Best Credit Card Deals 2018*

Looking for the most competitive credit card deals? Browse and compare these offers to find the best credit card* for you.

Whether you want to pay off debt with a balance transfer credit card, earn more rewards with a frequent flyer card or cut costs with a no annual fee credit card, here you can compare a range of competitive offers to find the best credit card deals for your needs. Simply click on the feature you're interested in, browse the credit card offers available, compare your options and click to apply for a new card within minutes.

What type of card are you looking for?

Compare Top Credit Card Offers* for your needs

0% balance transfer offers

Credit cards with introductory 0% interest rates on balance transfers can help you save money on existing card debt when you transfer it to the new card. When you're comparing balance transfer cards, look at the length of the introductory offer and any one-off balance transfer fee that may apply. Also check the standard rates and fees for that card so you know what to expect after the honeymoon period has ended.

Rates last updated July 19th, 2018
$
% p.a.

Your search criteria didn't return any products. Click to reset your filter options and search again
Name Product Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Amount Saved Product Description
Westpac Low Rate Card
0% p.a. for 24 months with 1% balance transfer fee
13.49% p.a.
$0 p.a. annual fee for the first year ($59 p.a. thereafter)
Offers a 0% for 24 month balance transfer option, first year annual fee waiver and a competitive purchase rate.
Citi Clear Platinum - Exclusive Offer
0% p.a. for 24 months with 1.5% balance transfer fee
14.99% p.a.
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
finder Exclusive: Receive 0% p.a. for 24 months on balance transfers and a discounted annual fee in the first year. Plus, access to Citi World Privileges.
NAB Low Fee Platinum Card - Exclusive Amazon Offer
0% p.a. for 24 months with 2% balance transfer fee
19.74% p.a.
$90 p.a.
finder Exclusive: 10% cashback with amazon.com.au for 12 months (capped at $25 per month). Plus, 0% p.a. on balance transfers for 24 months.
HSBC Platinum Credit Card
0% p.a. for 22 months with 2% balance transfer fee
19.99% p.a.
$0 p.a. annual fee for the first year ($129 p.a. thereafter)
Offers a 0% p.a. for 22 months balance transfer, $0 annual fee for the first year and an annual fee refund each year when you spend $6,000.
St.George Vertigo Platinum - Online Offer
0% p.a. for 24 months with 1% balance transfer fee
12.74% p.a.
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Platinum card benefits including complimentary insurance, plus first year annual fee waiver and 0% p.a. for 24 months on balance transfers.
Suncorp Clear Options Platinum Credit Card - Exclusive Offer
0% p.a. for 18 months
20.74% p.a.
$99 p.a. annual fee for the first year ($129 p.a. thereafter)
finder Exclusive: Receive a long 18-month, 0% p.a., no fee balance transfer and earn Suncorp Rewards Points or Qantas Points per $1 spent.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
0% p.a. for 18 months
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months and enjoy a discounted annual fee of $64 for the first year.
HSBC Low Rate Credit Card
0% p.a. for 20 months with 2% balance transfer fee
13.25% p.a.
$79 p.a.
Receive up to 20 months interest-free on balance transfers with a 2% BT fee. Also enjoy exclusive offers with the home&Away Privilege Program.
Virgin Money Low Rate Credit Card
0% p.a. for 14 months
11.99% p.a.
$49 p.a.
Offers a $49 annual fee, up to $100 cashback when you make a purchase within 3 months and 0% p.a. for 14 months on balance transfers.
Bank of Melbourne Vertigo Platinum
0% p.a. for 24 months with 1% balance transfer fee
12.74% p.a.
$99 p.a.
Offers a long-term balance transfer, low ongoing purchase rate, complimentary travel insurance and access to a 24/7 personal concierge service.

Compare up to 4 providers

finder.com.au's Best Credit Card Deals*

If you want to earn rewards for your spending and get bonus points on a new credit card, compare your options below.

Reward and frequent flyer credit card offers

A reward or frequent flyer credit card gives you a way to earn points on your everyday spending. You can also get extra value from a new card if it includes an introductory bonus point offer. When you're comparing reward and frequent flyer cards, it's also important to consider the type of rewards program, the amount of points you'll earn per $1 spent on eligible purchases and the rates and fees.

Rates last updated July 19th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
American Express Westpac Altitude Platinum Bundle - Exclusive Offer
90,000 bonus points
Westpac Altitude Rewards


2


1
20.24% p.a.
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
$0 first year annual fee & up to 90,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months and enjoy a discounted annual fee of $64 for the first year.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer


0.5
20.24% p.a.
$50 p.a. annual fee for the first year ($150 p.a. thereafter)
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, a $50 first year annual fee.
Qantas Premier Everyday
40,000 bonus points
Qantas Frequent Flyer


0.75
19.99% p.a.
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
Take advantage of up to 40,000 bonus Qantas Points, a $0 first year annual fee plus complimentary overseas travel insurance.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer


0.66
0% p.a. for 14 months (reverts to 20.74% p.a.)
$129 p.a.
Buy now and pay later with 0% p.a. interest on purchases for 14 months. Plus, 0% p.a. on balance transfers for up to 6 months.

Compare up to 4 providers

Introductory purchase rate offers

If you have lots of expenses coming up, you can save on interest charges with a credit card that offers a 0% or low introductory rate on purchases. Depending on the card, the 0% period on purchases could last between 3 to 15 months before it reverts to a higher standard interest rate. You can avoid paying any interest on your purchases by paying the full balance before the end of the introductory period – otherwise the standard rate will apply to any outstanding amount left after the 0% period ends.

Rates last updated July 19th, 2018
$
Name Product Product Description Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period Amount Saved
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Buy now and pay later with 0% p.a. interest on purchases for 14 months. Plus, 0% p.a. on balance transfers for up to 6 months.
0% p.a. for 14 months (reverts to 20.74% p.a.)
0% p.a. for 6 months
$129 p.a.
Up to 44 days on purchases
NAB Low Rate Platinum Card
Enjoy a 0% p.a. interest rate offer on purchases for 9 months and the protection of 7 complimentary insurances including overseas travel insurance.
0% p.a. for 9 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$100 p.a.
Up to 55 days on purchases
NAB Low Rate Credit Card
Receive an introductory 0% p.a. interest rate for 6 months on purchases, Visa Entertainment offers and a competitive $59 ongoing annual fee.
0% p.a. for 6 months (reverts to 13.99% p.a.)
0% p.a. for 6 months with 2% balance transfer fee
$59 p.a.
Up to 55 days on purchases

Compare up to 4 providers

Credit cards with low or no annual fees

A low or no annual fee credit card helps you cut down on standard account costs. Some of these cards have $0 annual fees for life, while others have a reduced or $0 annual fee for a promotional period. You can check the standard annual fee for a card in the comparison tables and reviews on finder.com.au to help you to find the right $0 annual fee card for you.

Rates last updated July 19th, 2018
Name Product Annual fee Purchase rate (p.a.) Balance transfer rate (p.a.) Product Description
Qantas Premier Everyday
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
19.99% p.a.
4.9% p.a. for 24 months
Take advantage of up to 40,000 bonus Qantas Points, a $0 first year annual fee plus complimentary overseas travel insurance.
Westpac Low Rate Card
$0 p.a. annual fee for the first year ($59 p.a. thereafter)
13.49% p.a.
0% p.a. for 24 months with 1% balance transfer fee
Offers a 0% for 24 month balance transfer option, first year annual fee waiver and a competitive purchase rate.
Citi Simplicity Card
$0 p.a.
19.99% p.a.
0% p.a. for 15 months with 1.5% balance transfer fee
Save with 5% cashback on eligible purchases (capped at $50 per month) for the first 90 days from approval. Plus, a 15 month balance transfer offer.
28 Degrees Platinum Mastercard
$0 p.a.
21.99% p.a.
4.99% p.a. for 6 months
Designed for travel, benefit from 0% foreign transaction fees on purchases, a $0 annual fee for life and a personal concierge service.
HSBC Platinum Credit Card
$0 p.a. annual fee for the first year ($129 p.a. thereafter)
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
Offers a 0% p.a. for 22 months balance transfer, $0 annual fee for the first year and an annual fee refund each year when you spend $6,000.
CUA Low Rate Credit Card
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
11.99% p.a.
0% p.a. for 13 months
Take advantage of a 0% p.a. balance transfer rate for 13 months, $0 first year annual fee, and a low ongoing 11.99% p.a. interest rate on purchases.
ANZ Platinum Credit Card
$0 p.a. annual fee for the first year ($87 p.a. thereafter)
19.74% p.a.
0% p.a. for 18 months with 2% balance transfer fee
Receive a 0% p.a. for 18 month balance transfer offer and a $0 first year annual fee. Plus, complimentary overseas travel and medical insurance.
CUA Platinum Credit Card
$0 p.a. annual fee for the first year ($149 p.a. thereafter)
19.99% p.a.
0% p.a. for 13 months
Collect 1 CUA Rich Life Rewards point per $1 spent, receive complimentary travel insurance, a $0 first year annual fee and a balance transfer offer.
American Express Westpac Altitude Platinum Bundle - Exclusive Offer
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
20.24% p.a.
$0 first year annual fee & up to 90,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
Qantas American Express Discovery Card
$0 p.a.
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
American Express Velocity Escape Card
$0 p.a.
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
Earn uncapped Velocity Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
St.George Amplify Card
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
19.49% p.a.
3% p.a. for 36 months
Take advantage of 3% p.a. interest on balance transfers for 36 months. Plus, a $0 first year annual fee and Amplify or Qantas Points per $1 spent.
Westpac 55 Day Platinum Credit Card
$0 p.a. annual fee for the first year ($90 p.a. thereafter)
19.84% p.a.
0% p.a. for 20 months with 2% balance transfer fee
Receive a 20 month balance transfer offer, up to 55 days interest-free on purchases, a platinum concierge service and a $0 first year annual fee.

Compare up to 4 providers

Best business credit card offers*

A business credit card can help you streamline your business expenses and enjoy tailored perks. Designed for sole traders, business owners and corporate entities, these cards often include features such as multiple cardholders, expense-tracking tools and compatibility with accounting software such as MYOB, Microsoft Excel and Quicken. Some business credit cards also offer perks such as complimentary insurance and rewards.

Rates last updated July 19th, 2018
Name Product Bonus Points Rewards Points per $ spent Complimentary Travel Insurance Annual fee Minimum Income Product Description
NAB Rewards Business Signature Card
100,000 bonus points


1.25
No
$175 p.a.
Earn 100,000 bonus points when you spend $5,000 on everyday business purchases in the first 60 days of account opening.
American Express Gold Business Card
10,000 bonus points


1
Yes
$169 p.a.
$24,000
Take advantage of 10,000 bonus points, no pre-set spending limit, data that feeds to MYOB and up to 51 days interest-free on purchases.
NAB Low Rate Business Card
$0 p.a. annual fee for the first year ($60 p.a. thereafter)
Manage your cashflow with up to 55 days interest-free on business purchases and receive complimentary unauthorised transaction insurance.
American Express Qantas Business Rewards Card
60,000 bonus points


1.25
Yes
$450 p.a.
$24,000
Earn up to 60,000 bonus points, 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 51 days interest-free on purchases.
NAB Qantas Business Signature Card
100,000 bonus points


0.66
No
$295 p.a.
Receive 100,000 bonus Qantas Points and earn points on everyday business purchases. Also get up to 44 days interest-free and multiple cards.

Compare up to 4 providers

Other credit card benefits and perks

Premium gold, platinum and black credit cards often provide extras that can add hundreds of dollars value to the card you choose. Some of the most popular perks include:

  • Complimentary travel insurance. Cards with complimentary travel insurance usually offer medical and personal property protection for you, your spouse and children if they're travelling with you. While complimentary travel insurance can save you time and money, make sure you meet the eligibility requirements and that the policy provides sufficient cover.
  • Complimentary purchase insurance. Many premium cards also offer complimentary insurance for purchases you make with the card. Depending on the card, you could enjoy cover against theft, loss or damage of new items, extended warranties or even a refund on the price difference if you buy something and then see it elsewhere at a lower price.
  • Concierge services. Complimentary concierge services are similar to personal assistants. When you have access to this type of service through your credit card, you can call the concierge for help with anything from making a restaurant reservation to booking a hotel stay or sending flowers to a loved one.
  • Airport lounge passes. Many premium reward and frequent flyer credit cards offer complimentary annual passes to airline lounges each year. Some cards offer more than one pass so you can also invite a guest.
  • Contactless payments. Most cards come with contactless payments (such as PayPass or payWave) that allow you to "tap-and-go" for purchases at the checkout. There are also more cards now adopting contactless mobile technologies such as Apple Pay, Samsung Pay and Google Pay so that you can make in-store payments directly from a phone or mobile device.
  • Cashback offers. Some banks entice new customers to sign up or encourage existing customers to spend with certain partners with a cashback offer. This type of credit card deal usually requires you to spend a certain amount in a set period to receive a cashback reward such as credit on your account or a gift card. For example, a card may offer you $250 cashback when you spend $500 on eligible purchases in the first 3 months from account opening.

Compare credit cards with extra perks

Rates last updated July 19th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
American Express Westpac Altitude Platinum Bundle - Exclusive Offer
90,000 bonus points
Westpac Altitude Rewards


2


1
20.24% p.a.
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
$0 first year annual fee & up to 90,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months and enjoy a discounted annual fee of $64 for the first year.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer


0.5
20.24% p.a.
$50 p.a. annual fee for the first year ($150 p.a. thereafter)
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, a $50 first year annual fee.
Citi Clear Platinum - Exclusive Offer
14.99% p.a.
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
finder Exclusive: Receive 0% p.a. for 24 months on balance transfers and a discounted annual fee in the first year. Plus, access to Citi World Privileges.
NAB Low Fee Platinum Card - Exclusive Amazon Offer
19.74% p.a.
$90 p.a.
finder Exclusive: 10% cashback with amazon.com.au for 12 months (capped at $25 per month). Plus, 0% p.a. on balance transfers for 24 months.

Compare up to 4 providers


What do I need to know to compare credit card deals?

There's a difference between the best credit card deal* and the best credit card* for you. While it’s easy to be lured by the promise of low rates and fees, bonus points and exclusive offers, the ongoing features are just as important in the long run. Comparing the following factors will help you find the right credit card for your needs now and in the future.

  • Promotional periods. Whether it’s a low balance transfer offer, 0% purchases or a waived annual fee, these credit card offers usually only last for a limited time. This means you'll need to apply before the promotion ends. Also keep in mind that introductory periods typically begin as soon as the card is approved or activated, so you need to take advantage of and offer immediately and know when it ends to get the most value out of it.
  • Revert rates. If you get a 0% balance transfer or purchase rate card, a higher interest rate will apply at the end of the promotional period. So, say you had a 0% balance transfer credit card for 12 months. After a year, the balance transfer rate would return to the standard balance transfer rate for that card, which could be as much as 22% p.a. or higher.
  • Standard costs. As well as the introductory offer or exclusive deal, pay attention to standard costs such as the annual fee, purchase rate and cash advance rate. This will help you make sure the value of the offer isn’t balanced out by ongoing card costs.
  • Rewards programs. If you’re comparing rewards credit cards, consider how many points you can earn per dollar, what transactions are eligible to earn points, how you can redeem rewards and whether there are any limitations (such as point caps or point expiry).
  • Perks. Check out details for any complimentary extras such as travel insurance, airline lounge passes or concierge services. If you use these features, they can add to the potential value of the card.

Pros and cons of credit card deals

Pros

  • Savings. With low or no annual fees, reduced interest rates and balance transfer promotions, many credit card deals give cardholders the opportunity to save on standard card costs.
  • Rewarded spending. If you opt for a reward program, you can get rewarded for everyday purchases.
  • Value for money. Depending on how you use the card, credit card deals can offer you more value for your money than a standard card.

Cons

  • Temporary. Some of these credit card deals are only temporary, so the card might not be of value to you when the offer ends.
  • Terms and conditions. All cards with credit card deals come with terms and conditions. Whether this refers to the promotional period and revert rate or spend requirements to earn bonus points, it’s important to make sure these conditions align with your spending behaviours.
  • Costs. Cards with special offers and extra features can come with higher costs than standard cards, so you’ll need to make sure the interest rates or annual fees don’t counteract the savings or value you’ll receive from the deal.

Credit card deals are a great way to get extra value out of the card you choose. As these offers only last for a limited time, make sure you compare the ongoing features and apply during the promotional offer period so you can get the most out of the card you choose.


Frequently asked questions from our users

If you want to know more about finding, comparing or using the best credit card deals*, here we've answered some of the most common questions we're asked about them. You can also get answers to your own questions by leaving a response in the comment box below.

Images: ShutterstockBack to top

* The offers compared on this page are chosen from a range of products finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms "Best" and "Top" are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

Was this content helpful to you? No  Yes

Related Posts

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

48 Responses

  1. Default Gravatar
    amandaJuly 14, 2017

    I want to consolidate credit card debt on a card with no transfer on balance with an extended payment timeline. Which is the best one?

    • finder Customer Care
      LiezlJuly 14, 2017Staff

      Hi Amanda,

      Thanks for your question.

      While we are unable to recommend a particular credit card, you may compare balance transfer credit cards with no interest for up to 24 months on this page.

      Just a reminder, please make sure you confirm that you meet the eligibility criteria before you submit your application, as rejected credit card applications can have a negative impact on your credit score.

      Cheers,
      Liezl

  2. Default Gravatar
    KirstenMay 18, 2017

    Hi,
    I’m looking for a C/C with low cash advance interest rate to pay off $1000 loan from a friend. I am currently on govt. benefits with an annual income of about $7000 from work and $9400 in child support.
    Will any C/C company even look at me?
    Thank you in advance
    Kirsten

    • finder Customer Care
      HaroldMay 18, 2017Staff

      Hi Kirsten,

      Thank you for your inquiry.

      Generally, it attract higher rates and fees when compared to regular purchases. You may want to consider the available option/s on this page regarding low cash advance rate credit card.

      I hope this information has helped.

      Cheers,
      Harold

  3. Default Gravatar
    September 17, 2016

    I pay my credit card in full each month. Most of my spending is done via credit card so I use it to track all outgoings.

    What is the best card for earning Virgin and what is the best card for earning Qantas points?

    My income is ~ $50K pa.

    • finder Customer Care
      SallySeptember 20, 2016Staff

      Hi Lorraine,

      Thanks for your question.

      As a financial comparison service, we’re unable to confirm which card is best for you as the right one will depend on your financial situation, spending habits and more.

      However, you can compare credit cards for earning Velocity Points and credit cards for earning Qantas Points through finder. Important details to pay attention to include the presence of bonus points offers, the earn rate (how many points you earn per dollar) and the rewards on offer. It’s also important to consider the costs of the card, such as the annual fee and interest rates, to make sure that the cost of the card doesn’t outweigh the value of the points you’ll earn. Some frequent flyer cards require cardholders to have a minimum annual income of higher than $50,000 p.a., so make sure you compare the eligibility requirements before you apply.

      I hope this has helped.

      Cheers,

      Sally

  4. Default Gravatar
    August 27, 2016

    I spend $500-1000 each month on my NAB FlyBuys credit card
    I pay off the balance in full just before the end of each month.
    What would be the best credit card for someone like me?

    • Default Gravatar
      tazSeptember 29, 2016

      They are all designed to have you spending money not saving it.
      Don’t get a credit card unless you really need one. Use a Visa Debit card instead. There is a small annual fee of about $80 but that is all you will pay as it’s your money to begin with.

      You will amazed just how much free money you have each month not living on credit.

      100% debt free is the only way to live.

      If you absolutely feel the need to have a credit card for emergencies keep it between 3000-5000 and don’t accept any increases. This way the monthly payments will be manageable for most people but don’t ever buy anything on credit you don’t really need.

    • finder Customer Care
      MayAugust 28, 2016Staff

      Hi John,

      Thank you for your question.

      As finder.com.au is a comparative financial service, we can’t actually recommend one specific credit card to our users as the best option depends entirely on your own financial situation.

      Nonetheless, when choosing a credit card, it’s always practical to consider the purpose of the credit card and to factor in how you will use it and how these fit into your financial circumstance. Our comparison tables above allow you to filter and sort the cards based on your interests – whether you’re looking to compare the balance transfer offer, annual fee or purchase rate and more.

      Once you’ve found a card you’re eligible for and you wish to apply for, you can click “Go to Site” to head over to the card issuer’s website.

      Hope this helps.

      Cheers,
      May

  5. Default Gravatar
    Stuarth44August 25, 2016

    Not so much a question but a statement of fact whilst on an overseas journey into France I had a stroke I had a Westpac black MasterCard I paid for the airfare with this card and the insurer picked up a hospital bill which was 100000 euros I will be forever thankful to Westpac and QBE
    QBE is the insurer for the Westpac card

  6. Default Gravatar
    VickiAugust 21, 2016

    Would there be any low interest or ‘0’ % credit cards to do a credit transfer…..for low income earners or if you are on unemployment benefits…..I just noticed one I was looking at had a minimum income requirement of $35,000…..
    Thank you

    • finder Customer Care
      LouAugust 22, 2016Staff

      HI Vicki,

      Thanks for your question.

      If you are looking for a balance transfer credit card with low-income requirement, you can compare your options on this page.

      Please note that the total amount that you can move depends on your approved credit limit.

      Cheers,
      Anndy

  7. Default Gravatar
    JanetJune 30, 2016

    how does Qudos compare

    • finder Customer Care
      ChesterJuly 12, 2016Staff

      Hello Janet,

      to help you know more about the Qudos credit cards, please feel free visit this link click here.

      I hope this helps.

      Cheers!
      Chester

  8. Default Gravatar
    LMCMay 16, 2016

    Hi.. I am looking for my first credit card ..don’t have anything to transfer..but want the best that works out the cheapest?

    • finder Customer Care
      LouMay 16, 2016Staff

      Hi LMC,

      Thanks for your comment.

      Please note that finder.com.au is an online comparison service and we are not in a position to recommend specific credit cards as the “best option depends on your financial situation and spending habits.

      Nevertheless, you could check the low or no annual fees credit cards listed above as they allow you to save on the cost of using the card, every year or for the duration of the promotional period. However, they may also come with higher interest rates or limited features.

      Also worth checking are credit cards with introductory purchase rate offers which help you save on interest costs if you don’t pay the entire balance for the billing period. Some cards have 0% purchase rate per annum for up to 15 months.

      I hope this helps.

      Cheers,
      Anndy

  9. Default Gravatar
    RobApril 26, 2016

    Please find me a credit card that accepts gambling transfers including lotto and the like without treating it as a cash advance and charging cash advance interest together with a fee for service.

    • finder Customer Care
      MayApril 26, 2016Staff

      Hi Rob,

      Thanks for reaching out.

      Unfortunately, we’re unable to recommend a specific card/brand that accepts gambling transfers as most credit card companies may charge any gambling transaction as ‘cash advance’ and generally, cash advances incur fees and interests. Depending on the brand, they have different definitions of ‘cash advance.’ If you want to know if a certain credit card considers gambling transaction as ‘cash or credit,’ you may need to check the section in the terms and conditions regarding cash advances.

      Meanwhile, on this page, you can find and compare brands that allow gambling transactions.

      Hope this helps.

      Cheers,
      May

  10. Default Gravatar
    missyluluMarch 30, 2016

    Why is the 28 degrees Platinum MasterCard listed under Complimentary insurance policies when it doesn’t offer complimentary insurance???

    • finder Customer Care
      AllyMarch 31, 2016Staff

      Hi there,

      Thanks for reaching out.

      The 28 Degrees Platinum MasterCard has been included on that list for the reason that it offers a complimentary insurance cover on purchases.

      For your reference, I emailed you a link to 28 Degrees’ bank page (features section) where you can find this detail.

      I hope this has helped.

      Cheers,
      Ally

Ask a question