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12 sites that offer book now pay later flights and tours

Secure that bargain holiday by laybying your flight or tour with these websites.

The fact that payday hasn’t arrived yet shouldn’t mean that you have to miss out on snapping up a hot holiday deal. If you’ve got the time and can come up with the dosh by a deadline, these websites will let you book for free, or with a small deposit, to let you secure that holiday.

Genius, right?


1. Flight Centre
It’s all about interest-free holidays when you book your dream trip with one of Australia’s leading travel agencies: Flight Centre.

It’s no secret that holidays can put a dent in your wallet and if you have to borrow money with interest attached to pay for it when the price is right, that’s extra cash you could be spending on a mojito on the beach. Flight Centre has the answer.

  • Airlines you can book with: Tigerair, Qantas, Jetstar, Virgin Australia, Emirates, Air New Zealand, Etihad, Qatar and more.
  • Deposit: Varies.
  • Book-now pay-later policy: Interest-free holidays are for purchases of $999 or more. Applicants must be credit approved and must pay the loan in full by the end of the agreed upon term. Weekly, fortnightly and monthly payment agreements are available.

Go to Flight Centre website View coupon codes for Flight Centre


2. Contiki
Featuring tours for 18-35 year old travellers, Contiki offers flights specified on individual trip itineraries, which you can secure with a deposit.

If you have your eye on a Contiki tour then you don’t have to shell out the full amount straightaway to look forward to it. Contiki offers its own payment plans while also being aligned with ZipMoney to give you interest free options for up to six mon

  • Airlines you can book with: Contiki specialises in tours and while internal flights are included, flights to and from your start/end destinations are not. If you would like to book flights for these legs, contact Contiki for your options.
  • Deposit: Varies per tour
  • Book-now pay-later policy: Contiki's own book now, pay later service requires a deposit within seven days of book. Full payment is often required 45 days prior to departure. An alternative is to use ZipMoney, which requires an establishment fee that will

Go to Contiki website View coupon codes for Contiki


3. Luxury Escapes
Affordable and luxury rarely go together, but that's just what Luxury Escapes specialises in. This is a site where deals up to 65% off upscale holidays or more are a regular occurrence.

The site offers a short list of curated deals that are usually just available for a few days with a selection that's always changing. But no need to worry if you need a few days to gather the cash to pay for your holiday.

  • Destinations you can book: Bali, Thailand, Australia, Fiji and more
  • Fees: $4.95 per month while you're still owing money
  • Price-hold policy: Interest-free payment plan for the first six months, plus the admin fee. An interest rate will apply to any balance remaining after six months.

Go to Luxury Escapes website View coupon codes for Luxury Escapes


4. Virgin Australia
Need a few days to submit your annual leave before committing to that holiday? Virgin Australia has the answer.

It’s called the Hold This Price option and lets you secure the price of your flights for up to two days so you can figure out your finances/annual leave/group situation before committing to purchasing your ticket.

  • Airlines you can book with: Virgin Australia.
  • Fee: $15
  • Hold this fee policy: The Hold This Price option is available for select flights only and lets you hold the price of a flight for 48 hours for an Elevate fare or 72 hours for a Freedom or Business fare. Fee must be paid in full via credit card.

Go to Virgin Australia website View coupon codes for Virgin Australia


5. STA Travel
The student life is hard, but STA Travel makes it easier by letting youths and teachers layby flights.

Even if you don’t fit the bill STA is targeting, you can still buy flights for a good price. If you’re not ready to pay for your adventure upfront, STA’s layby program gives you the chance to delay most of the payment until eight weeks before you fly off.

  • Airlines you can book with: Qantas, Scoot, Etihad, Thai Airways, Royal Brunei and Emirates.
  • Deposit: $99. This is a non-refundable deposit which includes a $10 service fee.
  • Book-now pay-later policy: Layby is only available on STA Exclusive tickets, includes select multi-stop and round-the-world routes and select flights may require you to be under 30, a teacher or a student. Full payment must be made eight weeks prior to de

Go to STA Travel website View coupon codes for STA Travel


6. G Adventures
Gear up for an active, marine, expedition or budget adventure with one of the best in the tour business.

G Adventures specialises in small group tours so if you wait too long you could miss a spot on one! Thankfully the company lets you book tours for a $250 deposit, so you can avoid the disappointment of missing out.

  • Airlines you can book with: G Adventures specialises in tours and while internal flights are included, flights to and from your start/end destinations are not.
  • Deposit: $250 per booking, per person.
  • Book-now pay-later policy: Deposit must be paid when booking to secure your spot and price. Full payment is required 60 days prior to your trip or 90 days prior for expeditions. Deposits are non-refundable.

Go to G Adventures website View coupon codes for G Adventures


7. Hawaiian Airlines
Considering a an Hawaiian island getaway, road trip around The States or Asia/South Pacific getaway but need some extra time to think it over? Hawaiian Airlines has your back.

While it doesn't have a layby option so to speak, the airline does offer a generous fare-hold period. Seven days to be exact. That's enough time to convince the crew to go on a well-deserved, don't you think?

  • Airlines you can book with: Hawaiian Airlines
  • Fees: $6-11 depending on your route.
  • Fare-hold policy: Fare-hold is only available for flights book directly with Hawaiian Airlines. Fee is non-refundable and does not go towards your ticket fare. Flight must be purchased by the expiry date provided during the reservation process or the rese

Go to Hawaiian Airlines website View coupon codes for Hawaiian Airlines


8. Scoopon
Staycation, domestic break or international holiday. Whichever you're in need of, Scoopon can secure you that holiday for cheap.

The daily deals site that specialises in heavily discounted experiences and holidays offers zipPay, enabling customers to book the big trips without having to pay them off straight away.

  • Destinations you can book: Australia, Bali, Fij and more.
  • Fee: $5 monthly account fee. Minimum monthly repayments of $40.
  • ZipPay policy: Interest-free payments applies so long as full payment is made by the due date. This is 30 or 60 days, depending on date of purchase. The use of zipPay is subject to approval.

Go to Scoopon website View coupon codes for Scoopon


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9. Jetstar

When there are so many bargain flights to be had it can be hard to resist snapping them up. That’s why Jetstar has paired with Afterpay – to let you save your seat before paying in full to fly.

Any budget flyer will know that Jetstar constantly tempts us to impulsively purchase a cheap-as-chips flight, but if you’re unsure whether it’ll work out or not, the carrier’s Price Lock guarantee can bring you peace of mind. For a nominal fee

  • Airlines you can book with: Jetstar.
  • Fee: $11
  • Afterpay policy: Available on domestic flight bookings between $200-$1,000 made at least eight weeks before departure.

Go to Jetstar website

View coupon code for Jetstar


10. Student Flights

Catering to students and the under-26 crowd, Student Flights can lay-by your flights because it knows that money can be a bit tight, but travel is always a must.

Although offering a lay-by option, Student Flights does limit the airlines to just a few and doesn't offer the service on domestic flights. You'll also need to be a full-time student or younger than 26 to take advantage.

  • Airlines you can book with: Etihad, Virgin Australia, Air New Zealand, Malaysian Airlines and Qatar.
  • Deposit: $100
  • Book-now pay-later policy: Available on Black Market flights only that are booked at least 60 days in advance.

Go to Student Flights website


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11. Qantas

This airline understands that planning a holiday can take time, so it gives you more than enough to pay for your flight with the carrier.

When it comes to book-now pay-later options, Qantas has some of the best. This option is available on select flights from Australia, New Zealand and the United Kingdom. These flights include domestic Flex, Business and Jetstar Max flights and select inter

  • Airlines you can book with: Qantas.
  • Deposit: $25
  • Book-now pay-later policy: Available on select flights. Not available on Saver fares, Red e Deal fares, round-the-world tickets, flights purchased with points and Jetstar and Qantas combined trips. When insurance or carbon offset are chosen you must add these extras after full payment has been made. A holding deposit applies for book-now pay-later bookings.

Go to Qantas website

View coupon code for Qantas


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12. Tigerair

Secure those cheap-as-chips flights with a "fare freeze" that is literally the cost of a packet of chips.

Tempting Tigerair fares can often be met with impulse purchases that are left unfulfilled. Tigerair's fare freeze lets you lock-in a flight price for up to 48-hours to give you the time to confirm your travels with friends.

  • Airlines you can book with: Tigerair
  • Fee: $3 per person, per sector
  • Fare freeze policy: Available on select bookings only. Not available on flights less than 27 days away. Excludes special sale fares. After you choose fare freeze you have 48-hours to complete your booking. The fare freeze fee is non-refundable and must be paid immediately to guarantee the flight price.

Go to Tigerair website

View coupon code for Tigerair


What are the book now pay later terms with these sites?

CompanyRequired deposit or feeTerms
Flight Centre$99 annual feeAvailable for holiday purchases of $999 or more. Credit approval required.
Contiki$200 depositFull payment is required 45 days prior to departure.
Luxury Escapes$4.95 per month until paid in fullInterest free for the first six months, plus the $4.95 fee.
Virgin Australia$15 fee to hold for two daysAvailable on domestic flights booked at least 14 days in advance.
STA Travel$99 deposit plus $10 service feeOnly available on STA Exclusive tickets
G Adventures$250 depositFull payment required 60-90 days prior to departure, depending on your tour.
Hawaiian Airlines$6-$11 fee depending on routeFee holds the fare for 3-7 days before payment is required.
Jetstar$10 fee for AfterpayLimited to domestic flight bookings between $200-$1,000.
Student Flights$100 depositAvailable on Black Market flights only booked at least 60 days in advance.
Qantas$25 depositAvailable on select flights. Payment due date varies and is noted when making the booking.
Tigerair$3 fee per person, per sectorFee holds fare for 48 hours. Available on flights made at least 27 days in advance.

Which airlines let me book now and pay later?

Qantas Australia allows you to book now and pay later via its interest-free finance option. Airlines such as Jetstar and Virgin Australia let you hold the price of your flight for a certain period for a small fee.


Which tour companies let me book now and pay later?

Most tour companies will allow you to book now and pay later or in instalments with final payment being around 60 days prior to departure. It’s common for deposits to be around $250. Tour companies that offer these or similar payment options include Intrepid Travel, G Adventures, Geckos and Contiki.


What hotel sites let me book now, pay later?

Many hotel sites allow you to book your hotel stay and pay later or pay when you arrive at the hotel. These include hotels.finder.com.au, lastminute.com.au, wotif.com, hotels.com and booking.com. Choosing this option may incur a greater charge than choosing to pay when booking. Book-now pay-later hotel options may also include a free cancellation period within a certain number of days prior to your stay.


Latest deals from these companies:

$20 off return worldwide flights with Qatar

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$20 off select China Southern flights

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$40 off Etihad Blue ticket fares worldwide

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$15 off Blue tickets

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Up to 25% off worldwide trips

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Valid for travel on select dates. Destination include Belgium , Netherlands, Germany, Switzerland, Liechtenstein, Austria, italy, Vatican City, France, Monaco and more. T&C's apply.

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Up to 52% off luxury Turkey group tour + 1 Qantas point per $1 spent

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Valid for stays on select dates. Includes daily breakfast, private airport transfers, domestic flights, cruise and more. T&C's apply.

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Up to 66% off luxury Thailand stay + 1 Qantas point per $1 spent

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Valid for stays on select dates at Sheraton Hua Hin Resort and Spa. Includes daily breakfast, private airport transfers, luxury dinner for two and more. T&C's apply.

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Up to 71% off luxury Bali stay + 1 Qantas point per $1 spent

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Up to 10% off cruise tours

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Up to 15% off select USA trips

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Stephanie Yip

Stephanie is the travel editor at finder.com.au. On top of being an avid traveller, she's an all-round bargain hunter. If there's a deal on hotels or a sale on flights, she'll know about it. And she'll let you know about it, too. Though probably not before she buys her own ticket.

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