BMW 3 Series insurance rates
Shedding light on car insurance prices
Average BMW 3 Series insurance rates
The average comprehensive insurance policy for a BMW 3 Series is $154 a month — or $1,640 a year. Your actual cost could be more or less depending on your driving record, the number of kilometres you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:
- 2017 BMW 3 Series
- Over 30,000 kilometres driven yearly
- No accidents in the past five years
- Driver located in Sydney
- Car parked in garage at night
- Black vehicle
About the BMW 3 Series
The BMW 3 Series model has been around since 1975. The 3 Series model accounts for approximately 30% of BMW’s total annual sales, making it the top selling BMW model in the world. In 2017, there were more than 2,500 models sold in Australia.
Insurance companies determine the insurance cost for a BMW 3 Series based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location.
BMW shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. BMW 3 Series shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Compare insurance providers that cover the BMW 3 Series
Random BMW Facts
- BMW was founded in 1917 and entered the aircraft manufacturing market. They started manufacturing cars in 1928.
- The 3 Series is the best selling BMW model in the world.
- After World War II, BMW switched to producing pots, pans and bicycles until 1948, when they restarted motorcycle production.
- BMW prices start at $39,900 and can go up to a huge $299,000.
- BMW Minis were introduced to Australia in 1971.
How does the BMW 3 Series compare?
A 2017 BMW 3 Series starts at a base price of $39,990. With the average insurance rate at $1,640 per year, the annual insurance cost–to–base car price ratio is 4.1%.
How safe is the BMW 3 Series?
The 3 Series was awarded a 5-star safety rating by the Australiasian New Car Assessment Program (ANCAP). It received a perfect 16 out of 16 score for its side impact crash test and an excellent 15.76 out of 16 for its frontal offset crash test.
The latest model of the BMW 3 Series includes head-protecting side curtains, anti-lock brakes and electronic stability control.
Alexandra Koster
Alexandra Koster is Finder's Publisher for car, home and pet insurance. Her hobbies include reading product disclosure statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs. She graduated from the University of Sydney with a Bachelor of Arts in Film and Cultural Studies.
Ask an Expert
Would like the best, cheapest and most reliable insurance for a BMW E90, 320i, 2006 model, please.
Hi Edward,
Thank you for getting in touch with finder.
Please note that the cost of the policy depends on different factors i.e. car model, body type, car make etc. that’s why we are unable to display quotes generally and compare which has the cheapest rate for your car. Kindly click on the “Go to site” button of your chosen insurer so you can fill-out your specific details and can get the accurate quote.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Hi Edward,
Thanks for getting in touch with finder. I hope all is well with you. :)
As a comparison website, we are not permitted to provide a specific recommendation to our users. However, you can use our table above to compare your options based on their features such as roadside assistance, accidental damage, and others. It should give you a general idea of what each insurer offers. Once you found the right one for you, click on the “Get Quote” button to obtain a quote.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua