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11 sites that offer book now pay later flights and tours

Secure that bargain holiday by laybying your flight or tour with these websites.

The fact that payday hasn’t arrived yet shouldn’t mean that you have to miss out on snapping up a hot holiday deal. If you’ve got the time and can come up with the dosh by a deadline, these websites will let you book for free, or with a small deposit, to let you secure that holiday.

Genius, right?


1. Flight Centre
It’s all about interest-free holidays when you book your dream trip with one of Australia’s leading travel agencies: Flight Centre.

It’s no secret that holidays can put a dent in your wallet and if you have to borrow money with interest attached to pay for it when the price is right, that’s extra cash you could be spending on a mojito on the beach. Flight Centre has the answer.

  • Airlines you can book with: Tigerair, Qantas, Jetstar, Virgin Australia, Emirates, Air New Zealand, Etihad, Qatar and more.
  • Deposit: Varies.
  • Book-now pay-later policy: Interest-free holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed upon term. Weekly, fortnightly and monthly payment agreements are available.

Go to Flight Centre website View coupon codes for Flight Centre


2. Contiki
Featuring tours for 18-35 year old travellers, Contiki offers flights specified on individual trip itineraries, which you can secure with a deposit.

If you have your eye on a Contiki tour then you don’t have to shell out the full amount straightaway to look forward to it. Contiki offers its own payment plans while also being aligned with ZipMoney to give you interest free options for up to six mon

  • Airlines you can book with: Contiki specialises in tours and while internal flights are included, flights to and from your start/end destinations are not. If you would like to book flights for these legs, contact Contiki for your options.
  • Deposit: Varies per tour
  • Book-now pay-later policy: Contiki's own book now, pay later service requires a deposit within seven days of book. Full payment is often required 45 days prior to departure. An alternative is to use ZipMoney, which requires an establishment fee that will

Go to Contiki website View coupon codes for Contiki


3. Virgin Australia
Need a few days to submit your annual leave before committing to that holiday? Virgin Australia has the answer.

It’s called the Hold This Price option and lets you secure the price of your flights for up to two days so you can figure out your finances/annual leave/group situation before committing to purchasing your ticket.

  • Airlines you can book with: Virgin Australia.
  • Fee: $15
  • Hold this fee policy: The Hold This Price option is available for select flights only and lets you hold the price of a flight for 48 hours for an Elevate fare or 72 hours for a Freedom or Business fare. Fee must be paid in full via credit card.

Go to Virgin Australia website View coupon codes for Virgin Australia


4. STA Travel
The student life is hard, but STA Travel makes it easier by letting youths and teachers layby flights.

Even if you don’t fit the bill STA is targeting, you can still buy flights for a good price. If you’re not ready to pay for your adventure upfront, STA’s layby program gives you the chance to delay most of the payment until eight weeks before you fly off.

  • Airlines you can book with: Qantas, Scoot, Etihad, Thai Airways, Royal Brunei and Emirates.
  • Deposit: $99. This is a non-refundable deposit which includes a $10 service fee.
  • Book-now pay-later policy: Layby is only available on STA Exclusive tickets, includes select multi-stop and round-the-world routes and select flights may require you to be under 30, a teacher or a student. Full payment must be made eight weeks prior to de

Go to STA Travel website View coupon codes for STA Travel


5. G Adventures
Gear up for an active, marine, expedition or budget adventure with one of the best in the tour business.

G Adventures specialises in small group tours so if you wait too long you could miss a spot on one! Thankfully the company lets you book tours for a $250 deposit, so you can avoid the disappointment of missing out.

  • Airlines you can book with: G Adventures specialises in tours and while internal flights are included, flights to and from your start/end destinations are not.
  • Deposit: $250 per booking, per person.
  • Book-now pay-later policy: Deposit must be paid when booking to secure your spot and price. Full payment is required 60 days prior to your trip or 90 days prior for expeditions. Deposits are non-refundable.

Go to G Adventures website View coupon codes for G Adventures


6. Hawaiian Airlines
Considering a an Hawaiian island getaway, road trip around The States or Asia/South Pacific getaway but need some extra time to think it over? Hawaiian Airlines has your back.

While it doesn't have a layby option so to speak, the airline does offer a generous fare-hold period. Seven days to be exact. That's enough time to convince the crew to go on a well-deserved, don't you think?

  • Airlines you can book with: Hawaiian Airlines
  • Fees: $6-11 depending on your route.
  • Fare-hold policy: Fare-hold is only available for flights book directly with Hawaiian Airlines. Fee is non-refundable and does not go towards your ticket fare. Flight must be purchased by the expiry date provided during the reservation process or the rese

Go to Hawaiian Airlines website View coupon codes for Hawaiian Airlines


7. Scoopon
Staycation, domestic break or international holiday. Whichever you're in need of, Scoopon can secure you that holiday for cheap.

The daily deals site that specialises in heavily discounted experiences and holidays offers zipPay, enabling customers to book the big trips without having to pay them off straight away.

  • Destinations you can book: Australia, Bali, Fij and more.
  • Fee: $5 monthly account fee. Minimum monthly repayments of $40.
  • ZipPay policy: Interest-free payments applies so long as full payment is made by the due date. This is 30 or 60 days, depending on date of purchase. The use of zipPay is subject to approval.

Go to Scoopon website View coupon codes for Scoopon


Jetstar.ThailandBookNowPayLater

8. Jetstar

When there are so many bargain flights to be had it can be hard to resist snapping them up. That’s why Jetstar has paired with Afterpay – to let you save your seat before paying in full to fly.

Any budget flyer will know that Jetstar constantly tempts us to impulsively purchase a cheap-as-chips flight, but if you’re unsure whether it’ll work out or not, the carrier’s Price Lock guarantee can bring you peace of mind. For a nominal fee

  • Airlines you can book with: Jetstar.
  • Fee: $11
  • Afterpay policy: Available on domestic flight bookings between $200-$1,000 made at least eight weeks before departure.

Go to Jetstar website

View coupon code for Jetstar


9. Student Flights

Catering to students and the under-26 crowd, Student Flights can lay-by your flights because it knows that money can be a bit tight, but travel is always a must.

Although offering a lay-by option, Student Flights does limit the airlines to just a few and doesn't offer the service on domestic flights. You'll also need to be a full-time student or younger than 26 to take advantage.

  • Airlines you can book with: Etihad, Virgin Australia, Air New Zealand, Malaysian Airlines and Qatar.
  • Deposit: $100
  • Book-now pay-later policy: Available on Black Market flights only that are booked at least 60 days in advance.

Go to Student Flights website


qantas.booknowpaylaterflights

10. Qantas

This airline understands that planning a holiday can take time, so it gives you more than enough to pay for your flight with the carrier.

When it comes to book-now pay-later options, Qantas has some of the best. This option is available on select flights from Australia, New Zealand and the United Kingdom. These flights include domestic Flex, Business and Jetstar Max flights and select inter

  • Airlines you can book with: Qantas.
  • Deposit: $25
  • Book-now pay-later policy: Available on select flights. Not available on Saver fares, Red e Deal fares, round-the-world tickets, flights purchased with points and Jetstar and Qantas combined trips. When insurance or carbon offset are chosen you must add these extras after full payment has been made. A holding deposit applies for book-now pay-later bookings.

Go to Qantas website

View coupon code for Qantas


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11. Tigerair

Secure those cheap-as-chips flights with a "fare freeze" that is literally the cost of a packet of chips.

Tempting Tigerair fares can often be met with impulse purchases that are left unfulfilled. Tigerair's fare freeze lets you lock-in a flight price for up to 48-hours to give you the time to confirm your travels with friends.

  • Airlines you can book with: Tigerair
  • Fee: $3 per person, per sector
  • Fare freeze policy: Available on select bookings only. Not available on flights less than 27 days away. Excludes special sale fares. After you choose fare freeze you have 48-hours to complete your booking. The fare freeze fee is non-refundable and must be paid immediately to guarantee the flight price.

Go to Tigerair website

View coupon code for Tigerair


What are the book now pay later terms with these sites?

CompanyRequired deposit or feeTerms
Flight Centre$99 annual feeAvailable for holiday purchases of $999 or more. Credit approval required.
Contiki$200 depositFull payment is required 45 days prior to departure.
Virgin Australia$15 fee to hold for two daysAvailable on domestic flights booked at least 14 days in advance.
STA Travel$99 deposit plus $10 service feeOnly available on STA Exclusive tickets
G Adventures$250 depositFull payment required 60-90 days prior to departure, depending on your tour.
Hawaiian Airlines$6-$11 fee depending on routeFee holds the fare for 3-7 days before payment is required.
Jetstar$10 fee for AfterpayLimited to domestic flight bookings between $200-$1,000.
Student Flights$100 depositAvailable on Black Market flights only booked at least 60 days in advance.
Qantas$25 depositAvailable on select flights. Payment due date varies and is noted when making the booking.
Tigerair$3 fee per person, per sectorFee holds fare for 48 hours. Available on flights made at least 27 days in advance.

Which airlines let me book now and pay later?

Qantas Australia allows you to book now and pay later via its interest-free finance option. Airlines such as Jetstar and Virgin Australia let you hold the price of your flight for a certain period for a small fee.


Which tour companies let me book now and pay later?

Most tour companies will allow you to book now and pay later or in instalments with final payment being around 60 days prior to departure. It’s common for deposits to be around $250. Tour companies that offer these or similar payment options include Intrepid Travel, G Adventures, Geckos and Contiki.


What hotel sites let me book now, pay later?

Many hotel sites allow you to book your hotel stay and pay later or pay when you arrive at the hotel. These include hotels.finder.com.au, lastminute.com.au, wotif.com, hotels.com and booking.com. Choosing this option may incur a greater charge than choosing to pay when booking. Book-now pay-later hotel options may also include a free cancellation period within a certain number of days prior to your stay.


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London flights from $995 return

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Up to 30% off riverboat adventures

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Up to $550 off Australia tours Valid on select 2018 departures. Destinations include Darwin, Alice Springs, Sydney, Cairns, Whitsundays and more. T&Cs apply.

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New York flights from $959 return

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Tokyo flights from $545 return

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Up to 20% off sailing adventures

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Valid on select tours from 9 June - August 2018. Destinations include Croatia, Bali, Norway, Greece and more. T&Cs apply.

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North America flights from $1,571 return

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International flights from $595 return with Thai Airways

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International flights from $363 return with Air New Zealand

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International flights from $1,133 return with Cathay Pacific

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Europe flights from $1,049 return with Etihad

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Europe flights from $969 return

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Helsinki flights from $729 return

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Valid for travel from 3 May - 25 November 2018 with British Airways. Sample fare is Melbourne-Helsinki.

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10% off Australia sun seeker tour

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Up to $156 off New Zealand tour

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Up to 15% off Japan and Korea tours

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Up to 20% off Australia tours

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Up to 15% off USA and Canada tours

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Up to 30% off last-minute Asia tours Valid on select tours departing until 26 December, including Asian Adventure and Eternal India.

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Up to 30% off last-minute Europe tours Book a range of last-minute Contiki tours, from week long jaunts to month long journeys, to destinations like Italy, France, Germany, Greece and more for up to 30% off.

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Up to $360 off Europe Winter trips

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Valid for travel on select dates. Destinations include United Kingdom, Netherlands, France, Belgium, Switzerland, Spain and more. T&Cs apply.

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Up to 20% off New Zealand tours

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Valid for travel from 1 June - 27 August 2018. Destinations include Wellington, Auckland and Christchurch. T&Cs apply.

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Up to 20% off Jamaica tours

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Valid for travel from 9-23 July 2018. T&Cs apply.

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Up to 10% off Cuba sailing

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Up to 15% off Africa tours

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Valid for travel on select dates from 24 June - 7 September 2018. Destinations include Nairobi, Johannesburg, Durban, Victoria Falls, Windhoek, Cape Town, Maun, Zanzibar, Moshi, Kampala and more. T&Cs apply.

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Up to 15% off China and Tibet tours

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Valid for travel from 19 June - 6 September 2018. Destinations include Hong Kong, Shanghai, Beijing and more. T&Cs apply.

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Up to 15% off Morocco tours

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Valid for travel from 20 May - 12 June 2018. T&Cs apply.

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Up to 10% off Mexico and Central America tours

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Valid for travel from 18 June - 8 August 2018. Destinations include San Jose, Belize City, Costa Rica and more. T&Cs apply.

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Up to 15% off Europe tours

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Valid for travel from 28 June - 3 September 2018. Destinations include Switzerland, Italy, Iceland, Greece and more. T&Cs apply.

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Up to 25% off Southeast Asia tours

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Valid for travel from 21 May - 7 September 2018. Destinations include Myanmar, Chiang Mai, Bangkok and more. T&Cs apply.

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Up to 20% off Borneo tours

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Valid on select dates until 1 August 2018. Destinations include Kota Kinabalu, Malaysia and more. T&Cs apply.

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Up to 20% off North America tours

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Valid for travel from 15 June - 3 September 2018. Destinations include San Francisco, Los Angeles, Las Vegas, Toronto, New York, Boston and more. T&Cs apply.

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Up to 15% off Maldives Dhoni cruising

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Valid for cruise from 11-25 August 2018. T&Cs apply.

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Up to 15% off India and Sri Lanka tours

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Valid for travel from 13 June - 11 September 2018. Destinations include Delhi, Kathmandu and more. T&Cs apply.

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Up to 15% off select Norway departures

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Valid on select dates until 1 June 2018. T&Cs apply.

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Up to 10% off Israel tours

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Valid for travel from 9-11 August 2018. Destinations include Tel Aviv, Jerusalem, Bethlehem and more. T&Cs apply.

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Up to 40% off Ganges riverboat adventure

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Valid for travel on select dates from 11 July - 24 August 2018. Destinations include Farakka, Jangipur, Kolkata, Delhi, Varanasi, Bodh Gaya and more. T&Cs apply.

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Up to 15% off South America tours

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Valid for travel on select dates from 25 June - 29 September 2018. Destinations include Peru, Ecuador, Amazon, Lima, Bolivia, Machu Picchu, Santiago, Buenos Aires, Rio de Janeiro, La Paz and more. T&Cs apply.

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Up to 10% off Galapagos tours

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3-day Transylvania Halloween party tour from $389 Valid for travel on 31 October 2018. Includes guided tour of Bran castle, Halloween tent party on the castle grounds and return transportation. T&Cs apply.

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Up to 15% off Antarctica and Artcic expedition cruises

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Up to 20% off Greek island hopping tours Valid for travel on select 2018 dates. Includes meals, accommodation, transport and more. Destinations include Athens, Mykonos, Santorini and more. T&Cs apply.

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Up to $909 off Latin America tours Valid for travel on select 2018 dates. Destinations include Mexico, Belize, Guatemala, Costa Rica and more. T&Cs apply.

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Up to 20% off 13-day Baltic adventure Valid for travel on select dates from May-August 2018. Destinations include Tallinn, Helsinki and more. T&Cs apply.

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10% off select New Zealand tours

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Stephanie Yip

Stephanie is the travel editor at finder.com.au. On top of being an avid traveller, she's an all-round bargain hunter. If there's a deal on hotels or a sale on flights, she'll know about it. And she'll let you know about it, too. Though probably not before she buys her own ticket.

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