligence has a trailing 12-month revenue of around $13.6 million.

How to buy shares in Credit Intelligence

1. Compare share trading platforms. To buy shares listed in Australia, you'll need to sign up to a broker with access to the Australian Securities Exchange (ASX). Our table below can help you choose.
2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, PayPal or debit card.
3. Search for Credit Intelligence. Find the share by name or ticker symbol: CI1. Research its history to confirm it's a solid investment against your financial goals.
4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Credit Intelligence reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
5. Decide on how many to buy. At today's price of $0.026, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs.
6. Check in on your investment. Congratulations, you own a part of Credit Intelligence. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Our top pick for

US stocks

eToro Share Trading (US stocks)

Finder Award

Our top pick for

Cheap broker fees

IG Share Trading

Finder Award

Our top pick for

Long-term investing

CMC Markets Stockbroking

Finder Award

How has coronavirus impacted Credit Intelligence's share price?

Since the stock market crash in March caused by coronavirus, Credit Intelligence's share price has had significant negative movement.

Its last market close was $0.026, which is 21.21% down on its pre-crash value of $0.033 and 30.00% up on the lowest point reached during the March crash when the shares fell as low as $0.02.

If you had bought $1,000 worth of Credit Intelligence shares at the start of February 2020, those shares would have been worth $1,250.00 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $1,300.00.

Credit Intelligence share price

Share Trading Account Offer

IG Share Trading Offer

AUD 8

Standard brokerage - Australian shares

Share Trading Account Offer

Competitive broker fees on Australian and international shares

• Brokerage - AU shares: From AUD 5 or 0.05%
• Brokerage - US shares: USD 0
• Sign-up process: Instant
• Support - After hours: Yes

Go to site

More info

Important: Share trading carries risk of capital loss.

Compare share trading platforms

Sort by:

Name	Product	Standard brokerage fee	Inactivity fee	Markets
IG Share Trading Finder Award		AUD 8 or 0.1%	AUD 50 per quarter if you make fewer than three trades in that period	ASX shares, Global shares, Forex, CFDs, Margin trading	$0 brokerage for US and global shares plus get an active trader discount of $5 commission on Australian shares. Enjoy some of the lowest brokerage fees on the market when trading Australian shares, international shares, forex and CFDs, plus get access to 24-hour customer support.	Go to site More Info	Compare	loading Fetching your data...
Bell Direct Share Trading Finder Award		AUD 15 or 0.1%	No	ASX shares, mFunds	Invest in Australian shares, options and managed funds from the one account with no inactivity fee. Bell Direct offers a one-second placement guarantee on market-to-limit ASX orders or your trade is free, plus enjoy extensive free research reports from top financial experts.	Go to site More Info	Compare	loading Fetching your data...
Superhero share trading		AUD 5	No	ASX shares	Pay zero brokerage on all Australian ETFs. Trade ASX stocks with a flat $5 commission fee and a low minimum investment of just $100.	Go to site More Info	Compare	loading Fetching your data...
CMC Markets Stockbroking Finder Award		AUD 11 or 0.1%	No	ASX shares, Global shares, Forex, CFDs, Margin trading, Options trading, mFunds	$0 brokerage on global shares including US, UK and Japan markets. Trade up to 9,000 products, including shares, managed funds, forex, commodities and cryptocurrencies, plus access up to 15 major global and Australian stock exchanges.	Go to site More Info	Compare	loading Fetching your data...
ANZ Share Investing		AUD 19.95	No	ASX shares, Global shares, Options trading, mFunds, ETFs, Warrants	Earn 1 Qantas Point per AU$3 spent on brokerage fees on certain instruments. Access Morningstar reports, company announcements and and live pricing via ANZ’s share investing platform. Available for desktop and mobile.	More Info	Compare	loading Fetching your data...
Westpac Online Investing Account		AUD 19.95 or 0.11%	AUD 63.50 per year on the global markets account	ASX shares, Global shares, Options trading, US shares	More Info	Compare	loading Fetching your data...

loading

Compare up to 4 providers

Clear selection

Compare

Is it a good time to buy Credit Intelligence stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Is Credit Intelligence under- or over-valued?

Valuing Credit Intelligence stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Credit Intelligence's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Credit Intelligence's P/E ratio

Credit Intelligence's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, Credit Intelligence shares trade at around 12x recent earnings.

That's relatively low compared to, say, the P/E ratio for the ASX over the 12 months to December 2019 (32.14). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Credit Intelligence's EBITDA

Credit Intelligence's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $5.2 million (£3 million).

The EBITDA is a measure of a Credit Intelligence's overall financial performance and is widely used to measure a its profitability.

Credit Intelligence share dividends

Dividend payout ratio: 21.74% of net profits

Recently Credit Intelligence has paid out, on average, around 21.74% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.79% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Credit Intelligence shareholders could enjoy a 1.79% return on their shares, in the form of dividend payments. In Credit Intelligence's case, that would currently equate to about A$0 per share.

While Credit Intelligence's payout ratio might seem low, this can signify that Credit Intelligence is investing more in its future growth.

The latest dividend was paid out to all shareholders who bought their shares by 3 September 2020 (the "ex-dividend date").

Have Credit Intelligence's shares ever split?

Credit Intelligence's shares were split on a 1000:3468 basis on 25 January 2018. So if you had owned 3468 shares the day before before the split, the next day you'd have owned 1000 shares. This wouldn't directly have changed the overall worth of your Credit Intelligence shares – just the quantity. However, indirectly, the new 246.8% higher share price could have impacted the market appetite for Credit Intelligence shares which in turn could have impacted Credit Intelligence's share price.

Credit Intelligence share price volatility

Over the last 12 months, Credit Intelligence's shares have ranged in value from as little as $0.011 up to $0.043. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (AU average) beta is 1, while Credit Intelligence's is -1.3832. This would suggest that Credit Intelligence's shares have been inversely-correlated to the average (for this exchange) – so when the broader market trended up or down, Credit Intelligence has bucked the trend.

Credit Intelligence overview

Credit Intelligence Limited provides debt restructuring and personal insolvency management services in Hong Kong, Singapore, and Australia. Its services include bankruptcy administration, and individual voluntary arrangement proposal consultancy and implementation services, as well as credit funding for corporate and individuals. The company is based in Central, Hong Kong.

Frequently asked questions

• What percentage of Credit Intelligence is owned by insiders?

  Currently 75.663% of Credit Intelligence shares are held by insiders.

• When does the fiscal year end for Credit Intelligence?

  Credit Intelligence's fiscal year ends in June.

• Where is Credit Intelligence based?

  Credit Intelligence's address is: Double Building, Central, Hong Kong

• What is Credit Intelligence's ISIN number?

  Credit Intelligence's international securities identification number is: AU0000013518