BDCU Alliance Bank RediAccess / Cheque Account

BDCU Alliance Bank RediAccess / Cheque Account

Fee Free Deposit

0

Account Keeping Fee

6.00

Access your cash in a way that suits you with a RediAccess / Cheque Account from BDCU Alliance Bank.

  • No minimum balance
  • Funds available at call
  • Internet and phone banking access
  • Optional cheque book available

Product details

Important information

The BDCU Alliance Bank RediAccess / Cheque Account is no longer available for new applications. Although the bank account cannot be applied for, the information on this page has been kept for the benefit of existing customers and for those who are interested. If you would like to compare other BDCU Alliance savings accounts, please go through our main BDCU Accounts Page.

The BDCU Alliance Bank RediAccess / Cheque Account is designed to make it as easy as possible to access your funds in any way you like. With no minimum balance requirement, you can flexibly withdraw as much or as little of your funds as you want. In addition to ATM access via a rediATM card, the RediAccess / Cheque Account also offers phone and Internet banking functionality, as well as the option to add a cheque book to your account.

What are the features of the BDCU Alliance Bank RediAccess / Cheque Account?

No minimum balance

The BDCU Alliance Bank RediAccess / Cheque Account does not have any minimum balance limit either when you open your account or on an ongoing basis. This means you can withdraw and spend your money whenever you wish, without having to worry about maintaining a sufficient balance in your account.

Funds available at call

The funds in this account are available at-call, which means you can enjoy instant access whenever you need to pay a bill, buy something or transfer money to friends or family.

Monthly service fee of $6

The BDCU Alliance Bank RediAccess / Cheque Account attracts a $6 monthly service fee. However, if the monthly combined value of deposits and loans in your BDCU Alliance Bank membership exceeds $0, and if you don’t make any transactions in the month, that monthly service fee is waived.

Internet and phone banking access

You can make unlimited Internet and phone banking transactions with this account, allowing you to pay bills and deposit and withdraw funds at any time.

Other access options

You can also make an unlimited number of cash or cheque deposits and cash withdrawals at BDCU Alliance Bank Advice Centres.

Optional cheque book available

An optional cheque book is available with the BDCU Alliance Bank RediAccess / Cheque Account. This provides another easy way to access your funds and you can make unlimited cheque withdrawals from your account.

Compare other BDCU products

Pros

  • No minimum balance
  • Funds available at call
  • Internet and phone banking access
  • Optional cheque book available

Cons

  • $6 monthly service fee

What you’ll need to know before applying

If you think the BDCU Alliance Bank RediAccess / Cheque Account has everything you’re looking for in an everyday transaction account, click one of the “Apply Now” links on this page. This will take you to the BDCU Alliance Bank website where you can read the account terms and conditions and also find an application form.

Application options

There are three ways you can apply for this account:

  • Download a form. You can download and print an application form from the BDCU Alliance Bank website. Once completed, you can submit the form by post or take it along to an advice centre.
  • Visit an advice centre. Drop into your local BDCU Alliance Bank advice centre to chat to a staff member about opening an account.
  • Apply over the phone. You can also phone BDCU Alliance Bank to be talked through the application process and receive answers to any questions you may have.

Documentation needed

New BDCU Alliance Bank customers will need to provide proof of ID before they can open an account. Simply present a valid form of photographic ID, such as a passport or driver’s licence, to finalise your account.

Eligibility criteria

Before starting an application, make sure you meet the following eligibility criteria:

  • Age requirements. This account is only available to applicants who are 18 years of age or older.
  • Residency requirements. You will need to be an Australian resident to apply for an account.

The BDCU Alliance Bank RediAccess / Cheque Account is worth considering if you’re searching for a convenient and flexible everyday transaction account. However, before deciding whether it’s the right account for your needs, see how its features stack up against a range of other transaction accounts at finder.com.au.

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