Big Sky Travel Insurance deals, discount codes and coupons February 2018

Get cover for less. Save on Big Sky Travel Insurance with the help of these coupons and discount codes

Big Sky offers insurance and banking products as a subsidiary of the Australian Unity financial group. Choose from three travel insurance policies to suit your travelling needs, from basic to comprehensive cover. Keep reading to find Big Sky Travel Insurance deals.

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Your chance to win $5,000 worth of flight vouchers

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Buy a 1cover travel insurance policy in February 2018 to go into the draw to win $5,000 worth of travel vouchers.

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Big Sky Travel Insurance policy options

Comprehensive Plan

This broad-ranging policy provides cover for 19 travel and medical benefits across a single trip. Comprehensive Insurance offers:

  • Unlimited cancellation fees and lost deposits
  • Unlimited overseas emergency medical assistance
  • Unlimited overseas emergency medical and hospital expenses
  • $50,000 cover for additional expenses
  • A hospital cash allowance
  • Accidental death
  • Permanent disability
  • Lost and stolen travel documents and credit cards
  • Theft of cash
  • Lost and stolen luggage and personal effects
  • Luggage delay
  • Travel delay expenses
  • Personal liability.

This plan from Big Sky is designed to provide travellers with the highest level of peace of mind. This policy is available for age of all travellers.

Domestic Plan

Designed for trips within Australia, this single trip policy provides 9 benefits to travellers. It is not a medical plan, but it includes:

  • Unlimited cover for cancellation fees and lost deposits
  • $10,00 of cover for luggage and personal effects
  • Personal liability cover
  • Rental vehicle excess cover
  • Travel delay expenses
  • Accidental death

This policy is available for age of all travellers

Essentials Plan

As the name implies, this policy is designed for those who don’t want to spend too much on insurance but would still like to have cover in place against some essential risks. Offering significantly lower premiums than comprehensive cover, this is an international rescue and medical policy for overseas travel. Cover includes:

  • Unlimited overseas emergency medical assistance
  • Unlimited overseas emergency medical and hospital expenses
  • $2.5 million of personal liability cover
  • $1,000 of cover for emergency dental expenses.

This policy is not available to travellers aged 74 years or older.

Multi-Trip Plan

If you tend to travel a lot, taking out a separate travel insurance policy for each single trip can quickly become quite expensive. But the Multi-Trip plan is designed with you in mind. It allows you to save money by offering annual cover for all the trips you take over a 12-month period. It offers all the benefits of Comprehensive Insurance including cover for medical emergencies, cancellation, luggage and medical repatriation but it offers great value for money. However, you can choose from one of these maximum journey periods: 15 days, 30 days or 45 days. This policy is not available to travellers aged 74 years or older.


Compare the benefits and drawbacks of getting cover from Big Sky

Pros

  • Underwritten by Allianz Australia
  • Four insurance policies
  • Quotes available online or by phone
  • 24/7 support from Allianz Global Assist
  • Interrupted trips can be resumed
  • Policy can be extended if needed
  • Online claims

Cons

  • Some pre-existing medical conditions require additional cover at an extra cost
  • Pregnancy only covered up to week 23

How to get cover from Big Sky Travel Insurance?

Here’s how to start the application process:

  • Compare policy options. Make sure the policy you decide on covers all of your needs.
  • Get a quote. Compare the premiums for each level of cover and get the policy that fits both your needs and budget.
  • Read up on what’s covered. Not only should you read and understood the product disclosure statement (PDS), you should go online and check out reviews of the policy.
  • Check out any additional options available. If you’re planning specific activities or travelling with valuable items, make sure your policy offers optional extras to provide the cover you need.

Need to make a claim? What you need to do

  1. Give immediate notice. Let Allianz know about your claim as soon as possible. Fill in and send the claims form to the client services department, making sure to provide all the necessary information. Get in touch with Allianz Assist in the case of a medical emergency.
  2. Provide all relevant supporting documentation. Additional information includes police reports, written statements from travel providers, valuations, medical reports, proof of ownership and original receipts.
  3. Be honest. You are required by law to tell Allianz everything you know so that its assessors can make a decision about whether or not to approve your claim. If it’s found that your information is false or lacking, your claim might not be honoured and your policy cancelled.

Frequently asked questions about Big Sky Travel Insurance

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