Best Ripple (XRP) wallets 2018

Your comprehensive guide to the best wallets for storing Ripple (XRP).

Ripple is both a money-transfer network and a cryptocurrency (XRP) designed with the aim to provide affordable real-time payments anywhere in the world. You can buy XRP on a wide range of cryptocurrency exchanges, but before you do, it’s essential that you set up a safe and secure wallet to store your XRP.

However, there are a number of wallets available to store XRP, so the challenge is sifting through the best products to find one that’s right for you.

Learn more Where to buy Ripple (XRP)

Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade. Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

Best wallets for Ripple

Name Product Wallet type Supported Cryptocurrencies
Securely store some of the world's most popular cryptocurrencies on the Ledger Nano S hardware wallet.
Toast Wallet
Toast Wallet
Desktop Client, Mobile, Web
Toast sets out to offer a multi-platform Ripple wallet that’s “simple enough for your grandma but safe enough for a Swiss banker”.
GateHub Wallet
GateHub Wallet
GateHub’s web wallet offers multi-currency support, in-built exchange features and market analytics.
Rippex Wallet
Rippex Wallet
Desktop Client
Purpose-built for XRP, the Rippex desktop wallet offers a simple interface and basic features.
Cryptonator Wallet
Cryptonator Wallet
Mobile, Web
Cryptonator wallet allows you to store multiple world-leading cryptocurrencies online.

Compare up to 4 providers

What to look for in a Ripple wallet

When searching for the best Ripple wallet, remember to keep an eye out for the following features:

  • XRP support. This is an obvious point but one worth remembering as crypto wallets don’t support every currency. Make sure any wallet you choose is fully compatible with XRP.
  • User-friendly interface. Transferring and storing cryptocurrency can be a confusing process, especially for newcomers to digital currencies. Make sure any Ripple wallet you choose has an easy-to-use interface that’s simple to understand.
  • Ongoing development and support. Check to confirm whether the wallet is backed by a development team that continues to upgrade and improve its features. In addition, check what support the wallet provider will offer if you ever have any issues storing your XRP.
  • Security and backup features. How secure is the wallet you’re thinking of choosing? Is it a hot or cold wallet? What measures are in place to protect your private data? Are there any backup and recovery options if something goes wrong?

5 wallets to securely store Ripple (XRP)

Ledger Nano S

  • Security, stores multiple cryptocurrencies, unlimited XRP storage
  • Cost, shipping delays

Ledger Nano S

The Ledger Nano S offers a simple, secure way to store your XRP. A hardware wallet that plugs into your computer’s USB port, the Nano S is compact, versatile and extremely popular.

The Nano is essentially a USB device that stores your private keys. However, it also features a built-in organic LED (OLED) screen, which allows you to quickly and conveniently check your balance or confirm a transaction.

Hardware wallets allow you to conveniently store and manage your currency and are generally considered to be more secure than web and desktop wallets. Rather than actually storing your currency, the Nano S tracks your XRP holdings on the blockchain. It also stores and protects the data (private keys) needed to access your cryptocurrency.
Read our full review of the Ledger Nano S wallet here

The fact that it offers offline storage provides protection against hackers, while you’ll need to create a four-digit PIN that you must use to send payments. If there are three incorrect PIN guesses, the device wipes itself. Other security features include a backup recovery sheet and advanced passphrase options.

This wallet also supports a range of other popular cryptos, including bitcoin (BTC), Ether (ETH), Dash (DASH) and Zcash (ZEC), so you have a secure place to store your crypto portfolio.

Keep in mind that in periods of high demand, there have been shipping delays of up to six weeks.

Toast Wallet

  • Free storage, accessible on multiple platforms
  • Can only store XRP

Toast wallet

This open-source XRP wallet offers a free and easy way to store your Ripple. The creators of Toast Wallet claim they set out to create a Ripple wallet that’s “simple enough for your grandma but safe enough for a Swiss banker”, and that gives you a good idea of what you can expect.

Toast Wallet combines a simple interface with accessibility across a wide range of platforms. It’s available for iOS, Android, Windows, Mac and Linux, allowing you to manage your XRP holdings across all your devices. There’s also a backup feature for extra security as well as a secure PIN and a recovery passphrase. As it’s non-hosted, you’re always in control of your private keys.

Perhaps the biggest downside of Toast Wallet is that it can only store XRP. This won’t be a problem for some users, but if you’re looking for a wallet that can hold a variety of crypto holdings, you’ll need to look elsewhere.

You can download this wallet from the official Toast Wallet website.

Storing Ripple in an exchange wallet

You also have the option of storing your XRP holdings in a wallet based on a cryptocurrency exchange. The main advantage of this approach is that your Ripple will be ready to trade instantly should you ever wish to sell them.

However, storing your funds on an exchange comes with a security risk as there have been numerous reported examples of exchanges being hacked and customers having their coins stolen. There have also been incidences of dodgy exchange operators stealing from their customers, so it’s generally recommended that you set up a secure wallet separately which only you can access.


  • User-friendliness, convenience, analytics
  • Not as secure as hardware or desktop wallets


If you’re searching for a web wallet which you can use to store your XRP holdings, GateHub is well worth a closer look. This online wallet supports XRP as well as several other cryptocurrencies and allows you to send and receive payments via Ripple, SEPA, international wire and more.

The biggest strength of GateHub is its ease of use. The user interface is simple to understand for crypto novices and also allows you to access a comprehensive overview of your crypto assets (including analytics) on a single page.

It offers support for the following crypto and fiat currencies: XRP, USD, EUR, BTC, BCH, ETH, ETC, REP, DASH, QAU and XAU. Platform users can trade currencies and cryptocurrencies directly on the Ripple network and even trade precious metals like gold and silver.

In terms of security, you’ll need to set up a GateHub identity and satisfy know-your-customer (KYC) requirements when you register for an account. GateHub also allows you to set up two-factor authentication to provide increased security.

Image description
The GateHub Wallet interface GateHub


  • Easy access, security
  • Ripple gateway services shutting down

Rippex wallet

Rippex is another popular wallet among XRP holders. This downloadable desktop wallet is available for Windows, Mac and Linux operating systems and is designed to provide safe and simple storage of Ripple.

Free to download, Rippex is an open-source wallet that lets you store your private keys on your PC. A stringent verification process and two-step verification provide added security, while the user interface is relatively straightforward.

However, on 2 February 2018, Rippex announced the closure of its Ripple gateway services. While the Rippex wallet will still work, it will no longer be available for download from Rippex following 28 February 2018. Existing Rippex users can transfer their secret key to a new wallet if they wish.


  • Easy access, user-friendly interface, holding multiple currencies
  • Not as secure as cold storage

Cryptonator app

Cryptonator is an online wallet that provides support for Ripple, bitcoin, Ethereum, Dash, Litecoin, Zcash and a range of other coins. In all, 19 currencies are supported, and all are simple to view and manage through Cryptonator’s user-friendly interface. You can also instantly exchange between currencies in your account without incurring any fees, though you might want to check how Cryptonator’s rates compare to those offered elsewhere before using this feature.

You can manage the XRP in your Cryptonator account 24/7, and another bonus is that you can access your account from multiple platforms. As well as access from your PC or Mac, Cryptonator also has apps for Android and Chrome.

From a security point of view, this Cryptonator claims to offer bank-grade security. Features include an encrypted SSL connection over HTTPS, two-factor authentication and trusted IPs.

Having said that, this is an online wallet, so it’s never going to be as safe as storing your funds in an offline hardware wallet. There’s also no iOS app, which is a real drawback for iPhone owners.

Tips for securely storing your Ripple

Want to store Ripple or any other cryptocurrency as safely and securely as possible? Make sure to keep the following tips in mind:

  • 20 XRP. Unlike bitcoin wallets, which are usually free, Ripple wallets require you to pay 20 XRP to reserve your wallet address. With this in mind, it’s probably best to store all your XRP in one wallet, unless you want to spread your funds across multiple wallets and you’re happy to pay 20 XRP each time you set up a new one.
  • Set up two-factor authentication. If your wallet allows for it, make sure you enable two-factor authentication. This provides an extra layer of security for your crypto funds.
  • Keep your private keys private. Make sure you never share any private keys with anyone else. Keep a backup and store it in a safe place.
  • Backup. Security is paramount when storing XRP or any other crypto, so choose a wallet that provides an easy-to-use backup option. Remember to make use of the feature regularly as it provides important protection against losing your funds.

Check out our complete guide to securely storing your crypto

Image source: Shutterstock

Tim Falk

A freelance writer with a passion for the written word, Tim loves helping Australians find the right home loans and savings accounts. When he's not chained to a computer, Tim can usually be found exploring the great outdoors.

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