How to buy Cincinnati Financial Corporation (CINF) shares in Australia

Learn how to easily invest in Cincinnati Financial Corporation shares.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Cincinnati Financial Corporation (CINF) is a leading insurance-property & casualty business with stocks listed in the US. It opened the day at US$118.59 after a previous close of US$118.7. During the day the price has varied from a low of USD116.935 to a high of USD119.185. The latest price was USD118.81 (25 minute delay). Cincinnati Financial Corporation is listed on the NASDAQ. All prices are listed in US Dollars.

How to buy shares in Cincinnati Financial Corporation

  1. Compare share trading platforms. To buy shares in a US company from Australia you'll need to find a trading platform that offers access to US stock markets. If you're just starting out, look for a platform with low brokerage and foreign exchange fees.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and tax file number. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Cincinnati Financial Corporation. Find the share by name or ticker symbol: CINF. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Cincinnati Financial Corporation reaches your desired price. To spread out your risk, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of US$118.7, weigh your budget against a diversified portfolio that can minimise risk through the market's ups and downs. You may be able to buy a fractional share of Cincinnati Financial Corporation, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Cincinnati Financial Corporation. Optimise your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Cincinnati Financial Corporation stock price (NASDAQ:CINF)

Use our graph to track the performance of CINF stocks over time.

Cincinnati Financial Corporation shares at a glance

Information last updated 2021-11-19.
OpenUS$118.59
HighUS$119.185
LowUS$116.935
CloseUS$118.81
Previous closeUS$118.7
Change US$0.11
Change % 0.0927%
Volume 414,415
Information last updated 2021-12-04.
52-week rangeUS$77.278 - US$127.25
50-day moving average US$119.4936
200-day moving average US$115.8462
Target priceUS$135.8
PE ratio 7.4617
Dividend yield US$2.49 (2.12%)
Earnings per share (TTM) US$15.53

Where to buy Cincinnati Financial Corporation stock

Name Product Standard brokerage for US shares Currency conversion fee Markets
eToro (global stocks)
US$0
50 pips (US$0.50 for every AU$100 exchanged)
Global shares, US shares, ETFs
Zero brokerage share trading on US, Hong Kong and European stocks with trades as low as $50.
Note: This broker offers CFDs which are volatile investment products and most clients lose money trading CFDs with this provider.
Join the world’s biggest social trading network when you trade stocks, commodities and currencies from the one account.
IG Share Trading
US$0
0.70%
ASX shares, Global shares
$0 brokerage for US and global shares plus get an active trader discount of $5 commission on Australian shares.
Enjoy some of the lowest brokerage fees on the market when trading Australian shares, international shares, plus get access to 24-hour customer support.
Superhero share trading
US$0
50 pips (US$0.50 for every AU$100 exchanged)
ASX shares, US shares
Earn up to 15,000 Qantas frequent flyer points when you transfer an exisiting balance or trade. Offer valid for all new and existing Superhero members until 28 February.
Pay zero brokerage on US stocks and all ETFs and just $5 (flat fee) to trade Australian shares from your mobile or desktop.
Saxo Capital Markets (Classic account)
US$4
1%
ASX shares, Global shares, ETFs
Access 19,000+ stocks on 40+ exchanges worldwide
Low fees for Australian and global share trading, no inactivity fees, low currency conversion fee and optimised for mobile.
CommSec Share Trading Account
US$19.95
0.60%
ASX shares, Global shares, Options trading, ETFs
Trade with Australia's largest online stockbroking firm.
Enjoy fast, simple and affordable trades, with market leading research and broker recommendations all in one platform
loading

Compare up to 4 providers

The value of your investments can fall as well as rise and you may get back less than you invested. Past performance is no indication of future results.

Is it a good time to buy Cincinnati Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Cincinnati Financial Corporation share growth calculator

US$

Use the fields above to explore the returns from a historical investment. Please refer to the charts further up this page to see performance over 5 years, or other periods. Past performance doesn't indicate future results. Capital is at risk.

Considering buying Cincinnati Financial Corporation shares?

Before you consider Cincinnati Financial Corporation, you'll want to hear this.
Ticker Nerd uses advanced software to track hundreds of signals and data points to find stocks before they blow up. You can get the next two hot stocks they find sent to your inbox for free.

Show me how

Cincinnati Financial Corporation price performance over time

Historical closes compared with the last close of $118.81

1 week (2021-11-24) -0.84%
1 month (2021-11-05) -5.77%
3 months (2021-09-03) -1.87%
1 year (2020-12-04) 43.21%
2 years (2019-12-05) 13.48%
3 years (2018-12-04) 45.76%
5 years (2016-12-05) 54.64%

Is Cincinnati Financial Corporation under- or over-valued?

Valuing Cincinnati Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Cincinnati Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Cincinnati Financial Corporation's P/E ratio

Cincinnati Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 7x. In other words, Cincinnati Financial Corporation shares trade at around 7x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Cincinnati Financial Corporation's EBITDA

Cincinnati Financial Corporation's EBITDA (earnings before interest, taxes, depreciation and amortisation) is US$3.3 billion (£2.5 billion).

The EBITDA is a measure of a Cincinnati Financial Corporation's overall financial performance and is widely used to measure a its profitability.

Cincinnati Financial Corporation financials

Revenue TTM US$9 billion
Operating margin TTM 35.47%
Gross profit TTM US$1.7 billion
Return on assets TTM 7.09%
Return on equity TTM 23.4%
Profit margin 28.05%
Book value 73.501
Market capitalisation US$18.2 billion

TTM: trailing 12 months

Cincinnati Financial Corporation's environmental, social and governance track record

Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like Cincinnati Financial Corporation.

When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.

Cincinnati Financial Corporation's total ESG risk score

Total ESG risk: 28.69

Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and Cincinnati Financial Corporation's overall score of 28.69 (as at 12/31/2018) is nothing to write home about – landing it in it in the 47th percentile of companies rated in the same sector.

ESG scores are increasingly used to estimate the level of risk a company like Cincinnati Financial Corporation is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).

Cincinnati Financial Corporation's environmental score

Environmental score: 8.21/100

Cincinnati Financial Corporation's environmental score of 8.21 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Cincinnati Financial Corporation is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.

Cincinnati Financial Corporation's social score

Social score: 12.19/100

Cincinnati Financial Corporation's social score of 12.19 puts it squarely in the 7th percentile of companies rated in the same sector. This could suggest that Cincinnati Financial Corporation is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.

Cincinnati Financial Corporation's governance score

Governance score: 17.29/100

Cincinnati Financial Corporation's governance score puts it squarely in the 7th percentile of companies rated in the same sector. That could suggest that Cincinnati Financial Corporation is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.

Cincinnati Financial Corporation's controversy score

Controversy score: 2/5

ESG scores also evaluate any incidences of controversy that a company has been involved in. Cincinnati Financial Corporation scored a 2 out of 5 for controversy – the second-highest score possible, reflecting that Cincinnati Financial Corporation has, for the most part, managed to keep its nose clean.

Environmental, social, and governance (ESG) summary

Cincinnati Financial Corporation was last rated for ESG on: 2019-01-01.

Total ESG score 28.69
Total ESG percentile 47.14
Environmental score 8.21
Environmental score percentile 7
Social score 12.19
Social score percentile 7
Governance score 17.29
Governance score percentile 7
Level of controversy 2

Cincinnati Financial Corporation share dividends

42%

Dividend payout ratio: 41.65% of net profits

Recently Cincinnati Financial Corporation has paid out, on average, around 41.65% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.14% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Cincinnati Financial Corporation shareholders could enjoy a 2.14% return on their shares, in the form of dividend payments. In Cincinnati Financial Corporation's case, that would currently equate to about $2.49 per share.

While Cincinnati Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that Cincinnati Financial Corporation may be investing much of the rest of its net profits in future growth.

Cincinnati Financial Corporation's most recent dividend payout was on 13 January 2022. The latest dividend was paid out to all shareholders who bought their shares by 14 December 2021 (the "ex-dividend date").

Have Cincinnati Financial Corporation's shares ever split?

Cincinnati Financial Corporation's shares were split on a 105:100 basis on 3 April 2005. So if you had owned 100 shares the day before before the split, the next day you'd have owned 105 shares. This wouldn't directly have changed the overall worth of your Cincinnati Financial Corporation shares – just the quantity. However, indirectly, the new 4.8% lower share price could have impacted the market appetite for Cincinnati Financial Corporation shares which in turn could have impacted Cincinnati Financial Corporation's share price.

Cincinnati Financial Corporation share price volatility

Over the last 12 months, Cincinnati Financial Corporation's shares have ranged in value from as little as US$77.278 up to US$127.25. A popular way to gauge a stock's volatility is its "beta".

CINF.US volatility(beta: 0.69)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Cincinnati Financial Corporation's is 0.6935. This would suggest that Cincinnati Financial Corporation's shares are less volatile than average (for this exchange).

Cincinnati Financial Corporation overview

Cincinnati Financial Corporation, together with its subsidiary, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as markets deferred and immediate annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site