Brisbane Heat supporters’ Platinum credit card

Enjoy a 25,000 bonus points offer, $0 annual fee in the first year and complimentary insurance with a card that shows your team colours.

The CUA Brisbane Heat supporters’ Platinum is a rewards card available exclusively to paid-up Brisbane Heat supporters, offering you 1 point for every $1 you spend on purchases. It also offers an introductory 0% p.a. on balance transfers for the first 13 months (reverts to the cash advance rate of 21.74% p.a.). Plus, if you apply and are approved for this card, you can collect a bonus 25,000 reward points by spending $1,500 on purchases in the first three months.

Product NameCUA Brisbane Heat supporters' Platinum Credit Card
Rewards ProgramCUA Life Rich Rewards Program
Balance transfer rate (p.a.)0% p.a. for 13 months
Balance Transfer Revert Rate
The interest rate after the balance transfer ends.
Cash Advance Rate (21.74% p.a.)
Balance Transfer Limit80% of available credit limit
Purchase rate (p.a.)19.99% p.a.
Annual fee$0 p.a. annual fee for the first year ($149 p.a. thereafter)
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)21.74% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$5,000
Card TypeMastercard
Foreign Currency Conversion Fee (MC)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.4% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available To Temporary ResidentsNo
Credit Rating RequirementGood
Annual fee$0 p.a. annual fee for the first year ($149 p.a. thereafter)
Minimum Monthly Repayment$35 or 3% of the closing balance, whichever is greater
Late Payment Fee$12.50
Cash Advance Fee2% of the cash advance amount, with minimum of $3.50
Foreign Currency Conversion Fee
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You'll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3.4%
of transaction value
Gambling Transactions AllowedYes
Number of Additional Cardholders9

Pros

  • Enjoy $0 annual fee for the first year.
  • Receive 25,000 bonus points when you spend $1,500 in the first 3 months.
  • Introductory balance transfer rate of 0% p.a. for 13 months.
  • Enjoy up to 55 days interest-free on purchases.

Cons

  • A standard cash advance rate of 21.74% p.a. applies at the end of the promotional balance transfer period.
Rewards ProgramCUA Life Rich Rewards Program
Bonus Points25,000 bonus points
Rewards Points per $ spent (VISA/MC)1
Rewards Points per $ (VISA/MC) Cap100,000
Rewards Points per $ (AMEX) CapN/A

Review of the CUA Brisbane Heat supporters’ Platinum credit card

With a stylish design that features the Brisbane Heat logo and blue flames on a black background, this card lets you show you’re a Brisbane Heat member whenever you pay with plastic. You can redeem the points you earn for your spending with this card for rewards including travel, gift cards and merchandise available through the CUA Life Rich Rewards program.

You can also enjoy complimentary international travel insurance, transit accident insurance and purchase protection cover plus a platinum Mastercard concierge service that can help you with anything from booking holidays and restaurants to buying gifts for loved ones. Alongside these benefits is a standard annual fee of $149 that’s waived in the first year and a variable interest rate of 19.99% p.a. for purchases.

Features and benefits of the CUA Brisbane Heat supporters’ Platinum credit card

Here are the key perks you can enjoy with this platinum rewards card:

  • Brisbane Heat benefits. This card comes with the Brisbane Heat logo and colours on it and gives you access to a free Heat VR App that offers you a virtual reality tour of the Gabba and exclusive Brisbane Heat video content.
  • 25,000 bonus points. You can get a bonus 25,000 CUA Life Rich reward points with this card if you apply and are approved, and then spend $1,500 on purchases in the first three months.
  • Rewards program. This card earns 1 point per $1 spent on eligible purchases, with a spending cap of $100,000 per year. You can redeem your points for a range of travel and lifestyle rewards available through the CUA Life Rich Rewards program. Note that you won’t be eligible to earn points on the following transactions: cash advances, gambling transactions, government charges, bank fees and charges, balance transfers and account adjustments from disputed transactions.
  • 0% on balance transfers for 13 months. If you have existing credit card debt you want to pay off, this card offers an introductory 0% p.a. on balance transfers for the first 13 months. Take note that the standard variable cash advance rate of 21.74% p.a. will apply if there’s debt left over at the end of the promotional period.
  • Complimentary travel insurance. Use the CUA Brisbane Heat supporters’ Platinum card to pay for at least $500 of your travel costs before you go overseas to activate the complimentary international travel insurance cover available through this card. This insurance can also cover an eligible spouse and/or dependents travelling with you. If you pay for your entire trip on the card, you’ll also enjoy complimentary transit accident insurance to help cover the cost of any injuries that may arise when you’re travelling on a plane, bus, train or short-haul ferry. For full cover details and requirements, refer to the CUA Platinum credit card terms and conditions available on the CUA website.
  • Complimentary purchase protection insurance. Get peace of mind with up to 90 consecutive days of worldwide cover against loss, theft or accidental damage for eligible items you pay for with your CUA Brisbane Heat supporters’ Platinum Mastercard.
  • Contactless and mobile payments. This credit card is compatible with both Apple Pay and Google Pay. It also offers contactless payments at the checkout.

Rates and fees of the CUA Brisbane Heat supporters’ Platinum credit card

Keep these costs in mind when deciding if this CUA Brisbane Heat supporters’ credit card is right for you:

  • Annual fee. This card offers a $0 annual fee in the first year. After that, a standard annual fee of $149 applies.
  • Purchase rate. This card charges a standard variable interest rate of 19.99% p.a. for purchases.
  • Interest-free days on purchases. If you pay your account off in full by the due date on each statement, you can get up to 55 days interest free on purchases. Note that interest-free days are not available for cash advances or if you carry a balance from a balance transfer.
  • Cash advance rate. If you use this card to get cash out or for any other cash advance transaction, a variable interest rate of 21.74% p.a. will apply. Note that this rate also applies for any balance transfer debt remaining at the end of the promotional period.
  • International transaction fee. A fee worth 3.4% of the transaction value applies when you use this card overseas or to pay for online purchases with a merchant based overseas.

How to apply for the CUA Brisbane Heat supporters’ Platinum credit card

You can apply for the CUA Brisbane Heat supporters’ Platinum Mastercard online in a few minutes. Before you get started, make sure you meet the following eligibility requirements and have all the essential documents and details on hand.

Eligibility requirements

  • Are you at least 18 years of age? You must be at least 18 years old to apply for a credit card in Australia.
  • Are you an Australian citizen or permanent resident? You can only apply for this credit card if you’re a permanent resident or Australian citizen.
  • Are you a Brisbane Heat member? This card is specifically for Brisbane Heat supporters who have bought a membership with the club.

Documents and details

  • Personal information. You’ll need to provide a range of personal details, including your full name, date of birth, residential address, email address and contact number. You also need to share a valid form of identification, such as your driver’s licence, passport or Medicare card.
  • Employment details. This includes your employment status, salary and your employer’s contact details. You may also need to provide recent payslips or your latest tax assessment notice to confirm these details.
  • Financial information. You’ll need to include information about any other sources of income or assets such as savings accounts, shares and investments. You also need to share details of any existing debts and estimate your household spending on essentials such as rent/mortgage payments, groceries, transport and electricity bills.

With bonus points, a 0% balance transfer rate for the first 13 months and $0 annual fee in the first year, the CUA Brisbane Heat supporters’ Platinum credit card offers a range of potential benefits if you’re a new customer. Just remember to look at the ongoing features and costs of the card when deciding if it’s right for you.

Back to top
Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

Credit Cards Comparison

Rates last updated February 21st, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
American Express Velocity Escape Card
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
$0 p.a.
Receive a bonus 12,500 Velocity Points, pay a $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
NAB Premium Card - Exclusive Offer
19.74% p.a.
0% p.a. for 25 months
$90 p.a.
Exclusive to finder.com.au, enjoy a no BT fee, 0% balance transfer offer for 25 months and seven complimentary insurance covers.
St.George Vertigo Platinum - Online Offer
12.74% p.a.
0% p.a. for 24 months
$99 p.a.
Platinum card benefits including complimentary insurance, plus 0% p.a. for 24 months on balance transfers (with no BT fee). Ends 28 February 2018.
Westpac Low Rate - Online Offer
13.49% p.a.
0% p.a. for 30 months with 2% balance transfer fee
$0 p.a. annual fee for the first year ($59 p.a. thereafter)
Take advantage of 0% p.a. for 30 months on balance transfers with a 2% balance transfer fee when you apply online by 28 February 2018.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site