Send Safe and Secure International Transfers in over 25 Currencies with a Bendigo Bank Telegraphic Transfer

If you’re looking for a safe and easy way to send money from Australia to an overseas recipient, Bendigo Bank’s telegraphic transfer service is worth considering.

Available to eligible Bendigo Bank customers, the service offers fast international transfers in over 25 currencies, offering convenient and secure worldwide transactions.

Bendigo Bank and Adelaide Bank both began life as building societies and today look after the financial needs of more than 1.5 million customers around Australia. A top 60 ASX-listed company, the bank offers a wide variety of financial products and services.

Send a money transfer with a Bendigo Bank transaction account

Rates last updated February 19th, 2018
Name Product Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Monthly Account Fee Product Description
Bendigo Bank Everyday Account
A transaction account that lets you easily manage your money and also easily link to a Bendigo Home Loan to offset your monthly interest.
Bendigo Bank Student Account
Available to full time students, apprentices and trainees over 12 years.
Bendigo Bank Easy Retirement Account
All in one transaction account with unlimited EFTPOS, e-banking transactions. Bank at Bendigo ATMs or branches.

Compare up to 4 providers

Bendigo Bank exchange rates

Bendigo Bank offers fast and simple international money transfers with competitive exchange rates based on the market rate. Rates are updated regularly in line with changes to market conditions, and you’ll be able to view the available exchange rates for international telegraphic transfers through your Bendigo Bank e-banking account once you have registered for the transfer service.

Bendigo Bank International Money Transfer

*Rates collected on 10 March 2016

Back to top

How much does it cost to transfer money with Bendigo Bank?

The fee you pay when sending money overseas with Bendigo Bank varies depending on whether or not you are a shareholder. For shareholders, telegraphic transfers sent overseas or within Australia attract a fee of $15, while non-shareholders will need to pay a $30 fee for the same transaction.

Fees are also payable when you receive a money transfer - $2 if the transfer is received in Australian Dollars, or $10 for payments accepted in a foreign currency.

Minimum transfer amount and available countries

The default maximum limit for telegraphic transfers via Bendigo Bank is $15,000, however different transfer limits may apply depending on your circumstances.

Bendigo Bank offers transfers to destinations worldwide, so contact the bank for a full list of the countries to which you can send money. Online transfers are available in the following currencies:

  • Australian Dollar
  • Canadian Dollar
  • Swiss Franc
  • Danish Kroner
  • Euro
  • Fijian Dollar
  • Great British Pound
  • Hong Kong Dollar
  • Indian Rupee
  • Japanese Yen
  • Norwegian Krone
  • New Zealand Dollar
  • Philippine Peso
  • Swedish Krona
  • Singapore Dollar
  • Thai Baht
  • United States Dollar
  • South African Rand

In addition, you can send the following currencies via Bendigo Bank by visiting your nearest branch:

  • United Arab Emirates Dirham
  • Brunei Dollar
  • Sri Lankan Rupee
  • Papua New Guinea Kina
  • Saudi Real
  • Tongan Pa’anga
  • Vanuatu Vatu
  • Western Samoan Tala
  • Pacific Franc
Back to top

What types of transfers can you carry out with Bendigo Bank?

Bendigo Bank allows to types of transfers:

  • One-off payments. You can send a fast and secure one-off transfer to destinations around the world.
  • Recurring payments. You also have the option of setting up a recurring payment weekly, fortnightly or monthly. You can enter a start and end date for your transfers, request for payments to end once a specified amount has been transferred, or set up payments indefinitely.

If you experience a problem with a transfer or ever need any assistance, Bendigo Bank offers customer contact and care seven days a week. You can get in touch with the bank via phone or email, with the customer care centre open 8am to 8pm Monday to Friday and 9am to 4pm Saturday and Sunday.

Back to top

The registration and transfer process

You’ll need to be a Bendigo Bank customer in order to send a telegraphic transfer, so contact the bank to find out which of its accounts are eligible to use this transfer service. If you already have an account in place, you’ll need to phone 1300 BENDIGO (236 344) to register for the telegraphic transfer service.

You’ll then be able to send telegraphic transfers from the Bendigo Bank e-banking portal. Simply sign in, select the ‘Telegraphic Transfer’ option and enter the details of your transfer. You’ll need to specify:

  • Who you are sending the money to, including their bank account details
  • The payment currency
  • The amount you wish to send
  • When you would like the transfer to take place

After clicking ‘Make Payment’, you’ll be able to review the details of your transfer and enter any reference information. If you’re ready to send the transfer, click ‘Continue’ to complete payment.

Back to top

The good and bad of using Bendigo Bank


  • Convenient. If you’re already a Bendigo Bank customer, it’s easy to access the telegraphic transfers service and send money overseas.
  • Supported currencies. With support for more than 25 currencies, Bendigo Bank offers transfers to a wide range of destinations.
  • Recurring payments. If you need to make regular overseas payments, you can easily set up a recurring payment plan through the e-banking portal.


  • Cheaper transfer options are available. The $30 transfer fee for non-shareholders isn’t as affordable as transaction fees from other providers, while specialist money transfer companies usually offer better exchange rates than banks.
Back to top

What other products and services does Bendigo Bank offer?

  • Foreign exchange calculator and rates. Check the latest exchange rate and calculate your international currency transactions using these handy tools.
  • Foreign cash. Stock up on cash in over 30 currencies for your next trip abroad.
  • Bank drafts. Forward money to an overseas beneficiary using this secure payment method.
  • Travellers cheques. Travellers cheques offer a safe and secure way to carry money while overseas.
  • Multi-currency Cash Passport. Lock in an exchange rate before you go and spend money in up to 10 currencies with this handy card.
  • Travel Insurance. Take out competitive travel insurance cover for domestic and international trips.

Frequently asked questions about Bendigo Bank

Bendigo Bank offers fast, safe and secure transfers when you need to send money overseas. Compare your transfer options at to find the bank or specialist provider that offers the right deal for you.

Was this content helpful to you? No  Yes

International Money Transfer Offers

Important Information*
TorFX International Money Transfers

TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.

Exclusive: OFX (Ozforex) International Money Transfers

Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
A higher exchange rate applies to non-finder customers. Send money in 45 currencies.

Exclusive: WorldFirst International Money Transfers

Chinese New Year Offer - receive $20 credit in your account (T&C's apply) Exclusive offer: $0 transfer fee and discounted exchange rates for your first trade.
A higher exchange rate applies to non-finder customers. Send money in more than 130 currencies.

FC Exchange International Money Transfers

FC Exchange can save you money with its Best Exchange Rate Guarantee. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question