Best Personal Accident Insurance*

How Do I Find The Best Personal Accident Insurance?

The wide range of protective insurance plans that are on the market these days are able to help us to benefit from protection and peace of mind in many different situations. There are many things in life over which we have little to no control, but although we cannot stop certain events from occurring we can take steps to ensure that we are as protected as possible in the event that they do occur.

One such event that we have little control over is personal accidents, which can affect anyone at any time and in any place. Accidents can occur through no fault of your own in some cases and the consequences can be severe, particularly in the event of a serious or debilitating accident. This sort of serious accident can affect your life in many different ways, from affecting your health and capabilities to affecting your financial situation and your home life.

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Compare personal accident insurance quotes from these direct brands

Details Features
Income Protection
Income Protection
Cover up to 85% of your income up to $10,000 per month if you can't work due to sickness or injury. Cover for over 1,000 jobs and full-time, part-time and self-employed.
  • Monthly benefit up to $10,000
  • Cover for applicants up to age 60
  • 30 day cooling-off period
Go to site More info
Income Protection
Income Protection
Receive up to 75% of your income each month to a maximum of $25,000 if you can't work due to serious illness or injury.
  • Monthly benefit up to $25,000
  • Available for applicants up to 59 years old
  • 30 day cooling off period
Go to site More info
Income Protection
Income Protection
Receive up to 75% of you income (up to $10,000 per month) of your income if you're unable to work due to serious illness or injury.
  • Up to $10,000 monthly income replacement
  • Choice of benefit period of 1, 2 or 5 years
  • Involuntary Unemployment Cover up to 3 months
Go to site More info
Although we cannot really do anything about falling victim to an accident other than trying to be careful in whatever we do, and there is little to nothing we can do about the severity of the effects of an accident, we can take steps to ensure that we reduce the impact on other areas of our lives such as our finances. Personal accident insurance for individuals is a cost effective way to ensure that in the event you fall victim to a serious accident, you are not left suffering with financial worries as well as health worries.When you reduce the risk of financial problems in the event of a debilitating accident, you can benefit in many ways. Having less to worry about in terms of your finances means that you can focus more on your recovery and getting back on your feet. Financial protection also means that there will be less strain in your relationships and your family will not be left to pick up the pieces financially whilst you are out of action.With a range of insurance providers to choose from and a variety of plans available, finding personal accident insurance cover for individuals should not prove to be a big issue and can be made even easier if you harness the power of the internet to find the most suitable plan at the right price.

Why compare personal accident insurance plans for individuals online?

The internet has become an invaluable tool for those looking to buy goods or services over recent years, and for those who are keen to buy personal accident insurance cover going online can be hugely beneficial in many different ways. When you use the Internet to get quotes and to compare personal accident insurance cover for individuals you will benefit in a variety of different ways such as:

  • Enjoying the speed, ease and convenience of being able to compare a range of plans from a variety of providers from the comfort and privacy of your own home
  • Enjoying the convenience of browsing and comparing personal accident insurance cover at a time that fits in with your schedule, so you can go at your own pace and not feel rushed into making a choice
  • Having access to a great choice of providers and plans, which can boost your chances of finding suitable and affordable personal accident insurance cover
  • Speeding up the whole process of browsing, comparing and arranging your personal accident insurance cover
  • Enjoying access to some great deals, which could help you to save even more money on the cost of your cover

Areas to consider when looking for cover online

When you go online to look for personal accident insurance cover for individuals you need to think about the different areas that you should take into consideration in order to try and get the most suitable cover at the most affordable price. Some of the important areas of consideration include:

  • Your budget: You should work out the maximum amount you can afford to spend on your cover each month and then compare the cost of cover to find a plan that fits in with your budget requirements. This will help to ensure that you get a plan that you can comfortably afford the premiums on
  • Your coverage levels: You need to think about the level of coverage that you need based on your circumstances and outgoings, so that you can compare coverage levels on different plans and find a plan that will suit your needs
  • The features of the plan: When you are comparing personal accident insurance plans for individuals you need to look at what is and is not covered under the policy, as this will help you to make a more informed decision with regards to which plan is going to be suited to your needs

William Eve

Will is a personal finance writer for specialising in content on insurance. While he cannot give personal advice to clients, Will enjoys explaining the intricacies of different types of protective cover to help individuals and businesses find affordable cover that won't leave them underinsured.

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