How to buy Chinese yuan (CNY) online

Learn how to get the best value when buying renminbi.

Last updated:

One of the easiest and most cost-effective ways of buying foreign currency is to order online and get it delivered to your door, or to order online and then pick it up in-store.

This guide explains where you can buy CNY in cash online and how to find the best rates when you do.

Quick guide: How to buy CNY online in 4 easy steps

  1. Compare the rates at different services and look for any fees which may apply.
  2. Choose the option that's best for you and then specify a pick-up or delivery location.
  3. Provide any details necessary and make your payment.
  4. Collect your CNY.

How buying foreign currency works

Compare online currency exchange services

Rates last updated July 19th, 2019
Name Product Description Minimum Order Amount Maximum Order Amount Delivery/Pickup Method Commission Fees
Travelex makes it easy to exchange and get the best rate on over 40 currencies so you can be prepared for your next holiday.
$500
$5,000
In Store or At Airport
$0

Compare up to 4 providers

Where's the best place to buy Chinese yuan?

The best place to buy depends on your situation. For example, a foreign currency delivery might be cheaper for someone living in the city than in the country. Or, if you don't know exactly how much RMB you'll need, you might get a smaller amount now and then top up at a currency exchange later if needed.

There are four main options to get Chinese yuan as physical cash.

Blue icon of a desktop screen Image: Infogram

Online

Pros

  • Typically the most cost-effective choice
  • Can choose between pick-up or delivery
  • Lets you compare a wider range of options to get the best deal

Cons

  • Requires planning ahead and takes time for the delivery

Blue icon of cash Image: Infogram

In-person at a money changer

Pros

  • It's usually quick and convenient to find a money changer near you
  • Lets you pay with cash or card in person
  • Rates will sometimes be negotiable

Cons

  • Rates can vary widely between different options
  • Comparing options is more difficult in person

Blue icon of a bank Image: Infogram

At a bank

Pros

  • Can often order money online from your bank
  • You may be able to find a wide range of currencies with some banks

Cons

  • Higher fees in comparison to other options will often apply
  • Exchange rates are usually non-competitive compared to smaller currency exchanges

Blue icon of a plane Image: Infogram

At the airport

Pros

  • A convenient option for travellers
  • You can often order online ahead of time for more favourable rates

Cons

  • Will usually be one of the most expensive options

Find out more about travel money when heading to China

What's the exchange rate right now?

Live Rate

= ¥ 4.8438

Refreshing in: 60s | Fri, Jul 19, 04:09AM GMT

Compare money transfer services

If you've decided a money transfer service is the best option for you, you can use the table below to compare what's out there.

If you want to send money to China, enter the details of the transfer into the calculator to see the rates and fees.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 2,000 1 day AUD 0.00 4.824 CNY
48,237
Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider. Go to site Show details
AUD 1 Within an hour AUD 3.99 4.786 CNY
47,838
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 3,000 1 day AUD 0.00 4.81 CNY
48,099
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
Go to site Show details
AUD 1 1 - 2 days AUD 75.00 4.844 CNY
48,074
Make online transfers at the mid-market rate with transparent fees in 45+ currencies. Go to site Show details
AUD 250 1 - 2 days AUD 0.00 4.824 CNY
48,244
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 200 1 - 2 days AUD 50.00 4.843 CNY
48,185
Exclusive: Finder customers receive $15 off their first transaction. T&Cs apply.
Quick and simple international money transfers with zero-margin exchange rates. There's a flat 0.5% transfer fee for most transfers. Earn loyalty points on sign up, referral and every transaction.
Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.


If you want to transfer money to China, you can learn more about it and what to watch out for in our guide on sending money to China.

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TorFX guarantees to match any competitor's exchange rate. Conditions apply.
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Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider.

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