In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask an expert
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Bendigo Bank Everyday Account Product Review

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Bendigo Bank Everyday Account
Fee Free Deposit
Account keeping fee
ATM withdrawal fee
Overseas ATM withdrawal fee

Our verdict

The Bendigo Bank Everyday Account offers easy access to your funds. You can avoid the monthly account fee if you deposit at least $2,000 a month.

There is a $6 monthly account keeping fee, however this is waived if you deposit $2,000 per month. This deposit condition is higher than many other transaction accounts, so make sure you can realistically meet this if you want to avoid the monthly fee.

The account comes with a Debit MasterCard which you can use in Australia and overseas, in stores and online.

This account is suited to customers who have a home loan with Bendigo Bank because you can use this account as an offset account against your loan to reduce the amount of interest you need to pay.


  • Minimum opening balance $1
  • Internet and phone banking anywhere
  • Unlimited free Electronic and Counter transactions per month
  • Can be used as an offset account when linked up with your Bendigo home loan


  • $6 monthly service fee if you don't deposit $2000 each month or have a Bendigo Bank home loan

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask an expert

This everyday transaction account offers a Debit MasterCard and unlimited electronic, phone, ATM and branch transactions. The $6 monthly account fee is waived if you have a home loan with Bendigo, or if you deposit $2,000 a month. The everyday account can be used as an offset account when linked up with your Bendigo home loan.


Key details

Product Name Bendigo Bank Everyday Account
Monthly account fee $6
Card access Mastercard
Own network ATM fee $0
International ATM Fee $5 + 3%
International transaction fee 3%
Monthly deposit required to waive account fee $2,000
Contactless Payments Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay


Minimum Age 16
Joint account availability Yes
Minimum opening deposit $1

Key features

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No ongoing monthly account fee

If you deposit at least $2,000 per month, you will not have to pay any ongoing service fee on this account. The monthly service fee is also waived if you hold a Bendigo Bank home loan. However, a monthly fee of $6 will apply if you do not satisfy either of these requirements.

Unlimited fee-free electronic transactions

You can perform unlimited electronic transactions through Bendigo Bank e-banking without incurring any fees. This allows you to transfer money and use BPAY to pay bills.

How to apply


  • Minimum age. You must be 16 years of age or older to open an account.
  • Residency requirements. The Bendigo Bank Everyday Account is only available to Australian citizens or permanent residents.

Your reviews

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Alison Finder


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July 14, 2023

Hi, is there any limit to cash withrawals from my Everyday debit account? Neither the app, nor the internet banking seem offering to review/set card withdrawals limits.


Alison Banney Finder

July 21, 2023

Hi, the default daily cash withdrawal limit is $1000. This can be increased by speaking with the bank directly.



July 26, 2019

What is the frequency of paper statements


Nikki Angco

July 27, 2019

Hi Chrissy,

Thanks for your message. A statement is sent by Bendigo monthly. If you want to opt for e-statements, you may do so by providing an email address and will be used to notify you when you have a new e-statement available for viewing via e-banking. You must select to receive either email notifications or paper statements. Also, you can view and save each statement as a PDF.

Hope this helps!



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July 11, 2019

How do I increase to another $1,000 limit?


Jeni Finder

July 12, 2019

Hi Ben,

Thank you for getting in touch with Finder.

If you’re considering to deposit a thousand dollar higher than the monthly requirement of $2,000, you may do so. Please note that as long as you deposit at least $2000 per month you will not be charged a monthly account fee.

I hope this helps.

Thank you and have a wonderful day!



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July 08, 2019

How can I cash out the money on Bendigo bank ATM, please?


Joshua Finder

July 08, 2019

Hi Karoline,

Thanks for getting in touch with Finder. I hope all is well with you. 😃

If you are referring to the Bendigo Bank Everyday Account, you can simply locate a Bendigo Bank ATM near you and start withdrawing money. Make sure that you have sufficient fund. It is worth noting that you can do unlimited withdrawals from Bendigo Bank ATMs. However, please note that there’s a daily ATM withdrawal limit of $1,000.

I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

Have a wonderful day!



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