Best ute off-road

Here's how the most popular utes compare off-road

Last updated:

In this series, we're comparing utes off-road. Previously, we've written about the best utes for tradies as well as the top all-round ute.

Here at Finder, we painstakingly compare ute reviews to determine the general findings of motoring experts on a vehicle. This saves you time and helps you understand the pros and cons of buying a particular pick-up. But what if, after reading our guides, you're still unsure about which ute to buy?

We've put together key off-road features and measurements of the most popular utes to see which is the most capable when the road ends and the less-travelled stuff starts.

What to look for in a 4x4 ute

When you need to travel over rough terrain, what should you look for in a ute?

  • High ground clearance. This is the distance between the lowest point of the vehicle (almost always the diff case) and the ground you're travelling on. The larger this gap, the easier it'll be to travel over heavily undulating terrain without catching the belly of your ute. When the ute grounds out, then you risk damaging critical mechanical components – not good if you're in the middle of nowhere. To offset a lower ground clearance, look for utes with bash/skid plates also called underbody protection. You can improve your ground clearance by fitting larger wheels/tyres to lift the body up, but if you go too far, the treads will start rubbing on the body when the suspension is compressed.
  • Bash plates. Ground clearance is important because it prevents you from getting stuck. Bash plates can also help reduce this by making your ute slide over rocks and other hard stuff. A good quality skid plate is generally made from thick steel, though some are aluminium. If you're venturing into really extreme off-road situations, you'll want to make sure your engine sump, gearbox, transfer case, diffs and fuel tank have some protection from rocks or branches jutting out of the ground.

Ute measurements and off-road metrics, picture is the VW Amarok

  • Approach/Departure/Ramp angles. If you imagine drawing a line from the centre of the bottom of the tyre to the lowest point of the outer bodywork/towbar, when measured this gives your off-road angles. Approach tells you how steep a gradient you can tackle travelling forwards without damaging your front-end; departure is the steepest incline you can transition off without catching anything. If you picture a peak as a triangle, the breakover or ramp angle is the sharpest point you can travel over without clipping the apex on part of the underside of your vehicle. Ideally, you want the approach and departure angle numbers to be higher (picture a 90-degree angle, the closer to this figure you get, the better), while a higher ramp angle rating means you can go over more aggressive pitches without trouble. Bear in mind, these numbers are for low-speed movements, if you travel into a slope at speed, your suspension will compress and you could bottom out. These critical measurements are governed by ground clearance, overhangs and wheelbase. So, in theory at least, if you go for a ute with a shorter wheelbase, lifted higher from the ground and with minimal overhangs, you'll fair better off-road. Fun fact, a stock Hummer H1 can have a go at a 72-degree gradient.
  • Overhangs. Generally, the shorter the overhang of your bodywork, measured from the centre line of your wheel to the outer extremity, the better. It means the bodywork and bumpers are lifted away from the terrain as much as possible, returning good approach and departure angles. If the car's components don't contact the ground, it lessens the chance of incurring damage.

A 90% road biased tyre, vs a 20% one, by Cooper Tires

  • Tyres. Tyres are very important when off-roading. The majority of utes sell with road tyres. These give better fuel economy, higher-speed ratings and make less noise. But when you go off-road, mud quickly gathers in the treads, making them almost perfectly smooth. As a result, grip will be diminished. To combat this, manufacturers produce all-terrain and mud tyres. Specifically designed to clear mud, thanks to larger gaps in the treads and with aggressive tyre blocks, a good quality all-terrain tread will give you better grip and keep you moving when the ground gets soft and mushy. The downside is they'll wear quicker, be noisy and also sometimes affect the braking distances and handling when on tarmac. If your chosen ute brand doesn't offer more aggressive tyres from the factory, it's not a big job to purchase a set of five (you'll want a matching spare) and have them swapped over onto your stock rims.
  • Snorkel/engine breather. These aren't just to make you look like you know what you're doing out in the bush, they protect your engine from accidentally sucking in a load of liquid or dust. If you plan on travelling through deep water or into dusty, arid environments, you'll definitely want a snorkel. A lot of the utes below have factory options, but for some, you'll need to go to an aftermarket parts supplier.
  • Winch. Winches are incredibly useful if you get stuck, need to move large objects that are blocking your way ahead or need to get a trapped vehicle out of the mud. You'll also need a solid winch bumper and a selection of straps, rated shackles, pulleys and gloves if you're going to use a winch. Recovery kits are available with these all kept in a neat bag. Be very careful when using a winch, if the cable or rope snaps, it can be deadly!

Ford Ranger with off-road equipment

  • Off-road bumpers. A bull bar is a good addition to an off-road ute as it gives you somewhere to attach spot lamps or fix a CB radio aerial. They can also deflect minor scrapes and dings as well as branches encroaching on your path. Some have integrated winch mounting locations as well as rated recovery/tow points.
  • Rugged interior. You want a hard-wearing interior in your ute, so ditch carpet which will quickly be destroyed by abrasive grit in thick mud and go for something removable and made from tough rubber or vinyl. Then you can lift out your interior mats and give them a hose down, ready for your next trip.
  • Electronic terrain modes. In the good old days, the driver was the one who manually operated the vehicle to get the best off-road performance. Nowadays, the driver receives assistance from a number of electronic systems such as hill descent control (where fitted), traction control and, on some utes, a terrain response system. If you're really serious about driving off-road, you'll want front and rear diff lockers to stop a wheel that's in the air from spinning and to keep you ploughing through sticky mud. A centre diff is even more useful, locking both axles together so they turn in unison.
  • Gearing and transmission. A low-range transfer box is a must. It allows you to change the effective gear ratios of your car, reducing them so that the speed you're travelling at is less for the same engine revs. This helps with slow-speed manoeuvres but also gives you more control and is advantageous whenever you might lose grip in 4WD high. A low ratio will give a driver more control on hill descents too, where you'll make the most of engine braking. Again, having extra gears (the Ford Ranger has ten gears on some models) helps maximise the command you have over your vehicle, squeezing the optimum from the engine and augmenting traction.
  • Suspension. Suspension plays a key role in a good off-roader. Long travel dampers help keep the wheels planted even when you get into cross-axle situations. Twin shocks cope with heat and corrugations better, lasting longer before they get wallowy. Independent suspension allows all four corners to conform to the ground underneath them. Soft suspension will be more comfortable off-road, while less flexible damping will see the body move around more when crossing gullies at an angle.
  • Lighting. Having extra spot lamps and light bars can mean the difference between being forced to park-up and camp as dusk sets in or having the ability to drive on into the night.
  • Equipment storage. Roof bars and racks are a great place to store things like bikes or even a roof tent and canopy. You can also stick your off-road jacks up there. Some off-roaders might feel comfortable putting extra fuel cans and spare tyres on the roof, though you'll need to make sure you're not unbalancing the ute and not exceeding the factory specified maximum weight. A rear canopy over the tub is great if you've got dogs you take off-roading since it stops them from jumping out and also extends the usable roof storage space.

A few words about off-roading

If you're an inexperienced off-road driver, you should consider taking a training course. It isn't just a case of point and shoot, poor technique will result in injuries or worse. Here are a few pointers to remember:

  • Keep your thumbs out of the wheel. People have had their thumbs broken by allowing them to sit inside the outer rim of the steering wheel. When the wheel hits a rock or follows a rut, it can violently spin the wheel and send you into a world of pain. Instead, place your thumbs on the outer edge of the wheel pointing up, then if the wheel turns abruptly, your thumbs will slide along the outer edge, clear of the inner spokes/boss.
  • Walk your line first. It's always wise to stop your vehicle safely and walk a route you want to take first. This way, you can look out for, and shift, any large rocks while plotting out a deliberate line to drive along. Ideally, you'd always travel in a convoy in case of mechanical failures. This way, there are others around to spot you as you travel over rough rocks and give directions. They can also help if you bury your ute in a thick slurry of mud.
  • Do not underestimate water. Fast flowing water is a killer. It doesn't take much water to sweep someone off their feet or to shift a heavy 4x4. Water can be deeper than you think and contain unseen objects. Where safely viable, you should inspect a water crossing and check the depth before committing to wading through it.

Toyota HiLux ute

Toyota HiLux

Toyota HiLux
Overhangs (Front/rear) 928mm/1,234mm
Ground clearance (worst model) ~216mm (Rogue)
Wheelbase 3,085mm
Nationwide dealers 310
Towing capacity Up to 3,500kg (or 3,200kg for auto models)
Wading depth 700mm
Fuel tank 80 litres
Turning circle Not listed
Suspension Heavy-duty suspension available with underbody package on Hi-Rider HiLuxs
Underbody shielding Yes, on Hi-Rider models
Rubber matting Vinyl floor covering available
Measurements: external (L, W, H) 5,415mm x 1,885mm x 1,815mm
Wheel arch protectors Rugged, Rugged X
Rock sliders Rugged, Rugged X
Recovery points Rugged, Rugged X
Snorkel Rugged, Rugged X
Reversing camera Pick-up models
Rear diff-lock SR models and upwards
Dual ratio transfer box Yes
Downhill assist Pick-ups from the SR double-cab upwards
Terrain dial No dial or button, but various separate systems
Comments Toyota has a huge number of dealers, which should reduce the distance new parts have to travel for crucial repairs. Also, an 80-litre fuel tank is impressive, giving you a decent off-road range before you have to dip into your jerry cans.

* Rugged and Rugged X models have 1,087mm and 1,082mm overhangs respectively

Ford Ranger 2019

Ford Ranger

Ford Ranger
Overhangs (Front/rear) 1,000mm*/1,245mm
Ground clearance (worst model) ~232mm (XLS), rest 237mm
Wheelbase 3,220mm
Breakover angle 24/25° depending on model
Approach angle 28/29° depending on model
Departure angle 21-28° depending on model
Nationwide dealers 197 (as of 2014)
Towing capacity Up to 3,500kg
Wading depth 800mm
Fuel tank 80 litres
Turning circle 12.7 metres
Suspension Raptor model has performance suspension
Underbody shielding Ranger Raptor has bash plates
Rubber matting On XL Rangers
Measurements: external (L, W, H) 5,382mm x 2,163mm x 1,815mm
Wheel arch protectors Optional flares
Rock sliders Aftermarket option
Recovery points Aftermarket part available
Snorkel Optional accessory
Reversing camera Pick-up models
Rear diff-lock Electronic diff
Dual ratio transfer box Yes
Downhill assist Yes
Terrain dial No dial or button, but various separate systems
Comments Ford offers an optional CB radio with antenna kit, an LED light bar and a bull bar, among other things from the factory.

Mitsubishi Triton 2019

Mitsubishi Triton

Mitsubishi Triton
Overhangs (Front/rear) Not listed/Not listed
Ground clearance (worst model) ~205mm (GLX)
Wheelbase 3,000mm
Breakover angle 25° (some 24°)
Approach angle 27.5°-31°
Departure angle 22°-23°
Nationwide dealers 200+
Towing capacity Up to 3,100kg
Wading depth 500mm
Fuel tank 75 litres
Turning circle 11.8 metres
Suspension Some have heavy-duty suspension
Underbody shielding Yes
Rubber matting Vinyl floor covering available
Measurements: external (L, W, H) 5,305mm x 1,815mm x 1,780mm
Wheel arch protectors Aftermarket
Rock sliders Aftermarket
Recovery points Aftermarket
Snorkel Aftermarket
Reversing camera Pick-up models
Rear diff-lock GLX+ and upwards
Dual ratio transfer box 4x4 models
Downhill assist GLS Premium
Terrain dial Super Select II
Comments The Triton has some unique features that make it on-paper a decent off-roader. Multi-around view could be useful when navigating tight gullies. A factory bull bar, LED light bar and all-terrain tyre option round out the equipment.

Holden Colorado

Holden Colorado

Holden Colorado
Overhangs (Front/rear) Not listed/Not listed
Ground clearance (worst model) ~215mm
Wheelbase 3,096mm
Breakover angle 22.1°
Approach angle 28.3°
Departure angle 23.1°
Nationwide dealers 207
Towing capacity Up to 3,500kg
Wading depth 600mm
Fuel tank 76 litres
Turning circle 12.7 metres
Suspension Coil spring, leaf spring rear (heavy-duty option as part of Xtreme pack on Z71)
Underbody shielding All models have sump guard, Z71 has stage 1 underbody protection. Farmer pack adds stage 1-3 bash plating.
Rubber matting Vinyl floor covering available
Measurements: external (L, W, H) 5,362mm x 1,872mm x 1,800mm
Wheel arch protectors LS-X models and up
Rock sliders Aftermarket
Recovery points Up to 1,500kg
Snorkel Factory option
Reversing camera Yes
Rear diff-lock DuraGrip system with LSD
Dual ratio transfer box 4x4 models
Downhill assist Hill descent control
Terrain dial Part of Electronic Stability Control (ESC)
Comments Factory packs quickly add up.

Nissan Navara ute double-csab

Nissan Navara

Nissan Navara
Overhangs (Front/rear) Not listed/Not listed
Ground clearance (worst model) ~217mm (RX)
Wheelbase 3,150mm
Nationwide dealers 89
Towing capacity Up to 3,500kg
Wading depth 600mm
Fuel tank 80 litres
Turning circle 11.8-12.4m (depending on iteration)
Suspension Double front wishbones, rear five-link suspension
Underbody shielding Aftermarket parts available
Rubber matting Vinyl floor covering available, rubber mats optional
Measurements: external (L, W, H) 5,120mm (5,255 on some) x 1,850mm (not including mirrors) x 1,790mm
Wheel arch protectors On N-TREK Navaras
Rock sliders Aftermarket
Recovery points Aftermarket
Snorkel Aftermarket
Reversing camera Available on all pick-up models
Rear diff-lock Limited slip diff on 4WD models, electronic locking rear diff on SL, ST, ST-X
Dual ratio transfer box On 4x4 models, yes
Downhill assist ST-X and up
Terrain dial No dial or button, but various separate systems
Comments 360° could be useful when off-roading for spotting branches, rocks and other damaging objects. 360° view can be affected by the add-on bumpers though.

Isuzu D-Max

Isuzu D-Max

Isuzu D-MAX
Overhangs (Front/rear) 905mm/~Up to 1,295mm
Ground clearance (worst model) ~225m
Wheelbase 3,095mm
Nationwide dealers 156
Towing capacity Up to 3,500kg
Wading depth 800mm
Fuel tank 76 litres
Turning circle 12.6m
Suspension Double-wishbones front, leaf-springs on rear
Underbody shielding Front steel bash plate, 4x4s have sump, transfer box plus fuel tank protection
Rubber matting Vinyl floor covering available, rubber mats as an accessory
Measurements: external (L, W, H) 5,295mm x 1,860mm (not including mirrors) x 1,785mm
Wheel arch protectors Fender flares as a factory option (heavy-duty side rail factory option)
Rock sliders Aftermarket
Recovery points Factory fitted rated tow hooks, up to 2,850kgs limit
Snorkel Factory option
Reversing camera Available on all pick-up models
Rear diff-lock No (Aftermarket airlocks for sale)
Dual ratio transfer box On 4x4 models, yes
Downhill assist Yes
Terrain dial Terrain Command
Comments Isuzu's optional side rail protection is unique among factory fitted options, apart from on the Toyota LandCruiser 70.

Toyota LandCruiser 70 4x4

Toyota LandCruiser 70

Toyota LandCruiser 70
Overhangs (Front/rear) Not listed/Not listed
Ground clearance (worst model) ~230mm
Wheelbase 3,180mm
Breakover angle Not listed
Approach angle Not listed
Departure angle Not listed
Nationwide dealers 310
Towing capacity Up to 3,500kg
Wading depth 700mm
Fuel tank 130 or 180 litres
Turning circle 14.4 metres
Suspension Front coil springs and radius arm, rear lead springs
Underbody shielding Aftermarket available
Rubber matting Optional all-weather mats
Measurements: external (L, W, H) 5,230mm x 1,870mm (not including mirrors) x up to 2,115mm
Wheel arch protectors Some models have over fender flares
Rock sliders Aftermarket
Recovery points Aftermarket
Snorkel Standard
Reversing camera Aftermarket available
Rear diff-lock Optional on some
Dual ratio transfer box Yes
Downhill assist No
Terrain dial Has Active Traction Control (A-TRAC) and Vehicle Stability Control (VSC)
Comments Single-cab models have a five-star ANCAP rating. Looks like an older vehicle, but boasts some of the more modern comforts. It's a stout and robust vehicle, with a crazy huge fuel tank.

Mazda BT-50 ute

Mazda BT-50

Mazda BT-50
Overhangs (Front/rear) 919mm/Up to 1,226mm
Ground clearance (worst model) ~200mm (XT)
Wheelbase 3,220mm
Breakover angle 25° (some 24.4°)
Approach angle 27.2°-28.2°
Departure angle 26.4°-28.4°
Nationwide dealers 134
Towing capacity Up to 3,500kg
Wading depth 800mm
Fuel tank 80 litres
Turning circle 12.4 metres
Suspension Front double-wishbones with coils, rear axle with leaf springs
Underbody shielding Yes, on 4x4 models
Rubber matting Vinyl floor covering, rubber mats available
Measurements: external (L, W, H) 5,365mm-5,373mm x 1,850mm (not including mirrors) x 1,821mm
Wheel arch protectors Optional (apart from on Boss model)
Rock sliders Aftermarket
Recovery points Aftermarket
Snorkel Optional accessory
Reversing camera Yes
Rear diff-lock Locking rear diff on Freestyle and up
Dual ratio transfer box Yes
Downhill assist Yes, hill descent control (HDC)
Terrain dial Variety of systems
Comments Some of the Mazda BT-50s have a locking rear diff, sat-nav with off-road maps and various other off-road potential boosting features. It's also cool to see the Boss adventure pack that brings various adventure kit like a bull bar and driving lights. The BT-50 shares a platform with the Ford Ranger.

VW Amarok V6 ute

VW Amarok

VW Amarok
Overhangs (Front/rear) 898mm/Up to 1,259mm
Ground clearance (worst model) ~226mm (TDI400)
Wheelbase 3,095mm
Breakover angle 23°
Approach angle 28°
Departure angle 23.6°
Nationwide dealers 106
Towing capacity Up to 3,000kg
Wading depth 500mm
Fuel tank 80 litres
Turning circle 12.95 metres
Suspension Front double-wishbones with coils, rear axle with leaf springs
Underbody shielding Yes, on 4x4 models
Rubber matting Rubber mats in cab
Measurements: external (L, W, H) 5,254mm x 2,228mm x 1,834mm
Wheel arch protectors Optional (apart from on Boss model)
Rock sliders Aftermarket
Recovery points Aftermarket
Snorkel Aftermarket
Reversing camera Yes
Rear diff-lock Electronic and mechanical diff lock
Dual ratio transfer box Yes
Downhill assist Yes, hill descent control (HDC)
Terrain dial Off-road mode
Comments A well-reviewed 4WD system, underpinned by renowned German engineering. The gearing also seems very favourable for off-roading.

RAM 1500 Laramie ute

RAM 1500

RAM 1500
Overhangs (Front/rear) 905mm/~Up to 1,295mm
Ground clearance (worst model) ~235m
Wheelbase 3,569mm
Nationwide dealers 52
Towing capacity Up to 4,500kg
Wading depth N/A
Fuel tank 98 litres
Turning circle 13.9m
Suspension Twin shocks, double-wishbone at front, rear five-link with twin dampers
Underbody shielding Aftermarket available
Rubber matting Rubber floor covering
Measurements: external (L, W, H) 5,817mm x 2,017mm (not including mirrors) x 1,917mm
Wheel arch protectors Aftermarket
Rock sliders Aftermarket
Recovery points Aftermarket
Snorkel Aftermarket
Reversing camera Available on Laramie
Rear diff-lock Anti-spin diff
Dual ratio transfer box Yes
Downhill assist No
Terrain dial Traction control
Comments The Ram 1500 should handle gravel roads and mud, but it's a heavy and large beast.

Which ute is the best off-road?

From research, it would appear the three best-selling utes are also very competent off-road vehicles. The Ford Ranger is highly rated, thanks to its impressive wading capability, powerful yet frugal diesel engines and modern ten-speed box. The HiLux fares well too as does the Triton with its Super Select II terrain response system. The 70 Series LandCruiser is also rated highly and the Mazda BT-50 is based on the Ford Ranger, so it should be able to take care of itself off the bitumen. Car reviewers also favourably rated the Volkswagen Amarok, specifically the V6 model (some even say it is the best off-road).

At the end of the day, very few ute owners spend more than even half of their time off-road. You need to weigh how well the 4x4 copes with on-road, day-to-day travelling against its abilities off the paved road network. You also have to factor in things like value for money, fuel economy, passenger comfort, equipment levels and servicing fees. Remember, if you do a lot of travelling off-road, all manufacturers will consider this a harsh working environment and you'll need to service your ute more frequently, with shorter distance intervals.

One of the best things about owning a ute is if you want to improve its ability off-road, you can relatively easily modify it. Installing suspension lift kits, larger tyres, underbody protection and a winch will see you travelling to places you'd never think possible.

Compare some options to finance ute

Updated December 7th, 2019
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
5.45% (fixed)
5.8%
$2,000
1 to 7 years
$250
$0
You'll receive a fixed rate of 5.45% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.
From 4.69% (fixed)
6.03%
$10,000
3 to 7 years
$499 (from $499)
$9
You'll receive a fixed rate from 4.69% p.a.
Borrow up to $100,000 with a RateSetter Car Loan and benefit from no early repayment or exit fees.
5.49% (fixed)
5.73%
$25,000
1 to 7 years
$175
$0
You'll receive a fixed rate of 5.49% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.
6.99% (fixed)
8.1%
$5,000
1 to 7 years
$295
$10
You'll receive a fixed rate of 6.99% p.a.
Apply for a loan from $5,000 to finance a new or used car. Flexible repayments and options to finance a classic car.
From 4.79% (fixed)
5.34%
$10,000
1 to 7 years
$400
$0
You'll receive a fixed rate of 4.79% p.a. with a comparison rate of 5.34% p.a.
Get access to over 20 providers to fund a new or used car.

From 4.89% (fixed)
5.44%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.89% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
From 5.69% (fixed)
6.39%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 5.69% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
From 4.69% (fixed)
5.64%
$10,000
3 to 7 years
$700 (for private seller vehicles this fee is $608)
$9
You'll receive a fixed or variable rate depending on the lender you are approved with
Apply for up to $100,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
6.79% (fixed)
7.16%
$5,000
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
$0
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
From 5.71% (fixed)
6.57%
$1,000
1 to 7 years
$500 (from $100 to $500)
$10
You'll receive a fixed rate between 5.71% p.a. and 8.66% p.a. based on your personal credit history
A flexible loan to help you finance a car, motorbike or boat up to five years old.
From 5.99% (fixed)
6.63%
$10,000
1 to 10 years
$200
$5
You’ll receive a fixed rate of 5.99% p.a. ( 6.63% p.a. comparison rate ).
Apply for up to $75,000 available with asset security. Only good credit applicants can apply for this loan.
8.49% (fixed)
9.67%
$10,000
1 to 7 years
$250
$12
You'll receive a fixed rate of 8.49% p.a.
Finance a new or used car and benefit from convenient features for car buyers including a car search tool and the option to borrow extra for on-road costs.
From 8.49% (fixed)
9.6%
$3,000
1 to 5 years
$195
$12
You'll receive a fixed rate from 8.49% p.a. based on the value of your car
Get a competitive rate and apply for a larger loan up to $80,000 when you attach a new or used car as security to the loan.
6.45% (fixed)
6.8%
$2,000
1 to 5 years
$250
$0
You'll receive a fixed rate of 6.45% p.a.
Benefit from this competitive rate by securing the loan with a vehicle up to 6 years old. Use this flexible loan for any purpose.
From 5.69% (fixed)
6.39%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 5.69% p. a.
Purchase a new car with this loan and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
From 5.19% (fixed)
6.08%
$5,000
3 to 7 years
$655 (Includes PPSR registration and private sale fee, if applicable)
$0
You'll receive a personalised interest rate from 5.19% p.a. to 5.69% p.a. based on your risk profile
A flexible car loan from $5,000 - $50,000 with personalised rates and rewards for strong credit customers.

From 6.99% (fixed)
7.7%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.

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