9 best work utes in Australia

Compare the best utes for both work and play.

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Need help picking a ute for work? Want one that can double up as a family vehicle after hours or for the weekend?

Here's a helpful comparison of the features and capabilities of the nine best utes on sale in Australia.

The 9 best work utes

CarTray LengthTray Width (between arches)EngineWarranty YearsWarranty kmsStarting from:
Mitsubishi Triton1,520mm1,085mm2.4L turbo diesel or petrol10 years200,000 km$23,490 (MSRP)
Ford Ranger1,549mm1,139mm2.2L, 2.0L or 3.2L turbo diesel5 yearsUnlimited km$33,779
Nissan Navara1,509mm1,134mm2.3L turbo diesel5 yearsUnlimited km$33,890
Volkswagen Amarok1,555mm1,222mm2.0L or 3.0L turbo diesel5 yearsUnlimited km$50,289
Toyota HiLuxN/AN/A2.7L petrol, 2.4L or 2.8L turbo diesel5 yearsUnlimited km$29,850
Mazda BT-501,571mm1,120mm3.0L turbo diesel5 yearsUnlimited km$43,639
Isuzu D-Max1,570mm1,122mm3.0L turbo diesel6 years150,000 km$29,990
Toyota LandCruiser 70N/AN/A4.5L turbo diesel5 yearsUnlimited km$79,477
RAM 15001,712mm1,295mm5.7L petrol3 years100,000 km$79,950

Mitsubishi Triton

The Triton has the longest warranty of any of the utes here, with a 10-year guarantee, so long as you have it serviced according to Mitsubishi's maintenance intervals. The 2.4-litre engine isn't the most powerful here, but it's reasonably frugal. It also happens to be one of the best-looking dual-cab utes on sale. Plus, it has many modern safety assists.

The Triton has a Finder score of 80.50%. Reviewers most commonly praised the Triton's pricing, safety equipment and its SUV-like handling. Towing capacity is a little down on some of its rivals, but you should read more into how towing limits are calculated – there's more to it than the brochure figure.

Read review

Mitsubishi Triton work ute 2021

Comfort*1 x USB input, 2 speakers, 2 x 12V accessory socket, 6.1-inch display with touchscreen, AM/FM radio, auto up/down driver's side window, CD player, manual temperature control, side and rear window demisters, tilt & telescopic steering column, vinyl floor covering
Control & handling*Double wishbones, coil springs and stablisers at front, power steering, rear heavy duty leaf springs and brake drums, Super Select II 4WD (on 4WD models), Trailer Stability Assist, vented front disc brakes
Driver*Adjustable speed limiter, Bluetooth® voice control & audio streaming, cruise control, manual driver's seat adjustment, multi-function steering wheel controls and power-adjustable door mirrors
Exterior*6 tie-down points (dual-cabs), 16-inch steel wheels with full-size spare, halogen exterior low, high & DRL
Security*Auto door lock, engine immobiliser, keyless entry with central door locking
Engine2.4L turbo diesel
Power & torque133kW @ 3,500RPM, 430Nm @ 2,500RPM
Fuel7.8L per 100km
Safety2 x ISOFIX on dual-cabs, Active Stability Control (ASC), Active Traction Control (ATC), Anti-lock Braking System (ABS), Brake Override System (BOS), Electronic Brakeforce Distribution (EBD), Emergency Brake Assist system (EBA), Emergency Stop Signal (ESS), Hill Start Assist (HSA), rear view camera and parking sensors (on double cabs), Trailer Stability Assist (TSA)
AirbagsDriver & passenger (front), driver & passenger front side, curtain airbags, driver knee airbag
ANCAP (Date tested)5 (2015)
Towing capacityUp to 3,100kg
Warranty10 year, 200,000km (if service schedule followed)
Click base price for repayments$23,490
Click top of the line model price for repayments$57,240

*Included in base price.

Find a Deal
on Georgie's website

Ford Ranger

Word on the street, from both car reviewers and the ute-buying public, is that the Ford Ranger is one of the best work utes on sale. The Ranger stable is varied, with stripped-back workhorse models, special editions and even a performance model in the Ranger Raptor. That thing is like a road-legal Baja car.

The Ranger has a Finder score of 85%, sharing the top spot with the VW Amarok. Reviewers loved the Ford Ranger's handling, the excellent SYNC 3 infotainment system, the safety features, the general build quality and the powertrains.

Read review

Ford Ranger 2021 work ute

Comfort*2 x USB ports, 4 speakers, 8.0-inch colour touchscreen, AM/FM stereo, Apple CarPlay & Android Auto, FordPass Connect (with embedded modem), lower dashboard 12V power outlet, power windows front (auto driver), rear window defrost, single-zone manual climate control, SYNC3, vinyl flooring, windscreen mounted USB port
Control & handling*Power steering, Trailer Sway Control
Driver*4.2-inch Multi-Function Display, 6-way manual driver seat-adjustment, auto on/off headlamps, Bluetooth®, cruise control, power-adjustable side mirrors
Exterior*16-inch steel wheels
Security*Remote keyless entry
Engine2.2L turbo diesel, 3.2L turbo diesel or 2.0L bi-turbo diesel
Power & torque118kW @ 3,200RPM/385Nm @ 1,600-2,500RPM (2.2 diesel). Up to 157kW @ 3,750RPM/500Nm @ 1,750-2,000RPM (2.0-litre bi-turbo)
Fuel6.5L per 100km
Safety2 x ISOFIX on dual-cabs, ABS, Adjustable Speed Limiter, Auto High Beam, Autonomous Emergency Braking (pedestrian detection), Beltminder – all positions, Driver Impairment Monitor, Dynamic Stability Control, Emergency Brake Assist, Emergency Assistance, Emergency Brake Light, Hill Launch Assist, Lane Keeping Aid, Load Adaptive Control, Roll Over Mitigation, Traffic Sign Recognition, Traction Control System
AirbagsDriver & front passenger, front seat side and side curtain full length
ANCAP (Date tested)5 (2015)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$33,779
Click top of the line model price for repayments$83,940

*Included in base price.

Find a Deal
on Georgie's website

Nissan Navara

The Nissan Navara is priced to compete. It's also the meanest and most clean-looking ute on sale as of 2021, in our opinion. Nissan, after popular demand, finally gifted the Navara with a similar grille design to its huge US cousin, the Titan. The Japanese car-making giant also made waves when it adopted a multi-link rear coil spring suspension config over a conventional, hard as nails, leaf spring set-up.

Like the Ford Ranger, there's a twin-turbo variant of the engine on sale. The best Navara on fuel uses 7.2L/100km, according to the brochure.

The Nissan Navara has a Finder score of 75%. Reviewers liked the tough design, towing capacity, refined ride, engine fuel economy, dimensions and zesty acceleration.

Read review

Nissan Navara 2021 work ute

Comfort*1 USB A rear centre console charging port, 1 USB-A/1 x USB C (centre console), 2 x 12 V outlet, 4 x tie-down points, 4-way front passenger seat with manual slide & recline, 6 speakers, 8-inch colour touchscreen with Apple CarPlay & Android Auto, A/C, AM/FM radio, power windows (auto up/down for driver), rear air vents in centre console, rear window defroster, UV & heat rejecting windscreen, vinyl floor front and rear covering
Control & handling*Front ventilated brake discs, rear drum brakes, independent double wishbone with front stabliser bar, 5-link rear suspension, power steering
Driver*6-way driver seat with manual slide/recline/height adjustment, 7.0-inch advanced drive assist instrument cluster display, Bluetooth® hands-free phone system & audio streaming, cruise control, digital speedometer, manual tilt adjustable steering column, power-adjustable door mirrors, steering wheel audio controls
Exterior*17-inch steel wheels, full-size spare wheel (steel), halogen headlights & taillights, tailgate assist
Security*Immobiliser & alarm, remote keyless entry, speed-sensing central locking with anti-lock out
Engine2.3L single turbo or twin turbo diesel
Power & torque2.3-litre single turbo 120KW @ 3,750RPM/403Nm @ 1,500RPM-2,500RPM, twin turbo 140kW @ 3,750RPM and 450Nm @ 1,500-2,500RPM
Fuel7.2L per 100km
Safety2 x ISOFIX, Active Brake Limited Slip (ABLS), Anti-lock braking System (ABS) with Electronic Brake-force Distribution, Auto on/off dusk-sensing lights, Brake Assist, Daytime Running Lights, Hill Start Assist (HSA), Intelligent Driver Alert, Intelligent Emergency Braking (IEB), Intelligent Forward Collision Warning (FCW), LED high-mounted stop light, reverse camera, steel underbody protector (below rad), Traction Control System (TCS), Trailer Sway Control, Vehicle Dynamic Control (VDC) with Brake Limited Slip Differential (BLSD)
Airbags7 airbags (front, side seat, curtain, driver knee)
ANCAP (Date tested)5 (2015)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$33,890
Click top of the line model price for repayments$62,790

*Included in base price.

^Included in top of the line model price.

Find a Deal
on Georgie's website

Volkswagen Amarok

If you want a V6 diesel, the Amarok is your only option. It's a little longer in the tooth than most of its competitors – in fact, it's now discontinued in key international markets, pending a replacement, that's coming next year.

The Amarok has a very high Finder score, matching the Ford Ranger, at 85%. Car reviewers gushed about the smooth, silky V6 diesel. They also praised its refined handling and the high-end interior build quality.

Volkswagen Amarok 2021 work ute

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Comfort*1 x 12V socket, 4 cargo area load restraints, 6 speakers, 6.3-inch colour touchscreen display, AM/FM, App Connect USB interface for Apple CarPlay & Android Auto and MirrorLink, AUX and SD card slot, CD player, external USB input, heat insulated tinted glass, power front and rear windows with one touch up/down, remote operated close and open feature, rubber cab flooring, single-zone A/C
Control & handling*Double wishbone and anti-roll bar front, leaf spring and stabiliser bar rear, power steering, front ventilated brake discs, rear drum brakes (rear vented discs on more powerful V6 models), Trailer Sway Stability Control, Mechanical Diff Lock, selectable 4MOTION Transmission
Driver*Audio, phone and Multi-Function Display controls on steering wheel, Bluetooth® phone connectivity with contacts display, cruise control, height and reach adjustable steering wheel, leather covered steering wheel and gearshift knob, Multi Function Display (MFD Plus), Multi-function Display or Bluetooth® audio streaming operation via touchscreen audio unit, optical parking system display and rear view camera, power-adjusted door mirrors with heating function, rear parking sensors, voice commands
Exterior*16-inch alloy wheel, full-size spare wheel, halogen headlamps
Security*Electronic engine immobiliser, lockable glove box, remote central locking with three folding keys
Engine2.0L diesel or 3.0L V6 diesel
Power & torque132kW @ 4,000RPM/400Nm @ 1,500-2,250RPM (2.0L), up to 190kW @ 3,250-4,500RPM/580Nm @ 1,400-3,000RPM (V6 TDI580)
Fuel7.5L per 100km
Safety2 x ISOFIX, Active Roll-over Prevention, Anti-Slip Regulation, Automatic flashing brake lights in emergency, Brake Assist, Electronic Brake-pressure Distribution, Electronic Differential Lock, Electronic Stability Program, Hill Hold, Multi-collision brake, off-road ABS, rear high-mounted LED stoplight, Traction Control and Off-Road ABS (with Hill Descent), underbody engine plate protection
AirbagsDriver & front passenger, driver & front passenger side (head & thorax airbags)
ANCAP (Date tested)5 (2011)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$50,289
Click top of the line model price for repayments$79,026

*Included in base price.

Find a Deal
on Georgie's website

Toyota HiLux

The one most people associate with the word "ute", the HiLux is consistently the best-selling model. It's a relentless force. You'll pay a little more for Toyota's reputation, but it's basically the Hoover or Jet Ski of the ute world.

The Toyota HiLux has a solid 79.67% Finder score. Reviewers liked the new-styling, the modernisations such as Bi-LED headlights and infotainment upgrades. The HiLux was praised for its comfort and little ripper engines.

Picture not described

Read review
Comfort*1 x power accessory sockets, 2 speakers, 8-inch colour touchscreen display with AM/FM tuner, Apple CarPlay & Android Auto, Bluetooth® connecivity, driver's auto up/down window, large glove box, manual A/C, power front & rear windows, USB input, vinyl flooring
Control & handling*Power steering, vented front disc brakes, rear drum brakes, front double wishbones and leaf spring rear suspension
Driver*4.2-inch Multi Information Display, cruise control, manual tilt steering and telescopic reach steering column, power-adjustable mirrors, steering wheel switches with telephone and voice recognition
Exterior*16-inch steel wheels, auto on/off headlamps, halogen DRLs
Security*Alarm, engine immobiliser, power door locks, remote keyless entry
Engine2.7L petrol, 2.4L turbo diesel, 2.8L turbo diesel
Power & torque122kW @ 5,200RPM/245Nm @ 4,000RPM (2.7-litre), 110kW @ 3,400RPM/400Nm @ 1,600-2,000RPM (2.4-litre), 150kW @ 3,400RPM/420Nm @ 1,400-3,400 RPM (manual), 500Nm @ 1,600-2,800RPM (2.8-litre diesel)
Fuel6.9L per 100km
SafetyABS, Electronic Brake-force Distribution (EBD), Emergency Stop Signal (ESS), Hill-start Assist Control, Pre-Collision Safety system with pedestrian and daylight cyclist detection, reverse camera (pick-up only), Road Sign Assist and Active Cruise Control (High-speed), Toyota Safety Sense - Lane Departure Alert, Traction Control (TRC), Vehicle Stability Control
AirbagsDriver frontal, side chest, side head & driver knee
ANCAP (Date tested)5 (2019)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$29,850
Click top of the line model price for repayments$75,962

*Included in base price.

Find a Deal
on Georgie's website

Mazda BT-50

Until recently, the BT-50 was actually a T6 Ford Ranger beneath the outer body panels. However, late last year, Mazda switched the third-generation BT-50 onto the Isuzu D-Max platform. Isuzu reportedly solely developed the ute.

The BT-50 is riding the D-Max's coat-tails when it comes to the new safety tech fitted. The second-gen BT-50 had a Finder score of 78%. Interestingly, the D-Max is cheaper than the BT-50.

Mazda BT-50 2021 work ute

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Comfort*1 x 12V power outlet, 1 x USB charging point, 2 speakers, 7-inch colour touchscreen, air-conditioning, auxiliary 3.5mm input, Bluetooth® hands-free phone and audio capability, digital radio, driver & passenger seat height/rake and slide adjustment, power windows, USB Android Auto, wireless & USB Apple CarPlay
Control & handling*Heavy-duty rear leaf springs, independent front double wishbones with coil springs and anti-roll bar, vented front disc, drum rear brakes, Trailer Sway Control
Driver*4.2-inch Multi-Information Meter Display, Bluetooth® hands-free phone and audio capability, cruise control
Exterior*17-inch steel wheels
Security*Alarm, engine immobiliser, remote central locking
Engine3.0L turbo diesel
Power & torque140kW @ 3,600RPM, 450Nm @ 1,600-2,600RPM
Fuel7.7L per 100km
Safety2 x ISOFIX, Attention Assist, Auto Emergency Braking, Blind Spot Monitoring, Brake Assist, Emergency Lane Keeping (ELK) - overtaking, Forward Collision Warning (FCW), Halogen Daytime Running Lamps, High Beam Control (HBC), Hill Descent Control, Hill Launch Assist, Intelligent Speed Limiter (ISL), Lane Departure Prevention (LDP), Lane Departure Warning (LDW), Lane-Keep Assist System (LAS), LED auto on/off headlamps, Manual Speed Limiter, rain-sensing wipers, Rear Cross-Traffic Alert (RCTA), reverse camera, Roll Over Protection, secondary collision reduction, Traction Control System, Traffic Sign Recognition, Turn assist, underbody impact protection
Airbags8
ANCAP (Date tested)5 (2020)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$43,639
Click top of the line model price for repayments$65,574

*Included in base price.

Find a Deal
on Georgie's website

Isuzu D-Max

The D-Max was very recently completely redesigned. It seems the changes were hugely successful, as many now view the D-Max as the benchmark for ute safety. It's a great looking ute too.

Finder's Alex Jeffs drove the new D-Max in December. After testing the D-Max, Jeffs said:

I am a big fan of the new D-Max, and in my opinion, if you are looking at a new 4x4 ute, this is certainly worth a look. In my view, and those of many others, it is right at the top of the segment pile.

isuzu D-Max work ute 2021

Read review
Comfort*4 speaker sound system, 7-inch touchscreen display with Apple CarPlay & Android Auto, easy-clean vinyl flooring, lockable glovebox, manual A/C, power windows with one-touch up and down for driver's window, tool storage behind seats
Control & handling*Front independent double wishbones, stabiliser bar, rear leaf-springs, vented front discs, rear drums, power steering
Driver*6-way adjustable driver seat, auto headlights, auto high beam, come home light, power door mirrors, smart MID with digital speedometer, steering wheel with cruise/audio and voice recognition controls, tilt and telescopic reach steering wheel
Exterior*17-inch steel wheels
Security*Central locking with keyless entry, engine immobiliser
Engine3.0L turbo diesel
Power & torque140kW @ 3,600RPM/450Nm @ 1,600-2,600RPM
Fuel7.2L per 100km
Safety2 x ISOFIX, ABS, Adaptive Cruise Control (ACC) with stop & go (automatic transmission), auto wipers, Autonomous Emergency Braking (AEB), Blind Spot Monitoring (BSM), day/night interior rear view mirror, Driver Attention Assist, Electronic Brake-force Distribution (EBD), Electronic Stability Control (ESC), Emergency Brake Assist (EBA), Emergency Lane Keeping (ELK), Forward Collision Warning (FCW), Hill Descent Control (HDC), Hill Start Assist (HSA), Intelligent Speed Limiter, Lane Departure Prevention (LDP), Lane Departure Warning (LDW), Lane Keep Assist (auto only), Manual Speed Limiter, Misacceleration Mitigation (auto only), Post-Collision Braking, Rear Cross Traffic Alert (RCTA), reversing camera, Traffic Sign Recognition (TSR), Turn Assist with AEB, under front steel skid plate
Airbags8
ANCAP (Date tested)5 (2020)
Towing capacityUp to 3,500kg
Warranty6 year, 150,000km
Click base price for repayments$29,990
Click top of the line model price for repayments$59,990

*Included in base price.

Find a Deal
on Georgie's website

Toyota LandCruiser 70

The grandad of the ute world is no slouch! This thing is a diehard ute, used in mines and other rough conditions that would leave other pick-ups running for cover.

It might not have the flashiest specs, but it does have the bare minimum of the things you do need. Plus, many buyers are attracted by its 4.5-litre, turbo diesel V8. For some reason, Toyota doesn't publicise payload info, but the LandCruiser 70 is good for towing up to 3,500kg.

Car reviewers generally view the LandCruiser 70 as unkillable, utilitarian and dependable, with a lionhearted diesel at its core.

Toyota LandCruiser 70 work ute 2021

Comfort*1 x USB input, 2 speakers, 2 x USB charging ports, 6.1-inch touchscreen display, A/C, all weather floor mats, AM/FM radio, glove box, sat-nav with live traffic, Toyota Link, vinyl seat trim
Control & handling*Front and rear vented discs, front coil springs and anti-roll bar, leaf springs rear, power steering, snorkel
Driver*Blueooth® connectivity
Exterior*16-inch steel wheels
Security*Engine immobiliser
Engine4.5L turbo diesel
Power & torque151kW @ 3,400RPM/430Nm @ 1,200-3,200RPM
Fuel10.7L per 100km
SafetyABS, Brake Assist, Electronic Brake-force Distribution and Active Traction Control (A-TRAC), Hill-start Assist Control (HAC), Vehicle Stability Control (VSC)
AirbagsDriver & front passenger, curtain shield and driver's knee airbags
ANCAP (Date tested)5 (2016)
Towing capacityUp to 3,500kg
Warranty5 year, unlimited km
Click base price for repayments$79,477
Click top of the line model price for repayments$85,737

*Included in base price.

Find a Deal
on Georgie's website

Ram 1500

Relative newcomers to Australia, Ram Trucks import US pick-up trucks and convert them to right-hand drive, with factory support, locally in Melbourne.

The results are staggering. Ram produces some of the most impressive utes in the country. They have ridiculous towing capacities, of up to 4,500kg, with the larger 2500 able to haul just under 7,000kg thanks to its 6.7-litre diesel.

Car reviewers scored the 1500 highly. It's apparently incredibly capable on or off-road. Plus, they have some unique accessory options, like the smart "RamBox". They also boast smooth engines. Fuel economy might not be a strong suit, but pretty much everything else is.

RAM 1500 work ute 2021

Comfort*5-inch touchscreen Telematics UCONNECT®3, 6 speakers, auxiliary 12V outlets, Bluetooth®, Driver and passenger seat adjustment manual forward/back and recline, front and rear power windows, manual climate control, rear under seat tool compartment storage, tinted glass windows and windshield glass, USB & AUX jack
Control & handling*Heavy duty tow bar, front upper and lower A arms, twin-tube shocks and stabiliser, rear five-link with track bar, coil springs, stabiliser bar and twin-tube shock absorbers, power steering
Driver*3.5-inch Multi-View cluster, adjustable steering column, automatic headlamps, cruise and transmission control, power and heated door mirrors, rear park assist system, reverse camera, steering wheel switches with phone, voice recognition and instrument panel control
Exterior*20-inch alloy wheels
Security*Remote keyless entry with ALLSECURE®, tip start
Engine5.7L V8 petrol
Power & torque291kW @ 5,600rpm/556Nm @ 3,950RPM
Fuel12L per 100km
SafetyABS, Electronic Brake-force Distribution, front fog lights, Hill Start Assist, stability control, Traction control, Trailer Sway Control, Tyre Pressure Monitoring
AirbagsDriver, front passenger, front seat side & curtain
ANCAP (Date tested)N/A
Towing capacityUp to 4,500kg
Warranty3 year, 100,000 km
Click base price for repayments$79,950
Click top of the line model price for repayments$109,950

*Included in base price.

Find a Deal
on Georgie's website

Looking for the best work ute? Need a truck that'll be your ultimate companion on the road, whether it's at work or taking the family out on the weekends? Or maybe you just need a ute that's going to be able to handle what you have to tow each day. Whatever your needs, there's a ute out there for you. Just make sure you understand all of the features that are available, so you don't miss out and can drive away knowing you've made the right choice.

Compare car loans to finance work utes

$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
Plenti Car Loan
From
4.89%
(fixed)
5.44%
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
Loans.com.au - New and Dealer Used Car Loan
From
4.67%
(fixed)
5.22%
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Credit Concierge Car Loan
From
3.35%
(fixed)
4.41%
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
You'll receive a fixed rate of 3.35% p.a. with a comparison rate of 4.41% p.a.
Get access to over 20 providers to fund a new or used car.
RACV New Car Loans
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Wisr Secured Car Loan
From
4.74%
(fixed)
5.01%
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.
OurMoneyMarket Car Loan
From
5.35%
(fixed)
5.65%
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
Stratton Finance New Car Loan
From
3.85%
(fixed)
4.05%
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 3.85% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
IMB New Car Loan
4.99%
(fixed)
5.34%
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From
4.99%
(fixed)
5.69%
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NAB Personal Loan Unsecured Fixed
From
6.99%
(fixed)
7.91%
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
Borrow from $5,000 to $55,000, with 1 to 7 year loan terms available. This loan comes with no fees for extra repayments and no early exit fees.
Heritage Bank Car Loan
4.89%
(fixed)
5.53%
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
You'll receive a fixed rate from 4.89% p.a.
Finance a new or used car up to 5 years old. Large maximum borrowing amount up to $100,000 and terms up to 7 years.
Symple Loans Personal Loan
From
5.75%
(variable)
6.47%
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
Driva Car Loan
From
2.85%
(fixed)
4.39%
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
You'll receive a fixed rate from 2.85% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
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Compare car insurance providers

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. It'll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats.

Who it might be good for: Someone who wants a female-centred car insurance policy (it will cover men too).
PD Comprehensive
Optional
Agreed
Finder's summary: PD comprehensive car insurance policy lets you buy, manage, and start your claims process online. It includes cover for emergency repairs up to $500 and free windscreen chip repair. Ability to customise your extras cover.

⭐ Current offer: New policyholders can enjoy 15% off on their first year's premium. T&Cs apply.

Who it might be good for: Those with low claims history and the only driver.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
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What to look for in a work ute

  • Dual-cab utes. All the vehicles above are dual-cabs (sometimes called crew cabs), meaning you'll have up to five seats in the passenger compartment and a slightly smaller, shorter tray. Dual-cabs are big vehicles that give you the best of both worlds.
  • Power and handling. Just because you're buying a ute, doesn't mean you should go without comfort. Modern utes have surprisingly comfortable rides, without compromising load carrying. However, some do this better than others. Alex Jeffs says the Ford Ranger is definitely one of the most soft-riding out there, meaning it's comfortable for everyday driving. Many utes are essentially car-like, or at least resemble SUVs, in their handling. Power and torque are something to look for too. Having more power and torque is good, but you need them to kick in low-down in the rev range. That way, your ute is delivering up the most performance, right from the off. You'll notice low-end torque most when taking off while fully loaded or hooked up to a trailer.
  • Security. Keeping your tools safe is paramount. If you regularly carry expensive equipment or materials, look for utes with lockable hard or roller tonneau covers. These quickly secure the load in the tray and keep things out of sight. Also handy to have is keyless entry, especially if you work solo and need to load heavy materials like bags of cement or adhesives. Must-haves also include central locking, an engine immobiliser and a factory alarm.
  • Safety. Most new ute models have several active safety assists. You'll also want to check for things like ISOFIX anchors for child seats, as well as airbags for the rear. Having things like Active Cruise Control, Lane Keep Assist and Traffic Sign Recognition make long-distance driving less taxing.
  • Passenger comfort. Some of the tradie-spec utes miss out on fancy passenger comforts, but most offer the bare necessities. Higher trims have things like dual-zone A/C, upgraded audio and contoured leather seat upholstery.
  • Cost. Look at not only what you'll pay upfront, but running costs like fuel economy. Remember, when full-loaded or towing heavy trailers, fuel economy is going to be markedly higher. Make sure to balance the specs of top-of-the-range models, versus what you'll actually use and the purchase price. You might be able to write-off the cost of your ute thanks to the $150k asset write-off.
  • Reliability. See what kind of warranty is on offer with the ute, the longer the better. Note, some ute manufacturer's warranties advertised are for non-commercial use. Check online to see if the ute has any common mechanical faults, failures or recalls. You can never be too careful.

Sources: Manufacturer web sites
DISCLAIMER: Many of the comments in this article are general in nature and anyone intending to apply the information to practical circumstances should seek professional advice to independently verify their interpretation and the information applicability to their own particular circumstances. These utes are presented in no particular order. Prices and features are accurate and up-to-date at the time of publication (Mar 2021)

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IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

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Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

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RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

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NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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