The best place to get your hands on some Australian dollars depends on what you need. The main options include:
Online
Pros
Can be an easy and convenient choice
Competitive rates
Choice of pick-up or delivery
Cons
May be slower than other options
Requires planning ahead
In-person at a money changer
Pros
Rates can often be negotiated
Easy to find and quick to exchange
Cons
Rates can vary widely by brand and branch location
Currency amounts and availability may not work for all needs
At a bank
Pros
Convenient and widely available
Can also order online from banks
Cons
Rates will typically not be competitive
Branch hours are limited compared to currency exchanges
At the airport
Pros
Quick and easy to find and use
Reliable and convenient
Several options to compare in a small area
Cons
Will often have some of the least-competitive rates around
What's the exchange rate right now?
Live Rate
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Compare money transfer services
If you want to send money to Australia, the same rules of going online and comparing options to find the best rates also apply.
The table below can make it easier. Enter your transfer details below and it will show you how much different services may cost when you make a transfer.
The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
Frequently asked questions
Yes. Exchanging any remaining AUD is often as easy as going to the same place you got it, but it won't always be an option.
You may have to find a new service or you could save it for your next trip.
It will typically be more cost-effective to buy foreign currency online, but the downside is you have to plan ahead and can't leave it until the last minute.
This means you'll have to buy AUD before going on holiday if you want to have access to the widest range of options.
Andrew Munro is the global cryptocurrency editor at Finder. After previously writing about insurance and other areas, he now covers the latest developments in digital assets and blockchain and works on Finder's comprehensive range of guides to help people understand cryptocurrency.
TorFX guarantees to match any competitor's exchange rate. Conditions apply. Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
$0 transfer fees for Finder customers.
$0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.
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