Best Credit Card Deals 2016*

Information verified correct on December 8th, 2016

Looking for the most competitive credit card deals? Browse and compare our picks to find the best* credit card for you.

With so many credit card deals on the market, narrowing down your decision to one can be a difficult task.

There are different credit cards available for almost every type of cardholder. You could look at a balance transfer credit card to consolidate your debt, a frequent flyer card to earn rewards as you spend or a no annual fee card to cut back on costs. If you have a purchase in mind, you might consider a card with 0% interest on purchases, a card with complimentary insurance if you have a holiday coming up or a business credit card to help manage corporate expenses.

Ultimately, the best* credit card deal depends on your financial situation, your ability to repay and the features you’re looking for in a credit card. Use this guide to compare your options and decide which credit card is the best* for your needs.

Credit card deals you can compare

Use the credit card categories below to narrow down your search and find the right card for you:

* The offers compared on this page are chosen from a range of products finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms "Best" and "Top" are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

Compare the Top Credit Card Offers* for your needs

0% Balance transfer offers

St.George Vertigo Visa

St.George Credit Card Offer

Enjoy a low rate balance transfer offer. The card also features a low ongoing purchase rate and a low annual fee.

  • $55 p.a. annual fee
  • 1% p.a. for 12 months (reverts to 13.24% p.a.) on purchases
  • 0% p.a. for 18 months on balance transfers
  • Cash Advance Rate of 21.49% p.a.
  • Up to 55 days interest free

Do you have a debt that is collecting high interest? A balance transfer promotion allows you to transfer your debt to a card with 0% interest on balance transfers for a set period, usually between 6 to 20 months. This means you can pay down your debt without the additional cost of interest. At the end of the promotional period, the standard balance transfer rate (either the interest or cash advance rate) will apply. So you should aim to repay your debt before the promotion ends if you want to avoid accruing interest. Compare how much interest you could save using our balance transfer calculator below.

Rates last updated December 8th, 2016
$
% p.a.

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Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Interest Saved
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 13.24% p.a.) $55 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Offers 0% p.a. interest rate on balance transfers for 18 months to help you manage your existing credit card balance. Earn bonus Velocity Points in the first 3 months.
0% p.a. for 18 months 20.74% p.a. $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
0% p.a. for 15 months 19.99% p.a. $149 p.a. Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months with a one off 3% balance transfer fee 0% p.a. for 15 months (reverts to 13.99% p.a.) $59 p.a. Go to site More info
St.George Vertigo Platinum
Manage your credit card debt with 0% for 18 months on balance transfers.
0% p.a. for 18 months 1% p.a. for 12 months (reverts to 12.74% p.a.) $99 p.a. Go to site More info

finder.com.au's Best Credit Card Deals*

If you don't want to pay an annual fee but still want to earn rewards, compare your options in the table below.

 Credit Card Bonus Points Points Earning
50,0001
0.66
 1

Rewards or frequent flyer credit cards

rewards or frequent flyer credit card is an easy way for regular spenders and globetrotters to collect rewards points as they spend. Some cards even offer thousands of bonus points on sign up, meaning you can bolster your points balance from the beginning. Earn rates (how many points you earn per dollar), rewards programs, redemption options and bonus points terms and conditions vary between different cards and programs. So it’s important to compare your options to make sure it compliments your spending habits and rewards goals. These cards typically come with a higher annual fee, so you’ll want to make sure the value of your rewards outweigh the cost of the card.

Rates last updated December 8th, 2016
Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Annual fee
American Express Explorer Credit Card
American Express Explorer Credit Card
100,000 bonus points 2 $395 p.a. Go to site More info
American Express Essential Credit Card
American Express Essential Credit Card
1 $0 p.a. Go to site More info
HSBC Platinum Credit Card
HSBC Platinum Credit Card
1 0 $149 p.a. Go to site More info
HSBC Platinum Qantas Credit Card
HSBC Platinum Qantas Credit Card
60,000 bonus points 1 0 $199 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0.66 0 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info

Introductory purchase rate offers

Use your credit card and avoid interest with a credit card with a 0% or low introductory rate on purchases. Depending on the card, the 0% period on purchases can last between 3 to 15 months. Once the promotional period ends, the higher revert interest rate (usually between 13% and 20%) will apply. Consider the purchases you need to make and your ability to repay the entire balance before the end of the promotional period to compare which offer is suitable.

Rates last updated December 8th, 2016
$
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Interest Saved
NAB Low Fee Card
Get 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Earn Velocity Rewards points with your purchases and pay no interest with 0% p.a. for 12 months on purchases and 0% p.a. for 6 months on balance transfers.
0% p.a. for 12 months (reverts to 20.74% p.a.) 0% p.a. for 6 months $129 p.a. Up to 44 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
NAB Premium Card
Benefit from Premium credit card advantages including travel insurance, higher credit limits and VIP Lost Card Cover. 0% p.a. for 15 months on purchases and balance transfers.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $90 p.a. Up to 44 days on purchases Go to site More info
NAB Velocity Rewards Premium Card
0% p.a. on purchases and balance transfers for 15 months and 25,000 bonus Velocity Points when you make an everyday purchase in the first 90 days of opening your account. You gain both Visa and American Express cards which are linked to one single account and annual fee.
0% p.a. for 15 months (reverts to 19.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $150 p.a. Up to 44 days on purchases Go to site More info

Low or no annual fees

A low or no annual fee credit card can help you cut back on standard credit card costs. If you avoid accruing interest and other additional fees, a no annual fee card could act as a cost-free option. Please note that some of these cards only have a reduced or $0 annual fee for a promotional period, so you can use our tables and reviews to confirm what the standard annual fee is and when it will apply. No annual fee credit cards sometimes come with fewer features or higher interest rates, so you should consider whether these factors outweigh the savings you’re making from the annual fee.

Rates last updated December 8th, 2016
Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.)
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
$0 p.a. 14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with $0 annual fee for the life of the card.
$0 p.a. 11.99% p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
$149 p.a. 19.99% p.a. 0% p.a. for 15 months Go to site More info
ANZ Frequent Flyer Black
Earn 75,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months plus enjoy $0 annual fee for the first year. Also, receive complimentary airport lounge access and 24/7 concierge service.
$0 p.a. annual fee for the first year ($425 p.a. thereafter) 19.99% p.a. Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
$0 p.a. annual fee for the first year ($87 p.a. thereafter) 0% p.a. for 3 months (reverts to 19.74% p.a.) 0% p.a. for 12 months Go to site More info

Business credit card offers

These cards are designed for corporate expenses and offer perks, deals and features that are tailored to businesses rather than for personal use. Some exclusive introductory deals you could expect from a business credit card include bonus rewards points, airline lounge passes and reduced or waived annual fees. Standard features could also include complimentary insurances, concierge services and business cost management systems. These cards usually come with higher credit limits, higher annual fees and require cardholders to have an ABN.

Rates last updated December 8th, 2016
Bonus Points Points per $ spent Complimentary Travel Insurance Cover Annual fee Minimum Income
Commonwealth Bank Business Interest-Free Days Credit Card
Take advantage of $0 annual fee for the first year and receive $250 cash back (spend $500 by 31 March 2017).
$0 p.a. annual fee for the first year ($60 p.a. thereafter) Go to site More info
Commonwealth Bank Business Platinum Awards Credit Card
Earn up to 3 Awards points per dollar spent and enjoy a range complimentary insurances.
VISA/MC: 1 AMEX: 3 6 months $300 p.a. Go to site More info
American Express Platinum Business Card
Receive 100,000 bonus points, earn up to 2 Membership Rewards points for every dollar spent, complimentary insurances and access to 800 VIP Lounges in 100 countries.
100,000 bonus points VISA/MC: 0 AMEX: 1 6 months $1,500 p.a. $75,000 Go to site More info
American Express Business Card
One of the original charge cards from American Express that offers complimentary insurances including purchase protection and accident cover.
VISA/MC: 0 AMEX: 1 0 months $109 p.a. $24,000 Go to site More info
American Express Gold Business Card
Receive 10,000 bonus points on signup and earn 1 Membership Rewards points per $1 spent with uncapped earnings.
10,000 bonus points VISA/MC: 0 AMEX: 1 0 months $169 p.a. $24,000 Go to site More info

Additional benefits and perks

Platinum and gold credit cards often offer a number of other additional perks that can sweeten the deal. Concierge services are just one of these, providing 24 hour assistance for everything from restaurant reservations, hotel bookings to gift ideas. These cards often have high fees, so make sure that the benefits offset these costs.

  • Complimentary insurance
    Cards with complimentary travel insurance can save you the time and cost it takes to organise external cover. This cover usually includes medical and purchase protection for you, your spouse and your children if they’re travelling with you. You’ll need to meet the eligibility requirements and may be asked to purchase a percentage of your travel costs on your card to qualify for the insurance, so make sure you’re familiar with these terms and conditions before you apply.
  • Concierge services and airline lounge passes
    Platinum, gold and black credit cards offer a number of additional perks for the cost of a higher fee. These features can include a 24/7 concierge service that you can use for anything from making a restaurant reservation to booking a hotel stay or sending flowers. You’d need to pay for the reservation or the gift, but the service is complimentary with the card. Some of these high end cards also come with complimentary airline lounge passes, meaning you can wait in style before your next flight.
  • Contactless payments
    While most cards come with contactless payments (such as PayPass or Paywave), more cards are adopting contactless mobile technologies such as Apple Pay, Samsung Pay and Android Pay. As banks launch these mobile payments, some are offering special deals such as cash back offers when you first use your mobile to make a card payment.
  • Cashback offers Some banks entice new customers to sign up or encourage existing customers to spend with certain partners with the promise of cash back offers. The offer will usually require you to spend a certain amount in a set period (such as $500 on eligible purchases in the first three months) to receive a cashback reward (say $250). Make sure these terms and conditions align with your spending behaviours to ensure that deal offers you additional value.
    These cards usually come with higher annual fees and interest rates, so it’s important the value of the perks offset the costs.
Rates last updated December 8th, 2016
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
ANZ Low Rate Platinum Credit Card
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
$99 p.a. Go to site More info
NAB Qantas Rewards Premium Card - Exclusive Offer
Get 75,000 bonus Qantas Points plus enjoy a low promotional offer of 4.99% p.a. for 6 months on balance transfers.
1.5 0.5 75,000 bonus points $250 p.a. Go to site More info
HSBC Platinum Credit Card
Receive a full annual fee refund and save $149 if you meet the $6,000 spend requirement. Enjoy a balance transfer offer and platinum card benefits such as complimentary insurances and concierge services.
0 1 $149 p.a. Go to site More info
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Earn bonus Velocity Points in the first 3 months plus enjoy a low 0% p.a. for 18 months on balance transfers. Plus receive a free Virgin Australia $129 Gift Voucher each year. Available from mid-2016.
0 0.66 $64 p.a. annual fee for the first year ($129 p.a. thereafter) Go to site More info
ANZ Platinum Credit Card - Exclusive Offer
Receive a low introductory offer of 0% p.a. on purchases for 3 months and 0% p.a. on balance transfers for 12 months. Also, enjoy an annual fee waiver in the first year.
0 0 $0 p.a. annual fee for the first year ($87 p.a. thereafter) Go to site More info

How to compare different credit card deals

While it’s easy to be lured by the promise of low annual fees, bonus points and exclusive offers, knowing how to compare will ensure that you end up with the better deal. Some of the factors you should compare include:

  • Promotional periods. Whether it’s a low balance transfer offer, 0% purchases or a waived annual fee, these credit card offers usually only last for a promotional period. The introductory period usually begins as soon as the card is approved or activated, so you’ll need to take advantage of it immediately and know when it ends to enjoy the full value.
  • Revert rates. When the promotional period ends, a higher revert rate will apply. Say if you had a 0% balance transfer credit card for 12 months, after a year the balance transfer rate would return to the standard balance transfer rate of usually between 19% and 22%. This means that any debt left at the end of the promotional period will begin collecting that higher interest.
  • Standard costs. As well as the exclusive deal, you’ll need to pay attention to the standard costs (such as annual fees, purchase rates and cash advance rates) to ensure that the value of the offer isn’t outbalanced by the card fees.
  • Rewards programs. If you’re comparing rewards credit cards, consider how many points you can earn per dollar, how you can earn rewards, how you can redeem rewards and whether any limitations (such as points caps or expiration) apply.
  • Perks and services. As well as the major offer you’re comparing, check whether the card comes with any other features such as interest-free days, complimentary insurance, airline lounge passes or concierge services to understand the potential value of the card.

Perks and downfalls of credit card deals

Pros

  • Savings. With low or no annual fees, reduced interest rates and balance transfer promotions, many credit card deals give cardholders the opportunity to save on standard card costs.
  • Rewarded spending. If you opt for a reward program, you can get rewarded for everyday purchases.
  • Value for money. Depending on how you use the card, credit card deals can offer you more value for your money than a standard card.

Cons

  • Temporary. Some of these credit card deals are only temporary, so the card might not be of value to you when the offer ends.
  • Terms and conditions. All cards with credit card deals come with terms and conditions. Whether this refers to the promotional period and revert rate or spend requirements to earn bonus points, it’s important to make sure these conditions align with your spending behaviours.
  • Costs. Cards with special offers can come with higher costs than standard cards, so you’ll need to make sure the interest rates or annual fees don’t counteract the savings or value you’ll receive from the deal.

Frequently asked questions

How can I redeem rewards?

Most credit card companies offer online and phone banking facilities to help you redeem your reward points.

Do I have to make any payments during the introductory period if there is no interest being charged?

Yes, you will still be required to make minimum payments to your credit card account. While you won't be charged any interest, you'll be required to pay a certain percentage of your outstanding balance each month to maintain your credit card.

How long does it take to receive my sign-up bonus points?

This depends on the credit card provider and the rewards program in question. It can be as short as a few business days or as long as six weeks. Check the terms and conditions of the offer before you apply so you'll know when you're likely to receive your points.

What happens after the introductory period ends?

After an introductory rate period ends a revert rate will apply. If the card is a purchase rate offer card, the revert rate will be the standard purchase rate of the card. If you've taken up a balance transfer offer card, the revert rate will depend on the card in question, but it will generally be the card's cash advance rate or purchase rate. As soon as the introductory period is over any outstanding balance will start accruing interest at the applicable rate.

If I take up a credit card that has the annual fee waived for the first year, will I be charged if I close my account in the first twelve months?

No. As the annual fee is waived in the first year you will not start being charged an annual fee until after the initial 12-month period is over. Be sure to confirm the date you will be charged this fee (you can find out in the card's terms and conditions) to ensure you won't be charged.

How do I protect my credit card against fraud or theft?

Do not share your ATM PIN number with strangers and don’t leave your credit card statement unattended. In a shop when you are typing in your safety PIN, ensure no one is noting it down. Do not give your credit card number over the phone unless you’re sure about whom you are speaking to. While making online transactions, carefully monitor the site you are using it on.

Do I need to pay minimum monthly payments?

You cannot pay a lump-sum and think that you can skip monthly payments for a few months. The minimum monthly payment needs to be made if you carry a balance, or paid in full. Alternatively you can elect to pay an amount in between.

When do late payment fees apply?

If you haven’t paid the minimum monthly amount by the due date, then the credit card company is entitled to levy a late payment. The exact policies surrounding this will be found in the terms and conditions for your card.
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HSBC Platinum Credit Card
HSBC Platinum Credit Card

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44 Responses to Best Credit Card Deals 2016*

  1. Default Gravatar
    | September 17, 2016

    I pay my credit card in full each month. Most of my spending is done via credit card so I use it to track all outgoings.

    What is the best card for earning Virgin and what is the best card for earning Qantas points?

    My income is ~ $50K pa.

    • Staff
      Sally | September 20, 2016

      Hi Lorraine,

      Thanks for your question.

      As a financial comparison service, we’re unable to confirm which card is best for you as the right one will depend on your financial situation, spending habits and more.

      However, you can compare credit cards for earning Velocity Points and credit cards for earning Qantas Points through finder. Important details to pay attention to include the presence of bonus points offers, the earn rate (how many points you earn per dollar) and the rewards on offer. It’s also important to consider the costs of the card, such as the annual fee and interest rates, to make sure that the cost of the card doesn’t outweigh the value of the points you’ll earn. Some frequent flyer cards require cardholders to have a minimum annual income of higher than $50,000 p.a., so make sure you compare the eligibility requirements before you apply.

      I hope this has helped.

      Cheers,

      Sally

  2. Default Gravatar
    | August 27, 2016

    I spend $500-1000 each month on my NAB FlyBuys credit card
    I pay off the balance in full just before the end of each month.
    What would be the best credit card for someone like me?

    • Default Gravatar
      taz | September 29, 2016

      They are all designed to have you spending money not saving it.
      Don’t get a credit card unless you really need one. Use a Visa Debit card instead. There is a small annual fee of about $80 but that is all you will pay as it’s your money to begin with.

      You will amazed just how much free money you have each month not living on credit.

      100% debt free is the only way to live.

      If you absolutely feel the need to have a credit card for emergencies keep it between 3000-5000 and don’t accept any increases. This way the monthly payments will be manageable for most people but don’t ever buy anything on credit you don’t really need.

    • Staff
      May | August 28, 2016

      Hi John,

      Thank you for your question.

      As finder.com.au is a comparative financial service, we can’t actually recommend one specific credit card to our users as the best option depends entirely on your own financial situation.

      Nonetheless, when choosing a credit card, it’s always practical to consider the purpose of the credit card and to factor in how you will use it and how these fit into your financial circumstance. Our comparison tables above allow you to filter and sort the cards based on your interests – whether you’re looking to compare the balance transfer offer, annual fee or purchase rate and more.

      Once you’ve found a card you’re eligible for and you wish to apply for, you can click “Go to Site” to head over to the card issuer’s website.

      Hope this helps.

      Cheers,
      May

  3. Default Gravatar
    Stuarth44 | August 25, 2016

    Not so much a question but a statement of fact whilst on an overseas journey into France I had a stroke I had a Westpac black MasterCard I paid for the airfare with this card and the insurer picked up a hospital bill which was 100000 euros I will be forever thankful to Westpac and QBE
    QBE is the insurer for the Westpac card

  4. Default Gravatar
    Vicki | August 21, 2016

    Would there be any low interest or ’0′ % credit cards to do a credit transfer…..for low income earners or if you are on unemployment benefits…..I just noticed one I was looking at had a minimum income requirement of $35,000…..
    Thank you

    • Staff
      Anndy | August 22, 2016

      HI Vicki,

      Thanks for your question.

      If you are looking for a balance transfer credit card with low-income requirement, you can compare your options on this page.

      Please note that the total amount that you can move depends on your approved credit limit.

      Cheers,
      Anndy

  5. Default Gravatar
    Janet | June 30, 2016

    how does Qudos compare

    • Staff
      Chester | July 12, 2016

      Hello Janet,

      to help you know more about the Qudos credit cards, please feel free visit this link click here.

      I hope this helps.

      Cheers!
      Chester

  6. Default Gravatar
    LMC | May 16, 2016

    Hi.. I am looking for my first credit card ..don’t have anything to transfer..but want the best that works out the cheapest?

    • Staff
      Anndy | May 16, 2016

      Hi LMC,

      Thanks for your comment.

      Please note that finder.com.au is an online comparison service and we are not in a position to recommend specific credit cards as the “best option depends on your financial situation and spending habits.

      Nevertheless, you could check the low or no annual fees credit cards listed above as they allow you to save on the cost of using the card, every year or for the duration of the promotional period. However, they may also come with higher interest rates or limited features.

      Also worth checking are credit cards with introductory purchase rate offers which help you save on interest costs if you don’t pay the entire balance for the billing period. Some cards have 0% purchase rate per annum for up to 15 months.

      I hope this helps.

      Cheers,
      Anndy

  7. Default Gravatar
    Rob | April 26, 2016

    Please find me a credit card that accepts gambling transfers including lotto and the like without treating it as a cash advance and charging cash advance interest together with a fee for service.

    • Staff
      May | April 26, 2016

      Hi Rob,

      Thanks for reaching out.

      Unfortunately, we’re unable to recommend a specific card/brand that accepts gambling transfers as most credit card companies may charge any gambling transaction as ‘cash advance’ and generally, cash advances incur fees and interests. Depending on the brand, they have different definitions of ‘cash advance.’ If you want to know if a certain credit card considers gambling transaction as ‘cash or credit,’ you may need to check the section in the terms and conditions regarding cash advances.

      Meanwhile, on this page, you can find and compare brands that allow gambling transactions.

      Hope this helps.

      Cheers,
      May

  8. Default Gravatar
    missylulu | March 30, 2016

    Why is the 28 degrees Platinum MasterCard listed under Complimentary insurance policies when it doesn’t offer complimentary insurance???

    • Staff
      Ally | March 31, 2016

      Hi there,

      Thanks for reaching out.

      The 28 Degrees Platinum MasterCard has been included on that list for the reason that it offers a complimentary insurance cover on purchases.

      For your reference, I emailed you a link to 28 Degrees’ bank page (features section) where you can find this detail.

      I hope this has helped.

      Cheers,
      Ally

  9. Default Gravatar
    wizard4it | January 20, 2016

    There seems to be no mention of the GEM VISA card, customer service is fine, 3 months interest free on purchases over $125 and 6 months interest free over $250. Balances were the expiry of interest free period are paid out first. Special deals with places like Harvey Norman, 2 or 3 years interest free for items purchased over $1000, forty winks has the same deal. There more retailers offering these type of deals.

    Interest rate is comparable to all others you have listed and annual fee is $55 which almost kills all the big bank cards . So why is it not listed in at least 1 of your lists, surely this card covers most of your categories.

    • Staff
      Ysa | January 22, 2016

      Hi wizard4it,

      Thanks for coming through finder.com.au.

      Here’s a link to our GE Money credit cards comparison page.

      All of the GE Money credit cards (including the GEM Visa credit card) are compared side by side on this page. Information such as interest-free days and promotional purchase rate offer, are detailed within the comparison tables. If you’d like to receive further information about a particular card, you can click on the card in the comparison table and it will take you to the specific review page regarding that card.

      I hope this has helped.

      Cheers,
      Ysa

  10. Default Gravatar
    Jim | January 2, 2016

    There appears to be no mention of Westpac/Mastercard & Westpac/American Express Altitude black cards. Would you comment,please?

    • Staff
      Ysa | January 4, 2016

      Hi Jim,

      Thanks for your inquiry.
      To view the latest comparison of all Westpac credit cards (including black cards), you may wish to check this page.

      Cheers,
      Ysa

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