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Best small cars

This big guide will help you compare the bestselling small cars and pick the right one for your next purchase.

By comparing each car based on facts and the findings of expert automotive reviewers, we can find out which is the best small car.

Which small car is the best small car?

According to the Finder score, the Mazda 3 is the best small car, followed by the Hyundai i30, the Ford Focus and Volkswagen Golf.

Small car comparison table

ModelFinder scoreBoot size (hatchback)Fuel economy (best model, combined)Body stylesRunning costs per week*Click price for repayments or find a deal
Mazda 383%295 litres5.3L/100kmHatch, sedan$74.38From $30,030

on OnlineAuto.com.au's website

Hyundai i3082.2%395 litres7.1L/100kmHatch$76.56From $25,490

on OnlineAuto.com.au's website

Kia Cerato81.25%428 litres6.8L/100kmHatch, sedan$72.25From $25,990

on OnlineAuto.com.au's website

Volkswagen Golf82%374 litres5.8L/100kmHatch, wagonN/AFrom $38,919

on OnlineAuto.com.au's website

Holden Astra▵81.2%360 litres5.8L/100kmHatch, sedan, sportwagonN/AFrom $21,990

on OnlineAuto.com.au's website

Honda Civic78.6%449 litres6.3L/100kmHatch$76.55From $47,200

on OnlineAuto.com.au's website

Suzuki Swift76%242 litres4.6L/100kmHatch$61.62From $22,490

on OnlineAuto.com.au's website

Toyota Corolla80.25%217 (or 333 on hybrid) litres6.0L/100km non-hybrid

4.2L/100km hybrid
Hatch, sedan$67.35From $28,974

on OnlineAuto.com.au's website

Ford Focus82%341 litres6.4L/100kmHatchN/AFrom $34,839

on OnlineAuto.com.au's website

Prices are for NSW postcode 2000.

*Running costs per week include rego, insurance, membership, fuel costs and maintenance. These figures are based on covering 15,000km per year, from RACV.
▵No longer available new

Did you know?
Finder produces more in-depth car comparison reviews that help you save time by combining multiple reviews into one concise summary.

Best small cars in Australia

Small cars are still fairly popular with car buyers, even though SUVs are all the rage. There are a staggering 26 different small car models on sale in Australia as of late 2021. 13 start under $40,000 and 13 are over $40,000. With each model typically having at least two trim options that means there are dozens of different specs to decide upon.

Small cars under $40,000Hybrid available?Electric model available?Performance model available?Driveaway (from)Finder rating*
Alfa Romeo GiuliettaNoNoGiulietta Veloce$39,792 (when new)77.5% (2)
Citroen C3NoNoNo$32,71872% (3)
Ford FocusNoNoFocus ST$34,83982%
Read review
Holden AstraNoNoNoNo longer produced81.20%
Hyundai i30NoNoi30 N$25,49082.20%
Kia CeratoNoNoCerato GT$25,99081.25%
Read review
Mazda 3YesNoNo$30,03083%
Read review
MG3NoNoNo$17,99070% (1)
Peugeot 308NoNoNo$38,892 (No longer available new)77.25% (4)Hands-on review
Skoda ScalaNoNoNo$38,99081% (3)
Subaru ImprezaNoNoWRX$26,85077.75%
Read review
Toyota CorollaYesNoNo$28,97480.25%
Read review
Volkswagen GolfNoNoGolf GTI or R$38,91982.00%

* Number of scores aggregated in brackets

Best over $40,000

Small cars over $40,000Hybrid available?Electric model available?Performance model available?DriveawayFinder rating
Audi A3 SportbackYesNoRS 3$91,400 MLP80.33% (Sport model)
BMW 1 SeriesNoNoM135i xDrive$50,92076.5% (4)
BMW 2 SeriesNoNoM240i xDrive$59,900 MRLP74% (3) Hands-on review
BMW i3NoYesNo$79,330 (No longer sold)75% (3)
Honda CivicNoNoCivic Type-R$47,20078.60%
Hyundai IONIQYes, MHEV and PHEVYesNo$45,44281.25% (Hybrids), 82.25% (Electric)
Read review
Lexus CT200HYesNoNo$47,943 No longer sold)63% (3)
Mercedes-Benz A-ClassYes, A 250 e hatchNoAMG A 35 Matic or 45 S 4MATIC+$55,238.4678.75% (4)
Mercedes-Benz B-ClassNoNoNo$57,233.4675.75% (4)
MININoYesJohn Cooper Works$42,56478% (3)
Mini ClubmanNoNoJohn Cooper Works$54,76078.75% (4)
Nissan LeafNoYesNo$53,19077.25% (4)
Read review
Renault Megane R.SNoNoMegane R.S$58,59979.67%
Read review

* Number of scores aggregated in brackets

Best small cars summary

Mazda3 Image: Supplied

Mazda3

The Mazda3 has a modern, minimal interior (though the rear seats and boot are a little snug) and lots of modern active driving safety assists. The pricing is pretty keen too, with a G20 Pure entry-grade model costing $30,030 national drive-away. For the money, you get a reverse camera, a highly-appraised infotainment system with smartphone connectivity, A/C, 16-inch alloy wheels, cruise control and push-button starting.

Standard driving assists include:

  • Dynamic stability control
  • Electronic brake-force distribution
  • Emergency brake assist
  • Emergency stop signal
  • Hill launch assist
  • Rear parking sensors
  • Smart city brake support
  • Traction control system

If you splash out for the top-spec X20 Astina, Mazda swaps out the standard 2.0-litre petrol engine for a hybrid 2.0-litre block. The X20 Astina models have larger 18-inch alloy wheels, LED automatic head and taillights, a sunroof, rain-sensing wipers, dual-zone climate control, Mazda Radar Cruise Control (MRCC), heated front seats (and steering wheel), leather upholstery, keyless entry, a 12-speaker Bose® sound system, blind-spot monitoring, driver attention alert, electric parking brake, lane departure warning with lane keep assist, sat nav and traffic sign recognition. This model costs $46,560 according to Mazda's website.

In short, the Mazda3 has a few foibles, like the cosy rear seats and slightly impeded rear vision (thanks to large c-pillars), but it's a great all-rounder that delivers solid value, a comfortable drive and a great interior. No wonder it's the most highly praised hatchback in Australia.

Find a Deal

on OnlineAuto.com.au's website

Toyota Corolla Image: Supplied

Toyota Corolla

Consistently one of Australia's bestselling passenger cars is the Toyota Corolla. Car reviewers love the edgy, clean and modern styling of the Corolla, with its superb safety features and sharp handling.

Price-wise, the base model Corolla, known as the Ascent Sport, is cheaper than the Mazda3. You'll only have to hand over $28,974 for this small car. At that price, you get a 2.0-litre petrol engine with an automatic CVT transmission. Toyota also builds a hybrid version, with a 1.8-litre engine. 16-inch alloy wheels are standard, like the Mazda3, as is a reversing camera. The Corolla has a smaller infotainment touchscreen than its rival, at eight inches compared to the Mazda's 8.8-inch.

Like the Mazda, you also receive a suite of smart driving assists, such as:

  • Active Cruise Control
  • Pre-collision safety system that detects pedestrians (during both day and night) and cyclists (day only)
  • Lane Departure Alert
  • Automatic high beams and road sign assists
  • The Corolla has lane tracing assistant

Toyota equips the base model Corolla with a full-size spare alloy wheel. Other models have a temporary spare wheel, while the top-spec ZR Hybrid has a tyre repair kit.

If you want a bit more luxury and convenience, you could purchase a ZR Corolla. It'll cost more, at $36,493. For the additional outlay, Toyota includes a selection of styling extras like 18-inch alloys. The interior has a premium fit-out, with leather upholstery and heated front sports seats. You also get a heads-up display that shows your current speed, compass heading and navigation directions. The audio system is upgraded with an eight-speaker JBL® set-up that has DAB.

It's not the cheapest small car you can buy, but Toyota has a reputation for building solid and reliable cars. The 2021 model is attractively styled and it's also nice to have the option of a hybrid engine. A negative point the automotive media picked up on was the average amount of space available for rear passengers.

Find a Deal

on OnlineAuto.com.au's website


Hyundai i30 Image: Supplied

Hyundai i30

Hyundai's i30 is another hatch that regularly features in the top 3 sellers, but it has also won numerous awards internationally. Owners leaving comments online seem very happy with their i30s including one Hyundai technician who was so taken with the i30 that they rushed out to buy one.

There are 12 variants in the i30 range, from the wallet-friendly standard i30 trim to the hot hatch i30 N. An i30 base model starts from $25,490. Buyers have the choice of a 2.0-litre petrol or a 1.6-litre petrol. To bring the drive-away price down, Hyundai ditches some of the extras higher-up models have, like rain-sensing wipers and a smart key with push-button start. The seats are covered in cloth. Like the Toyota Corolla, you get an eight-inch infotainment touchscreen. The i30 has Apple CarPlay and Android Auto by default. Hyundai outfits i30 models with LED daytime running lights and there's also a tyre pressure monitoring system. The budget model has a keyless entry function and a six-speaker sound system. Exterior mirrors are heated and electrically adjustable.

Like the Corolla and Mazda3, there's cruise control and steering-wheel-mounted controls for your phone and audio.

Responding to its nearest rivals, the Hyundai i30 also features a number of safety assists:

  • Brake assist system
  • Electronic brake-force distribution
  • Hill-start assist control
  • Traction control system
  • Vehicle stability management
  • Emergency stop signals
  • Rear-view camera with dynamic guidelines
  • Tyre pressure monitoring system

Buyers of the i30 also get Hyundai SmartSense suite which brings driver attention warning and forward collision-avoidance assist (city/urban/interurban/pedestrian & cyclist functions). SmartSense as standard also has Lane Following Assist (LFA) and Lane Keeping Assist - Line (LKA-L). Higher grade i30s have additional advanced safety systems.

If you're willing to spend more, you can go for the top-of-the-range N-Line Premium model. This i30 has a 1.6-litre turbocharged petrol engine that turns out a solid 150kW of power. Hyundai bolts on a set of 18-
inch alloy wheels wrapped with Michelin Pilot Sport tyres. The model has sat nav, QI wireless smartphone charging, a leather interior and the Hyundai SmartSense safety suite with a seven-speed automatic gearbox. The seats are clad in leather and the front seats are heated or ventilated. There are front and rear parking sensors, as well as a panoramic sunroof. For this particular spec, with a manual transmission, Hyundai charges $38,059.46.

For driving purists, who want something a bit lively, there's the i30 N. This model features tech inspired by Hyundai's WRC rally car and has an impressive 206kW and 392Nm. This model starts from $48,673.46.

The i30 has a large model range and reviewers commended Hyundai for the excellent value package.

Find a Deal

on OnlineAuto.com.au's website


Kia Cerato Image: Supplied

Kia Cerato

The Kia Cerato is closely related to the Hyundai Elantra, both in its intended target market and components. That's because Hyundai has a large share in Kia, so both cars run on the same platform.

The Cerato is an excellent value car. Entry-grade S models cost $29,081 drive-away, but at the moment (December 2021), Kia is running an offer that slashes the price to $25,990.

What do you get for your money with the Cerato S? An 8-inch infotainment touch display, with wireless Android Auto and Apple CarPlay.

Kia also equips the base model Cerato with a party of smart driving assists including:

  • Autonomous emergency braking (with forward collision warning system)
  • Lane keep assist
  • Lane following assist
  • Front/rear parking sensors
  • Rear-view camera
  • LED Daytime running lights
  • Cruise control with steering wheel function buttons

The wheels are 16-inch in diameter and made from steel. There are electric windows in the front and rear, as well as a manual air-conditioning system. On top of Apple CarPlay and Android Auto, the infotainment system has 6 speakers, an iPod-compatible USB input and Bluetooth connectivity. There are controls for the audio integrated into the steering wheel. For the money, it has a lot of features.

If you wish to spend more, there are several different grade Ceratos for sale. The top-of-the-range GT model swaps the 2.0-litre petrol engine from the rest of the range and instead uses a sporty 1.6-litre turbocharged engine. On the GT, Kia swaps out the six-speed automatic box from other trims and drops in a seven-speed dual-clutch auto.

The Cerato GT has 18-inch alloy wheels, shod with Michelin Pilot Sport 4 tyres. As a sporty model, it also has a GT body kit. In addition to the safety features of the base model, you'll also get things like an auto-dimming rear-view mirror, blind-spot detection, rear cross-traffic alerts and autonomous emergency braking that detects cyclists. The headlights are now energy-efficient, bright LED types. Cloth upholstery becomes sports trim leather and the driver's seat can be adjusted electrically in eight ways.

Cerato GTs boast an uprated eight-speaker sound system from JBL. You'll also receive sat nav with traffic information and dual-zone climate control. Front seats can keep occupants more thermally comfortable, thanks to heating and cooling elements. This sporty Cerato will set you back $39,211.44, but is on offer at the moment for $36,990.

The automotive media loved the Cerato's keen pricing, practicality and seven-year warranty. Quibbles they had with the car were mainly limited to resale value and the steering wheel responsiveness.

Find a Deal

on OnlineAuto.com.au's website


VW Golf Image: Supplied

Volkswagen Golf

The VW Golf is often regarded as the benchmark for small cars. It's an icon that has earned itself a reputation for being well made, having precise handling and lasting a long time. Unfortunately, once something makes a name for itself, prices can often begin to rise as a result.

The VW Golf range starts from $38,919 drive-away and that's quite a lot more than the other bestselling small cars. What do you get for your money?

A 110kW, 1.4-litre, petrol-engined Life Golf. The entry model has an eight-speed automatic gearbox, six speakers, a 10-inch navigation screen and digital driver's cockpit, 17-inch alloys (again many rivals install steel wheels to their lowest cost trim or atleast smaller wheels), Apple CarPlay and Android Auto, an auto-dimming rear-view mirror (only included on higher-spec competitors), adaptive cruise control, parking assist, rain-sensing wipers, a rear-view camera (with multi-angle views and dynamic guides) and a selection of smart driving assists like:

  • Driver fatigue detection system
  • Front assist with pedestrian and cyclist monitoring

The base-spec European-styled (and built) Golf would sit very high up if it were part of one of its rivals' line-up, both in terms of price and features. If you want a Golf that's a little more sporty, you could look into the Golf R-Line, which has a drive-away price of $42,115. This premium model has an 8-speed automatic transmission, a leather sports steering wheel, 18-inch alloys, extended electronic differential lock (XDL), sport cloth and microfleece combination upholstery, plus travel and lane assist.

VW also sells fully-fledged hot hatch versions. There's the GTI, or the Golf R coming soon, which has 19-inch lightweight alloy wheels, black Nappa leather upholstery and a spicy engine.

Why would you pick a Golf? Car reviewers wax lyrical about its excellent handling, infotainment system, interior space and general build quality. They weren't so keen on the pricing of higher-end models, though.

Find a Deal

on OnlineAuto.com.au's website

Other small cars to check out

The small car category is competitive, in fact, there are literally dozens of different makes to choose from. Here are a few more small cars you should look at:

Honda Civic Image: Supplied

Honda Civic

The Honda Civic is a striking small car. It has a similar, if not slightly higher, spec sheet to the VW Golf, with wireless Apple CarPlay, Android Auto, sat nav, a 12-speaker sound system from Bose®, LED DRLs and dual-zone climate control. That's on a base VTi LX spec Civic, costing $47,200 drive-away.

Critics praised the Civic's steering response, level-headed styling and gutsy turbo engine. They felt it suffered from a lack of lumbar adjustment for the driver and they also disliked the way the automatic transmission simulated gear shifts.

Find a Deal

on OnlineAuto.com.au's website


Holden Astra Image: Supplied

Holden Astra

The Holden Astra is another small car you could check out. Reviewers found this car handled well and was built to a decent standard. The Astra could be specced out with a 1.4-litre turbocharged petrol engine, or a larger displacement 1.6-litre power plant. Drive-away pricing kicked off from $21,990 for a 2018 plate model. Unfortunately, since Holden ceased operations, you can no longer buy a new Astra hatchback.

Find a Deal

on OnlineAuto.com.au's website

Ford Focus Image: Supplied

Ford Focus

The Ford Focus has a number of different body styles, with prices starting from $34,839. The small Ford is available as a typical hatchback in the ST-Line or a high-riding "Active" variant. This cross-country model has 30mm extra ground clearance and tough plastic body protectors/cladding.

Car reviewers rate the Ford Focus highly, which in their eyes has one of the best infotainment systems on the market. It also boasts active safety equipment, a comfortable ride and solid after-sales. It was knocked down a little for lacking some of the variations that European models receive and the cabin plastics were said to be hard in places.

Find a Deal

on OnlineAuto.com.au's website


Suzuki Swift Image: Supplied

Suzuki Swift

The Suzuki Swift is widely thought of as one of the most fun small cars to drive, with the Swift often likened to the original Mini. The Swift is cheap, starting at $22,490 for a 3-door GL Navigator 5-speed manual. For the money, you get a 7-inch infotainment system with a sat nav, reversing camera and smartphone connectivity.

It also has cruise control, privacy glass and 16" alloys. That makes the Swift one of the best value propositions in our guide. Compared with other small cars, this one is pretty small and is classified as a light car. If you plan on using your car mostly for driving around town and don't need to carry a lot of stuff, this is a great little car to own.

Find a Deal

on OnlineAuto.com.au's website

What to look for in a small car

Price

Research shows in the small car segment, price is the key deciding factor for purchasing a vehicle. With so many different models to choose from that's fair enough. There are no total lemon models out there, but remember some are better than others. For example, one car might be extremely fuel-efficient, but not have so much space in the rear for passengers. For another, the reverse could be true.

Generally, small cars are pretty cost-effective and because there are so many, there's often a dealer somewhere doing an offer on a model, meaning you can grab a bargain.

Running costs and fuel usage

Generally speaking, small cars are light, possessing lower displacement engines that should, due to their size, return favourable fuel economy. Opting for a model with eco-technologies like Volkswagen's Bluemotion will help you save even more fuel at the pumps.

According to the RACV, the Kia Cerato S hatch with a 2.0-litre engine will lighten your wallet the least over five years of ownership. This car also had the cheapest running costs per km in cents at only $0.64.

For the most economical fuel sipper, look to the Hyundai IONIQ PHEV or MHEV with the 1.6-litre petrol. This model could cost as low as 4 cents per km in fuel. The fastest depreciating model is Toyota's Prius, which sheds on average $90.40 per week in value when covering 15,000kms per year.

According to the RACV, generally, the more expensive a model you go for - the more you'll experience depreciation. The cars with the highest rates of value loss were the most expensive, with the Hyundai IONIQ hybrid and plug-in hybrid, as well as the Nissan Leaf, depreciating on average more than $100 per week.

The cars with the lowest depreciation on average were some of the most affordable to buy - with the MG 3 Core and the Kia Cerato S having the lowest levels of average depreciation (based on estimates from RACV).

Also, another thing to note, generally, the higher-spec you go, the more a car weighs. That can result in a lower fuel economy for the top-spec models, though this isn't always the case.

Smart driving assists

Cars are getting smarter with each model and successive model. The latest technology allows cars to monitor your attention levels, assist you in braking, mitigate or lessen the severity of accidents, help to keep you in your lane and even maintain a safe distance to the car in front while using cruise control. These nifty features can help reduce fatigue on longer journeys and make your car that little bit safer.

In-car comforts

Once upon a time, you were set for in-car entertainment if you had a tape player. Then it became a CD player. Nowadays, you can get infotainment systems that sync with apps from your smartphone, playing music via Bluetooth®, all on a large tablet-like screen. A few even have wireless charging for compatible smartphones.

Car seats have also progressed, with integrated heating and cooling, plus if you travel with your children often, some models have rear A/C vents and privacy glass.

Because there are so many models on the market, you can be quite discerning and hold out for cars that have well-designed and well-equipped interiors to suit your needs.

Sporting variant

Some carmakers in our guide build sports and performance versions of their small cars. So if you'd like that bit extra oomph, sharp exterior styling and a contoured, purposeful interior, have a look at a performance model. This way, you'll have an ideal daily driver for commuting and shopping, but at the weekend you have a car you can take to a track day or just go for a blip down a winding coastal road.

Hybrid or electric

If you want to lessen your impact on the environment, a hybrid or electric car might appeal to you.

Some of the small cars in our guide also sell as hybrid versions. Cars like the Mazda3, Hyundai IONIQ and the Toyota Corolla have hybrid versions available.

Then, some of the small cars are also electric models. These allow you to drive entirely on battery power alone.

Practicality

Just because a car is small, doesn't mean it can't be practical. If you need to carry more, the majority of car makers offer a variety of body styles. There's the ubiquitous hatch, perfect for city dwellers and jam-packed multi-storey car parks, or you could go for a sedan or wagon if you need to lug around more stuff.

In some of these cars, carrying five adult passengers may be a tall order, so viewing them as a four-seater with an occasional spare seat will go a long way. Something else to bear in mind is many motoring journalists found the rear c-pillars on modern hatches can be quite chunky and affect rearward vision.

Compare car loan options for small cars

Not sure how to pick the best car loan for your situation? Read our comprehensive guide to comparing car loans to learn about your different options as well as features and factors to look at while evaluating each product.

Insurance is another big decision when it comes to purchasing a new car, so it is important to know the different options available to you. You can learn how to compare car insurance with our complete guide which runs you through the various types of insurance available and helps you evaluate which is most suitable for your needs.

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1 - 20 of 20
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) View Details CTA Monthly Repayment
OurMoneyMarket Car Loan - Excellent Credit
From
6.57%
(fixed)
6.57%
Monthly Repayment
$920.43
Finder Exclusive: Apply by November 30th 2023 and if approved, OurMoneyMarket will waive the establishment fee for Excellent Credit Customers.
OurMoneyMarket New Car Loan
From
6.57%
(fixed)
7.19%
Monthly Repayment
$934.23
loans.com.au - New - Variable Rate Special
6.24%
(variable)
7.36%
Monthly Repayment
$936.14
NRMA New Car Loan
From
7.29%
(fixed)
8%
Monthly Repayment
$945.77
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.49% p.a. and comparison rates from 6.19% p.a.)
CarMoney New Car Loan
6.89%
(fixed)
8%
Monthly Repayment
$945.14
Finder Exclusive: Apply for and settle a car loan and get a $200 cashback. Limited time offer. Terms and conditions apply.
Stratton Finance New Car Loan
From
6.29%
(fixed)
6.72%
Monthly Repayment
$928.67
You'll receive a fixed rate from 6.29% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
CarMoney Used Car Loan
6.2%
(fixed)
6.71%
Monthly Repayment
$927.55
RACV New Car Loans
From
7.29%
(fixed)
8%
Monthly Repayment
$945.77
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Great Southern Bank Fixed Rate Car Loan
From
6.49%
(fixed)
6.86%
Monthly Repayment
$927.45
You'll receive a fixed rate of 6.49% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
loans.com.au - New - Fixed Rate Special
6.79%
(fixed)
7.91%
Monthly Repayment
$943.75
You'll receive a fixed rate of 6.79% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

OurMoneyMarket Used Car Loan - No Vehicle Age Limit
From
6.57%
(fixed)
7.19%
Monthly Repayment
$934.23
NRMA Used Car Loan
From
8.49%
(fixed)
9.21%
Monthly Repayment
$962.64
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Stratton Finance Used Car Loan
From
7.05%
(fixed)
8.36%
Monthly Repayment
$950.79
You'll receive a fixed rate loan from 7.05% p.a. with a comparison rate of 8.36% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
RACV Used Car Loans
From
8.49%
(fixed)
9.21%
Monthly Repayment
$962.64
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
loans.com.au - Variable Rate Used Car < 3 years
7.74%
(variable)
8.85%
Monthly Repayment
$956.98
loans.com.au - Variable Rate Used Car < 5 years
7.74%
(variable)
8.85%
Monthly Repayment
$956.98
loans.com.au - Fixed Rate Used Car < 3 years
From
7.79%
(fixed)
8.9%
Monthly Repayment
$957.68
loans.com.au - Fixed Rate Used Car < 5 years
From
7.99%
(fixed)
9.1%
Monthly Repayment
$960.49
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
8.79%
(fixed)
9.9%
Monthly Repayment
$971.74
loans.com.au - Fixed Rate Used Car Loan (8+ years)
12.49%
(fixed)
13.6%
Monthly Repayment
$1,024.84
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Compare car insurance side-by-side and get quotes

Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or market value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $75 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
Bingle Comprehensive
Market
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Kogan Comprehensive
Optional
Agreed or Market
Finder's summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you'll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

⭐ Current offer: Get $125 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly kogan.com credit. T&Cs apply.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
ROLLiN' Comprehensive
Agreed
Finder's summary: One of the most cost-effective insurers for under 25s, according to Finder research, with no aged-based excess.

Who it might be good for: Young drivers looking to keep costs down and anyone who’d like to get more flexibility from their car insurance.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct). .

⭐ Current offer: Earn up to 50,000 Qantas Points with every Qantas Car Insurance policy you take out by 5 December. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
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