Get the Finder app 🥳

Track your credit score

Free

How to buy Chinese yuan (CNY) online

Learn how to get the best value when buying renminbi.

Updated

Fact checked

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

One of the easiest and most cost-effective ways of buying foreign currency is to order online and get it delivered to your door, or to order online and then pick it up in-store.

This guide explains where you can buy CNY in cash online and how to find the best rates when you do.

Quick guide: How to buy CNY online in 4 easy steps

  1. Compare the rates at different services and look for any fees which may apply.
  2. Choose the option that's best for you and then specify a pick-up or delivery location.
  3. Provide any details necessary and make your payment.
  4. Collect your CNY.

How buying foreign currency works

Compare online currency exchange services

Data indicated here is updated regularly
Name Product Description Minimum Order Amount Maximum Order Amount Delivery/Pickup Method Commission Fees
Travelex Foreign Currency
Travelex makes it easy to exchange and get the best rate on over 40 currencies so you can be prepared for your next holiday.
$500
$5,000
In Store or At Airport
$0
loading

Compare up to 4 providers

Where's the best place to buy Chinese yuan?

The best place to buy depends on your situation. For example, a foreign currency delivery might be cheaper for someone living in the city than in the country. Or, if you don't know exactly how much RMB you'll need, you might get a smaller amount now and then top up at a currency exchange later if needed.

There are four main options to get Chinese yuan as physical cash.

Blue icon of a desktop screen Image: Infogram

Online

Pros

  • Typically the most cost-effective choice
  • Can choose between pick-up or delivery
  • Lets you compare a wider range of options to get the best deal

Cons

  • Requires planning ahead and takes time for the delivery

Blue icon of cash Image: Infogram

In-person at a money changer

Pros

  • It's usually quick and convenient to find a money changer near you
  • Lets you pay with cash or card in person
  • Rates will sometimes be negotiable

Cons

  • Rates can vary widely between different options
  • Comparing options is more difficult in person

Blue icon of a bank Image: Infogram

At a bank

Pros

  • Can often order money online from your bank
  • You may be able to find a wide range of currencies with some banks

Cons

  • Higher fees in comparison to other options will often apply
  • Exchange rates are usually non-competitive compared to smaller currency exchanges

Blue icon of a plane Image: Infogram

At the airport

Pros

  • A convenient option for travellers
  • You can often order online ahead of time for more favourable rates

Cons

  • Will usually be one of the most expensive options

Find out more about travel money when heading to China

What's the exchange rate right now?

Live Rate

= ¥ 4.7630

Refreshing in: 60s | Mon, Oct 26, 02:08AM GMT

Compare money transfer services

If you've decided a money transfer service is the best option for you, you can use the table below to compare what's out there.

If you want to send money to China, enter the details of the transfer into the calculator to see the rates and fees.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 0 Same day AUD 2.99 4.711 CNY
47,092
Special offers like free transfers and better exchange rates available for new customers.
Affordable transfers around the world with both express and economy options. Express transfers delievered in as little as 10 minutes for an extra fee.
Go to site Show details
AUD 2,000 1 day AUD 0.00 4.744 CNY
47,439
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 1 Same day AUD 3.99 4.706 CNY
47,039
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 4.744 CNY
47,439
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 200 1 - 2 days AUD 50.00 4.758 CNY
47,339
Exclusive: Use code FINDER10 to receive US$10 off your first transaction.
Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.
Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.


If you want to transfer money to China, you can learn more about it and what to watch out for in our guide on sending money to China.

Frequently asked questions

More guides on Finder

International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site