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The Prime Direct home loan from Bluestone is a variable rate loan with principal and interest repayments. It's only available for owner-occupiers and requires at least a 30% deposit.
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Review by
Richard Whitten is a senior writer at Finder covering home loans and property. He helps everyone understand the ins and outs of mortgages so they can make smarter property decisions. He has written for Yahoo Finance, Money Magazine, Homely, and for multiple banks and lenders. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea. Richard has a Bachelor of Education, a Graduate Certificate in Communication and is currently studying a Certificate IV in Finance and Mortgage Broking.
The loan has a maximum insured LVR of 70%, meaning you will need a 30% deposit. Many borrowers, especially first home buyers, won't have this much saved. However, if you're looking to refinance, this loan might be more suitable for you.
The Bluestone Prime Direct has a few fees to look out for:
To apply for this product or to get more information, click the green button and leave your details. Then you will be able to speak to a mortgage specialist from Bluestone and begin your application.