Bentley Continental car insurance

During our research, we attempted to get six quotes from six insurers but were unable to. Here's how to cover a Bentley Continental with a specialist car insurance broker.

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Average Bentley Continental car insurance costs

Costs to insure a Bentley Continental are likely to be substantial. This is due to the vehicle's high worth, performance and specification. Consequently, we couldn't find any mainstream insurer willing to quote for the car.

The exact premium you pay is a result of many contributing factors. The model with the lowest-priced insurance is probably the least costly model, with a hardtop coupé body. Insurance costs will increase with the price of your Bentley Continental.

If you want to insure a high-value, luxury model like the Bentley Continental, you'll need to request a quote from a prestige car insurance broker.

We used the following criteria to calculate average Bentley Continental car insurance costs:

  • 2020 Bentley Continental
  • 15,000 kilometres annual distance
  • Five years accident-free
  • Driver in Sydney
  • Car parked in a secure garage overnight and a secure car park during the day
  • Rating one, 40-year-old male driver
  • Solid white paint
  • No modifications
  • No insurance add-ons or extras
  • Insurer's standard excess
  • Private or commuting use (five days weekly)
  • No outstanding finance on car
  • Driver's sole vehicle
  • Driver is a homeowner
  • Age-restricted to 40 years or older drivers

How do car insurers calculate the cost of Bentley Continental cover?

The Bentley Continental range in Australia has a manufacturer's suggested retail price (MSRP) from $400,900. That's for a Continental GT Coupé with the 4.0-litre V8 and all-wheel drive. For a Continental GT with the W12, 6.0-litre petrol and four-wheel drive, the base price is $422,000. For a convertible, the V8 starts from $441,300, while the W12 Continental GT convertible costs upwards of $464,600.

Car insurance for the Bentley Continental is priced according to several factors. These include things like your driving history, the location where you live and work, how many kilometres you travel yearly as well as how much your Bentley Continental GT is valued at.

Behind the scenes, car insurers are really just risk analysers. By crunching the numbers on past claims records, they can calculate a price for car insurance based on your specific circumstances.

About the Bentley Continental

Bentley Continental GT Australia

Bentley's Continental, as a model name, first went into use in 1952. Those classic models are rare, selling for huge figures. After a 28-year hiatus, the name returned in 1984 and the car existed atop a Rolls-Royce-derived platform.

The third-generation Continental, of the modern era, rides on the Volkswagen MSB architecture, which is also found under the Bentley Flying Spur, the Porsche Panamera and the electric Taycan. Key refinements included slashing 80kg from the weight of the body alone, an electrified chassis control system and a unique, three-sided, rotating central console. The body is pressed using a technique called super forming, where the aluminium is heated to 500°C. It's the first time a company has used the process so extensively.

Perhaps the most iconic thing about the Bentley is its gigantic W12 engine. The W configuration is essentially two V6 engine blocks merged. The two "vee" shaped engine blocks together give it the W-configuration name. This type of design has previously been used in aeroplanes and F1 cars.

According to Bentley, the W12 is good for a top speed of 333km/h! The V8 is no slouch either, with a top speed just shy of 318km/h! The car also has things like headlamps made of 55 individual LEDs. Bentley also prides itself on the personalisation options for the interior – which include your choice of 15 hides and the same number of veneers.

The Bentley Continental

How much you pay for car insurance for a Bentley Continental depends on your location and driving history. Always make sure you get several quotes from car insurance brokers to make sure you get the best deal for your policy.

Cover your Bentley Continental with a prestige car insurer

What is prestige car insurance?

We requested six quotes from six different mainstream car insurers, but they couldn't cover the Bentley Continental. That's likely due to its high-value and performance characteristics. The Continental is outside their standard underwriting acceptance criteria.

However, prestige & enthusiasts car insurance brokers deal exclusively in rare, high-value, vintage and performance vehicles. They should be able to help you cover your Bentley Continental.

Random Bentley facts

  • Bentley was founded by Mr Walter Owen Bentley, who was known as W.O. W.O was an engineer, with experience working on locomotives, motorcycles and aeroplane engines. As part of Bentley's 100-year anniversary, the company launched a limited run called the W.O edition Mulsanne.
  • In 1931, Bentley was bought out by Rolls-Royce. In 1998, Volkswagen bought Bentley from then-owners, Vickers.
  • When you think of James Bond's car, you probably think of the Aston Martin DB5. However, in the original novels, series writer Ian Fleming selected a 1930 4.5-litre, supercharged "Blower Bentley" as the protagonist's favoured motorcar.
  • Bentley has taken numerous 24 Hours Le Mans endurance trophies. Most recently, it took first place in 2003 with the Bentley Speed 8.
  • Bentley named the Mulsanne after the historic Le Mans circuit straight, which measures 5.95 kilometres.

How safe is the Bentley Continental?

We couldn't find any crash ratings for the Bentley Continental from the Australasian New Car Assessment Program (ANCAP) or any of its global partners.

However, the car does come with the following safety equipment (though some are optional):

  • Adaptive cruise control (radar sensors with stop/start for traffic)
  • Blind-spot assist monitoring (sides and rear)
  • Lane assist
  • Integrated traffic sign recognition
  • Head-up display (optional)
  • Parking distance sensors
  • Rear-view camera
  • 360-degree view
  • Rear crossing traffic warning
  • Exit warning
  • Intelligent LED matrix headlights
  • Night vision camera (with an infrared camera)
  • Pre-sense braking system
  • Pre-crash, rear
  • Collision prevention assist

Want to find out more about insuring a prestigious luxury car like the Bentley Continental?

To discover more about prestige and luxury car insurance brokers, ensure you read our guide on prestige car insurers.

Pictures: Supplied

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