What else can Bupa cover me for?

Who is Bupa?

Bupa HI Pty Ltd is part of the international Bupa Group, a leading global healthcare organisation caring for over 32 million people worldwide. In Australia and New Zealand, Bupa draws on its international expertise to provide a superior standard of local healthcare services, support and advice.

What other types of insurance available?

As well as offering a range of hospital and extras health insurance options, Bupa also specialises in a number of other types of insurance including:

Bupa Travel Insurance

Bupa offers four levels of travel insurance which provide the minimum required level of cover for the countries you plan to travel to. These include:

  • Economy. Basic cover (minimum required for travel to New Zealand and South Pacific islands).
  • Standard. Provides a higher level of cover than the Economy cover (minimum required for travel to Asia, including Bali).
  • Super. Unlimited cover for medical expenses (minimum cover required for travel to the UK, Europe, South America, Russia, India, Africa and the Middle East).
  • Super Plus. The highest level of cover (minimum required for travel to the US, Canada and Japan).

Depending on the policy you select, you may be covered for:

  • 24/7 global emergency assistance
  • Overseas medical expenses
  • Unlimited cover for cancellation and rescheduling
  • Children covered at no extra cost

Bupa Pet Insurance

Bupa Pet Insurance offers a range of flexible policy options and three levels of cover to choose from including Basic cover for accidental injury only, Standard cover for illness and injury, and Ultimate cover for comprehensive cover with higher annual limits for illness and injury.

Illness and injury cover includes:

  • Up to 80% back on eligible vet bills
  • Up to $20,000 annual benefit limit
  • Cover for bone fractures
  • Cover for incidents with motor vehicles
  • Optional cover for dental illness with Ultimate cover

Bupa Life Insurance

Bupa offers three kinds of life insurance which pay out a lump sum if you die or suffer a serious illness:

Life Insurance Cover

  • A choice of cover amounts from $50,000 up to $1 million
  • No medical exams required
  • $15,000 advance funeral payment
  • 24/7 worldwide cover
  • Extra discounts for cover over $250,000
  • An extra 20% for death caused by an accident (up to $50,000)
  • Inflation protection of 5% a year
  • Guaranteed renewability till age 99
  • The option to suspend your cover for up to 12 months

Accidental Death Insurance

  • Cover from $50,000 up to $1 million
  • No health questions to answer
  • 24/7 worldwide cover
  • Extra discounts for cover over $250,000
  • Guaranteed acceptance
  • An extra 20% for death caused by an accident (up to $50,000)
  • Inflation protection of 5% a year
  • Guaranteed renewability till age 99
  • The option to pay by the month
  • The option to suspend cover for up to 12 months

Serious Illness Insurance

  • Cover from $50,000 up to $200,000
  • Cover for 6 specified serious illnesses
  • 24/7 worldwide cover
  • Guaranteed renewability till age 80
  • The option to suspend cover for up to 12 months
  • 24/7 worldwide cover

Bupa Home Insurance

Bupa offers three levels of home insurance, with the option to cover your home and contents, the building only or your contents only:

  • Fundamentals. A budget-friendly option that covers you for the basic events including fire, burglary, storm and water damage. Includes new-for-old contents replacement, alternative accommodation expenses and cover for valuable items up to $2,000.
  • Listed Events. Comprehensive cover for listed events including fire, theft, storm and water damage. Includes new-for-old contents replacement, valuable items cover up to $5,000 and alternative accommodation expenses.
  • Accidental Damage. The highest level of comprehensive cover for most events including fire, theft, storm and water damage and cover for accidental damage or loss of your belongings anywhere in Australia. Includes cover for permanent fixtures and valuable items plus alternative accommodation expenses.
  • Landlords Insurance. Covers leased or rented property against damage or vandalism and includes optional loss of rent and theft cover, water or liquid damage cover and accidental breakage cover for fixed glass, basins and toilets.

Bupa Car Insurance

Bupa provides a range of car insurance products, depending on your needs, ranging from basic third party to full comprehensive cover:

  • Third Party Damage. A budget-friendly option that covers damage your vehicle causes to third party vehicles or property. It includes a choice of repairer and a nominated driver option.
  • Third Party Fire and Theft. Covers damage your car causes to other vehicles or property plus fire and theft cover on your vehicle. It includes a nominated driver option, hire car and choice of repairer.
  • Comprehensive. The highest level of cover for damage and loss to your car or damage you cause to another vehicle or property. It includes windscreen cover, new-for-old replacement, low kilometre discount options and choice of repairer.
  • Caravan Insurance. Covers your static or touring caravan against accidental damage. It includes cover for fixtures and fittings, emergency accommodation and new-for-old replacement.

What are the benefits of Bupa?

As a Bupa member, you not only have access to all your insurance needs under one roof, but you can also benefit from a range of wellness programs for members and discounts on health-related products and services. As a leading health and care company, Bupa also runs care homes, retirement villages, diagnostic and wellness centres, hospitals and dental clinics.

Member benefits

Being a Bupa member entitles you to a range of member discounts and incentives including:

  • A 10% discount on your travel, life and car insurance
  • 10% bonus payment Serious Illness Insurance claims
  • Discounts on a wide range of health and wellness products and services
  • Discounts at fun places like Dreamworld, AMF Bowling, Event Cinemas and Rydges Hotels

Don Gribble

Don is a creative writer with extensive experience writing scripts, blogs, web content and ebooks. He enjoys writing because it allows him to know a little bit about a lot of subjects and to continue learning new things every day.

Was this content helpful to you? No  Yes

Related Posts

Compare health insurance on finder.com.au

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question
feedback